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Federal Reserve Release H.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received No. 48 Week Ending November 27, 2021 Board of Governors of the Federal Reserve System, Washington, DC 20551 H.2 Board Actions November 21, 2021 to November 27, 2021 Advisory Councils Insurance Policy Advisory Committee -- announcement of members for 2022. - Announced, November 24, 2021 Forms Forms -- (1) initial Board review to extend without revision the Senior Credit Officer Opinion Survey on Dealer Financing Terms (FR 2034), Recordkeeping and Disclosure Requirements Associated with Regulation Y for Minimum Requirements for Appraisal Management Companies (FR HY-5), Recordkeeping and Disclosure Requirements Associated with Regulation II (FR II), Uniform Application for Municipal Securities Principal or Municipal Securities Representative Associated with a Bank Municipal Securities Dealer (Form MSD-4), and Uniform Termination Notice for Municipal Securities Principal or Municipal Securities Representative Associated with a Bank Municipal Securities Dealer (Form MSD-5) and (2) final Board review to extend with revision the Complex Institution Liquidity Monitoring Report (FR 2052a). - Approved, November 23, 2021 Supervision and Regulation Crypto-Assets -- Joint Statement on Crypto-Asset Policy Sprint Initiative and Next Steps. - Announced, November 23, 2021 Supervision and Regulation Report -- semiannual report. - Published, November 24, 2021 Enforcement The Goldman Sachs Group, Inc., and Goldman Sachs & Co. LLC (formerly known as Goldman, Sachs, & Co.), both of New York, New York -- cease-and-desist order dated August 2, 2016, terminated November 18, 2021. - Announced, November 23, 2021 (A/C) = Addition or Correction Board - Page 1 of 1 H.2 Actions under delegated authority S&R Supervision and Regulation C&CA Consumer and Community Affairs FOMC Federal Open Market Committee November 21, 2021 to November 27, 2021 RBOPS Reserve Bank Operations and Payment Systems IF International Finance MA Monetary Affairs Bank Branches, Domestic Chicago Eastern Michigan Bank, Croswell, Michigan -- to establish a branch at 1430 Military Street, Port Huron, Michigan. - Approved, November 24, 2021 St. Louis Simmons Bank, Pine Bluff, Arkansas -- to establish a branch at 17901 Chenal Parkway, Little Rock, Arkansas. - Approved, November 26, 2021 Bank Holding Companies Chicago Arbor Bancorp, Inc., Ann Arbor, Michigan -- waiver of application to acquire FNBH Bancorp, Inc., and thereby indirectly acquire First National Bank of Howell, both of Howell, Michigan, in connection with the merger of First National Bank of Howell with and into Bank of Ann Arbor, Ann Arbor, Michigan. - Granted, November 16, 2021 (A/C) San Francisco BayCom Corp., Walnut Creek, California -- (1) to merge with Pacific Enterprise Bancorp, Irvine, California, and (2) for United Business Bank, Walnut Creek, to merge with Pacific Enterprise Bank, Irvine, and thereby establish a branch. - Approved, November 22, 2021 (A/C) = Addition or Correction Delegated - 1 of 6 H.2 Actions under delegated authority November 21, 2021 to November 27, 2021 Bank Holding Companies Kansas City Community Bancshares, Inc., Seneca, Kansas -- through the merger of its subsidiary, CBI Acquisition Corporation, Seneca, Kansas, with and into BOTS, Inc., to indirectly acquire VisionBank, both of Topeka, Kansas. - Approved, November 24, 2021 Chicago Fidelity Company, Dubuque, Iowa -- waiver of application to acquire Farmers & Traders Savings Bank (Farmers & Traders), Bancroft, Iowa, in connection with the merger of Farmers & Traders with and into Fidelity Bank & Trust, Dubuque, Iowa. - Granted, November 26, 2021 Kansas City Stockmens Financial Corporation, Rapid City, South Dakota -- modification of certain commitments. - Granted, November 12, 2021 (A/C) Chicago Van Diest Investment Company, Webster City, Iowa -- to acquire NorthStar Bank, Estherville, Iowa. - Approved, November 24, 2021 Bank Mergers St. Louis Southern Bank, Poplar Bluff, Missouri -- to purchase certain assets and assume certain liabilities of the Cairo, Illinois, branch of First National Bank, Oldham, South Dakota, and retain the acquired facility