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ANNOUNCEMENT BY BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM H.P, 1983 No. 43 Actions of the Board; Applications and Reports Received During the Week Ending October 29, 1983 APPLICABLE PF<FRVF BANK ACTIONS OF THE BOARD <!\*fH»ent hy Governor J . Charles Partee, before the Subcommittee on Financial I n s t i t u t i o n s , Supervision, Regulation and Insurance of the House Hanking Comriftee to give the views of the Federal Reserve Poard on proposals to permit the payment of i n t e r e s t i r demand deposits. Regulation L, Interlocking Bank R e l a t i o n s h i p s , the Federal Reserve Board announced t h a t the e f f e c t i v e date of amendments to i t s Regulation L approved in Accost w i l l be November 30, 1983. Fee schedules for the check c o l l e c t i o n services of the Federal Reserve Banks in 1984, e f f e c t i v e December 1 , 1983. Boston USTrust/Charlesbank, Cambridge, Massachusetts, proposal to acquire the assets and assume the deposit l i a b i l i t i e s of the Woburn, Massachusetts o f f i c e of the United States Trust Company, Boston, Massachusetts; report to the Federal Deposit Insurance Corporation on competitive factors. 2 / f^ew York American National Bank, Morristown, New Jersey, proposed merger w i t h Northeastern Bank, Paterson, New Jersey; report t o the Comptrol1er of the Currency on c o m p e t i t i v e f a c t o r s . ] / Philadelphia Orrstown Bank, Orrstown, Pennsylvania, an a d d i t i o n a l investment i n hank premises. V Richmond West-Central Bancorp, I n c . , Spencer, West V i r g i n i a , extension of time to November 24, 1983, within which to become a bank holding company through the acquisition of F i r s t National Bank of Spencer, Spencer, West V i r g i n i a . 1/ 1/ Application processed on behalf of the Board of Governors under delegated a u t h o r i t y . H.2, 19P?No. 4? -2 - ACTIONS OF THE BOARD - Continued Richmond F i r s t American Bank o f V i r g i n i a , McLean, V i r g i n i a , proposed merger with The F i r s t National Bank of Lexington; The Peoples National Bank of Leesburg; Shenandoah Valley National Bank, Winchester; and Valley National Bank, Harrisonburg, V i r g i n i a ; report to the Federal Deposit Insurance Corporation on competitive f a c t o r s . ] / ^i chmond Rockingham National Bank, Bridgewater, V i r g i n i a , proposed merger w i t h The Farmers Bank of Edinburg, I n c . , Edinburg, and The Commercial and Savings Bank, Winchester, V i r g i n i a ; report to the Comptroller of the Currency on competitive f a c t o r s . J / Richmond C i ti z e n s National Bank of Martinsburg, Martinsburg, West V i r g i n i a , proposed merger w i t h CNB Bank, National Association, Martinsburg, West V i r g i n i a ; report to the Comptroller of the Currency on competitive f a c t o r s . ] / At!anta Sun Banks of F l o r i d a , I n c . , Orlando, F l o r i d a , (1) extension of time t o December 24, 1983, w i t h i n which to acquire the Mil 1sboro Bank, Plant C i t y , F l o r i d a ; and (2) extension of time t o February 20, 19fM, w i t h i n which to acquire Port Charlotte Bank and Trust Company, Port C h a r l o t t e , F l o r i d a . 2 / Atlanta A l b e r t v i l l e National Bank, A l b e r t v i l l e , Alabama, proposed merger w i t h New A l b e r t v i l l e National Bank, A l b e r t v i l l e , Alabama; report to the Comptroller of the Currency on competitive f a c t o r s . ]_/ Atlanta A t l a n t i c National Bank of F l o r i d a , J a c k s o n v i l l e , F l o r i d a , proposed merger with Bank of Green Cove Springs, Green Cove Springs, F l o r i d a ; report to the Comptroller of the Currency on competitive f a c t o r s . ]_/ hicaqo ]_/ ~ PSB State Bank, Pontiac, Michigan, proposal to cons o l i d a t e with Pontiac State Bank, Pontiac Michigan, under the charter of PSB State Bank and t i t l e of Pontiac State Bank; report to the Federal Deposit Insurance Corporation on competitive f a c t o r s . 1/ A p p l i c a t i o n processed on behalf of the Board of Governors under delegated a u t h o r i t y . H.2, 1983 No. 43 - 3 ACTIONS OF THE BOARD - Continued Chicago State Banco, L t d . , S p i r i t Lake, Iowa, extension of time to January 20, 1984, w i t h i n which to become a bank holding company through the a c q u i s i t i o n of 80 percent or more of the voting shares of The State Rank, S p i r i t Lake, Iowa. ]_/ Chicago FORT MADISON FINANCIAL COMPANY, Fort Madison, Iowa, extension of time t o January 23, 1984, w i t h i n which to become a bank holding company through the a c q u i s i t i o n of 80 percent or more of the voting shares of Iowa State Bank, Fort Madison, Iowa. ] / Chicago Ames National Corporation, Ames, Iowa, extension of time t o November 28, 1983, w i t h i n which to acquire 95 percent of the v o t i n g shares of State Bank & Trust Co., Nevada, Iowa. V S t . Louis Carmi Bancshares, I n c . , Carmi, I l l i n o i s , extension of time t o December 31, 1983, w i t h i n which to become a bank holding company through the a c q u i s i t i o n of the successor by merger t o the F i r s t National Bank of Carmi, Carmi, I l l i n o i s . J_/ S t . Louis Bank of St. Louis, S t . Louis, M i s s o u r i , proposed merger w i t h Northwestern Bank & Trust Company, S t . Louis, M i ssouri ; report t o the Federal Deposit Insurance Corporation on competitive f a c t o r s . ]_/ S t . Louis Mercantile Bancorporation I n c . , S t . Louis, Missouri, extension of time t o December 1, 1983, w i t h i n which t o acquire and open Clayton Mercantile National Bank, Clayton, M i s s o u r i , a proposed new bank. ]_/ S t . Louis Libsab Bancorp, I n c . , M a y f i e l d , of time t o December 15, 1983, become a bank holding company of the successor by merger t o M a y f i e l d , Kentucky. ]_/ Kansas City C i t i z e n s State Bank and Trust Co., E l l s w o r t h , Kansas, an investment i n bank premises. ]_/ Kansas City United Missouri City Bank, Kansas C i t y , M i s s o u r i , proposal to merge w i t h United Missouri Bank of Blue V a l l e y , Kansas C i t y , and United Missouri Bank of Blue Springs, Blue Springs, Missouri; report t o the Federal Deposit Insurance Corporation on competitive f a c t o r s . ]_/ Ap^egatecf a u % o r i % y ^ on beha1 f of the Kentucky, extension w i t h i n which t o through the a c q u i s i t i o n L i b e r t y Savings Bank, Board of Governors under H.2, 1983 No. 43 -4 ACTIONS OF THF BOARD - Continued Kansas C i t y FirstPank Holding Company of Colorado, Lakewood, Colorado, extension of time t o January 25, 1984, w i t h i n which t o acquire FirstBank of County Line Road/Holly, N.A., Arapahoe County, Colorado. ]_/ Kansas City Expressway Bank, Oklahoma C i t y , Oklahoma, extension of time to February 11, 1984, w i t h i n which t o accomplish membership in the Federal Reserve System. J / I s a* !oS F i r s t National Bank of Commerce, Commerce, Texas, proposed merger with New F i r s t National Bank, Commerce, Texas; report t o the Comptroller of the Currency on competitive f a c t o r s . V Texas Gulf Coast Bancshares, I n c . , Bay C i t y , Texas, extension of time to February 3, 1984, within which to acquire Bay City Bank & Trust Co., Bay C i t y , Texas. 2 / Dai las Texas East BanCorp, I n c . , J a c k s o n v i l l e , Texas, extension of time t o January 24, 1984, w i t h i n which t o acquire The F i r s t National Bank of J a c k s o n v i l l e , J a c k s o n v i l l e , Texas. V San Francisco F i r s t I n t e r s t a t e Bank o f C a l i f o r n i a , Los Angeles, C a l i f o r n i a , extension of time t o October 26, 1984, w i t h i n which t o establish a branch o f f i c e i n the v i c i n i t y of the i n t e r s e c t i o n of Diamond Bar Boulevard and Grand Avenue i n the unincorporated community of Diamond Bar, Los Angeles County, C a l i f o r n i a . 1/ T/ Application processed on behalf of the Board of Governors under delegated authority. ACTIONS OF THE BOARD - Continued To Merge Pursuant to Section 18(c) of the Federal Deposit Insurance Act Approved Central F i d e l i t y Rank, Norfolk, V i r g i n i a , t o merge with Rappahannock Savings and Loan A s s o c i a t i o n , Federickshurg, V i r g i n i a , upon i t s conversion to a state hank. 1/ %Kfr'Or*i Atlanta Copies Hank and Trust Company, Seima, Alabama, to mernp w i t h Greenville Pank, G r e e n v i l l e , Alabama. 1/ * * * * * %r Establish a Domestic Branch Pursuant to S e c t k m ^ of the Federal Reserve Act Approved S p r i r y f i e l d Marine Bank, S p r i n g f i e l d , I l l i n o i s , to establish an FFT at ?115 South MacArthur, S p r i n g f i e l d , 11)inois. 1/ f * * * * * Issued Intent Not to Disapprove Change of Control Pursuant to Change in Bank Control Act of 1978 Minneapolis Not Disapproved B e l f i e l d Bancshares, I n c . , B e l f i e l d , North Dakota. ]_/ KantfS T t i y Country K i l l s Bancshares, I n c . , Lenexa, Kansas. ]^/ "1. inuT: 1/ * Vernon Bancorp., I n c . , Mt. Vernon, I l l i n o i s . 