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Federal Reserve Release
H.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 41
Week Ending October 8, 2022
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
October 2, 2022 to October 8, 2022
Forms
Forms -- initial Board review to extend without revision the Notice of Branch
Closure (FR 4031).
- Approved, October 5, 2022
Forms -- final Board review to extend without revision the Disclosure Requirements
and Recordkeeping Requirements Associated with Regulation CC (FR CC).
- Approved, October 5, 2022
Forms -- final Board review to extend without revision the Intermittent Survey of
Businesses (FR 1374).
- Approved, October 5, 2022
Forms -- initial Board review to extend with revision the Consumer Satisfaction
Questionnaire (FR 1379a), Federal Reserve Consumer Help -- Consumer Survey
(FR 137b), Consumer Complaint Form (FR 1379c), and Interagency Appraisal
Complaint Form (FR 1379d).
- Approved, October 5, 2022
Forms -- initial Board review to extend without revision the Selected Balance Sheet
Items for Discount Window Borrowers (FR 2046).
- Approved, October 5, 2022
Regulations and Policies
Debit Card Interchange Fees and Routing (Regulation II) -- final rule to update
requirements concerning debit card transactions.
- Approved, October 3, 2022
(A/C) = Addition or Correction
Board - Page 1 of
1
H.2
Actions under delegated authority
S&R Supervision and Regulation
C&CA Consumer and Community Affairs
FOMC Federal Open Market Committee
October 2, 2022 to October 8, 2022
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
MA Monetary Affairs
Bank Branches, Domestic
St. Louis
Diamond Bank, Murfreesboro, Arkansas -- to establish a branch at 5712 Richmond
Road, Texarkana, Texas, and to increase its investment in bank premises.
- Approved, October 5, 2022
Atlanta
The First Bank, Hattiesburg, Mississippi -- to establish a branch at 1211 North
Westshore Boulevard, Tampa, Florida.
- Approved, October 6, 2022
Dallas
Frost Bank, San Antonio, Texas -- to establish a branch at 2831 Palmer Highway,
Texas City, Texas.
- Approved, October 7, 2022
St. Louis
Gateway Bank, Rison, Arkansas -- to establish a branch at 17328 Interstate 30,
Benton, Arkansas.
- Approved, October 6, 2022
Chicago
Johnson Bank, Racine, Wisconsin -- to establish a branch at 2675 Sun Valley Drive,
Delafield, Wisconsin.
- Approved, October 7, 2022
(A/C) = Addition or Correction
Delegated - 1 of
6
H.2
Actions under delegated authority
October 2, 2022 to October 8, 2022
Bank Holding Companies
St. Louis
Eureka Bancshares, Inc., Eureka Springs, Arkansas -- relief from certain
commitments.
- Granted, September 30, 2022
(A/C)
Kansas City
First National Buffalo Bankshares, Inc., Buffalo, Wyoming -- to acquire First State
Bank of Newcastle, Newcastle, Wyoming.
- Approved, October 7, 2022
Chicago
Sword Financial Corporation, Horicon, Wisconsin -- to acquire Community
Bancshares Wisconsin and thereby indirectly acquire Cornerstone Community Bank,
both of Grafton, Wisconsin.
- Approved, October 6, 2022
Banks, State Member
Secretary
Silicon Valley Bank, Santa Clara, California -- to make certain public welfare
investments (two requests).
- Approved, October 4, 2022
(A/C) = Addition or Correction
Delegated - 2 of
6
H.2
Actions under delegated authority
October 2, 2022 to October 8, 2022
Change in Bank Control
Dallas
Central Texas Bankshare Holdings, Inc., Columbus, Texas -- Preston L. Massey, as
co-trustee of the Elizabeth Shatto Massey Separate Property Trust ("ESM Trust"); as
trustee of the John H. Massey, II 2011 Trust; and as trustee of a 2012 trust for the
benefit of John H. Massey, II and 2 minors; all of Dallas, Texas; and John H. Massey,
II, as co-trustee of the ESM Trust; as trustee of the Preston L. Massey 2011 Trust;
and as trustee of a 2012 trust for the benefit of Preston L. Massey and 2 minors; all of
Houston, Texas; together as a group acting in concert, to retain voting shares of
Central Texas Bankshare Holdings, Inc., and thereby indirectly retain voting shares
of Colorado County Investment Holdings, Inc., Wilmington, Delaware; Hill
Bancshare Holdings, Inc., Weimar, Texas; Hill Bancshares of Delaware, Wilmington,
Delaware; Hill Bank & Trust Co., Weimar, Texas; and Columbus State Bank,
Columbus, Texas.
- Permitted, October 7, 2022
Atlanta
CNB Bancorp, Inc., Mobile, Alabama -- Patrick Charles Cooper, Miami, Florida, to
retain voting shares of CNB Bancorp, Inc., and thereby indirectly retain voting
shares of Commonwealth National Bank, Mobile, Alabama.
