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Federal Reserve Release
H.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 37
Week Ending September 10, 2022
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
September 4, 2022 to September 10, 2022
Forms
Forms -- initial Board review to extend with revision the Federal Reserve
Membership Application (FR 2083 et al.) and Federal Reserve Bank Stock
Applications (FR 2030 et al.).
- Approved, September 7, 2022
Forms -- initial Board review to extend with revision the Payment Systems Surveys
(FR 3054).
- Approved, September 7, 2022
Forms -- initial Board review to extend without revision the Payments Research
Survey (FR 3067).
- Approved, September 7, 2022
Regulations and Policies
Prudent Commercial Real Estate Loan Accommodations -- publication for comment
of a policy statement on prudent commercial real estate loan accommodations and
workouts.
- Approved, September 6, 2022
(A/C) = Addition or Correction
Board - Page 1 of
1
H.2
Actions under delegated authority
S&R Supervision and Regulation
C&CA Consumer and Community Affairs
FOMC Federal Open Market Committee
September 4, 2022 to September 10, 2022
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
MA Monetary Affairs
Bank Branches, Domestic
St. Louis
INSOUTH Bank, Brownsville, Tennessee -- to establish a branch at 1421 Union
University Drive, Jackson, Tennessee.
- Approved, September 8, 2022
Boston
State Street Bank and Trust Company, Boston, Massachusetts -- to establish a branch
at 1100 Main Street, Kansas City, Missouri.
- Approved, September 9, 2022
Bank Holding Companies
Atlanta
A3 Centurion LLC, Miami, Florida -- to become a bank holding company by
acquiring shares of OUR Community Bank, Hialeah, Florida.
- Withdrawn, September 9, 2022
St. Louis
FBOL Bancshares, Inc., Osage Beach, Missouri -- to become a bank holding
company by acquiring First Bank of the Lake, Osage Beach, Missouri.
- Approved, September 8, 2022
(A/C) = Addition or Correction
Delegated - 1 of
4
H.2
Actions under delegated authority
September 4, 2022 to September 10, 2022
Bank Holding Companies
Director, S&R
Ocean Bankshares, Inc., and Ocean Bank, both of Miami, Florida -- request by Belkis
Macedo de Graterol, Candida Macedo Rodriguez, Nelly Macedo Rodriguez, Javier
Macedo Rodriguez, Carmen Elena de Abreu, Ernesto de Abreu Gonzalez, Mercedes
de Abreu Gonzalez, Adriana Macedo Moncayo, Olga E. Macedo de Pita, Sandra
Macedo Moncayo, and Agostinho Alfonso Macedo Moncayo for relief from certain
commitments.
- Granted, August 29, 2022
(A/C)
Bank Mergers
Chicago
First Iowa State Bank, Albia, Iowa -- to merge with First Iowa State Bank,
Keosauqua, Iowa, and thereby establish branches at 714 1st Street, Keosauqua, Iowa;
102 Division Street, Cantril, Iowa; and 110 North Washington Street, Bloomfield,
Iowa.
- Approved, September 8, 2022
Banks, State Member
Chicago
Ally Bank, Sandy, Utah -- to make two public welfare investments.
- Approved, September 6, 2022
Dallas
Comerica Bank, Dallas, Texas -- to make a community development and public
welfare investment (two requests).
- Approved, September 9, 2022
(A/C) = Addition or Correction
Delegated - 2 of
4
H.2
Actions under delegated authority
September 4, 2022 to September 10, 2022
Change in Bank Control
San Francisco
Bay Community Bancorp, Oakland, California -- Strategic Value Investors, LP;
Strategic Value Bank Partners, LLC; Strategic Value Private Investors, LP; Strategic
Value Private Partners, LLC, all of Cleveland, Ohio; Benjamin Mackovak, Bratenahl,
Ohio; and Martin Adams, Naples, Florida; to acquire voting shares of Bay
Community Bancorp and thereby indirectly acquire voting shares of Community
Bank of the Bay, Oakland, California.