2 / Application processor on behalf of the Board of Governors under delegated a u t h o r i t y . K?. j? - 6 ACT:* THF BQApp - Continued ?o ^ c n r p a Kprher of the Federal Reserve System Pursuant to Section 9 of the Federal Reserve Act kMlacelpNf Approved Pennsylvania Independent Bank, Harrishurg, Pennsylvania. 2 / Rappahannock Rank, Fredericksburg, V i r g i n i a . ^ / St. Wuis KicAnenca Hank and Trust Company of Lebanon, Lebanon, II Hnois. 2 / St. ^ MWAmenca Bank and Trust Company of Mascoutah, Mascoutah, 111inois. 2 / Cuyamaca Hank, Santee, C a l i f o r n i a . J / * * * * * Applications and Notification for International Investments and Other Actions Pursuant to Sections ?5 and 25(a) M ihe federal ^ s e r v e Act and Sections 4 ( c ) ( 9 ) , 4(c)(13) and 4(c)(14) of The Kank Molding Company Act of 1956, as amended Hfveland Approved United Medwest Pancshares, I n c . , Cincinnati, Ohio, t o acquire a SO percent interest in United Midwest International Corporation, Cincinnati, Ohio, an export trading company. * * * * * To Form a Bank Holding Company Pursuant to Section 3 ( a ) ( 1 ) of the Bank Holding Company Act of 1956 Atlanta ]] Withdrawn First State Financial Corporation, Carrollton, Alabama, for approval to acquire at least 80 percent of the voting shares of F i r s t State Bank of Carrol 1 t o n , Carrol 1 t o n , Alabama. A p p l i c a t i o n processed on behalf of the Board of Governors under delegated authority. H.2, 1983 No. 43 - 7 ACTIONS OF THE BOARD - Continued S t . Louis Boston West-Tenn Bancorp., I n c . , Covington, Tennessee, for approval to acquire 100 percent of the voting shares of the successor by merger to Tipton County Bank, Covington, Tennessee. 1/ Approved Amoskeag Bank Shares, I n c . , Manchester, New Hampshire, for approval to acquire 100 percent of the voting shares of Amoskeag Savings Bank, Manchester, New Hampshire and 42,2 percent of the shares of Amoskeag National Bank and Trust Co., Manchester, New Hampshire. Cleveland NABANCO, I n c . , Lancaster, Kentucky, for approval to acquire at least 80 percent of the voting shares of The National Bank of Lancaster, Lancaster, Kentucky. ]_/ Cleveland Oberlin Rancshares, I n c . , Oberlin, Ohio, for approval to acquire 100 percent of the voting shares of The Oberlin Savings Bank Company, Oberlin, Ohio. V Richmond First Bancorp of Wayne, I n c . , Sprague, West Virginia, for approval to acquire 100 percent of the voting shares of First National Bank of Kenova, Kenova, West V i r g i n i a . ]_/ Atlanta C o l l i e r Bank Corporation, Naples, F l o r i d a , f o r approval t o acquire at least 80 percent of the voting shares of C o l l i e r Bank, Naples, Florida. ] / Atlanta First of Homestead, I n c . , Homestead, Florida, for approval to acquire at least 80 percent of the voting shares of The First National Bank of Homestead, Homestead, Florida. 1/ Chicago American State Bancorporation, I n c . , Kenosha, Wisconsin, f o r approval to acquire 80 percent of more of the voting shares of American State Bank, Kenosha, Wisconsin. 1/ Chicago F i r s t National Bancorp, I n c . , Monroe, Wisconsin, f o r approval to acquire 100 percent of the voting shares (less d i r e c t o r s ' q u a l i f y i n g shares) of the successor by merger t o The F i r s t National Bank of Monroe, Monroe, Wisconsin. 1/ T7 ~~ A p p l i c a t i o n processed on behalf of the Board of Governors under delegated authority. H.?, 1983 No. 43 - 8 ACTIONS OF THE BOARD - Continued S t . Louis Bancshares of Eastern Arkansas, I n c . , Forrest C i t y , Arkansas, f o r approval t o acquire at least 80 percent of the v o t i n g shares of F i r s t National Bank of Eastern Arkansas, Forrest C i t y , Arkansas. ]_/ St. Louis CNB Bancshares, I n c . , E v a n s v i l l e , Indiana, f o r approval t o acquire 100 percent of the voting shares of C i t i z e n s National Bank of E v a n s v i l l e , E v a n s v i l l e , Indiana. V S t . Louis F i r s t Bancorp of S p r i n g f i e l d , I n c . , S p r i n g f i e l d , Kentucky, f o r approval t o acquire 100 percent of the v o t i n g shares of F i r s t & Peoples Bank, Springf i e l d , Kentucky. ]_/ S t . Louis Jackson Financial Corporation, Mayfield, Kentucky, f o r approval t o acquire 96 percent of the v o t i n g shares of The F i r s t National Bank of M a y f i e l d , M a y f i e l d , Kentucky. ]_/ St. Louis M & F Financial Corporation, Dumas, Arkansas, for approval to acquire at least 80 percent of the v o t i n g shares of Merchants and Farmers Bank, Dumas, Arkansas. V S t . Louis Pleasant Hope Bancshares, I n c . , Pleasant Hope, M i s s o u r i , f o r approval t o acquire at l e a s t 80 percent of the voting shares of The Pleasant Hope Bank, Pleasant Hope, M i s s o u r i . J_/ Minneapolis Security Bank Shares, I n c . , Iron River, Wisconsin, for approval t o acquire at least 94 percent of the voting shares of Security State Bank of Port Wing, Port Wing, Wisconsin. V Minneapolis Western Bancshares, I n c . , B i l l i n g s , Montana, f o r approval t o acquire 99.78 percent of the voting shares of Western Bank of B i l l i n g s , B i l l i n g s , Montana. ]_/ Kansas City Beaver Bancorp, I n c . , Beaver, Oklahoma, for approval t o acquire at l e a s t 80 percent of the voting shares of Beaver Bancshares, I n c . , Beaver, Oklahoma, and i n d i r e c t l y The Bank of Beaver C i t y , Beaver, Oklahoma, _]_/ Kansas City F i r s t National Bancshares of Madison, I n c . , Madison, Kansas, f o r approval t o acquire at least 80.8 percent of the v o t i n g shares of The F i r s t National Bank of Madison, Madison, Kansas. ]_/ ]/ A p p l i c a t i o n processed on behalf of the Board of Governors under delegated a u t h o r i t y . H.?, 1983 No. 43 - 9 ACTIONS OF THE BOARD - Continued Kansas C i t y Marshal 1 Bancshares, I n c . , Marshall, Oklahoma, f o r approval t o acquire at least 80 percent of the voting shares of Bank of Marshal 1, Marshall, Oklahoma, V Delias AmericanBanc Corporation, Piano, Texas, f o r approval t o acquire at l e a s t 80 percent of the voting shares o f American National Bank of Piano, Piano, Texas. ]_/ Hal las F i r s t Texas Holding Company, Winnsboro, Texas, for approval t o acquire at least 80 percent of the voting shares of Winnsboro Bank and T r u s t , Winnsboro, Texas. ]_/ Da Mas LBT Corporation, Shreveport, Louisiana, for approval t o acquire at l e a s t 80 percent of the voting shares of Louisiana Bank & Trust Company, Shreveport, Louisiana. ] / Dallas Texas Valley Bancshares, I n c . , Weslaco, Texas, f o r approval t o acquire 100 percent of the voting shares of The F i r s t National Bank of Weslaco, Weslaco, Texas; The C i ti z e n s State Bank, Donna, Texas; The Hidalgo County Bank and Trust Company, Mercedes, Texas; and National Bank of Commerce, Edinburg, Texas. ]_/ San Francisco Ubanco, I n c . , Tacoma, Washington, for approval t o acquire 100 percent of the voting shares of The Union Bank, Tacoma, Washington. 1/ * * * * * To Expand a Bank Holding Company Pursuant t o Section 3 ( a ) ( 3 ) of the Bank Holding Company Act of 1956 Kansas C i t y Cleveland 1/ Withdrawn Metro Bank Corp., Denver, Colorado, f o r approval t o acquire at l e a s t 99 percent of the voting shares of Metro National Bank-Tech Center, Denver, Colorado, (Englewood P. 0. Box). Approved Pennbancorp, T i t u s v i l l e , Pennsylvania, f o r approval t o acquire 100 percent of the v o t i n g shares of Security-Peoples Trust Company, E r i e , Pennsylvania. 1/ A p p l i c a t i o n processed on behalf of the Board of Governors under delegated a u t h o r i t y . H.Z, 1983 No. 43 -10ACTIOMS OF THE BOARD - Continued Chicago Firstbank of I l l i n o i s Co., Springfield, I l l i n o i s , for approval to acquire 100 percent of the voting shares Mess directors' qualifying shares) of the successor by merger to Land of Lincoln Bank, Springfield, II Iinois. V TMr aqo Marine Bancorp, Inc.* Springfield, I l l i n o i s , for approval to acquire 100 percent of the voting shares (less directors' qualifying shares) of the successor by merger to American State Bank of Bloomington, I l l i n o i s , Bloomington, I l l i n o i s . V Monmouth Financial Services, I n c . , Minneapolis, Minnesota, for approval to acquire 100 percent of the voting shares of The First State Bank of L i t t l e York, L i t t l e York, I l l i n o i s . Imns Sfhmid Brothers Investment Company, I n c . , Clayton, Missouri and Financial Bancshares, I n c . , Sunset M i l s , Missouri, for approval to acquire at least percent of the voting shares of Tri-County Pant, Morehouse, Missouri. 