as a branch. - Approved, November 24, 2021 (A/C) = Addition or Correction Delegated - 2 of 6 H.2 Actions under delegated authority November 21, 2021 to November 27, 2021 Bank Premises New York Alden State Bank, Alden, New York -- to increase its investment in bank premises. - Approved, November 26, 2021 Banks, Foreign New York ING Bank N.V., Amsterdam, The Netherlands -- to establish a representative office in Houston, Texas. - Approved, November 22, 2021 Banks, State Member Chicago Ally Bank, Sandy, Utah -- to make a public welfare investment (two requests). - Approved, November 18, 2021 (A/C) Boston Mascoma Bank, Lebanon, New Hampshire -- to exercise limited trust powers, including personal trust and fiduciary services, pursuant to 12 CFR 208.3(d)(2). - Approved, November 26, 2021 Atlanta Regions Bank, Birmingham, Alabama -- to make a public welfare investment. - Approved, November 16, 2021 (A/C) Atlanta Regions Bank, Birmingham, Alabama -- to make a public welfare investment. - Approved, November 18, 2021 (A/C) (A/C) = Addition or Correction Delegated - 3 of 6 H.2 Actions under delegated authority November 21, 2021 to November 27, 2021 Banks, State Member San Francisco Western Alliance Bank, Phoenix, Arizona -- to make a public welfare investment. - Approved, November 23, 2021 Change in Bank Control Dallas Central Bancshares, Inc., Houston, Texas -- the John H. Young 2020 Trust, Houston, Texas (Edward E. Hartline and Gus K. Eifler as co-trustees), to acquire additional voting shares of Central Bancshares, Inc., and thereby indirectly acquire voting shares of Central Bank, Houston, Texas. - Permitted, November 24, 2021 Kansas City Plains Bancshares, Inc., Plains, Kansas -- Mary Beth Woods, Plains, Kansas, to retain voting shares of Plains Bancshares, Inc., and indirectly retain voting shares of The Plains State Bank, Plains, Kansas. Additionally, Walker Clawson; Gatlin Clawson; Korben Clawson; and the LAC Clawson Irrevocable Trust, David Clawson and Daniel Clawson, co-trustees; all of Plains, Kansas; and Abigail Giles, Betsy Giles, Matthew Giles, and Josiah Giles, all of Byers, Kansas, to join the Clawson Family Group, a group acting in concert, to retain voting shares of Plains Bancshares, Inc., and indirectly retain voting shares of The Plains State Bank. - Permitted, November 22, 2021 Secretary Renasant Corporation, Tupelo, Mississippi -- the Vanguard Group, Inc., Malvern, Pennsylvania, on behalf of itself, its subsidiaries and affiliates, including investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard, to acquire additional voting shares of Renasant Corporation and thereby indirectly acquire voting shares of Renasant Bank, Tupelo, Mississippi. - Permitted, November 22, 2021 (A/C) = Addition or Correction Delegated - 4 of 6 H.2 Actions under delegated authority November 21, 2021 to November 27, 2021 Extensions of Time Secretary The Goldman Sachs Group, Inc., New York, New York -- extension of time to conform or divest a merchant banking investment. - Granted, November 26, 2021 Richmond New Republic Partners, Inc., Charlotte, North Carolina -- extension to February 24, 2022, to engage de novo in financial and investment advisory activities and agency transactional services through New Republic Securities, LLC, Charlotte, North Carolina. - Granted, November 23, 2021 Kansas City The Union State Bank of Everest, Everest, Kansas -- extension to February 24, 2022, to establish a de novo branch at 8300 Booth Avenue, Kansas City, Missouri. - Granted, November 23, 2021 Regulations and Policies Secretary Regulation Z (Truth in Lending) -- final interagency determination of the threshold for exempting certain loans from special appraisal requirements for higher-priced mortgages during 2022. - Approved, November 22, 2021 Secretary Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) -- final interagency amendments to establish dollar thresholds that will apply for determining exempt consumer credit and lease transactions in 2022. - Approved, November 22, 2021 (A/C) = Addition or Correction Delegated - 5 of 6 H.2 Actions under delegated authority November 21, 2021 to November 27, 2021 Savings and Loan Holding Companies Chicago North Shore, MHC, Waukegan, Illinois -- (1) to convert from mutual to stock form; (2) for NSTS Bancorp, Inc., Waukegan, Illinois, a newly formed Delaware corporation, to become a savings and loan holding company by acquiring North Shore Trust and Savings, Waukegan, Illinois; and (3) waiver request by North Shore, MHC, of requirements of 12 CFR 239.52(j) regarding the definition of "qualifying deposits." - Approved, November 10, 2021 (A/C) (A/C) = Addition or Correction Delegated - 6 of 6 District: 1 Federal Reserve Bank of Boston Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period STATE STREET BANK AND TRUST COMPANY Investment State Street Bank and Trust Company, Boston, Massachusetts, (SSBT) and SSBT's Edge corporation subsidiary, State Street International Holdings, Boston, Massachusetts (SSIH) and, together with it's and SSBT's subsidiaries and State Street Corporation, Boston, Massachusetts (SSC) and its subsidiaries, (State Street), Boston, Massachusetts, submit a 30 day's prior notice pursuant to Section 211.9(f) of Regulation K, of their intention to make an additional investment in, State Street Bank International GmbH, Munich, Germany (SSBI), a wholly-owned subsidiary of SSIH. Newspaper: Not applicable Federal Register: Not applicable * Subject to the provisions of the Community Reinvestment Act District: 1 Federal Reserve Bank of Boston Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter BANKNEWPORT NEWPORT, RHODE ISLAND First Quarter of 2022 FALL RIVER FIVE CENTS SVGS BK FALL RIVER, MASSACHUSETTS First Quarter of 2022 BANK RHODE ISLAND PROVIDENCE, RHODE ISLAND Second Quarter of 2022 BROOKLINE BK BROOKLINE, MASSACHUSETTS Second Quarter of 2022 EASTERN CT SVGS BK NORWICH, CONNECTICUT Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 2 Federal Reserve Bank of New York Filings received during the week ending November 27, 2021 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 2 Federal Reserve Bank of New York Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter DIME CMNTY BK BRIDGEHAMPTON, NEW YORK First Quarter of 2022 GOLDMAN SACHS BK USA NEW YORK, NEW YORK First Quarter of 2022 BANCO POPULAR DE PR SAN JUAN, PUERTO RICO Second Quarter of 2022 FIVE STAR BK WARSAW, NEW YORK Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period WORKERS UNITED * 3A3 Workers United, Philadelphia, Pennsylvania, and Amalgamated Financial Corp., New York, New York, requesting approval for Amalgamated Financial Corp. to merge with Amalgamated Investments Company, Chicago, Illinois, and thereby indirectly acquire Amalgamated Bank of Chicago, Chicago, Illinois, pursuant to Sections 3(a)(3) and 3(a)(5) of the Bank Holding Company Act of 1956, as amended. Newspaper: Not available Federal Register: Not available * 3A5 * Subject to the provisions of the Community Reinvestment Act District: 3 Federal Reserve Bank of Philadelphia Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter AMERISERV FNCL BK JOHNSTOWN, PENNSYLVANIA First Quarter of 2022 FIRST CITIZENS CMNTY BK MANSFIELD, PENNSYLVANIA First Quarter of 2022 NEW TRIPOLI BK NEW TRIPOLI, PENNSYLVANIA Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period FIRST FINANCIAL BANK PWI First Financial Bank, Cincinnati, OH, request for pre-approval to make a $9MM public welfare investment Newspaper: Not applicable Federal Register: Not applicable First Financial Bank, Cincinnati, OH, request for pre-approval to make a $6.2MM public welfare investment. Newspaper: Not applicable Federal Register: Not applicable FIRST FINANCIAL BANK PWI * Subject to the provisions of the Community Reinvestment Act District: 4 Federal Reserve Bank of Cleveland Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter BUCKEYE CMNTY BK LORAIN, OHIO First Quarter of 2022 OHIO VALLEY BK CO GALLIPOLIS, OHIO First Quarter of 2022 PEOPLES B&TC HAZARD, KENTUCKY First Quarter of 2022 CIVISTA BK SANDUSKY, OHIO Second Quarter of 2022 HEARTLAND BK WHITEHALL, OHIO Second Quarter of 2022 SETTLERS BK MARIETTA, OHIO Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 5 Federal Reserve Bank of Richmond Filings received during the week ending November 27, 2021 Filer Filing Type BANK OF CLARKE COUNTY * Branch TRI-COUNTY BANCORP, INC. CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Bank of Clarke County, Berryville, Virginia, to establish a branch at 530 Blackwell Road, Warrenton, Virginia. Newspaper: 12/05/2021 Federal Register: Not applicable Newspaper: The Carolyn E. Farr Trust, Harrisville, West Virginia, Scott A. Windom, as trustee, Federal Register: Cairo, West Virginia, William A. Farr, West Union, West Virginia, John C. Farr, Woodinville, Washington, Paul D. Farr, Little Hocking, Ohio, Lee Ann Farr, Frankfort, West Virginia, and Rodney C. Windom, Cairo, West Virginia, as a group to retain voting shares of Tri-County Bancorp, Inc., West Union, West Virginia. 