- Permitted, October 5, 2022
Atlanta
Copiah Bancshares, Inc., Hazlehurst, Mississippi -- Blythe B. Cragon, Jr., Albany,
New York, Lynn Cragon Frazier, Richardson, Texas, and Robert C. Cragon, Jackson,
Mississippi; to join the Cragon Family Group, a group acting in concert, to retain
voting shares of Copiah Bancshares, Inc., and thereby indirectly acquire voting
shares of Copiah Bank, Hazlehurst, Mississippi.
- Permitted, October 7, 2022
(A/C) = Addition or Correction
Delegated - 3 of
6
H.2
Actions under delegated authority
October 2, 2022 to October 8, 2022
Change in Bank Control
Chicago
First Bancorp of Taylorville, Inc., Taylorville, Illinois -- the Revocable Trust
Agreement No. 060134, James O. Beavers, trustee, both of Taylorville, Illinois, to
retain voting shares of First Bancorp of Taylorville Inc., and thereby indirectly retain
voting shares of First National Bank of Taylorville, Taylorville, Illinois, and First
Security Bank, Mackinaw, Illinois.
- Permitted, October 3, 2022
Dallas
Jacksboro National Bancshares, Inc., Jacksboro, Texas -- Craig Anderle, Windthorst,
Texas; Bryan Bumpas, Jacksboro, Texas; Margaret Sue Cherryhomes, Jacksboro,
Texas; James Cook, San Antonio, Texas; Jerry Craft, Jacksboro, Texas; Sue Craft
McMahan, Austin, Texas; the Sue Craft McMahan Trust, Austin, Texas, Sue Craft
McMahan, trustee; the Clint Creighton Craft Trust, Celina, Texas, Clint Creighton
Craft, trustee; the Jay David Craft Trust, Christiansted, Virgin Islands, Jay David
Craft, trustee; Malinda R. Crumley, Fort Worth, Texas; the Davis Revocable Trust, La
Vernia, Texas, Danna Ritter, trustee; Jerry Graybill, Jacksboro, Texas; Dayna Geer
Gunter, Azle, Texas; Stella Jeanette McClure Matthews, Medford, Oregon; Alan
Miller, Bowie, Texas; Kay R. Murphey, Fort Worth, Texas; Malinda Murphey
Cowan, Fort Worth, Texas; James Rhodes Murphey, Willow Park, Texas; Emily
Loomis Murphey, Willow Park, Texas; Debbie J. Reaves, Jacksboro, Texas; Karen
Buckley Rumage, Jacksboro, Texas; William W. Rumage, Gunter, Texas; Jennifer
Louise Stayton, Murphy, Texas; Stephen Stamper, Wichita Falls, Texas; Willis G.
Stamper, Jr., Frisco, Texas; Charles Tyson, Bellevue, Texas; Paula Williams,
Jacksboro, Texas; Mallory Tolleson, Jacksboro, Texas; and the Amended and
Restated Voting Trust Agreement dated as of September 23, 2019, C. Blain Rumage,
individually and as trustee, both of Jacksboro, Texas; to join Edwin C. Rumage,
previously cleared, to become members of the Voting Trust Control Group, a group
acting in concert, to retain voting shares of Jacksboro National Bancshares, Inc., and
thereby indirectly retain voting shares of Jacksboro National Bank, Jacksboro, Texas.
- Permitted, October 5, 2022
(A/C) = Addition or Correction
Delegated - 4 of
6
H.2
Actions under delegated authority
October 2, 2022 to October 8, 2022
Change in Bank Control
Minneapolis
Peoples State Holding Company, Westhope, North Dakota -- Tyler Engstrom,
Westhope, North Dakota, to acquire voting shares of Peoples State Holding Company
(Company) and thereby indirectly acquire voting shares of Peoples State Bank,
Westhope, North Dakota (Bank). Additionally, Tyler Engstrom; Curtis Moum,
Westhope, North Dakota; and Darin Bohl, Bottineau, North Dakota, as a group acting
in concert, to acquire voting shares of Company and thereby indirectly acquire voting
shares of Bank.
- Permitted, October 4, 2022
St. Louis
Republic Bancorp, Inc., Louisville, Kentucky -- the Trager Family Foundation Trust,
Steven E. Trager, trustee, both of Louisville, Kentucky, to join the Trager Family
Control Group acting in concert to retain control of Republic Bancorp, Inc., and
thereby indirectly control Republic Bank & Trust Company, Louisville, Kentucky.
- Permitted, October 4, 2022
Extensions of Time
Secretary
A.N.B. Holding Company, Ltd., Terrell, Texas -- extension to November 28, 2022, to
acquire additional shares of The ANB Corporation and thereby indirectly acquire
The American National Bank of Texas, both of Terrell, Texas.
