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7?c. Class of bank and Federal Reserve District All member banks General reserve city banks: New York Chicago Reserve city banks Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM DEPOSITS, RESERVES, AND BORROWINGS OF MEMBER BANKS, SECOND HALF OF APRIL 1956 (Averages cf daily figures!/. In millions of dollars) May 22, 1956 Demand Gross demand deposits Net demand Time balances due Reserves with F. R. Banks deposits 2/ deposits from domestic Interbank Other Total Required Excess 114,7*10 12,456 102.285 99,374 40,738 6,186 18.602 18,346 456 23,246. 5,944 115,186 2,313 1,092 2,933 5,570 2,649 2)963 5,488 2,461 1,156 3,388 3,574 11,597 3,989 1,128 19,257 4,816 20,635 5,245 3,303 1,289 6,078 322 39.108 1,9'?2 38,559 2,056 957 2,523 4,875 2,275 2,445 4,709 2,072 957 2,776 2,805 10,110 16,445 234 494 332 2,016 606 519 2,577 422 207 466 768 7,633 108 190 435 505 373 611 509 635 302 812 859 680 I'M 5,065 2,276 2,353 4,979 1,826 854 2,577 2,715 10,918 1,982 66 109 I 27 242 121 42 278 4i6 288 4,288 1,108 4,292 1,113 -4 -6 7,802 390 198 473 982 443 470 985 397 184 532 545 2,204 7,763 382 39 471 977 440 466 976 394 183 523 543 2,212 1 2 6 35 9 3 2 9 2 -8 Country banks 40,364 1,261 30,103 34,936 19,701 5,604 3; 995 5,177 427 Boston 3,410 123 3,287 2,s S T 1,191 208 434 T T T 19 New York 6,177 127 6,050 4,168 5,504 348 916 869 47 Philadelphia 2,688 20 2,669 2,368 1,969 410 235 27 383 Cleveland 26 3,192 3,166 2,630 2,140 273 489 447 42 Richmond 120 2,655 2,252 2,535 1,230 282 366 34 332 Atlanta 3,882 291 3,591 3,272 1,0?8 471 486 448 38 Chicago 5,842 90 5,107 5,752 3,668 586 865 796 69 St. Louis 2,090 53 2,037 1,815 805 280 235 258 22 Minneapolis 1,683 71 1,612 1,463 944 182 244 223 22 Kansas City 2,768 116 2,653 2,336 638 368 312 359 47 Dallas 3,748 3,074 591 447 49 398 San Francisco $ 2,22L__ 1,9^0 1,259 309 11 297 NOTE: Demand deposits adjusted oei'iand de-y: sits other interbank and United b'catcs Government, less cash items reported as in process of collection) of all neinbe- backs eev Lro-ted at $89,470 million. For numbered footnotes ec : next vm ( J.la DEPOSITS, RESERVES, AM? BORROWINGS OF MEMBER BANKS -- Continued (Averages of daily figures. Federal Reserve District In millions of dollars) Time deposits Demand deposits except interbank 1st half 2nd half 2nd half I 1st half 2nd half 2nd half April 19561 April 19561April 19551April 19561April 1956[April 1955 Country banks in places with population of 15,000 and over l/ Total Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 25.905 25,876 24,901 12,275 12,278 11,788 2,907 4,6l4 1,548 1,955 2,850 4,567 1,598 1,944 l,6l4 2,689 3,762 1,016 808 1,124 2,068 1,838 2,778 4,450 1,502 1,828 1,544 2,517 3,593 980 7,90 1,117 2,033 1,772 960 2,778 897 1,187 636 747 2,480 439 406 310 431 1,004 961 2,780 895 1,181 635 751 2,482 440 407 310 430 1,005 954 2,681 859 1,127 621 710 2,347 431 402 290 385 981 1,600 2,678 3,765 1,010 807 1,119 2,069 1,834 Country banks in places with population of less than 15,000 13,197 Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 1/ 1,211 13,304 1,227 2,003 1,027 13,053 7.425 1,175 231 1,390 1,072 953 594 351 1,188 366 538 328 160 255 Includes any banks in outlying sections of reserve cities which have been given permission to carry the same reserves as country banks. Footnotes for preceding page (J.l): l/ Averages of daily closing figures for reserves and borrowings and of daily opening figures for other columns, inasmuch as reserves required are based on deposits at opening of business. 