2 / <outhsioe Bancshares Corp,, St. Louis, Missouri, for approval to acquire at least 80 percent of the voting shares of State Bank of DeSoto, OeSoto, * i « o u r i . ]y (IT) Bancshares, I n c . , McAlester, Oklahoma, for approval t o acquire at least 12 percent of the v o t i n g shares and 11 shares of the preferred stock of Wilburton State Bancshares, I n c . , Wilburton, Oklahoma, and indirectly Wilburton State Bank, Wilburton, Oklahoma. ] / Fast-Tex tancorp, I n c . , T r i n i t y , Texas, f o r approval 10 acquire at least 30 percent of the v o t i n g shares of M r s t national Bank of Cleveland, Cleveland, Texas, a proposed new bank. uh| i c N n i Corporation, Dallas, Texas, f o r approval n loo percent of the voting shares (less directors' qualifying shares) of RepublicBank First National Midland, Midland, Texas, a proposed new bank. 1/ * * * * * ^ P p l i c a M o r ; m c f s s e d on behalf of the Board of Governors under telega led author f a? ~11 . ACTIONS OF THE BOARn - Continued ^et^i* ronk <har<*s Acquired in a Fiduciary Capacity to Section 3 of the Bank Holding Company Act of Approved Trust Company of Georgia, Atlanta, Georgia and Trust Company Bank, Atlanta. Georgia, to retain a . f percent of the outstanding voting shares of n t i f f f i t Bank of Toccoa, Toccoa, Georgia. V AtlfM * "r f 11 'f t a * * * * Pank Golfing Company Pursuant to Section of the Bank Holding Company of 1956 Approved Rankers Trust new York Corporation, New York, Mew York, for approval to engage through i t s subsidiary* B. T. Futures Corp.* New York, New York* execution and clearance of options in certain futures contracts on major commodity exchanges; U. S. government securities and bullion on certain commodity exchanges. A? i aM f Southeast Banking Corporation, Miami, Florida, for approval to engage de novo, through i t s wholly owned subsidiary, Southeast Mortgage Company, Miami, Florida in the a c t i v i t y of arranging equity financing. Cr»c Chemical Financial Corporation, Midland, Michigan, for approval to acquire at least 25 percent of the voting shares of Information Technology Services Corporation, Sturgis, Michigan. 2 / St. louis N & F Financial Corporation, Dumas, Arkansas, for approval to engage in real estate appraisals. 2 / Crocker National Corporation, San Francisco, California; Midland Rank p i c , London, England; and Midland California Holdings Limited, London, England, for approval to engage in the nonbanking a c t i v i t y of arranging equity financing for income-producing real property T? Application processed on behalf of the Board of Governors under delegated authority. H.2, lap? A? - 1 2 - ACTIONS OF THE PHARn - Continued New York 3/ ~ Pelayed C i t i c o r p , New York, New York, requests permission t o e s t a b l i s h two de novo o f f i c e s , C i t i c o r p Financial Services Corporation proposes t o engage i n the f o l l o w i n g a c t i v i t i e s (the making or acquiring of or unsecured, for consumer and other purposes; loans and other extensions of c r e d i t , secured unsecured, f o r consumer and other purposes; the the sale of c r e d i t r e l a t e d l i f e and accident and health insurance by licensed agents or brokers, as r e q u i r e d ; the issuing of t h r i f t c e r t i f i c a t e s and t h r i f t passbook c e r t i f i c a t e s ; the sale at r e t a i l of money o r d e r s , t r a v e l e r s checks, and consumer o r i e n t e d f i n a n c i a l management courses; the s e r v i c i n g , f o r any person, of loans and other extensions of c r e d i t ; t h e making, a c q u i r i n g , and s e r v i c i n g , f o r i t s own account and f o r the account o f o t h e r s , of extensions of c r e d i t to i n d i v i d u a l s secured by l i e n s on r e s i d e n t i a l or n o n - r e s i d e n t i a l real e s t a t e ; and the sale of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y r e l a t e d to extensions o f mortgage l o a n s ) ; C i t i c o r p Mortgage Corporation proposes to engage in the f o l l o w i n g a c t i v i t i e s (the making or acquiring of 1oans and other extensions of c r e d i t , secured or unsecured, f o r consumer and other purposes; the sale of c r e d i t r e l a t e d l i f e and accident and health insurance by 1icensed agents or brokers, as required the sale of consumer oriented f i n a n c i a l management courses; the s e r v i c i n g f o r any person, of loans and other extensions of c r e d i t ; the making, a c q u i r i n g , and s e r v i c i n g , f o r i t s own account and f o r the account of o t h e r s , of extensions of c r e d i t to i n d i v i d u a l s secured by 1iens on r e s i d e n t i a l or n o n - r e s i d e n t i a l real e s t a t e ; and the sale of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y related t o extensions of mortgage loans) at 2060 Richmond Road, Lexington, Kentucky and Plainview V i l l a g e Center, 9944 Linn S t a t i o n Road, L o u i s v i l l e , Kentucky, through i t s s u b s i d i a r i e s , C i t i c o r p Financial Services Corporation and C i t i c o r p Mortgage Corporation (10/28/83) 3/ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf o f the Board of Governors under delegated a u t h o r i t y . H.2, 1983 No. 43 -13ACTIONS OF THE BOARD - Continued New York 3/ ~~ C i t i c o r p , New York, New York, requests permission t o e s t a b l i s h two de novo o f f i c e s , C i t i c o r p F i nancial Services Corporation, engaging in the f o l l o w i n g a c t i v i t i e s (the making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, f o r consumer and other purposes; the sale o f c r e d i t r e l a t e d l i f e and accident and health insurance by licensed agents or brokers, as r e q u i r e d ; the i s s u i n g of t h r i f t c e r t i f i c a t e s and t h r i f t passbook c e r t i f i c a t e s ; the sale at r e t a i l of money o r d e r s , t r a v e l e r s checks, and consumer o r i e n t e d f i n a n c i a l management courses; the s e r v i c i n g , f o r any person, of 1oans and other extensions of c r e d i t ; the making, acquiring and s e r v i c i n g , f o r i t s own account and f o r the account of o t h e r s , of extensions of c r e d i t to i n d i v i d u a l s secured by l i e n s on r e s i d e n t i a l or n o n - r e s i d e n t i a l real e s t a t e ; and the sale of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y r e l a t e d t o extensions of mortgage loans); C i t i c o r p Homeowners, I n c . proposes to engage in the f o l l o w i n g a c t i v i t i e s (the making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, f o r consumer and other purposes; the sale of c r e d i t r e l a t e d l i f e and accident and health insurance by licensed agents or brokers, as r e q u i r e d ; the sale of consumer oriented f i nancial management courses; the s e r v i c i n g , for any person, of loans and other extensions of c r e d i t ; the making, a c q u i r i n g , and s e r v i c i n g , f o r i t s own account and f o r the account of o t h e r s , of extensions of c r e d i t t o i n d i v i d u a l s secured by 1iens on r e s i d e n t i a l or n o n - r e s i d e n t i a l real e s t a t e ; and the sale o f mortgage l i f e and mortgage d i s a b i 1 i t y insurance d i r e c t l y r e l a t e d to extensions o f mortgage loans) at 206? N. G a l l a t i n Road, Madison, Tennessee; 28 White Bridge Road, Nashv i l l e , Tennessee; 1213 Park, Place Center, Memphis, Tennessee and the Plaza at Downtown West, 8078 Kingston Pike, K n o x v i l l e , Tennessee, through i t s s u b s i d i a r i e s , C i t i c o r p Homeowners, I n c . and C i t i c o r p Financial Services Corporation (10/28/83) 3/ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . .2, 19P3 NO. A3 -14ACTIONS OF THE BOAPH - Continued St. Louis New York New York 3/ West Tennessee Bancshares, I n c . , B a r t l e t t , Tennessee, n o t i f i c a t i o n o f i n t e n t t o engage i n de novo a c t i v i t i e s ( i n the a c t i v i t i e s of o r i g i n a t i n g and processing FHA, VA and Conventional mortgage loans) at 2951 Elmore Park Poad, B a r t l e t t , Tennessee, through a whollyowned s u b s i d i a r y , B a r t l e t t Mortgage, Inc. (10/27/83) 2 / Permitted C i t i c o r p , New York, New York, requests permission t o e s t a b l i s h a de novo o f f i c e engaging i n the f o l l o w i n g a c t i v i t i e s (the making or a c q u i r i n g of loans and other extensions o f c r e d i t , secured or unsecured, f o r consumer and other purposes; the extension of loans t o dealers f o r the f i n a n c ing o f inventory ( f l o o r planning) and working c a p i t a l purposes; the purchasing and s e r v i c i n g f o r i t s own account of sales finance c o n t r a c t s ; the sale of c r e d i t r e l a t e d l i f e and accident and health insurance by licensed agents or brokers, as r e q u i r e d ; the making of loans to i n d i v i d u a l s and businesses secured by a l i e n on mobile homes, modular u n i t s or r e l a t e d manufactured housing, together w i t h the real property t o which such housing i s or w i l l be permanently a f f i x e d , such property being used as s e c u r i t y f o r the loans; and the s e r v i c i n g , f o r any person, of loans and other extensions of c r e d i t ) at Two Green Tree Centre, Suite 321, M a r l t o n , New Jersey, through i t s s u b s i d i a r y , C i t i c o r p Acceptance Company, I n c . (10/27/83) 3/ C i t i c o r p , New York, New York, requests permission to e s t a b l i s h de novo o f f i c e s engaging in the f o l l o w i n g a c t i v i t i e s (the making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, f o r consumer and other purposes; the sale of c r e d i t r e l a t e d l i f e and accident and health insurance by licensed agents or brokers, as r e q u i r e d ; the sale of consumer oriented f i nancial management courses; the s e r v i c i n g , for any person, of loans and other extensions of c r e d i t ; the making, a c q u i r i n g , and s e r v i c i n g , for i t s own account and f o r the account of o t h e r s , o f extensions o f c r e d i t t o i n d i v i d u a l s secured 4 ( c ) ( ? ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . -15: Xyf.S OF THF HOARD - Continued '\ l i f n i nn r e s i d e n t i a l nr non-rr r i d e n f i a l real fhp sale of nortgago ! i f e r»nj rx^rti.dgp •• - v.is • 11" r y insurance d i r e c t l y related to exte n . ,+ nnfU,rUr lnar*S' 40 X^en Screed, Massachusetts, throu:^ i s i , h i ^iticr.r; rcmeowner^, Ir.r, Ci-icorp ' 3 ' ?' , i , _ f / . v.rcn* TI' :nr;a1 r+n;. ^ ir., . ; # ; \ -f ' * , f-r' " I '»,* r t ' ,>r, i r*. t , n r r ., ' ' r , < :', " ' ,, <: 6 ^ :* ' ' rr . ^ , IT " ,» - 'i», 'fr.;* r r ; '" ., ' r ' u<;; : hr : ,, f t /. rr , r.] ^ " Ir - ' - " "r'~ -r . «] Lr i. -r rrk. ( rs , J" rA, >;!» i r ' rix 1^(2^*] a n c t f , , "_r dhj person, of ; i.crs ana ,,r o* c r e o i t ; the :'d- i r u , o c q u i r - . r r . i c i n g , f o r i t s Own a C i . i , - m d for .r.-- n, tnt*rs, or extensions ur c r e d i t to :\*iv?:ugls secured by liens on r e s i d e n t i a l or ^ ^ - r e s i d e n t i a l real estate; and the sale of rrrrgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y related to extensions of mortgage loans) ct 36?1 Veterans Memorial Boulevard, Metairie, Louisiana, through i t s subsidiaries, Citicorp Person-to-Person Financial Center, Inc. and Citicorp Homeowfers, Inc. (10/27/83) 2 / " » %w York 3/ C i t i c o r p , New York, New York, requests permission t o expand the service area of an existing o f f i c e and to r e l o c a t e t h a t o f f i c e engaging in the f o l l o w i n g a c t i v i t i e s (the making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, for consumer and other purposes; the extension of loans t o dealers f o r the financing of inventory ( f l o o r planning) and working c a p i t a l purposes; the purchasing and s e r v i c i n g f o r i t s own account of sales finance c o n t r a c t s ; the sale of credit r e l a t e d l i f e and a c c i dent and h e a l t h insurance by licensed agents or brokers, as r e q u i r e d ; the sale of c r e d i t r e l a t e d property and casualty insurance p r o t e c t i n g real 4 ( c ) ( ^ ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Hoard of Governors under delegated authority. — 15 — OF IMF BOARD - Continued *,erson,tI property subject to a security agreew#tn rAC, and to the extent permissible under State insurance laws and regulations; IN* of loans to individuals and businesses etufe%i by * Hen on mobile homes* modular units r manufactured housing, together with ^ :ertv wMch such housing is or ** ^ ^ r a ^ e n t ! ) a f f i x e d , such property being /s . n t ) r r Tr^ loans; anu the s e r v i c i n g , ' ; t f < ^ n , of loans and other extensions of +$ i:r (Jut i nanningway P I v d . , Suite 205, ;f, u t u . Corporate Exchange D r i v e , i ^ r t h e service area f o r the sale * r& iated i r o p e r t y and casualty insurance n - U * t " e %:%pan%ied, through i t s s u b s i d i a r y , ^^c^^tance Corpany, I n c . (10/28/83) 3/ ' » f*& York ' ranover Corporation, New York, New * r#i. permission to establish a de novo ?? In the following a c t i v i t i e s < f sun<' finance including, but not l i m i t e d t o , e*tenssor of d i r e c t loans, secured or unsecured, to consumers, tne purchase of sales finance c o n t r a c t s , IN- ir-akiru: and acquiring of commercial loans; serv i c i n g such loans and other extensions of c r e d i t ; and acting as egent or broker for the sale of single and j o i n t credit l i f e insurance and decreasing or l e v e l term Tin the case of single payment loans] credit l i f e insurance d i r e c t l y related to extensions of c r e d i t made or acquired by Manufacturers Hanover Financial Services of Texas, I n c . ) at 1P750 Merit Drive* Dallas, Texas, through i t s subsidiary, Manufacturers Hanover Financial Services o f Texas, Inc. (10/23/83) 3/ Manufacturers Hanover Corporation, New York, New York, requests permission to establish a de novo o f f i c e engaging in the following a c t i v i t i e s (consumer finance including, but not l i m i t e d t o , the extension of direct loans, secured or unsecured, to consumers and the purchase of sales finance contracts; servicing such loans and other extensions of c r e d i t ; and acting as agent or broker for the sale of 3 / ^ 4 f ( X * ) n o t i f ; c a t i o n processed by Reserve Bank on behalf of the Hoard of Governors under delegated a u t h o r i t y . H.2, 1903 No. 43 -17ACTIONS OF THE BOARD - Continued s i n g l e and j o i n t c r e d i t l i f e insurance and decreasing or level term ( i n the case of s i n g l e payment loans) c r e d i t l i f e insurance d i r e c t l y related t o extensions of c r e d i t made or acquired by Manufacturers Hanover Financial Services of Minnesota, Inc.) at 3600 West 80th S t r e e t , Bloomington* Minnesota, through i t s s u b s i d i a r y , Manufacturers Hanover Financial Services of Minnesota, Inc. (10/28/83) 3/ New National Westminster Bank p i c , London, England and NatWest Holdings I n c . , New York, New York, request permission to e s t a b l i s h a de novo o f f i c e engaging in the f o l l o w i n g a c t i v i t i e s (servicing of the f a c t o r i n g needs of major users of f i n a n c i a l services; the p r i n c i p a l functions of the Los -ngcles o f f i c e w i l l he to market to potential c l i e n t s , perform c r e d i t checking services for noth east coast and west coast c l i e n t e l e and assist in the debt c o l l e c t i o n process from local customers) in Los Angeles, C a l i f o r n i a , tnrougb t h e i r s u b s i d i a r y , NatWest Commercial Services, Inc. (10/27/83) 3/ Philadelphia Northeastern Bancorp, I n c . , Scranton, Pennsylvania, n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s ( i n consumer and secondary mortgage finance a c t i v i t i e s , including the extension of d i r e c t loans t o consumers, the discount of r e t a i l and installment notes or c o n t r a c t s , the purchase of recreational l o t notes and working c a p i t a l purposes) these a c t i v i t i e s would be conducted i n the Commonwealth of Pennsylvania, through i t s s u b s i d i a r y , Regency Consumer Discount Company, I n c . (10/29/83) 3/ Cleveland PNC Financial Corp, P i t t sbur gh, Pennsylvania, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (making or acquiring and servicing for i t s own account and/or the account of others, loans and other extensions of c r e d i t ) at 9001 Edmonston Road, Greenbelt, Maryland, through i t s subsidiary, The Kissel 1 Company (10/29/83) 2 / 3/ ~ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . F.?, 1983 No. 43 - 18 — ACTIONS OF THE BOARD - Continued Cleveland PNC Financial Corp, P i t t s b u r g h , Pennsylvania, n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s (making or acquiring and s e r v i c i n g f o r i t s own account and/or the account o f o t h e r s , loans and other extensions of c r e d i t ) at Montgomery Executive Center - Third F l o o r , 6 Montgomery V i l l a g e Avenue, Gaithersburg, Maryland, through i t s s u b s i d i a r y , The Kissel 1 Company (10/29/83) 3/ Richmond Central F i d e l i t y Banks, I n c . , Richmond, V i r g i n i a , n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s (the sale as agent or broker with respect t o the f o l l o w i n g types of insurance related t o , or a r i s i n g out o f , loans made or c r e d i t transactions i n v o l v i n g c r e d i t granting s u b s i d i a r i e s of Central F i d e l i t y Banks, I n c . ; c r e d i t l i f e insurance, c r e d i t d i s a b i l i t y insurance and c r e d i t accident and health insurance; physical damage insurance on mobile homes, motor homes or s i m i l a r v e h i c l e s ; vendors s i n g l e i n t e r e s t physical damage insurance on motor v e h i c l e s , boats, t r a i l e r s and other kinds of personal property or attachments used in connection t h e r e w i t h ; and mortgage redemption insurance) in Fredericksburg, V i r g i n i a , through i t s s u b s i d i a r y , Central F i d e l i t y Insurance Agency, Inc. (10/26/83) 2 / Richmond fCNB Corporation, C h a r l o t t e , North Carolina, n o t i f i c a t i o n of i n t e n t t o relocate an o f f i c e engaging therefrom in the f o l l o w i n g a c t i v i t i e s (making d i r e c t loans for consumer and other purposes; purchasing r e t a i l i n s t a l l m e n t notes and c o n t r a c t s ; s e l l i n g at r e t a i l money orders having a face value of not more than $1,000; and acting as agent for the sale of c r e d i t l i f e , c r e d i t accident and health and physical damage insurance d i r e c t l y related to i t s extensions of c r e d i t through i t s s u b s i d i a r y , TranSouth Financial Corporation of F l o r i d a ; and making d i r e c t loans for consumer and other purposes under the general usury s t a t u t e s ; purchasing r e t a i l i n s t a l l m e n t notes and c o n t r a c t s ; making d i r e c t loans t o dealers f o r the financing of inventory ( f l o o r planning) and working c a p i t a l purposes; and acting as agent f o r the sale of c r e d i t 2? 