- Granted, October 7, 2022
Atlanta
Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan,
Brandon, Mississippi -- extension to March 21, 2023, to acquire additional voting
shares of Community Bancshares of Mississippi, Inc., Brandon, Mississippi, and
thereby indirectly acquire its subsidiary, Community Bank of Mississippi, Forest,
Mississippi.
- Granted, October 5, 2022
(A/C) = Addition or Correction
Delegated - 5 of
6
H.2
Actions under delegated authority
October 2, 2022 to October 8, 2022
Extensions of Time
St. Louis
The McGehee Bank Employee Stock Ownership Plan, McGehee, Arkansas -extension to October 14, 2023, to acquire additional direct ownership of Southeast
Financial Bankstock Corp., McGehee, Arkansas, and thereby increase its indirect
control of McGehee Bank, McGehee, Arkansas.
- Granted, October 4, 2022
Financial Holding Companies
Atlanta
Climate First Bancorp, Inc., St. Petersbug, Florida -- election to become a financial
holding company.
- Effective, October 6, 2022
Regulations and Policies
Chair
Lending and Liquidity Facilities -- reports to Congress pursuant to section 13(3) of
the Federal Reserve Act in response to COVID-19.
- Approved, October 7, 2022
(A/C) = Addition or Correction
Delegated - 6 of
6
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
SOUTH SHORE BANK
* Branch
Application by South Shore Bank,
Weymouth, Massachusetts, for approval to
establish a branch office at 1280 Belmont
Street, Brockton, Massachusetts, pursuant
to Section 208.6 of Regulation H.
Newspaper:
Not available
Federal Register:
Not applicable
Notification submitted by The Vanguard
Group, Inc., Malvern, PA, on behalf of
itself, its subsidiaries and affiliates
(together with The Vanguard Group, Inc.,
"Vanguard"), and the investment
companies registered under the Investment
Company Act of 1940, other pooled
investment vehicles, and institutional
accounts that are sponsored, managed, or
advised by Vanguard (the "Vanguard
funds"), intend to apply to the Federal
Reserve Board for permission to increase
the aggregate ownership position of the
Vanguard funds to more than 15% of the
common stock of Berkshire Hills Bancorp,
Inc., Boston, Massachusetts, parent of
Berkshire Bank, Pittsfield, Massachusetts.
Newspaper:
Not available
Federal Register:
10/21/2022
Notification submitted by The Vanguard
Group, Inc., Malvern, PA, on behalf of
itself, its subsidiaries and affiliates
(together with The Vanguard Group, Inc.,
"Vanguard"), and the investment
companies registered under the Investment
Company Act of 1940, other pooled
investment vehicles, and institutional
accounts that are sponsored, managed, or
advised by Vanguard (the "Vanguard
funds"), intend to apply to the Federal
Reserve Board for permission to increase
the aggregate ownership position of the
Vanguard funds to more than 15% of the
common stock of Brookline Bancorp, Inc.,
Boston, Massachusetts, parent of Brookline
Bank, Brookline, Massachusetts and Bank
Rhode Island, Providence, Rhode Island.
Newspaper:
Not available
Federal Register:
10/21/2022
VANGUARD GROUP INC,
THE
CIC
VANGUARD GROUP INC,
THE
CIC
* Subject to the provisions of the Community Reinvestment Act
District: 1
Federal Reserve Bank of Boston
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 2
Federal Reserve Bank of New York
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
ADIRONDACK TRUST
* 3A3
COMPANY EMPLOYEE
STOCK OWNERSHIP TRUST,
THE
The Adirondack Trust Company Employee
Stock Ownership Trust, Saratoga Springs,
New York, to acquire fifty additional
shares of 473 Broadway Holding
Corporation and two thousand additional
shares of The Adirondack Trust Company,
both of Saratoga Springs, New York.
Newspaper:
Not available
Federal Register:
11/10/2022
GOLDMAN SACHS BANK
USA
PWI
Goldman Sachs Bank USA, New York,
New York, seeks prior approval to make a
public welfare investment, pursuant to
Section 208.22(d) of Regulation H.
Newspaper:
Not applicable
Federal Register:
Not applicable
GOLDMAN SACHS BANK
USA
PWI
Goldman Sachs Bank USA, New York,
New York, seeks prior approval to make a
public welfare investment, pursuant to
Section 208.22(d) of Regulation H.
Newspaper:
Not applicable
Federal Register:
Not applicable
GOLDMAN SACHS BANK
USA
PWI
Goldman Sachs Bank USA, New York,
New York, seeks prior approval to make a
public welfare investment, pursuant to
Section 208.22(d) of Regulation H.