12/10/2021 12/08/2021 District: 5 Federal Reserve Bank of Richmond Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter EAGLEBANK BETHESDA, MARYLAND First Quarter of 2022 TRUPOINT BK GRUNDY, VIRGINIA First Quarter of 2022 VIRGINIA PTNR BK FREDERICKSBURG, VIRGINIA First Quarter of 2022 FARMERS & MERCHANTS BK TIMBERVILLE, VIRGINIA Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period FLORIDA BANCSHARES, INC. 4c8 Florida Bancshares, Inc. to engage, de novo, directly in the purchase of loans from its wholly-owned subsidiary, First National Bank of Pasco, both of Dade City, Florida. Newspaper: Not applicable Federal Register: Not available PEOPLES BANCSHARES, INC. CIC Bradley C. Davis, Charleston, South Carolina, a member of the Davis Family Group, to retain voting shares of Peoples Bancshares, Inc., and thereby indirectly retain voting shares of Peoples Bank, both of Mendenhall, Mississippi. In addition, Sidney Dewitt Davis III, Mendenhall, Mississippi and Bradley C. Davis, Charleston, South Carolina, as co-trustees for The Sid Davis Trust; Melissa Lenox, Charleston, South Carolina; Steve Ammann and Steven Wade Ammann, both of Mendenhall, Mississippi; Charles Cockrell, Dauphin Island, Alabama; Michael Tolleson and Brian Jernigan, both of Madison, Mississippi; Margaret Steinberger, trustee of the Margaret Steinberger Revocable Trust and Bruce Steinberger, both of Coral Gables, Florida; Audrey Davis, Magee, Mississippi; to join the Davis Family Group, a group acting in concert, to retain voting shares of Peoples Bancshares, Inc., and thereby indirectly retain voting shares of Peoples Bank, both of Mendenhall, Mississippi. Newspaper: 11/24/2021 Federal Register: Not available USCB Financial Holdings, Inc. 3A1 USCB Financial Holdings, Inc., Doral, Florida, to become a bank holding company by acquiring outstanding shares of U.S. Century Bank, Doral, Florida. Newspaper: Not applicable Federal Register: Not applicable * Subject to the provisions of the Community Reinvestment Act District: 6 Federal Reserve Bank of Atlanta Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter AUBURNBANK AUBURN, ALABAMA First Quarter of 2022 COMMERCIAL BK HARROGATE, TENNESSEE First Quarter of 2022 FIRST FL INTEGRITY BK NAPLES, FLORIDA First Quarter of 2022 PARADISE BK BOCA RATON, FLORIDA Second Quarter of 2022 TENNESSEE ST BK PIGEON FORGE, TENNESSEE Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 7 Federal Reserve Bank of Chicago Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period BYLINE BANCORP, INC. CIC Maria Blanca del Valle Perochena, Mexico City, Mexico; and Maria de Guadalupe del Valle Perochena, Mexico City, Mexico; to become limited partners in MBG Investors I, L.P., Ontario, Canada, thereby indirectly acquiring voting shares of Byline Bancorp, Inc. and Byline Bank, both of Chicago, Illinois. Newspaper: Not available Federal Register: Not available Carrie L. Brown, Storm Lake, Iowa; Joleen M. Brown, Spirit Lake, Iowa; Timothy J. Brown CFC Revocable Trust, Timothy J. Brown, as trustee, both of Storm Lake, Iowa; John C. Brown CFC Revocable Trust, John C. Brown, as trustee, both of Spirit Lake, Iowa; John C. Brown 2020 DGT Exempt Trust, Paul Brown, as trustee, both of Spirit Lake, Iowa; Joleen M. Brown 2021 DGT Exempt Trust, Paul Brown, as trustee, both of Spirit Lake, Iowa; and CFC Control Trust, Nick Brown, as trustee, both of Storm Lake, Iowa; to become members of the Brown Family Control Group, a group acting in concert, to acquire voting shares of Commercial Financial Corp., and thereby indirectly acquire voting shares of Central Bank, both of Storm Lake, Iowa. Newspaper: Not available