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . H.2, 1983 No. 43 -19ACTIONS OF THE BOARD - Continued l i f e , c r e d i t accident and health and physical damage insurance d i r e c t l y r e l a t e d t o i t s extensions of c r e d i t through i t s s u b s i d i a r y , TranSouth Mortgage Corporation of F l o r i d a ) from 608 J u l i a S t r e e t , J a c k s o n v i l l e , F l o r i d a to 2415 Blanding Boulevard, J a c k s o n v i l l e , F l o r i d a , through i t s s u b s i d i a r y , TranSouth Financial Corporation of F l o r i d a and TranSouth Mortgage Corporation of F l o r i d a (10/27/83) 3/ Richmond Union Trust Bancorp, Baltimore, Maryland, n o t i f i c a t i o n of i n t e n t to engage i n de novo a c t i v i t i e s (making i n s t a l l m e n t loans t o i n d i v i d u a l s for personal, f a m i l y or household purposes; purchasing sales finance contracts executed i n connection w i t h the sale of personal, family or household goods or s e r v i c e s ; a c t i n g as agent in the sale of c r e d i t l i f e and c r e d i t accident and health insurance d i r e c t l y r e l a t e d t o i t s extensions of c r e d i t ; and making mortgage loans secured in whole or i n part by mortgages or other l i e n s on real estate) at 2720 Riverside D r i v e , Macon, Georgia, through i t s s u b s i d i a r y , Landmark Financial Services of Georgia, I n c . (10/28/83) 2 / Atlanta UNB Corporation, F a y e t t e v i l l e , Tennessee, n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n consumer and commercial f i n a n c i a l a c t i v i t i e s for i t s own account or f o r the account of o t h e r s ; loans and other extensions of c r e d i t ; s e r v i c i n g loans and other extensions of c r e d i t f o r any person; and a c t i n g as agent f o r the sale of l i f e , accident and h e a l t h , and physical damage insurance d i r e c t l y r e l a t e d t o i t s extensions of c r e d i t ) these a c t i v i t i e s would be conducted in Southern Middle Tennessee and Northern Alabama, through i t s s u b s i d i a r y , UNB Mortgage Corporation (10/27/83) 3/ Chicago I r w i n Union c a t i o n of (mortgage extension "57 ~ Corporation, Columbus, Indiana, n o t i f i i n t e n t to engage i n de novo a c t i v i t i e s banking a c t i v i t i e s i n c l u d i n g the d i r e c t of r e s i d e n t i a l mortgage loans t o i n d i v i d u a l s 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . ACTIONS OF THE BOARP - Continued anfi s e r v i c i n g such loans f o r i n v e s t o r s ) i n Phoenix and Tucson, Arizona, the geographic area t o be served w i l l be the State of Arizona, through i t s d i r e c t l y owned s u b s i d i a r y , Inland Mortgage Corporation (10/25/83) 2 / #orwest Corporation, Minneapolis, Minnesota, n o t i f i c a t i o n o f i n t e n t t o engage i n de novo a c t i v i t i e s ( i n Che a c t i v i t i e s of consumer f i n a n c e , sales finance and commercial f i n a n c e , the sale of c r e d i t l i f e , c r e d i t accident and h e a l t h and property and c r e d i t r e l a t e d casualty insurance r e l a t e d to extensions of c r e d i t by t h a t company (such sale of c r e d i t related insurance heing a permissible a c t i v i t y under Subparagraph D of T i t l e VI of the Garn - St Germain iv»#ository I n s t i t u t i o n s Act of 1982) and the o f f e r ing for sale and s e l l i n g of t r a v e l e r s checks) at ;*:! East New S t r e e t , K i n g s p o r t , Tennessee, serving Kingsport, Tennessee, and nearby communities, through u s s u b s i d i a r y , Norwest Financial Tennessee, Inc. and at Green T r a i l s Center, 2773 Maple Avenue, L i s l e , I l l i n o i s * serving L i s l e and Chicago, I l l i n o i s , and nearby suburbs of Chicago, I l l i n o i s , through i t s s u b s i d i a r y , fmrwest Financial I l l i n o i s , I n c . ?/ F i r s t I n t e r s t a t e Bancorp, Los Angeles, C a l i f o r n i a , n o t i f i c a t i o n of i n t e n t to engage i n de novo a c t i v i t i e s ( i n discount brokerage a c t i v i t i e s by buying and s e l l i n g s e c u r i t i e s s o l e l y as agent f o r (he account of customers, without providing u n T e r t r i t i n g or investment advisory s e r v i c e s ; and i n s e c u r i t i e s c r e d i t lending pursuant t o Regulat i o n T) at 2051 Montgomery S t r e e t , San Francisco, C a l i f o r n i a , serving the United States, through i t s s u b s i d i a r y , F i r s t I n t e r s t a t e Discount Brokerage (10/72/83) 3/ San Ir 3/ Security P a c i f i c Corporation, Los Angeles, C a l i f o r n i a , n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n making or a c q u i r i n g f o r i t s own account or for the account of o t h e r s , loans and extensions of c r e d i t , i n c l u d i n g making consumer n o t i f i c a t i o n processed by Reserve Hank on behalf of the Poard of Coventors under delegated a u t h o r i t y . 8 . ? , 1983 No. 43 - 21 * ACTIONS OF THE POARP - Continued installment personal loans, purchasing consumer installment sales finance contracts, making loans to small businesses and other extensions of credit such as would be made by a factoring company or a consumer finance company and acting as broker or agent for the sale of credit l i f e , accident and health, and credit property insurance, such insurance a c t i v i t i e s being permitted pursuant to Section 601(A) and (D) of T i t l e VI of the Garn-St Germain Act) at 12? South Second Street, Hamilton, Ohio, serving the State of Ohio, through i t s subs i d i a r i e s , Security Pacific Finance Corp. and Security Pacific Finance Credit Corp. (10/29/83) 3/ To Issue Eligible Acceptances up to 200 percent Paid-in Capital and Surplus San Francisco 17 Approved Union Bank, Los Angeles, California: approval of authority to accept drafts or b i l l s of exchange dram upon i t in an aggregate amount up to 200 percent of i t s paid up and unimpaired capital stock and surplus. (10/28/83) 3/ 4 ( c ) ( 8 ) notification processed by Reserve Rank on behalf of the Foard of Governors under delegated authority. H.?, 1903 No. <3 - 2? - APPLICATIONS RECEIVED To Establish a Domestic Branch Pursuant to Section 9 of the Federal Reserve Act New York Salamanca Trust Company, Salamanca, New York. To establish an o f f s i t e electronic f a c i l i t y at the Parkview Supermarket, 545 Broad Street, Sa1amamca, New York. 2/ Richmond First Russell County Rank and Trust Company, Lebanon, Virginia. To establish a branch at the intersection of U.S. Highway 19 and McBroom Street, Abingdon, V i r g i n i a . 2J * * * * * applications and N o t i f i c a t i o n s for International Investments and Other Actions Pursuant t o Sections PS and 25(a) of the Federal Reserve Act and Sections 4 ( c ) ( 9 ) , 4 ( c ) ( 1 3 ) and 4(c)(14) of the Bank Holding Company Act of 1956, as amended Chicago The Northern Trust Company, Chicago, I l l i n o i s : p r i o r n o t i f i c a t i o n of i t s i n t e n t t o make an additional investment i n Banque Scandinave En Suisse, Geneva, Switzerland. * * * * * To Establish an Overseas Branch of a Member Bank Pursuant to Section 25 of the Federal Reserve Act New York 7J Citibank Overseas Investment Corporation, Wilmington, Delaware: p r i o r n o t i f i c a t i o n of i t s i n t e n t , on behalf of i t s wholly owned subsidiary, Inarco International Bank N.V., Aruba, Netherlands A n t i l l e s , to e s t a b l i s h an i n i t i a l branch i n Nassau, Bahamas. Application subject t o Community Reinvestment Act. The Community A f f a i r s O f f i c e r of the applicable Reserve Bank may be contacted as to the length of the comment p e r i o d . H . f , 1993 No. 43 -?3APPLICATIONS RECEIVED - Continued To Form a Bank Holding company Pursuant t o Section 3 ( a ) ( 1 ) o f the Bank Holding Company Act of 1956 Boston Merchants Bancshares, I n c . , B u r l i n g t o n , Vermont, f o r approval t o acquire at l e a s t 80 percent of the v o t i n g shares o f The Merchants Bank, B u r l i n g t o n , Vermont. 