Newspaper:
Not applicable
Federal Register:
Not applicable
VANGUARD GROUP INC,
THE
CIC
Change in control notice by The Vanguard
Group, Inc., Malvern, Pennsylvania, on
behalf of itself, its subsidiaries and
affiliates (collectively, "Vanguard"), and
the investment companies registered under
the Investment Company Act of 1940,
other pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard, to
acquire more than 15 percent of the voting
shares of NBT Bancorp Inc., and thereby
indirectly acquire additional voting shares
of NBT Bank, National Association, both
of Norwich, New York.
Newspaper:
10/27/2022
Federal Register:
10/26/2022
* Subject to the provisions of the Community Reinvestment Act
District: 2
Federal Reserve Bank of New York
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
VANGUARD GROUP INC,
THE
CIC
The Vanguard Group, Inc., and The
Vanguard Funds, both of Malvern,
Pennsylvania, to acquire more than 15.0%
of the issued and outstanding common
stock of WSFS Financial Corporation,
Wilmington, DE, the parent company of
Wilmington Savings Fund Society, FSB,
both of Wilmington, Delaware.
Newspaper:
10/22/2022
Federal Register:
10/21/2022
* Subject to the provisions of the Community Reinvestment Act
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
VANGUARD GROUP INC,
THE
CIC
Change in Control notice submitted by The
Vanguard Group, Inc., Malvern, PA, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard (the
"Vanguard funds"), for the Vanguard funds
to increase the aggregate ownership
position of the Vanguard funds to more
than 15% of the common stock of Macy's,
Inc., New York, New York, parent of FDS
Bank, Mason, Ohio.
Newspaper:
10/22/2022
Federal Register:
10/21/2022
VANGUARD GROUP INC,
THE
CIC
Change in Control notice submitted by The
Vanguard Group, Inc., Malvern, PA, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard (the
"Vanguard funds"), for the Vanguard funds
to increase the aggregate ownership
position of the Vanguard funds to more
than 15% of the common stock of
Northwest Bancshares, Inc., Columbus,
Ohio, parent of Northwest Bank, Warren,
Pennsylvania.
Newspaper:
10/22/2022
Federal Register:
10/21/2022
* Subject to the provisions of the Community Reinvestment Act
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending October 8, 2022
Filer
Filing Type
HOMETRUST BANCSHARES, * 18C
INC.
* 3A5
* Branch
VANGUARD GROUP INC,
THE
CIC
VANGUARD GROUP INC,
THE
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
HomeTrust Bancshares, Inc., Asheville,
North Carolina, to acquire 100% of the
voting securities of Quantum Capital
Corp., Suwanee, Georgia, and thereby
indirectly acquire Quantum National Bank,
Suwanee, Georgia. In addition, Quantum
National Bank to merge with HomeTrust
Bank, Asheville, North Carolina.
Newspaper:
10/21/2022
Federal Register:
10/31/2022
Notification submitted by The Vanguard
Group, Inc., Malvern, PA, on behalf of
itself, its subsidiaries and affiliates
(together with The Vanguard Group, Inc.,
"Vanguard"), and the investment
companies registered under the Investment
Company Act of 1940, other pooled
investment vehicles, and institutional
accounts that are sponsored, managed, or
advised by Vanguard (the "Vanguard
funds"), for the Vanguard funds to increase
the aggregate ownership position of the
Vanguard funds to more than 15 percent of
the common stock of Eagle Bancorp, Inc.,
parent of EagleBank, both of Bethesda,
Maryland.
Newspaper:
10/21/2022
Federal Register:
10/26/2022
Notification submitted by The Vanguard
Group, Inc., Malvern, PA, on behalf of
itself, its subsidiaries and affiliates
(together with The Vanguard Group, Inc.,
"Vanguard"), and the investment
companies registered under the Investment
Company Act of 1940, other pooled
investment vehicles, and institutional
accounts that are sponsored, managed, or
advised by Vanguard (the "Vanguard
funds"), for the Vanguard funds to increase
the aggregate ownership position of the
Vanguard funds to more than 15 percent of
the common stock of City Holding
Company, parent of City National Bank of
West Virginia, both of Charleston, West
Virginia.
Newspaper:
Not available
Federal Register:
10/26/2022
District: 5
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
CAPITAL CITY BANK
* Branch
Capital City Bank, Tallahassee, Florida, to
establish a branch located at 11275 US
Highway 98 East Inlet Beach, Florida.
Newspaper:
09/30/2022
Federal Register:
Not applicable
Capital City Bank, Tallahassee, Florida, to
establish a branch located at 237 Roswell
St. Marietta, Georgia.
Newspaper:
10/01/2022
Federal Register:
Not applicable
Craft Bancshares, Inc., Atlanta, Georgia, to
become a bank holding company by
acquiring outstanding shares of Craft Bank,
Atlanta, Georgia.