Federal Register: 11/26/2021 First Farmers & Trust Co., Converse, Indiana provided prior notice of its public welfare investment of $6,200,000 in CREA Corporate Tax Fund 88, LP, pursuant to section 208.22(b)(1)(iv)(A) of Regulation H. Newspaper: Not applicable Federal Register: Not applicable Tom E. Marantz, Springfield, Illinois, as trustee of the Tom E. Marantz Exempt Trust; the Tom E. Marantz Exempt Trust; Marla J. Marantz, Springfield, Missouri, as trustee of the Marla J. Marantz Exempt Trust; and the Marla J. Marantz Exempt Trust; Gregory Marantz, Springfield, Illinois, as Trustee of the Gregory R. Marantz Spring Bancorp Irrevocable Trust; Jennifer Marantz, St. Louis, Missouri, as Trustee of the Jennifer A. Marantz Spring Bancorp Irrevocable Trust; and, Melissa Knoedler, Bloomington, Illinois, as Trustee of the Melissa L. Knoedler Spring Bancorp Irrevocable Trust to be added to the Marantz family control group to acquire voting shares of Spring Bancorp, Inc., Springfield, Illinois, and thereby acquire voting shares of Bank of Springfield, Springfield, Illinois. Newspaper: Not available Federal Register: 12/13/2021 COMMERCIAL FINANCIAL CORP. CIC FIRST FARMERS BANK & TRUST CO. PWI SPRING BANCORP, INC. CIC * Subject to the provisions of the Community Reinvestment Act District: 7 Federal Reserve Bank of Chicago Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter FIRST BK OF BERNE BERNE, INDIANA First Quarter of 2022 FIRST CMNTY BK HARBOR SPRINGS, MICHIGAN First Quarter of 2022 FIRST EAGLE BK CHICAGO, ILLINOIS First Quarter of 2022 FIRST ST BK EASTPOINTE, MICHIGAN First Quarter of 2022 HARTSBURG ST BK HARTSBURG, ILLINOIS First Quarter of 2022 SAINT ANSGAR ST BK SAINT ANSGAR, IOWA First Quarter of 2022 STATE BK SPENCER, IOWA First Quarter of 2022 CENTRAL ST BK ELKADER, IOWA Second Quarter of 2022 CONNECTION BK FORT MADISON, IOWA Second Quarter of 2022 CUSB BK CRESCO, IOWA Second Quarter of 2022 FAIRMOUNT ST BK FAIRMOUNT, INDIANA Second Quarter of 2022 FARMERS ST BK WESTERN IL ALPHA, ILLINOIS Second Quarter of 2022 FIRST BK HAMPTON HAMPTON, IOWA Second Quarter of 2022 FNB BK FONTANELLE, IOWA Second Quarter of 2022 GRAND RIVER BK GRANDVILLE, MICHIGAN Second Quarter of 2022 HENDRICKS CTY B&TC BROWNSBURG, INDIANA Second Quarter of 2022 MAQUOKETA ST BK MAQUOKETA, IOWA Second Quarter of 2022 SECURITY SVGS BK GOWRIE, IOWA Second Quarter of 2022 WAYNE B&TC CAMBRIDGE CITY, INDIANA Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period ENCORE BANK * Branch Encore Bank, Little Rock, Arkansas, to establish a branch facility to be located at 2502 N. Rocky Point Drive, Suite 360, Tampa, Florida. Newspaper: 12/05/2021 Federal Register: Not applicable * Subject to the provisions of the Community Reinvestment Act District: 8 Federal Reserve Bank of St. Louis Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method 34742 FIRST WESTERN BK, BOONEVILLE, ARKANSAS 07/19/2021 11/26/2021 S Int Small Bank CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter BANK OF BARTLETT BARTLETT, TENNESSEE First Quarter of 2022 CALLAWAY BK FULTON, MISSOURI First Quarter of 2022 CASS CMRL BK DES PERES, MISSOURI First Quarter of 2022 CENTRAL BK STL PRIMARY OFF CLAYTON, MISSOURI First Quarter of 2022 COMMUNITY FNCL SVC BK BENTON, KENTUCKY First Quarter of 2022 FARMERS & MERCHANTS BK STUTTGART, ARKANSAS First Quarter of 2022 FINANCIAL FED BK MEMPHIS, TENNESSEE First Quarter of 2022 FIRST ST B&TC CARUTHERSVILLE, MISSOURI First Quarter of 2022 MIDWEST BANKCENTRE SAINT LOUIS, MISSOURI First Quarter of 2022 PATRIOT BK MILLINGTON, TENNESSEE First Quarter of 2022 PEOPLES BK MARION, KENTUCKY First Quarter of 2022 PREMIER BK OF AR JONESBORO, ARKANSAS First Quarter of 2022 TEXICO ST BK TEXICO, ILLINOIS First Quarter of 2022 BANK OF CAVE CITY CAVE CITY, ARKANSAS Second Quarter of 2022 BANK OF HALLS HALLS, TENNESSEE Second Quarter of 2022 CENTRAL TR BK JEFFERSON CITY, MISSOURI Second Quarter of 2022 DECATUR CTY BK DECATURVILLE, TENNESSEE Second Quarter of 2022 FIRST SAVINGS BK JEFFERSONVILLE, INDIANA Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act FNBC BK ASH FLAT, ARKANSAS Second Quarter of 2022 GATES BKG&TC GATES, TENNESSEE Second Quarter of 2022 OAKSTAR BK SPRINGFIELD, MISSOURI Second Quarter of 