- Returned, September 9, 2022
Kansas City
Cedar Bancorp, Hartington, Nebraska -- J. Scott Schrempp, Hartington, Nebraska;
Christine Rossiter, Elkhorn, Nebraska; and Mary Rossiter, Macon, Georgia; to
become members of Rossiter Family Control Group, a group acting in concert, to
retain voting shares of Cedar Bancorp and thereby indirectly retain voting shares of
Bank of Hartington, Hartington, Nebraska.
- Permitted, September 6, 2022
Chicago
WoodTrust Financial Corporation, Wisconsin Rapids, Wisconsin -- The Bell Family
Voting Trust, Steven C. Bell and Paula J. Bell, both of Wisconsin Rapids, Wisconsin;
Elizabeth Bell Killian, Spokane, Washington; Rebecca L. Kettleson, Wausau,
Wisconsin; and Margaret S. Bell, Chicago, Illinois, all co-trustees of the Trust; to
become members of the Bell Family Control Group, a group acting in concert, to
acquire voting shares of WoodTrust Financial Corporation and thereby indirectly
acquire voting shares of WoodTrust Bank, Wisconsin Rapids, Wisconsin.
- Permitted, September 6, 2022
(A/C) = Addition or Correction
Delegated - 3 of
4
H.2
Actions under delegated authority
September 4, 2022 to September 10, 2022
Extensions of Time
Minneapolis
Prevail Mutual Holdings, Inc., Medford, Wisconsin -- extension to October 17, 2022,
to become a mutual savings and loan holding company in connection with the
reorganization of Prevail Bank, Medford, Wisconsin, from a federal mutual savings
bank to a federal stock savings bank.
- Granted, September 6, 2022
Financial Holding Companies
St. Louis
Parkside Financial, Inc., Clayton, Missouri -- election to become a financial holding
company.
- Effective, September 6, 2022
International Operations
Richmond
Bank of America, National Association, Charlotte, North Carolina -- prior notice to
make an investment pursuant to Regulation K.
- Approved, September 8, 2022
Savings and Loan Holding Companies
Chicago
Fidelity Federal Bancorp, Evansville, Indiana; and Pedcor Financial, LLC, and
Pedcor Financial Bancorp, both of Carmel, Indiana -- (1) to become bank holding
companies for a moment in time by acquiring Community Banks of Shelby County,
Cowden, Illinois (Target Bank); (2) to retain ownership of United Fidelity Bank,
F.S.B., Evansville, Indiana (Applicant Bank) and thereby engage in operating a
savings association; and (3) to become savings and loan holding companies
following the merger of Target Bank with and into Applicant Bank.
- Approved, September 7, 2022
(A/C) = Addition or Correction
Delegated - 4 of
4
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending September 10, 2022
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 1
Federal Reserve Bank of Boston
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
228000
FRANKLIN SVG BK, FARMINGTON, MAINE
04/11/2022
09/04/2022
O
Int Small Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
District: 2
Federal Reserve Bank of New York
Filings received during the week ending September 10, 2022
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 2
Federal Reserve Bank of New York
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending September 10, 2022
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending September 10, 2022
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
PRIMIS BANK
* Branch
Primis Bank, Glen Allen, Virginia, to
operate a courier service branch in select
areas of Virginia, Maryland, and the
District of Columbia.
Newspaper:
09/24/2022
Federal Register:
Not applicable
* Subject to the provisions of the Community Reinvestment Act
District: 5
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
BANCO DAVIVIENDA S.A.
4c8
Banco Davivienda S.A., Bogota,
Colombia, to engage denovo in financial
and investment advisory activities through
its proposed new wholly-owned subsidiary,
Davivienda Investment Advisors USA,
LLC, Miami, Florida, pursuant to section
225.28(b)(6) of the Board's Regulation Y.
