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BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM DEPOSITS, RESERVES, AND BORROWINGS OF MEMBER BANKS, FIRST HALF OF OCTOBER 1956 (Averages of daily figuresi/ In millions of dollars) Class of "bank and Federal Reserve District All member banks Central reserve city banks; New York Chicago Reserve city banks Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco Gross demand deposits Time deposits Demand balances due Reserves with F. R. Banks from domestic Total Required Excess banks 6.681 18.915 18.334 581 Total Interbank 115,539 13,325 102.214 99,149 41,#5 22,786 4,101 1,239 18,685 4,698 20,106 5,192 3,469 1,300 106 70 4,218 1,109 4,195 1,104 24 5 6,640 331 4o 476 574 443 635 584 764 353 845 38,841 1,956 1,048 2,419 5,005 2,331 2,289 4,916 1,796 861 2,465 38,570 2,044 949 2,472 4,830 2,361 2,396 4,726 2,113 985 2,691 16.907 2.007 7.859 7.788 378 507 353 2,015 612 32 197 463 974 465 471 996 403 191 517 558 2,245 _%1_ 2 I 5,937 45.482 2,287 I,087 2,895 5,580 2,774 2,925 5,500 2,560 1,214 3,310 3,582 II,769 882 714 Other Net demand deposits 2/ November 9, 1956 2,700 11,055 2,810 10,191 208 562 2,722 431 211 482 764 8,039 28 176 114 190 231 122 42 268 406 300 380 196 463 970 456 459 987 402 188 508 544 2,236 Borrowings at Federal Reserve Banks 9/ II 9 1 3 9 14 9 Country banks 35,281 41.335 1.345 481 20.278 4.497 5.729 5.248 -32a. Boston 126 3,416 3,290 205 1,198 445 417 2,976 27 New York 60 6,203 5,612 136 889 6,339 385 4,315 949 Philadelphia 22 428 290 2,051 2,417 2,773 2,795 35 393 Cleveland 2,890 456 2,187 3,278 25 313 3,303 509 53 40Richmond 129 2,590 2,257 2,719 1>251 330 374 333 Atlanta 1,127 469 287 472 3,174 3,511 437 3,799 35 Chicago 811 6,069 890 109 712 5,187 3,776 79 5,959 St. Louis 26 1,841 308 263 2,129 836 63 2,192 289 228 22 82 Minneapolis 1,691 223 251 1,499 971 1,773 Kansas City 4l 360 121 2,849 2,728 415 659 319 2,383 Dallas 622 208 444 634 3,766 47 3,053 3,558 397 16 San Francisco 2,278 1,265 214 320 2,316 1,992 38 _3oa_ N O T E : D e m a n d deposits adjusted (demand deposits other than interbank and United States Government, less cash items reported as in process of collection) of all member banks estimated at $88,900 million. For numbered footnotes see next page. DEPOSITS, RESERVES. A M ) BORROWINGS OF MEMBER B A M S — (Averages of daily figures. Federal Reserve District Continued In millions of dollars) Demand deposits except interbank 1st half 1st half 2nd half Oct. 1956 Sept. 1956 Oct. 1955 Time deposits 1st half 2nd half 1st half Oct. 1956 Sept. 1956 Oct. 1955 Country banks in places with po;pulation of 15,000 and over l/ Total Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 26,167 26,330 25,552 12,645 12,607 12,082 2,879 4,686 1,563 2,022 l,6o4 2,611 3,865 1,023 834 1,143 2,016 1,920 2,918 4,761 1,580 2,032 1,602 2,607 3,871 1,017 826 1,152 2,064 1,903 2,862 4,506 1,560 1,925 1,632 2,476 3,794 1,004 846 1,116 2,017 1,814 961 2,876 937 1,223 636 763 2,546 449 422 321 451 1,059 959 2,869 930 1,218 632 760 2,541 449 420 321 457 1,052 971 2,756 888 1,160 629 728 2,422 438 4o6 384 996 Country banks in places with po;Dulation of less than 15,000_ Total Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 13,823 411 1,517 1,210 1,255 986 901 2,095 1,106 857 1,585 1,542 358 13,678 417 . 1,527 1,210 1,250 978 888 2,071 1,079 842 1,568 1,489 357 13,542 7.634 7,598 7,338 401 1,499 1,206 1,239 956 808 2,044 1,043 854 1,587 1,494 4ll 237 1,439 1,114 964 615 363 1,230 386 550 339 170 225 237 1,431 1,109 961 615 361 1,225 380 548 337 168 226 234 1,399 1,075 939 580 327 1,168 361 531 323 l4l 262 1/ Includes any banks in outlying sections of reserve cities which have been given permission to carry the same reserves as country banks. Footnotes for preceding page (J.l): 1/ Averages of daily closing figures for reserves and borrowings and of daily opening figures for other columns, inasmuch as reserves required are based on deposits at opening of business. 