2/ Demand deposits subject to reserve requirements, i.e., gross demand deposits minus cash items reported as in process of collection and demand balances due from domestic banks. J.lb DEPOSITS, RESERVES, AND BORROWINGS OF MEMBER BANKS -- Continued (Averages of daily figures; in thousands of dollars. Comparability of figures is affected somewhat by changes in Federal Reserve membership, absorptions, etc., particularly in States or territory designated by an asterisk.) Time deposits Demand deposits except interbank 1st half 2nd half 2nd half 2nd half 1st half 2nd half April 19561April 19561April 1955 April 1956 April 1956IApril 1951 Country banks in places with a population of less than 15,000 Total^ incl.Alaska 13,197,3% 7,417,572 7,164,28: -",386 13303,767 13,052^79 7,425,484 — " " Total, all States T5.lQU.Qte 13,301,286 13,0507582 7.422.722 7,414,836 7,162,2^1 New England 245.18Q 244,203 236,3% 404.1Q8 397,438 375,458 61,846 Maine* 65,471 58,804 64,587 66,092 66,033 27,102 New Hampshire 28,420 60,159 57,598 28,352 Vermont 65,200 65,253 54,431 57,952 65,104 58,164 44,603 Massachusetts 44,556 147,590 139,863 45,200 152,120 1,615 Rhode Island 1,783 749 737 , 765 Connecticut * 38,656 38,720 64,025 66,401 35,978 67,958 Middle Atlantic 2,796,368 2,787,290 2,802,399 2,697,959 2,695,523 2,608,537 New York * 891,316 945,778 974,198 946,147 9 7 C W New Jersey 605,492 610,473 609,613 682,505 690,749 Pennsylvania * 1,108,911 1,122,343 1,140,998 1,141,139 1,140,132 1,111,729 E. North Central 2.959,168 2,980,131 2,860,394 2,036,158 2,036,835 1,987,560 Ohio 611,987 632,6 632,482 748,140 780,807 790,064 Indiana 241,104 241,125 231,877 464,763 481,007 484,592 Illinois 508,377 522,991 524,372 1,096,294 1,097,448 1,048,594 Michigan * 384,257 389,443 389,049 345,465 351,941 350,839 Wisconsin 251,062 249,828 249,919 246,956 257,188 255,595 W. North Central 683,603 698,961 699,426 1,981,737 2,011,401 2,026,656 Minnesota 259,814 255,219 265,745 301,196 297,519 2^9,135 Iowa 121,401 121,261 120,552 351,881 343,599 357,524 Missouri 98,486 104,992 104,750 351,522 354,950 343,573 North Dakota 36,871 84,258 36,844 36,709 85,011 84,753 41,904 South Dakota 42,001 115,915 41,303 123,440 118,103 Nebraska 50,655 317,336 50,908 52,053 322,255 335,979 Kansas 471,588 74,686 78,059 478,005 492,252 77,777 South Atlantic 1,435,( " 775,708 1,442,890 1,323,919 729,904 774,151 Delaware * 12,926 12,251 19,217 10,957 12,279 16,554 Maryland 128,881 135,760 174,654 162,199 134,908 175,856 Virginia 287,907 303,733 349,887 365,637 363,821 305,683 West Virginia 93,264 188,478 89,195 179,608 187,459 93,581 North Carolina 126,244 50,254 51,071 137,980 135,080 51,035 South Carolina 92,104 84,298 19,639 19,934 19,892 89,995 Georgia 32,605 100,831 35,334 109,791 108,239 35,346 Florida * 122,804 108,497 301,635 357,289 122,984 358,084 E. South Central 219,813 235,204 666,028 624,575 649.070 235.817 Kentucky 67,824 261,789 269,192 262,195 68,357 Tennessee 164,240 92,829 99,908 174,735 170,945 99,823 Alabama 50,745 168,908 54,355 148,953 54,447 164,057 12,492 Mississippi 13,117 49,593 53,193 13,190 51,873 281,057 249,872 W. South Central ,016,097 1,984,188 282.818 .980.695 37,143 Arkansas 144,298 151,891 150,1 40,253 Louisiana * 47,676 124,522 39,294 150,855 148,039 47,950 Oklahoma 62,729 67,342 342,364 332,933 67,315 335,477 110,706 Texas 125,770 127,320 1,347,091 1,370,987 1,382,435 248,401 Mountain 252,538 756,283 720,931 7ll.?46 254,9% 57,44? Montana 200,960 62,338 199,861 62,810 196,786 Idaho * 41,720 17,956 17,920 38,229 17,875 36,998 Wyoming 28,433 101,907 29,139 99,836 31,023 98,763 Colorado 76,447 248,231 76,934 237,243 236,011 76,756 New Mexico 19,206 96,423 96,296 26,459 26,831 95,989 1,740 6,040 Arizona 1,889 4,476 6,163 1,851 Utah * 40,554 51,690 35,524 39,777 38,942 35,503 6,618 Nevada * 10,876 3,649 2,335 3,694 2,343 Pacific 198,224 296,710 195,100 195,899 279,080 275.072 Washington * 72,101 45,463 71,630 45,213 45,386 78,545 42,031 Oregon * 19,289 19,629 48,592 20,357 43,535 160,880 132,404 130,884 California * 130,598 163,915 169,573 2,444 2,017 2,481 2,762 Alaska 2,736 2,097 ~~s3tw T0J2