2022 PROGRESSIVE OZARK BK SALEM, MISSOURI Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period B2 Holding Company, Inc. CIC On behalf of B2 Holding Company, Inc., a Delaware corporation (theCompany), this Notice (this Notice) is being filed with the Federal Reserve Bank of Minnesota (the Federal Reserve) under the Notice Procedure for One-Bank Holding Company Formations in connection with the Company's formation as a bank holding company through the acquisition of 100% of the voting stock of The First National Bank of Buhl, a national bank with its main office located in Mountain Iron, Minnesota (the Bank). Newspaper: Not available Federal Register: Not available First Interstate BancSystem, Inc., Billings, Montana, to merge with Great Western Bancorp, Inc., and thereby indirectly acquire Great Western Bank, both of Sioux Falls, South Dakota. Additionally, First Interstate Bank, Billings, Montana, to merge with Great Western Bank, Sioux Falls, South Dakota and, incident thereto, establish branches. Newspaper: Not available Federal Register: 12/15/2021 Richard M. Wall, Eden Prairie, Minnesota, Elizabeth Wall Lee, Sunfish Lake, Minnesota, and John K. Wall, Wayzata, Minnesota, to retain voting shares of Highland Bancshares, Inc., Saint Michael, Minnesota (HBI), and thereby indirectly retain voting shares of Highland Bank, Saint Michael, Minnesota (Bank). In addition, the 2012 Grantor Trust for Richard M. Wall and Family U/A dated 12/26/12, the Emilie Grace Wall 2020 Irrevocable Trust U/A dated 12/26/20, the Ericka Marie Wall 2020 Irrevocable Trust U/A dated 12/26/20, and the Julianna Karin Wall 2020 Irrevocable Trust U/A dated 12/26/20, all of Minneapolis, Minnesota (Richard M. Wall trustee); the 2012 Grantor Trust for John K. Wall and Family dated 12/26/12, the Lauren Wall 2020 Irrevocable Trust U/A dated 12/26/20, and the Jack Wall 2020 Irrevocable Trust U/A dated 12/26/20, all of Minneapolis, Minnesota (John K. Wall trustee); the 2012 Grantor Trust for Elizabeth W. Lee and Family U/A dated 12/26/12, the Kevin Connor Lee 2020 Irrevocable Trust U/A dated 12/26/20, and the Shannon Elizabeth Lee 2020 Irrevocable Trust U/A dated 12/26/20, all of Minneapolis, Minnesota (Elizabeth Wall Lee trustee); to join the Wall family control group acting in concert by acquiring shares of HBI and thereby indirectly acquiring shares of Bank. Newspaper: 11/17/2021 Federal Register: 11/19/2021 FIRST INTERSTATE BANCSYSTEM, INC. * 18C * 3A5 * Branch HIGHLAND BANCSHARES, INC. CIC * Subject to the provisions of the Community Reinvestment Act District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period MSB BANKSHARES, INC. CIC Gene R. Mottes, Iron River, Michigan, to acquire voting shares of MSB Bankshares, Inc. and thereby indirectly acquire voting shares of The Miners State Bank, both of Iron River, Michigan. Newspaper: Not available Federal Register: 11/24/2021 Opportunity Bank of Montana, Helena, Montana, to merge with First Community Bank, Glasgow, Montana, and incident thereto, establish branches. Newspaper: Not available Federal Register: Not applicable PB Family Bancshares, Inc., Hastings, Minnesota, to become a bank holding company by acquiring 100 percent of Premier Bank Minnesota, Farmington, Minnesota, and Premier Bank Rochester, Rochester, Minnesota. Newspaper: Not available Federal Register: Not available The Willard and Geraldine Ogren Revocable Trust (WGO Trust), Iron River, Wisconsin; Greg Ogren, individually and as trustee of the WGO Trust and the Greg Ogren Separate Descendant's Trust, both of Iron River, Wisconsin; Scott Ogren, individually and as trustee of the Scott Ogren Separate Descendant's Trust, both of Iron River, Wisconsin; Mark Ogren, Minnetrista, Minnesota, individually and as trustee of the Mark Ogren Separate Descendant's Trust, Iron River, Wisconsin; and Lori Ogren, Iron River, Wisconsin, as a group acting in concert, to retain voting shares of Security Bank Shares, Inc., Iron River, Wisconsin, and thereby indirectly retain voting shares of Security State Bank, Iron River, Wisconsin, and Security Bank, New Auburn, Wisconsin. Newspaper: Not available Federal Register: Not available Pamela J. Bjerke, Rice, Minnesota; to acquire control of voting