2J Cleveland C i t i z e n s National Corporation, P a i n t s v i l i e , Kentucky, f o r approval t o acquire 100 percent of the v o t i n g shares of C i t i z e n s National Bank o f P a i n t s v i l l e , P a i n t s v i ! l e , Kentucky. 2J Cleveland UNB Corp., Canton, Ohio, f o r approval t o acquire 100 percent of the v o t i n g shares of The United National Bank and Trust Company, Canton, Ohio. 7J Richmond CB&T Financial Corp., Fairmont, West V i r g i n i a , for approval t o acquire 100 percent of the v o t i n g shares o f the successor by merger t o Community Bank and T r u s t , N.A., Fairmont, West V i r g i n i a . 2J Atlanta C i t i z e n s of Grainger County Corporation, Rutledge, Tennessee, f o r approval t o acquire 100 percent of the v o t i n g shares of C i t i z e n s Bank and Trust Company of Grainger County, Rutledge, Tennessee. 2/ Atlanta F i r s t Jackson Bancorp, J e f f e r s o n , Georgia, for approval t o acquire 100 percent of the voting shares of F i r s t National Bank o f Jackson County, J e f f e r s o n , Georgia. 2] Atlanta LaFayette Bankshares, I n c . , LaFayette, Georgia, f o r approval t o acquire at least 80 percent of the voting shares of The Bank of LaFayette, LaFayette, Georgia. 2/ Atlanta Peoples Bartow Corporation, T a y l o r s v i l l e , Georgia, f o r approval t o acquire 100 percent of the voting shares of Peoples Bank of Bartow County, T a y l o r s v i l 1 e , Georgia. 2] Atlanta Southeast M i s s i s s i p p i Corporation, Quitman, M i s s i s s i p p i , f o r approval to acquire at l e a s t 80 percent of the v o t i n g shares of Southeast M i s s i s s i p p i Bank, Quitman, M i s s i s s i p p i . 2/ 2J ~~ A p p l i c a t i o n subject t o Community Reinvestment A c t . The Community A f f a i r s O f f i c e r of the applicable Reserve Bank may be contacted as t o the length of the comment p e r i o d . H.?, 1983 No. ^3 - ?4 APPLICATIONS RECEIVED - Continued Chicago C l a r k e ! , I n c . , Kesley, Iowa, f o r approval t o acquire 80 percent or more of the v o t i n g shares of Iowa State Rank, C l a r k s v i l l e , Iowa. 7J Chicago F i r s t Sioux Bancshares, L t d . , Sioux Center, Iowa, f o r approval t o acquire 100 percent of the voting shares (less d i r e c t o r s * q u a l i f y i n g shares) of the successor by merger t o The F i r s t National Bank of Sioux Center, Sioux Center, Iowa. 2J S t . Louis American Eagle Bancorp., I n c . , Glen Carbon, I l l i n o i s , f o r approval t o acquire at least 98.7 percent of the v o t i n g shares of Cottonwood Bank and Trust Company, Glen Carbon, I l l i n o i s . 2J S t . Louis F i r s t Vandalia Corp., Vandalia, I l l i n o i s , for approval t o acquire 100 percent of the v o t i n g shares of the successor by merger t o The F r i s t National Bank of Vandalia, Vandalia, I l l i n o i s . 2/ S t . Louis Gould Bancshares, I n c . , Gould, Arkansas, f o r approval t o acquire at least 80 percent of the v o t i n g shares o f F i r s t State Bank, Gould Arkansas. 2J S t . Louis Helena Bancshares, I n c . , Helena, Arkansas, f o r approval t o acquire 100 percent of the v o t i n g shares of the successor by merger t o The Helena National Bank, Helena, Arkansas. 2J Kansas City American Republic Bancshares, I n c . , Bel en, New Mexico, f o r approval to acquire 100 percent of the voting shares of The F i r s t National Bank of Bel en, Bel en, New Mexico. 2J Kansas City Gardner Bancorp., Gardner, Kansas, f o r approval t o acquire at least 64.6875 percent of the voting shares of The Farmers Bank 8* Trust Co., Gardner, Kansas. ?j Kansas C i t y Olathe Financial Services Corporation, 01athe, Kansas, f o r approval t o acquire at l e a s t 80 percent of the voting shares of The F i r s t Citibank o f Olathe, Olathe, Kansas. ?/ ?/ A p p l i c a t i o n subject t o Community Reinvestment A c t . The Community A f f a i r s O f f i c e r of the a p p l i c a b l e Reserve Bank may be contacted as to the length of the comment p e r i o d . I H.?, 19P3 No. 43 - ?5 APPLICATIONS RECEIVED - Continued Dallas J e f f e r s o n Rancshares, I n c . , San Antonio, Texas, f o r approval t o acquire 100 percent of the v o t i n g shares of J e f f e r s o n State Rank, San Antonio, Texas. 2J Dal las Lexington Rancshares, I n c . , New Ulm, Texas, for approval t o acquire 100 percent of the v o t i n g shares of Lexington State Rank, Lexington, Texas. 2J San Francisco BOS Financial Corp., Spokane, Washington, f o r approval t o acquire 100 percent of the v o t i n g shares of Bank of Spokane, Spokane, Washington. 2/ San Francisco P a c i f i c Regency Bancorp, El Toro, C a l i f o r n i a , f o r approval t o acquire 100 percent of the v o t i n g shares of P a c i f i c Regency Rank, El Toro, C a l i f o r n i a , a proposed new bank. 2/ * * * * * To Expand a Rank Holding Company Pursuant to Section 3 ( a ) ( 3 ) of the Bank Holding Company Act of 1956 Boston General Educational Fund, I n c . , B u r l i n g t o n , Vermont, f o r approval t o acquire at l e a s t 25 percent of the voting shares of Merchants Rancshares, I n c . , B u r l i n g t o n , Vermont and i n d i r e c t l y The Merchants Bank, B u r l i n g t o n , Vermont. 7J New York Norstar Bancorp I n c . , Albany, New York, f o r approval t o acquire 100 percent of the common and preferred stock o f the successor by merger t o Security New York State Corporation, Rochester, New York and i n d i r e c t l y Security Trust Company o f Rochester, Rochester, New York; F i r s t Trust Union Bank, Wellsv i H e , New York; The Mohawk National Bank of Schenectady, Schenectady, New York; F i r s t Bank and Trust Company o f Ithaca, I t h a c a , New York; The Bank of Auburn, Auburn, New York; Genesee Country Bank, LeRoy, New York; F i r s t Bank and Trust Company of Corning, Corning, New York; The State Bank of Seneca F a l l s , N.Y., Seneca F a l l s , New York; Glen Bank and Trust Company, Watkins Glen, New York. _?/ 2/ ~ Application subject to Community Reinvestment Act. The Community A f f a i r s O f f i c e r of the a p p l i c a b l e Reserve Bank may be contacted as to the length o f the comment p e r i o d . y . y , i&f" »vo. 43 — 25 — APPLICATIONS RECEIVED - Continued ATi^nim Florida National Banks of F l o r i d a , I n c . , Jacksonville, Florida* for approval to acquire 100 percent of the voting shares of Royal Trust Bank Corp., Miami, Florida and indirectly Royal Trust Bank of Jacksonv i l l e , Jacksonville, Florida; Royal Trust Bank of Miami, f . A . , Miami, Florida; Royal Trust Bank of Palm Peach, N.A., Palm Beach. Florida; Royal Trust Pank of Florida, N.A., St. Petersburg, Florida; and Woyal Trust Bank* Gulfport, Florida. jY Pan American Pants I n c . , Miami, Florida, for approval to acquire at least 89.7 percent of the voting shares of the International Bank of Miami, N.A., Miami, F l o r i d . ?/ Southeast Banking Corporation, Mi ami, Florida, for approval to acquire 100 percent of the voting shares of Southeast Pank of S t . Johns County, Ponte Vedra ^each, F l o r i d a , a proposed new bank. ?/ Ai H r s t American Corporation, Dundee, I l l i n o i s , for approval to acquire 100 percent of the voting shares Hess directors' qualifying shares) of the successor (y merqer to State Bank of Hampshire, Hampshire, I l l i n o i s . ?/ f i r s t A f r i c a n Corporation, Dundee, I l l i n o i s , f o r approval to acquire 100 percent of the voting shares (less directors* qualifying shares) of the successor by mercer to F i r s t American Bank of lake County* Lake V i l l a , I l l i n o i s . 2 / e r St. e i *i. U 7/ n F S P Pancorporation, I n c . , Kaukauna, Wisconsin, for approval to acquire at least 80 percent of the voting shares of State Bank of H i l b e r t , H i l b e r t , Wisconsin. ?/ Central Banc System, I n c . , Granite C i t y , I l l i n o i s , for approval to acquire 100 percent of the voting shares of F i r s t Bank of Marine, Marine, I l l i n o i s . 2 / rns First Ifnited Bancshares, I n c . , El Dorado, Arkansas, for approval to acquire 100 percent of the voting shares of the successor by merger to First National Bank of Magnolia, Magnolia, Arkansas. 2 / subject to Community Reinvestment Act. The Community Affairs M f i c e r ot the applicable Reserve Bank may be contacted as to the length of the comment period. « . ? , l«f*3 Ho. 43 - 27 APPLICATIONS RECEIVED - Continued Kansas City American Bancorporation, I n c . , Sapulpa, Oklahoma, for approval to acquire 100 percent of the voting shares of Mannford State Bank, Mannford, Oklahoma. 2J Kansas City Army National Bancshares, I n c . , C h i l l i c o t h e , Missouri, for approval to acquire an additional 20.13 percent of the voting shares of the Exchange National Bank of Cottonwood F a l l s , Cottonwood F a l l s , Kansas. 2J Kansas City B-K Agency, I n c . , Hardtner, Kansas, for approval to acquire 43.2? to 50.21 percent of the voting shares of Farmers State Bank, Hardtner, Kansas. 