Newspaper:
Not applicable
Federal Register:
Not applicable
CAPITAL CITY BANK
CRAFT BANCSHARES, INC
* Branch
3A1
* Subject to the provisions of the Community Reinvestment Act
District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
ALLY BANK
PWI
Ally Bank, Sandy, Utah, for prior approval
to make up to a $20 million public welfare
investment in Alliant Tax Credit Fund 114,
LP., pursuant to section 208.22(b) of
Regulation H.
Newspaper:
Not applicable
Federal Register:
Not applicable
Ally Bank, Sandy, Utah, for prior approval
to make up to a $30 million public welfare
investment in CREA Corporate Tax Credit
Fund 96, LP, pursuant to section 208.22(b)
of Regulation H.
Newspaper:
Not applicable
Federal Register:
Not applicable
The Debra Wrobel Trust, Glencoe, Illinois,
Debra Wrobel, Glencoe, Illinois,
individually and as Trustee to acquire
voting shares of Amalgamated Investments
Company, Chicago, Illinois, and thereby
indirectly acquire voting shares of
Amalgamated Bank Chicago, Chicago,
Illinois, and The Voting Trust Agreement,
Chicago, Illinois, Robert Wrobel, Highland
Park, Illinois as Trustee; to become a
member of the Wrobel Family Group, as a
group acting in concert, to acquire voting
shares of Amalgamated Investments
Company, Chicago, Illinois, and thereby
indirectly acquire voting shares of
Amalgamated Bank Chicago, Chicago,
Illinois.
Newspaper:
Not available
Federal Register:
10/11/2022
FVSB Mutual Bancorp, MHC and FVSB
Bancorp, Inc., both of Fond du Lac,
Wisconsin, to become a mutual bank
holding company and mid-tier stock bank
holding company, respectively, by
acquiring 100 percent of the outstanding
capital stock of Fox Valley Savings Bank,
Fond du Lac, Wisconsin, in connection
with the conversion of Fox Valley Savings
Bank from mutual to stock form.
Newspaper:
Not available
Federal Register:
11/10/2022
Bernard Bennett Banks, Evanston, Illinois,
trustee of Voting Trust Agreement, Miami,
Florida to acquire control of the voting
shares of National Bancorp Holdings, Inc.,
Chicago, Illinois and thereby indirectly
acquire voting shares of The Federal
Savings Bank, Chicago, Illinois.
Newspaper:
Not available
Federal Register:
09/29/2022
Ohnward Bancshares, Inc., Maquoketa,
Iowa to continue to engage de novo in the
nonbanking activities of tax preparation,
management consulting services, and data
processing pursuant to Section 225.28(b)
(6)(vi); 225.28(b)(9)(i)(A), and 225.28(b)
(14)(i) of Regulation Y.
Newspaper:
Not applicable
Federal Register:
10/26/2022
ALLY BANK
PWI
AMALGAMATED
INVESTMENTS COMPANY
CIC
FVSB MUTUAL BANCORP,
MHC
* 3A1
NATIONAL BANCORP
HOLDINGS, INC.
CIC
OHNWARD BANCSHARES,
INC.
4c8
* Subject to the provisions of the Community Reinvestment Act
District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
DIAMOND BANK
* Branch
Diamond Bank, Murfreesboro, Arkansas,
to establish a branch facility at 5712
Richmond Road, Texarkana, Texas, and to
increase its investment in premises.
Newspaper:
09/27/2022
Federal Register:
Not applicable
First Service Bancshares, Inc., Greenbrier,
Arkansas, to engage, de novo, in lending
activities.
Newspaper:
Not applicable
Federal Register:
Not applicable
Premises
FIRST SERVICE
BANCSHARES, INC.
4c8
* Subject to the provisions of the Community Reinvestment Act
District: 8
Federal Reserve Bank of St. Louis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
BALDWIN BANCSHARES,
INC.
CIC
The Debra L. Rasmussen Irrevocable
Trust, Dane L. Rasmussen as trustee, as
part of the Rasmussen Family Shareholder
Group, a group acting in concert, to retain
voting shares of Baldwin Bancshares, Inc.
("Company"), and thereby indirectly retain
voting shares of The First Bank of Baldwin
("Bank"). Additionally, the Dane L.
Rasmussen Survivor's Trust, Dane L.
Rasmussen as trustee, to join the
Rasmussen Family Shareholder Group, a
group acting in concert that controls
Company and thereby indirectly controls
Bank, all of Baldwin, Wisconsin.
Newspaper:
Not available
Federal Register:
Not available
BERESFORD
BANCORPORATION, INC.