shares of Stearns Financial Services, Inc. (Stearns), by becoming a trustee of Stearns Financial Services, Inc. Employee Stock Ownership Plan and Trust, both of St. Cloud, Minnesota, which owns Stearns, and thereby indirectly owns Stearns Bank N.A., St. Cloud, Minnesota, Stearns Bank of Upsala, N.A., Upsala, Minnesota, and Stearns Bank of Holdingford, N.A., Holdingford, Minnesota. Newspaper: 12/04/2021 Federal Register: 12/06/2021 OPPORTUNITY BANK OF MONTANA * 18C PB FAMILY BANCSHARES, INC. * 3A1 SECURITY BANK SHARES, INC. CIC * Branch STEARNS FINANCIAL CIC SERVICES, INC. EMPLOYEE STOCK OWNERSHIP PLAN * Subject to the provisions of the Community Reinvestment Act District: 9 Federal Reserve Bank of Minneapolis Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter FIRST INTRST BK BILLINGS, MONTANA First Quarter of 2022 FIRST WESTERN B&TC MINOT, NORTH DAKOTA First Quarter of 2022 PROFINIUM TRUMAN, MINNESOTA First Quarter of 2022 YELLOWSTONE BK LAUREL, MONTANA First Quarter of 2022 CHARTER BK EAU CLAIRE, WISCONSIN Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending November 27, 2021 Filer Filing Type BANCFIRST CORPORATION * 3A3 BANK OF WYANDOTTE, THE * Branch CENTRAL BANCORP, INC. CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period BancFirst Corporation, Oklahoma City, Oklahoma, to acquire Worthington National Bank, Arlington, Texas. Newspaper: 12/25/2021 Federal Register: Not available The Bank of Wyandotte, Wyandotte, Oklahoma, to establish a branch at 3100 Monticello Avenue, Dallas, Texas. Newspaper: 12/06/2021 Federal Register: Not applicable Susan Johnson, Colorado Springs, Colorado, to join the Dwan/Vasilius Family Group, a group acting in concert, and to retain voting shares of Central Bancorp, Inc., Colorado Springs, Colorado (Central), and thereby indirectly retain voting shares of Farmers & Stockmens Bank, Clayton, New Mexico (Farmers). Also, the Charles J. Vasilius Trust and the Janet M. Vasilius Trust, both of Colorado Springs, Colorado, to retain voting shares, and Justin Leveille, Colorado Springs, Colorado, as trustee of each and, individually, to retain and acquire voting shares; Charles Vasilius and Stephanie Vasilius, both of Denver, Colorado; Nicholas Vasilius, Kirkland, Washington; and Alexandra Pitnell, Pittsford, New York, to retain voting shares of Central; The Susan Dwan Johnson Trust, the Elizabeth Dwan McNamara Trust, the Patricia Dwan Smith Trust, the Clare Dwan Harting Trust, the Kathleen Dwan Trust, and the Ann T. Dwan Trust, all of Colorado Springs, Colorado, to retain voting shares, and Tim Coutts, Colorado Springs, Colorado, as trustee of each and, individually, to retain and acquire voting shares of Central; and all to join the Dwan/Vasilius Family Group. Newspaper: Not available Federal Register: Not available District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period CHISHOLM TRAIL CIC FINANCIAL CORPORATION The Michael J. Klaassen Revocable Trust and Carol S. Klaassen Family Trust, Michael Klaassen trustee, all of Wichita, Kansas, to join the Klaassen Family Group, a group acting in concert, and retain voting shares of Chisholm Trail Financial Corporation, and thereby indirectly retain voting shares of Stryv Bank, both of Wichita, Kansas. Also, The Michael J. Klaassen Qualified Subchapter S Trust, Michael Klaassen trustee, both of Wichita, Kansas; Linda J. Klaassen Revocable Trust, Linda Klaassen trustee, Kourt Klaassen, Derek Ryan Klaassen, and Brent Klaassen, all of Whitewater, Kansas; Trevor J. Klaassen, Oklahoma City, Oklahoma; and Mitchell R. Klaassen, Frisco, Texas; to join the Klaassen Family Group, a group acting in concert, and acquire voting shares of Chisholm Trail Financial Corporation, and thereby indirectly acquire voting shares of Stryv Bank, both of Wichita, Kansas. Newspaper: Not available Federal Register: 12/15/2021 CITIZENS NATIONAL CORPORATION Nancy A. Kvols Irrevocable Bank Trust, Ronald K. Kvols, trustee, both of Wisner, Nebraska; and Ronald K. Kvols Irrevocable Bank Trust, Nancy Kvols, trustee, both of Wisner, Nebraska; to become members of the Kvols/Ott/Cheney Family Group, a group acting in concert, to acquire voting shares of Citizens National Corporation, and thereby indirectly acquire