2/ Dallas RepubiicBank Corporation, Dallas, Texas, f o r approval t o acquire 100 percent of the voting shares (less (directors' qualifying shares) of RepulicBank F i r s t National Midland, Midland, Texas, a proposed new bank. 2/ Dal las United Texas Financial Corporation, Wichita F a l l s , Texas, for approval to a (Retire 100 percent of the voting shares of The Farmers and Merchants National Bank, Nocona, Texas. 2/ * * * * * To Expand a Bank Holding Company Pursuant t o Section 3 ( a ) ( 5 ) of the Bank Holding Company Act of 1956 Cleveland PNC Financial Corp, P i t t s b u r g h , Pennsylvania, f o r approval t o merge w i t h Marine Bancorp, I n c . , E r i e , Pennsylvania and i n d i r e c t l y w i t h Marine Bank, Warren, Pennsylvania* 7J * * * * * To Expand a Bank Holding Company Pursuant t o Section 4 ( c ) ( 8 ) of the Bank Holding Company Act of 1956 Boston Citizens Corporation, Providence, Rhode I s l a n d , f o r approval t o engage de novo by means of a j o i n t venture w i t h The Money Store, I n c . , S p r i n g f i e l d , New Jersey in the o r i g i n a t i o n , sale and s e r v i c i n g H.2, 1983 No. A3 - 28 APPLICATIONS RECEIVED - Continued of mortgage and consumer loans and t o act as agent f o r the sale o f c r e d i t r e l a t e d accident, health and l i f e insurance through a new s u b s i d i a r y , "MARLA, I n c . " , from an o f f i c e t o be located in A t l a n t a , Georgia. Boston Merchants Bancshares, I n c . , B u r l i n g t o n , Vermont, for approval t o acquire The Merchants Trust Company, B u r l i n g t o n , Vermont. New York Barclays Bank PLC and Barclays Bank I n t e r n a t i o n a l L i m i t e d , both located i n London, England, request permission t o r e l o c a t e an o f f i c e engaging i n the f o l l o w i n g a c t i v i t i e s (the sale at r e t a i l of t r a v e l e r s checks issued by Barclays Bank I n t e r n a t i o n a l L i m i t e d , the operation of a consumer finance business and the sale as agent of r e l a t e d c r e d i t l i f e and c r e d i t accident and health insurance, i n c l u d i n g d i r e c t i n s t a l l m e n t loans t o i n d i v i d u a l s and the purchase of r e t a i l i n s t a l l m e n t notes [sales f i n a n c e ] , such as loans made t o i n d i v i d u a l s f o r personal, f a m i l y or household purposes, i n c l u d i n g loans secured by real estate and the purchase on a discounted basis of contracts and r e l a t e d s e c u r i t y agreements a r i s i n g p r i n c i p a l l y from the sale by dealers of t i t l e d goods [ i n c l u d i n g automobiles, mobile homes, t r a v e l t r a i l e r s and campers, and boat and marine equipment] and household goods [ i n c l u d i n g f u r n i t u r e , t e l e v i s i o n sets and appliances] and r e l a t e d wholesale financing cons i s t i n g of f i n a n c i n g d e a l e r s ' i n v e n t o r i e s of automobiles, mobile homes and other c h a t t e l s , and at the e l e c t i o n of the borrowers from the respective consumer finance s u b s i d i a r i e s , sale o f c r e d i t r e l a t e d insurance, i n c l u d i n g decreasing term c r e d i t l i f e insurance and c r e d i t accident and health insurance; c r e d i t l i f e and c r e d i t accident and health insurance so sold may be underwritten or reinsured by a f f i l i a t e d insurance underwriting s u b s i d i a r i e s ) from 3076 Southwest Boulevard, Grove C i t y , Ohio t o 2218 Stringtown Road, Grove C i t y , Ohio, through t h e i r consumer finance s u b s i d i a r i e s , BarclaysAmerican/Financial, I n c . and BarclaysAmerican/ Mortgage, I n c . (10/28/83) New York C i t i c o r p , New York, New York, f o r approval t o engage i n d i r e c t l y i n c e r t a i n nonbanking a c t i v i t i e s c o n s i s t i n g of a c t i n g as an agent, broker or advisor f o r u n a f f i l i a t e d t h i r d p a r t i e s i n connection w i t h the d i s p o s i t i o n of a i r c r a f t through i t s wholly-owned s u b s i d i a r y , C i t i c o r p I n d u s t r i a l C r e d i t , I n c . , Harrison, New York. H.2, 1983 No, 43 -29APPLICATIONS RECEIVED - Continued New York Norstar Bancorp I n c . , Albany, New York, f o r approval t o acquire 100 percent of the common and preferred stock of G r i f f l e y Corporation, Rochester, New York, G r i f f i n L i f e Insurance Company, Phoenix, Arizona, Maurice F. Sweeney Agency, I n c . , L i v o n i a , New York, Finger Lake Realty Corporation, Rochester, New York, G r i f f i n Computer and Leasing Corporation, Rochester, New York, and STC Realty Corporation, Rochester, New York. Philadelphia Commonwealth National Financial Corporation, Harrisburg, Pennsylvania, n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s ( i n u n d e r w r i t i n g , as r e i n s u r e r , c r e d i t l i f e and accident and health insurance d i r e c t l y r e l a t e d t o extensions of c r e d i t by The Commonwealth National Bank) these a c t i v i t i e s w i l l be conducted from o f f i c e s located i n H a r r i s b u r g , Pennsylvania, serving south c e n t r a l Pennsylvania, through i t s s u b s i d i a r y , Commonwealth National L i f e Insurance Company (10/27/83) Cleveland Mellon National Corporation, P i t t s b u r g h , Pennsylvania, n o t i f i c a t i o n of i n t e n t t o engage in de novo a c t i v i t i e s (commercial lending i n c l u d i n g accounts receivable and inventory f i n a n c i n g , and permissible personal property l e a s i n g , i n c l u d i n g a c t i n g as agent, b r o k e r , or adviser i n leasing such property) at 2121 San J a c i n t o , Suite 2900, D a l l a s , Texas, through i t s s u b s i d i a r y , Mel Ion Financial Services Corporation (10/28/83) Cleveland Mellon National Corporation, P i t t s b u r g h , Pennsylvania, n o t i f i c a t i o n of i n t e n t t o expand the geographic scope of the f o l l o w i n g de novo a c t i v i t i e s (the sale of c r e d i t - r e l a t e d insurance, i n c l u d i n g c r e d i t - a c c i d e n t and h e a l t h , c r e d i t - l i f e , and mortgage redemption insurance [such sale of c r e d i t - r e l a t e d insurance being a permissible a c t i v i t y under Subparagraph D of T i t l e VI of the Garn-St. Germain Depository I n s t i t u t i o n s Act of 1982]) the expanded geographic scope of i t s business w i l l be derived from, and s o l i c a t e d throughout the States of Pennsylvania and Delaware, through i t s s u b s i d i a r y , Mellon Insurance Agency, I n c . (10/26/83) Cleveland PNC Financial Corp., P i t t s b u r g h , Pennsylvania, f o r approval t o expand the data processing a c t i v i t i e s of i t s i n d i r e c t nonbank subsidiary L. S. Consulting Corp., d/b/a L i t t l e w o o d , Shain & Company, Wayne, Pennsylvania. APPLICATIONS RECEIVED - Continued PNC Financial Corp, P i t t s b u r g h , Pennsylvania, n o t i f i c a t i o n of i n t e n t to engage i n de novo a c t i v i t i e s (making or a c q u i r i n g and s e r v i c i n g f o r i t s own account and/or the account of o t h e r s , loans and other extensions of c r e d i t ) t h e de novo o f f i c e would be located i n the metropolitan area of Manassas, V i r g i n i a , through i t s subsidiary The Kissel 1 Company (10/27/83) NCMR Corporation, Charlotte, North C a r o l i n a , n o t i f i c a t i o n o f i n t e n t t o r e l o c a t e an o f f i c e engaging therefrom in the f o l l o w i n g a c t i v i t i e s (making direct loans f o r consumer and other purposes; purchasing r e t a i l i n s t a l l m e n t notes and c o n t r a c t s ; s e l l i n g at r e t a i l money orders having a face value of not more than $1,000; and acting as agent for the sale of credit l i f e , credit accident and health and physical damage insurance d i r e c t l y r e l a t e d to i t s extensions of c r e d i t through i t s subsidiary, TranSouth Financial Corporation of F l o r i d a ; and making d i r e c t loans f o r consumer and other purposes under the general usury s t a t u t e s ; purchasing r e t a i l i n s t a l l m e n t notes and c o n t r a c t s ; making d i r e c t loans t o dealers f o r the f i n a n c i n g of inventory [ f l o o r planning] and working c a p i t a l purposes; and a c t i n g as agent f o r the sale of c r e d i t l i f e , c r e d i t accident and health and physical damage insurance d i r e c t l y r e l a t e d to i t s extensions of c r e d i t through i t s s u b s i d i a r y , TranSouth Mortgage Corporation of Florida) from 608 J u l i a S t r e e t , J a c k s o n v i l l e , F l o r i d a t o 2415 Blanding Boulevard, J a c k s o n v i l l e , F l o r i d a , through i t s s u b s i d i a r i e s , TranSouth Financial Corporation of F l o r i d a and TranSouth Mortgage Corporation of Florida (9/13/83) The Magnolia State Corporation, Bay Springs, M i s s i s s i p p i , n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n a c t i n g as agent i n providing c r e d i t l i f e insurance which is d i r e c t l y r e l a t e d t o extensions of c r e d i t by i t s s u b s i d i a r y , Jasper County Bank) at Thigpen at 6th Avenue, Bay Springs, M i s s i s s i p p i , serving the market area i n c l u d i n g Bay Springs and the surrounding rural area w i t h i n Jasper County (10/26/83) Brenton Banks, I n c . , Des Moines, Iowa, n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n processing f i n a n c i a l , banking or economic data for persons other than the holding company o f i t s s u b s i d i a r i e s pursuant t o w r i t t e n agreements; these a c t i v i t i e s were previously performed i n v i o l a t i o n of Section 4 ( c ) ( 8 ) of the Bank Holding Company Act) the geographic scope w i l l be the State of Iowa, through i t s s u b s i d i a r y , Brenton Funds Transfer System, I n c . (10/15/83 H.?, 1983 No. A] . 