CIC
The Frank L. Farrar Dynasty Trust II, the
Frank L. Farrar and Patricia J. Farrar 2022
Irrevocable Trust, Robert Farrar, as trustee
of the trusts and individually, all of Britton,
South Dakota; Anne M. Farrar, St. Paul,
Minnesota; and Samuel Farrar Orfield,
Minneapolis, Minnesota, to acquire voting
shares of Beresford Bancorporation, Inc.,
Britton, South Dakota, and thereby
indirectly acquire First Savings Bank,
Beresford, South Dakota, as part of a group
acting in concert that includes Sally A.
Farrar, Arkansaw, Wisconsin; Jeanne Farrar
Orfield, Minneapolis, Minnesota; Mary S.
Farrar Turner, Pierre, South Dakota; Arthur
Turner, Lauderdale, Minnesota; Frank
Turner, Hettinger, North Dakota; and Reid
Turner, Iowa City, Iowa.
Newspaper:
Not available
Federal Register:
Not available
CAPITOL
BANCORPORATION, INC.
CIC
The Frank L. Farrar Dynasty Trust II, the
Frank L. Farrar and Patricia J. Farrar 2022
Irrevocable Trust, Robert Farrar, as trustee
of the trusts and individually, all of Britton,
South Dakota; Anne M. Farrar, St. Paul,
Minnesota; and Samuel Farrar Orfield,
Minneapolis, Minnesota, to acquire voting
shares of Capitol Bancorporation, Inc.,
Britton, South Dakota, and thereby
indirectly acquire First National Bank, Ft.
Pierre, South Dakota, as part of a group
acting in concert that includes Sally A.
Farrar, Arkansaw, Wisconsin; Jeanne Farrar
Orfield, Minneapolis, Minnesota; Mary S.
Farrar Turner, Pierre, South Dakota; Arthur
Turner, Lauderdale, Minnesota; Frank
Turner, Hettinger, North Dakota; and Reid
Turner, Iowa City, Iowa.
Newspaper:
Not available
Federal Register:
Not available
FIRST BANK OF BALDWIN,
THE
* Branch
The First Bank of Baldwin, Baldwin,
Wisconsin, to establish a branch facility at
2868 County Highway I, Chippewa Falls,
Wisconsin.
Newspaper:
Not available
Federal Register:
Not applicable
* Subject to the provisions of the Community Reinvestment Act
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
FIRST STATE BANK
SOUTHWEST KSOP PLAN
AND TRUST
CIC
Change in Control Notice by the Mark Jon
Vis, Worthington, Minnesota, as coTrustee, to acquire control of First State
Bank Southwest KSOP Plan and Trust,
Worthington, Minnesota, which controls
25% or more of the shares of First
Rushmore Bancorporation, Inc.,
Worthington, Minnesota. First Rushmore,
Inc., controls First State Bank Southwest,
Pipestone, Minnesota.
Newspaper:
10/15/2022
Federal Register:
10/17/2022
The Frank L. Farrar Dynasty Trust II, the
Frank L. Farrar and Patricia J. Farrar 2022
Irrevocable Trust, and Robert Farrar, as
trustee of the trusts and individually, all of
Britton, South Dakota, to acquire voting
shares of Fulda Bancorporation, Inc.,
Britton, South Dakota, and thereby
indirectly acquire First National Bank,
Oldham, South Dakota.
Newspaper:
Not available
Federal Register:
Not available
FULDA BANCORPORATION CIC
INC.
* Subject to the provisions of the Community Reinvestment Act
District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
METHOD BANCSHARES,
INC.
3A1
Method Bancshares, Wyandotte,
Oklahoma, to become a bank holding
company through the acquisition of 100
percent of the voting shares of Method
Bank, Wyandotte, Oklahoma.
Newspaper:
Not applicable
Federal Register:
Not applicable
TOWNSEND HOLDING
COMPANY
CIC
The Jan Elaine Townsend 2022 Trust and
The Hilary Irene Townsend 2022 Trust,
both of Grove, Oklahoma, to acquire
voting shares and thereby control
Townsend Holding Company, Grove,
Oklahoma (the Company), and to join the
Townsend Family Group, a group acting in
concert, and thereby indirectly acquiring
voting shares of the Bank of Grand Lake,
Grove, Oklahoma. In addition, The Lara
Townsend Gradt 2022 Trust and the
Jennifer Townsend Earls 2022 Trust, both
of Grove, Oklahoma, to acquire voting
shares of the Company and to join the
Townsend Family Group. The Federal
Reserve previously approved Barbara
Newman Townsend, the sole trustee of
each of the four Trusts, to control the
company and as a member of the
Townsend Family Group.
Newspaper:
10/14/2022
Federal Register:
Not available
VANGUARD GROUP INC,
THE
CIC
Notification submitted by The Vanguard
Group, Inc., Malvern, Pennsylvania, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard (the
"Vanguard funds"), for the Vanguard funds
to increase the aggregate ownership
position of the Vanguard funds to more
than 15 percent of the common stock of
Capitol Federal Financial, Inc, parent of
Capitol Federal Savings Bank, both of
Topeka, Kansas.