Newspaper:
Not applicable
Federal Register:
09/26/2022
Patrick Charles Cooper, Miami, Florida, to
retain voting shares of CNB Bancorp, Inc.,
Mobile, Alabama, and thereby indirectly
retain voting shares of Commonwealth
National Bank, Mobile, Alabama.
Newspaper:
Not available
Federal Register:
08/29/2022
Strategic Value Investors, LP; Strategic
Value Bank Partners, LLC; Strategic Value
Opportunities, LP; Strategic Value Private
Partners, LLC; and Benjamin· Mackovak
and Martin Adams, each a managing
member of Strategic Value Bank Partners,
LLC and Strategic Value Private Partners,
LLC, (collectively, the "Controlled
Parties"), all of Cleveland, Ohio, have
applied to the Federal Reserve Board, as a
group acting in concert, to acquire
additional voting shares of FineMark
Holdings, Inc., and thereby indirectly
acquire voting shares of FineMark National
Bank & Trust, both of Fort Myers, Florida.
Newspaper:
09/15/2022
Federal Register:
09/29/2022
The First Bank, Hattiesburg, Mississippi to
establish a branch located at 1211 N.
Westshore Blvd, Suite 200, Tampa,
Hillsborough County, Florida.
Newspaper:
09/22/2022
Federal Register:
Not applicable
GDW Bankshares, Inc., Sandersville,
Georgia, to become a bank holding
company by acquiring outstanding shares
of The Geo. D. Warthen Bank,
Sandersville, Georgia.
Newspaper:
10/10/2022
Federal Register:
10/11/2022
SmartBank, Pigeon Forge, Tennessee, to
establish a branch located at 170 East Main
Street, Dothan, Alabama.
Newspaper:
Not available
Federal Register:
Not applicable
CNB BANCORP, INC.
CIC
FINEMARK HOLDINGS, INC. CIC
FIRST BANK, THE
GDW BANKSHARES, INC.
SMARTBANK
* Branch
* 3A1
* Branch
* Subject to the provisions of the Community Reinvestment Act
District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
AMALGAMATED
INVESTMENTS COMPANY
CIC
The Debra Wrobel Trust, Glencoe, Illinois,
Debra Wrobel, Glencoe, Illinois,
individually and as Trustee to acquire
voting shares of Amalgamated Investments
Company, Chicago, Illinois, and thereby
indirectly acquire voting shares of
Amalgamated Bank Chicago, Chicago,
Illinois, and The Voting Trust Agreement,
Chicago, Illinois, Robert Wrobel, Highland
Park, Illinois as Trustee; to become a
member of the Wrobel Family Group, as a
group acting in concert, to acquire voting
shares of Amalgamated Investments
Company, Chicago, Illinois, and thereby
indirectly acquire voting shares of
Amalgamated Bank Chicago, Chicago,
Illinois.
Newspaper:
Not available
Federal Register:
Not available
MARENGO BANCSHARES,
INC.
CIC
John C. Cunat, individually and as trustee
of the John C. Cunat Revocable Trust; and
Brian G. Cunat, all of McHenry, Illinois;
and Rondi Cunat-Hauser and Bryan
Hauser, both of Marco Island, Florida, to
form the Cunat Family Control Group, a
group acting in concert, to retain voting
shares of Marengo Bancshares, Inc., and
thereby indirectly retain voting shares of
Prairie Community Bank, both of
Marengo, Illinois.
Newspaper:
Not available
Federal Register:
09/26/2022
MEDIAPOLIS
BANCORPORATION
CIC
The Janet K. Lanz Trust, Janet K. Lanz, as
trustee, the Kenneth E. Lanz Trust, and
Kenneth E. Lanz, as trustee, all of
Wapello, Iowa; and the Jon A. Schmidgall
Trust, Jon A. Schmidgall, as trustee, the
Julie A. Schmidgall Trust, Julie A.
Schmidgall, as trustee, Aaron Schmidgall,
Luann Schmidgall, and JoAnn Steiner, all
of Mediapolis, Iowa; to join the
Schmidgall Family Control Group, a group
acting in concert, to retain voting shares of
Mediapolis Bancorporation, and thereby
indirectly retain voting shares of
Mediapolis Savings Bank, both of
Mediapolis, Iowa.