31 APPLICATIONS RECEIVED - Continued Chicago Manufacturers National Corporation, D e t r o i t , Michigan, n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n the leasing of personal property) the geographic scope w i l l be the State of F l o r i d a , through i t s s u b s i d i a r y , Manucor Leasing, Inc. (10/18/83) Chicago Manufacturers National Corporation, D e t r o i t , Michigan, n o t i f i c a t i o n o f i n t e n t t o engage i n de novo a c t i v i t i e s ( i n the a c t i v i t i e s of an insurance agency business to s e l l insurance which assures the repayment of outstanding balances due on s p e c i f i c extensions of c r e d i t by s u b s i d i a r i e s o f Manufacturers National Corporation i n the event of death, d i s a b i l i t y or involuntary unemployment of debtors) the geographic scope w i l l be the State of Michigan, through i t s subsidiary, Manucor Agency * Inc. (10/18/83) Chicago Marshall & I l s l e y Corporation, Milwaukee, Wisconsin, n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n equipment leasing t o business and manufacturing customers on a noncancellable f u l l payout basis, to purchase c o n d i t i o n a l sales contracts from equipment suppliers and manufacturers and t o make chattel s e c u r i t y loans on commercial and i n d u s t r i a l equipment) i n I n d i a n a p o l i s , Indiana, the geographic area to be served w i l l be the States of Indiana and Kentucky, through i t s s u b s i d i a r y , F i r s t National Leasing Corp. (10/21/83) St. Louis Gould Bancshares, I n c . , Gould, Arkansas, f o r approval t o engage de novo i n real estate a p p r a i s a l . Kansas City American Republic Bancshares, I n c . , Bel en, New Mexico, f o r approval t o engage i n c r e d i t l i f e , health and accident insurance a c t i v i t i e s through the a c q u i s i t i o n of 100 percent of S c i e n t i f i c Management Systems, I n c . , Belen, New Mexico. Dallas Rio Grande Bancshares, I n c . , Las Cruces, New Mexico, n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s ( i n the a c t i v i t y of providing data processing and data transmission services, data bases or f a c i l i t i e s [ i n c l u d i n g data processing and data transmission hardware, software, documentation and operating personnel] for i t s i n t e r n a l operations and those of i t s subsidiary banks and providing microfiche processing f o r i t s i n t e r n a l operations and those of i t s subsidiary banks and to other) (10/25/83) M.?, I 9 M 43 - 3? * APPLICATIONS RECEIVED - Continued <an francisco RankAmerica Corporation* San Francisco, California, for approval to engage de novo in the issuance and sale o f general purpose variably denominated payment instruments with a maximum face value of up t o $10,000 and for i t s direct subsidiary, BA Cheque Corporation, to engage in certain data processing, marketing and other servicing a c t i v i t i e s related t o payment instrument a c t i v i t i e s for non-affiliated depository insti t u t ions, ^an franci<cu BankAmerica Corporation, San Francisco, California, notification of i n t e n t to engage in de novo a c t i v i t i e s (execution and c l e a r i n g of financial futures contracts on major commodity exchanges f o r unaffiliated persons) in S e a t t l e , Washington and the Republic of Singapore, the geographic area t o be served by each of these offices w i l l be f i f t y States, the D i s t r i c t of Columbia, and abroad, through i t s subsidiary, BA Futures, Incorporated, a wholly-owned subsidiary of BankAmerica Corporation (10/27/83) S^n :rancisco BankAmerica Corporation, San Francisco, California, notification of intent to engage in de novo a c t i v i t i e s ( i n the a c t i v i t i e s of making or acquiring f o r i t s own account loans and other extensions of credit such as would be made or acquired by a finance company, and servicing loans and other extensions of credit; such a c t i v i t i e s w i l l i n c l u d e , but not be l i m i t e d t o , making consumer installment loans and making loans and other extensions of c r e d i t of a commercial nature to businesses; such loans may be unsecured or secured by personal assets and residential and commercial real estate; no credit-related insurance of any type w i l l be o f f e r e d by BA Business Credit Corporation in connection with i t s lending a c t i v i t i e s ) in S e a t t l e , Washington and Tampa, F l o r i d a , each o f f i c e w i l l be serving a l l f i f t y States and the D i s t r i c t of Columbia, through i t s indirect subsidiary, BA Business Credit Corporation (a Delaware corporation) (10/28/83) San f rancisco BankAmerica Corporation, San Francisco, California, notification of i n t e n t t o engage in de novo a c t i v i t i e s ( i n the a c t i v i t i e s of making loans and other extensions of c r e d i t , servicing loans and other extensions of c r e d i t for i t s e l f and others, and providing services incidental to such loans and extensions of credit such as are made or provided by a finance company; such a c t i v i t i e s w i l l i n c l u d e , but not be l i m i t e d t o , providing funds and/or c r e d i t services in connection with the financing of stock and f l o o r plan inventory of H.2, MP3 No. 43 -33APPLICATIONS RECEIVED - Continued d i s t r i b u t o r s and dealers of consumer products; no c r e d i t - r e l a t e d insurance of any type w i l l be o f f e r e d by Champion Credit Corporation i n connection w i t h i t s lending a c t i v i t i e s ) i n Columbus, Ohio, serving a l l f i f t y States and the D i s t r i c t of Columbia, through i t s i n d i r e c t s u b s i d i a r y s Champion Credit Corporation (a Delaware c o r p o r a t i o n ) (10/26/83) San Francisco F i r s t I n t e r s t a t e Bancorp, Los Angeles, C a l i f o r n i a , n o t i f i c a t i o n of i n t e n t t o engage in de novo a c t i v i t i e s ( i n mortgage company a c t i v i t i e s to the extent of ( i ) making or a c q u i r i n g real estate or c o n s t r u c t i o n loans f o r i t s own account or f o r the account of o t h e r s ; ( i i ) s e l l i n g or s e r v i c i n g real e s t a t e or c o n s t r u c t i o n loans for i t s own account or f o r the account of o t h e r s ; ( i i i ) performing appraisals of real e s t a t e ; ( i v ) conducting such r e l a t e d a c t i v i t i e s as are i n c i d e n t a l to the mortgage banking business; and (v) a c t i n g as insurance agent or b r o k e r , as permitted by subsection (A) of Section 601 of GarnSt Germain Depository I n s t i t u t i o n s Act of 1982, with respect to c r e d i t - r e l a t e d l i f e , accident and health insurance) i n Oklahoma C i t y , Oklahoma, serving Oklahoma City and the State of Oklahoma, through i t s s u b s i d i a r y , F i r s t I n t e r s t a t e Real Estate Services Company, I n c . (10/25/83) San Francisco Security P a c i f i c Corporation, Los Angeles, C a l i f o r n i a , n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n the underwriting and reinsurance of c r e d i t l i f e and c r e d i t accident and health insurance in Alabama, M i s s i s s i p p i , North C a r o l i n a , and South C arol i na, such c r e d i t l i f e and c r e d i t accident and health insurance being i n connection with extensions of c r e d i t by i t and i t s s u b s i d i a r i e s ) in San Diego, C a l i f o r n i a , through i t s s u b s i d i a r y , General F i d e l i t y L i f e Insurance Company (10/24/83) San Franci sco TRABANC, Salt Lake C i t y , Utah, n o t i f i c a t i o n of i n t e n t t o engage i n de novo a c t i v i t i e s ( i n providing data processing and data transmission s e r v i c e s , data bases and f a c i l i t i e s [ i n c l u d i n g hardware, software, documentation and operating personnel]) at 460 Lawndale D r i v e , Salt Lake C i t y , Utah, serving Utah, Idaho and Wyoming, through i t s s u b s i d i a r y , TRADATA (10/20/83) * * * * * REPORTS RECEIVED None. * * * * * PETITIONS FOR RULEMAKING None.
@FedFRASER