Newspaper:
10/22/2022
Federal Register:
Not available
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
CENTRAL LOUISIANA
CAPITAL CORPORATION
CIC
Notice under the Change in Bank Control
Act (Notice) filed by Brian D. Campbell,
Donna Miramon Campbell, Brian Douglas
Campbell, Jr., the Brian D. Campbell
Family Trust, Brian D. Campbell, as
Trustee, BDC 2021 Family Trust No. 1,
Brian Douglas Campbell, Jr., and Donna
Miramon Campbell, as co-Trustees, Anna
Kathryne Kronenberger, all of Baton
Rouge, Louisiana; Catherine Campbell
Niemi, Covington, Louisiana; Judith L.
Campbell, St Francilsville, Louisiana;
Christen Campbell Siegel, Stephen Siegel,
Elizabeth Gentry Brann, all of Houston,
Texas; Sarah Lauren Campbell Hughey,
Judith Campbell Jones, both of Vestavia,
Alabama; Richard A. Campbell III,
Pelham, Alabama; Dale C. Fairbanks, Dale
C. Fairbanks Family Trust, Dale C.
Fairbanks, as Trustee, both of Anacortes,
Washington; Alma Dale Campbell Brown,
New York, New York; Helene Meredith St.
Clair, Hood River, Oregon; William
Gilmore Fairbanks, Pensacola, Florida; and
Brian D. Campbell, as co-Trustee of the
Central Louisiana Capital Corporation
ESOP, Vidalia, Louisiana; collectively (the
Notificants or Campbell/Campbell
Jr.,/Fairbanks Control Group), to retain 25
percent or more of the shares of Central
Louisiana Capital Corporation (Company),
and indirectly Delta Bank (Bank), both of
Vidalia, Louisiana.
Newspaper:
10/15/2022
Federal Register:
10/11/2022
FROST BANK
* Branch
Frost Bank, San Antonio, Texas to establish
a branch at 9651 Katy Freeway, Houston,
Texas
Newspaper:
Not available
Federal Register:
Not applicable
Frost Bank, San Antonio, Texas to establish
a branch at 1125 FM 544, Wylie, Texas
75088
Newspaper:
Not available
Federal Register:
Not applicable
FROST BANK
* Branch
* Subject to the provisions of the Community Reinvestment Act
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
JEFFERSON BANCSHARES,
INC.
CIC
Linda Lewis McSween Trust FBO Paul E.
McSween III; Paul E. McSween III,
trustee, Linda Lewis McSween Trust FBO
Linda McSween Satel; Linda McSween
Satel, trustee; Linda Lewis McSween Trust
FBO Juliet McSween Zacher; Juliet
McSween Zacher, trustee, and Linda Lewis
McSween Trust FBO Jennifer McSween
Canavan; Jennifer McSween Canavan,
trustee, all of San Antonio, Texas, intend to
apply to the Federal Reserve Board for
permission to join, and act in concert with,
the McSween Family Control Group,
which was previously approved on August
12, 2022 under the Change in Bank
Control Act to retain control of 25 percent
or more of the outstanding shares of voting
common stock of and thereby control
Jefferson Bancshares, Inc., San Antonio,
Texas, which controls Jefferson Bank, San
Antonio, Texas.
Newspaper:
Not available
Federal Register:
10/17/2022
NEWFIRST FINANCIAL
GROUP, INC.
CIC
Lynn Ann Stovall, Louise, Texas; Eric
Martin Stovall, Marathon, Texas; Megan
Lynn Stovall, El Campo, Texas; and Guy F.
Stovall, IV, Louise, Texas; along with
trusts: The Lynn Ann Stovall and Guy F.
Stovall, III Family Trust, Louise, Texas
(trustees Lynn Ann Stovall, Megan Lynn
Stovall, and Guy F. Stovall, IV); The Linda
Joy Stovall Family Trust, Louise, Texas
(trustees Guy F. Stovall, III, El Campo,
Texas, Guy F. Stovall, IV, and Eric Martin
Stovall); The Guy F. Stovall, Jr. and Kay
Stovall Trust, Louise, Texas (trustees Guy
F. Stovall, III, Guy F. Stovall, IV, and Eric
Martin Stovall); The Mark Stovall
Reifslager Irrevocable Trust, Louise, Texas
(trustees Megan Lynn Stovall, and Guy F.
Stovall, IV); The David Wesley Stovall
Irrevocable Trust, Louise, Texas (trustees
Guy F. Stovall, III and Guy F. Stovall, IV);
The Eric Martin Stovall Irrevocable Trust,
Louise, Texas (trustees Guy F. Stovall, III,
and Guy F. Stovall, IV); The Megan Lynn
Stovall Trust No. 1, El Campo, Texas
(trustee Megan Lynn Stovall); The Guy F.