Newspaper:
09/21/2022
Federal Register:
09/21/2022
NATIONAL BANCORP
HOLDINGS, INC.
CIC
Bernard Bennett Banks, Evanston, Illinois,
trustee of Voting Trust Agreement, Miami,
Florida to acquire control of the voting
shares of National Bancorp Holdings, Inc.,
Chicago, Illinois and thereby indirectly
acquire voting shares of The Federal
Savings Bank, Chicago, Illinois.
Newspaper:
Not available
Federal Register:
09/29/2022
* Subject to the provisions of the Community Reinvestment Act
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
VISIONBANK OF IOWA
* 18C
VisionBank of Iowa, Ames, Iowa, to merge
with Legacy Bank, Altoona, Iowa. As a
result of the merger, VisionBank of Iowa,
Ames, Iowa, will establish branches at: 502
8th Street SW. Altoona, Iowa; 1201 Grant
Street S, Bondurant, Iowa; 12901
University Avenue, Clive, Iowa; and 215
Center Avenue S, Mitchellville, Iowa.
Newspaper:
Not available
Federal Register:
Not applicable
* Branch
* Subject to the provisions of the Community Reinvestment Act
District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
ARVEST BANK
* Branch
Arvest Bank, Fayetteville, Arkansas, to
establish a branch facility to be located at
the Northwest Corner of Highway 76 and
Indian Trail Road, Anderson, Missouri.
Newspaper:
09/22/2022
Federal Register:
Not applicable
First Waterloo Bancshares, Inc., Waterloo,
Illinois, to acquire through merger Village
Bancshares, Inc., Saint Libory, Illinois, and
thereby indirectly acquire The Village
Bank, Saint Libory, Illinois.
Newspaper:
10/15/2022
Federal Register:
Not available
Independence Bank of Kentucky,
Owensboro, Kentucky, to establish a
branch facility to be located at 115 Sam
Walton Drive, Suite 1 & 2, Russellville,
Kentucky.
Newspaper:
Not available
Federal Register:
Not applicable
FIRST WATERLOO
BANCSHARES, INC.
* 3A5
INDEPENDENCE BANK OF
KENTUCKY
* Branch
* Subject to the provisions of the Community Reinvestment Act
District: 8
Federal Reserve Bank of St. Louis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
DACOTAH BANK
* Branch
Dacotah Bank, Aberdeen, South Dakota, to
establish a branch at 2112 North 12th
Street, Bismarck, North Dakota.
Newspaper:
Not available
Federal Register:
Not applicable
* Subject to the provisions of the Community Reinvestment Act
District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
ALLBANK HOLDING
COMPANY, INC.
* 3A1
AllBank Holding Company, Inc., Tulsa,
Oklahoma, to become a bank holding
company through the acquisition of Bank
of Locust Grove, Locust Grove, Oklahoma.
Newspaper:
Not available
Federal Register:
09/01/2022
N.B.C. BANCSHARES IN
PAWHUSKA, INC.
* 3A3
N.B.C. Bancshares in Pawhuska, Inc.,
Pawhuska, Oklahoma, to merge with First
National Bancshares of Weatherford, Inc.,
and indirectly acquire First National Bank
and Trust Company of Weatherford, both
of Weatherford, Oklahoma.
Newspaper:
09/30/2022
Federal Register:
10/11/2022
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
81175
EQUITABLE BK, GRAND ISLAND, NEBRASKA
06/06/2022
09/08/2022
S
Int Small Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
CENTRAL TEXAS
BANKSHARE HOLDINGS,
INC.
CIC
Preston L. Massey, as co-trustee of the
Elizabeth Shatto Massey Separate Property
Trust ("ESM Trust"); as trustee of the John
H. Massey, II 2011 Trust; and as trustee of
a 2012 trust for the benefit of John H.