2/ Demand deposits subject to reserve requirements, i.e., gross demand deposits minus cash items reported as in process of collection and demand balances due from domestic banks. / J.lb, DEPOSITS. RESERVES, AND BORROWINGS OF MEMBER B A M S -- Continued (Averages of daily figures; in thousands of dollars. Comparability of figures is affected somewhat by changes in Federal Reserve membership, absorptions, etc., particularly in States or territory designated by an asterisk.) Time deposits Demand deposits except interbank 1st half 2nd half 1st half 1st half 2nd half 1st half Oct. 19561 Sept. 1956) Oct. 19551 Oct. 19561 Sept. 19561 Oct. 1955 Country banks in places with a population of less than 15,000 Total, incI.Alaska 11.822.605 13,677,593 13,542,005 7.631.710 7,597,6 7,338,355 Total, all States 11.819.281 13,674,263 13,539,375 7.630.920 7,594,800 7,335,904 New England 248,184 251.700 251,478 416.396 #2,807 425,132 65,624 Maine 69,866 68,363 71,906 68,474 71,830 New Hampshire 66,380 28,895 29,249 70,728 29,217 69,232 67,008 Vermont 66,422 65,186 62,459 66,339 65,743 Massachusetts * 47,183 159,018 45,197 163,223 45,307 158,356 Rhode Island 1,751 807 823 1,787 1,780 933 Connecticut 4o,460 66,602 70,941 37,723 40,583 70,302 Middle Atlantic 2.975,449 2,985,996 2,954,092 2,787,524 2,773,504 2,706,513 New York * 955,980 974,950 981,230 1,066,377 1,070,171 1,047,459 New Jersey 631,604 610,995 628,291 727,246 722,057 735,772 1,181,826 1,180,053 1,184,576 1,174,690 1,170,263 1,139,538 Pennsylvania * E. North Central 3,171,038 3,147,447 3,071,494 2,098,930 2,090,243 2,007,985 625,000 Ohio 818,053 807,102 "643,106 641:175 813,955" Indiana 503,142 248,802 250,313 235,841 496,361 494,747 1,206,701 1,188,364 1,144,433 542,586 Illinois 517,936 539,723 408,709 374,314 Michigan 406,829 362,785 378,413 377,236 268,828 254,216 Wisconsin 262,427 270,361 253,714 251,972 2,050,319 2,009,331 2,060,271 718,709 W. North Central 711,690 693,052 Minnesota 262,098 311,364 310,285 270,124 317,252 270,727 Iowa 121,366 121,282 340,063 121,156 328,275 347,154 Missouri 101,601 114,372 108,896 354,862 377,509 368,394 North Dakota 36,603 36,687 36,281 93,295 89,723 94,459 South Dakota 128,046 117.644 42,638 41,898 42,356 115,577 Nebraska 317.645 50,855 52,014 339,628 50,941 315,379 82,148 486,911 Kansas 81,810 480,619 485,837 77,598 800,844 1,467,109 1,454,865 1,382,406 South Atlantic 750,976 799,075 17,604 Delaware * 12,671 12,664 18,423 13,074 17,696 Maryland 185,778 184,871 178,838 142,946 134,592 142,373 381,009 Virginia 313,089 368,604 377,024 294,871 314,576 195,730 West Virginia 95,922 196,912 187,230 95,176 89,977 142,825 52,569 North Carolina 140,129 142,198 50,627 52,344 22,024 98,958 South Carolina * 98,101 21,567 97,918 19,992 114,469 Georgia 36,835 112,161 33,640 36,561 111,951 124,788 330,736 Florida * 114,203 123,814 277,244 327,971 645,408 244,137 E. South Central 631,941 623,565 243,296 223,799 Kentucky 247,886 251,112 64,250 254,504 71,327 71,485 Tennessee 164,421 102,286 94,512 169,550 102,438 171,900 Alabama 162,118 52,260 161,913 56,883 56,345 167,495 Mississippi 49,161 49,345 13,338 51,509 12,777 13,331 2,062,126 2,001,293 1,966,914 W. South Central 300,784 304,251 256,307 Arkansas 1447 42,895 151,789 39,275 43,068 157,643 Louisiana * 40,943 52,130 123,774 150,557 151,986 52,525 Oklahoma 71,136 346,725 63,903 335,391 350,166 71,501 Texas 112,186 134,623 1,402,331 1,352,222 1,362,855 137,157 Mountain 256,893 753,802 252,712 727,709 251.926 735,044 Montana 64,870 201,441 204,703 59,207 206,377 65,237 Idaho * 17,840 20,052 42,958 39,970 17,853 39,555 Wyoming 29,002 105,644 103,021 103,865 31,746 31,958 Colorado 78,026 78,582 245,433 247,944 245,491 78,315 New Mexico 99,108 26,837 26,570 23,073 90,787 97,043 Arizona 1,812 4,278 4,426 3,447 5,963 3,455 Utah * 30,142 27,886 25,954 41,713 32,467 51,375 Nevada * 4,092 2,325 6,207 4,265 3,452 2,319 Pacific 276,394 172,8 172,018 301,699 192,195 272,874 Washington * 71,043 43,110 45,100 70,460 80,950 42,754 Oregon * 46,704 20,418 19,349 46,256 53,646 19,267 158,647 110,440 California * 126,677 156,158 167,103 109,997 3,322 Alaska 2,790 2,630 2,451 2,809 3,330