Stovall, IV Trust No. 1, El Campo, Texas
(trustee Megan Lynn Stovall); and The Guy
F. Stovall, III and Lynn Ann Stovall Family
Trust, Louise, Texas (trustee Guy F.
Stovall, III); to join the Stovall Control
Group, a group acting in concert, to retain
shares of NewFirst Financial Group, Inc.,
and indirectly, NewFirst National Bank,
both of El Campo, Texas.
Newspaper:
10/04/2022
Federal Register:
10/11/2022
* Subject to the provisions of the Community Reinvestment Act
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
VAVANE, INC.
* 3A1
Vavane, Inc., San Antonio, Texas, to
become a bank holding company, by
acquiring 100 percent of San Diego
Bancshares, Inc., and thereby indirectly
acquire First State Bank of San Diego, both
of San Diego, Texas.
Newspaper:
10/27/2022
Federal Register:
10/24/2022
Woodforest Financial Group Employee
Stock Ownership Plan (with 401(k)
Provisions) (Amended and Restated Eff.
01/01/16), The Woodlands, Texas, and
Woodforest Financial Group Employee
Stock Ownership Trust -- to acquire shares
of Woodforest Financial Group, Inc., and
indirectly acquire Woodforest National
Bank, both of The Woodlands, Texas.
Newspaper:
Not available
Federal Register:
Not available
WOODFOREST FINANCIAL * 3A3
GROUP EMPLOYEE STOCK
OWNERSHIP PLAN (WITH
401(K) PROVISIONS)
(AMENDED AND RESTATED
EFF. 01/01/16)
* Subject to the provisions of the Community Reinvestment Act
District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
327855
CIERA BK, GRAHAM, TEXAS
01/10/2022
05/13/2022
S
Int Small Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
RIVERBANK HOLDING
COMPANY
CIC
Change in Bank Control Notice filed by
Carol K. Lawson and William J. Lawson,
Spokane, Washington, to retain and acquire
additional voting shares of RiverBank
Holding Company, and thereby indirectly
acquire shares of RiverBank, both of
Spokane, Washington.
Newspaper:
Not available
Federal Register:
10/26/2022
VANGUARD GROUP INC,
THE
CIC
Notification submitted by The Vanguard
Group, Inc., Malvern, Pennsylvania, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard
(together, the "Vanguard funds"), for the
Vanguard funds to increase the aggregate
ownership position of the Vanguard funds
to more than 15 percent of the common
stock of CVB Financial Corp., parent of
Citizens Business Bank, both of Ontario,
California.
Newspaper:
10/23/2022
Federal Register:
Not available
VANGUARD GROUP INC,
THE
CIC
Notification submitted by The Vanguard
Group, Inc., Malvern, Pennsylvania, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard
(together, the "Vanguard funds"), for the
Vanguard funds to increase the aggregate
ownership position of the Vanguard funds
to more than 15 percent of the common
stock of Hawaiian Electric Industries, Inc.,
parent of American Savings Bank, F.S.B.,
both of Honolulu, Hawaii.
Newspaper:
Not available
Federal Register:
Not available
* Subject to the provisions of the Community Reinvestment Act
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending October 8, 2022
Filer
Filing Type
Filing Proposal
End of Comment Period
VANGUARD GROUP INC,
THE
CIC
Notification submitted by The Vanguard
Group, Inc., Malvern, Pennsylvania, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard
(together, the "Vanguard funds"), for the
Vanguard funds to increase the aggregate
ownership position of the Vanguard funds
to more than 15 percent of the common
stock of LendingClub Corporation, San
Francisco, California, parent of
LendingClub Bank, National Association,
Lehi, Utah.
Newspaper:
Not available
Federal Register:
Not available
VANGUARD GROUP INC,
THE
CIC
Notification submitted by The Vanguard
Group, Inc., Malvern, Pennsylvania, on
behalf of itself, its subsidiaries and
affiliates (together with The Vanguard
Group, Inc., "Vanguard"), and the
investment companies registered under the
Investment Company Act of 1940, other
pooled investment vehicles, and
institutional accounts that are sponsored,
managed, or advised by Vanguard
(together, the "Vanguard funds"), for the
Vanguard funds to increase the aggregate
ownership position of the Vanguard funds
to more than 15 percent of the common
stock of Washington Federal, Inc., parent
of Washington Federal Bank, both of
Seattle, Washington.
Newspaper:
10/21/2022
Federal Register:
Not available
* Subject to the provisions of the Community Reinvestment Act
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
CRA
Rating
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Quarter
Exam Method
@FedFRASER