Massey, II and 2 minors; all of Dallas,
Texas; and John H. Massey, II, as cotrustee of the ESM Trust; as trustee of the
Preston L. Massey 2011 Trust; and as
trustee of a 2012 trust for the benefit of
Preston L. Massey and 2 minors; all of
Houston, Texas; together as a group acting
in concert, to retain voting shares of
Central Texas Bankshare Holdings, Inc.,
Columbus, Texas and Colorado County
Investment Holdings, Inc., Wilmington,
Delaware, and thereby indirectly,
Columbus State Bank, Columbus, Texas;
and Hill Bancshare Holdings, Inc.,
Weimar, Texas, and Hill Bancshares of
Delaware, Inc., Wilmington, Delaware,
and thereby indirectly, Hill Bank & Trust
Co., Weimar, Texas.
Newspaper:
Not available
Federal Register:
09/08/2022
COASTAL BANCSHARES,
INC.
CIC
Randall Lee Ferguson-1995 GSST Trust
fbo Randall Lee Ferguson, Ferguson 1998
Trust fbo Randall Lee Ferguson, Randall
Lee Ferguson, as trustee of both trusts, and
Clinton Alexander Ferguson, all of
Pearland, Texas, to join the Ferguson
Family Control Group, a group acting in
concert, and to retain voting shares of
Coastal Bancshares, Inc., and thereby
indirectly retain voting shares of Pearland
State Bank and First National Bank of
Alvin, all of Pearland, Texas; additionally,
Randall Lee Ferguson, individually, and
Ferguson 2013 Family Trust fbo Randall
Lee Ferguson, Randall Lee Ferguson, as
trustee, Pearland, Texas, to join the
Ferguson Family Control Group, and to
acquire voting shares of Coastal
Bancshares, Inc, and thereby indirectly
acquire voting shares of Pearland Bank and
Alvin Bank.
Newspaper:
09/10/2022
Federal Register:
09/12/2022
FROST BANK
* Branch
Frost Bank, San Antonio, Texas, to
establish a branch at 2831 Palmer Hwy,
Texas City, Galveston County, Texas
77590
Newspaper:
Not available
Federal Register:
Not applicable
Texas Regional Bank, Harlingen, Texas, to
establish a branch office at 1001 Congress
Avenue, Suite 150, Austin, Texas 78701.
Newspaper:
Not available
Federal Register:
Not applicable
Third Coast Bank, SSB, Humble, Texas, to
establish a branch at 1910 West Lake
Houston, Kingwood, Texas 77339.
Newspaper:
09/12/2022
Federal Register:
Not applicable
TEXAS REGIONAL BANK
THIRD COAST BANK, SSB
* Branch
* Branch
* Subject to the provisions of the Community Reinvestment Act
District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending September 10, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
BANCPACIFIC FINANCIAL
HOLDING CORPORATION
* 3A1
BancPacific Financial Holding
Corporation, Hagatna, Guam, and Our
Lady of Peace Memorial Plan, Inc.- Trust
Fund, Barrigada, Guam; to become bank
holding companies by acquiring 100
percent of BankPacific, Ltd., Hagatna,
Guam, upon the conversion of the bank
from a savings association to a commercial
bank.
Newspaper:
Not available
Federal Register:
Not available
BAWAG GROUP AG
* 3A1
BAWAG Group AG, Vienna, Austria, (1)
proposes to become a bank holding
company by acquiring 100 percent of the
voting shares of Peak Bancorp, Inc., and
thereby indirectly acquire Idaho First
Bank, both of McCall, Idaho; (2) seeks to
retain 19.5 percent of Marlette Holdings,
Inc., Wilmington, Delaware, and thereby
extend credit and service loans pursuant to
section 225.28(b)(1) of Regulation Y; and
(3) requests a determination that it be
treated as a qualifying foreign banking
organization.
Newspaper:
09/24/2022
Federal Register:
09/28/2022
4c8
* Subject to the provisions of the Community Reinvestment Act
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
@FedFRASER