voting shares of Citizens State Bank, both of Wisner, Nebraska. Newspaper: 12/08/2021 Federal Register: 12/13/2021 FIRST NATIONAL CIC FINANCIAL CORPORATION Kerstin Eckstrom, Lincoln, Nebraska, and Lynne Petro, Shoal Creek, Alabama, to join the Olson Family Control Group, a group acting in concert, and retain voting shares of First National Financial Corporation, and indirectly retain voting shares of Bank of Estes Park, both of Estes Park, Colorado. Newspaper: 11/26/2021 Federal Register: 11/15/2021 FIRST NATIONAL UTICA COMPANY James P. Liggett, Vancouver Washington; Scott P. Liggett, Islamorada, Florida; and Lee B. Liggett, Phippsburg, Maine; to acquire voting shares of First National Utica Company, and thereby indirectly acquire voting shares of First Bank of Utica, Utica, Nebraska, and to form the Liggett Family Group. Newspaper: Not available Federal Register: Not available CIC CIC * Subject to the provisions of the Community Reinvestment Act District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period O & F CATTLE COMPANY CIC Kerstin Eckstrom, Lincoln, Nebraska, and Lynne Petro, Shoal Creek, Alabama, to join the Olson Family Control Group, a group acting in concert, and to retain voting shares of O & F Cattle Company, and indirectly retain voting shares of Nebraska State Bank, both of Oshkosh, Nebraska. Newspaper: 11/24/2021 Federal Register: 11/15/2021 RCB Bank, Claremore, Oklahoma, to purchase certain assets and assume certain liabilities of the branches of Arvest Bank, Fayetteville, Arkansas, located at 301 West 4th Avenue, Caney, Kansas, and 125 West Canadian, Vinita, Oklahoma; and incident thereto, to establish two branches. Newspaper: 12/06/2021 Federal Register: Not applicable Sally Jo Schmaderer Trust, Stuart, Nebraska, to retain shares, Jon D. Schmaderer, Stuart, Nebraska, trustee, and individually, to retain and acquire shares of Tri-County Company (Company) and indirectly acquire shares of The Tri-County Bank (Bank), both of Stuart, Nebraska, and to join the Schmaderer Family Group, a group acting in concert. Also, Nancy Jo Steinhauser, Ainsworth, Nebraska; Sue Anne Philson, Lincoln, Nebraska; to retain and acquire voting shares; and Joel M. Steinhauser, Ainsworth, Nebraska, to retain voting shares of Company and indirectly acquire shares of Bank, and to join the Schmaderer Family Group. Newspaper: Not available Federal Register: Not available RCB BANK * 18C * Branch TRI-COUNTY COMPANY CIC * Subject to the provisions of the Community Reinvestment Act District: 10 Federal Reserve Bank of Kansas City Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter CITIZENS BK OF EDMOND EDMOND, OKLAHOMA First Quarter of 2022 COUNTRY CLUB BK KANSAS CITY, MISSOURI First Quarter of 2022 FIRST BK OF BANCROFT BANCROFT, NEBRASKA First Quarter of 2022 FLATIRONS BK BOULDER, COLORADO First Quarter of 2022 FNB WA WASHINGTON, KANSAS First Quarter of 2022 MOUNTAIN VALLEY BANK WALDEN, COLORADO First Quarter of 2022 OKLAHOMA CAP BK TULSA, OKLAHOMA First Quarter of 2022 PLATTE VALLEY BK TORRINGTON, WYOMING First Quarter of 2022 PLATTE VALLEY BK SCOTTSBLUFF, NEBRASKA First Quarter of 2022 SECURITY BK TULSA, OKLAHOMA First Quarter of 2022 BANK OF HOLYROOD HOLYROOD, KANSAS Second Quarter of 2022 BANK OF LOCUST GROVE LOCUST GROVE, OKLAHOMA Second Quarter of 2022 CITIZENS B&TC OF ARDMORE ARDMORE, OKLAHOMA Second Quarter of 2022 COMMUNITY B&TC NEOSHO, MISSOURI Second Quarter of 2022 CORNERSTONE BK YORK, NEBRASKA Second Quarter of 2022 EQUITABLE BK GRAND ISLAND, NEBRASKA Second Quarter of 2022 FARMERS ST BK PINE BLUFFS, WYOMING Second Quarter of 2022 GRANT CTY BK MEDFORD, OKLAHOMA Second Quarter of 2022 HIGH PLAINS BK FLAGLER, COLORADO Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act LAMAR B&TC LAMAR, MISSOURI Second Quarter of 2022 PEOPLES BK PRATT, KANSAS Second Quarter of 2022 SOUTHWEST BK OF WEATHERFORD WEATHERFORD, OKLAHOMA Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 11 Federal Reserve Bank of Dallas Filings received during the week ending November 27, 2021 Filer Filing Type Filing Proposal End of Comment Period THE ODOM AMTEX HOLDINGS TRUST * 3A1 The Odom AmTex Holdings Trust, Orange, Texas, to become a bank holding company by acquiring Odom AmTex, LLC, Orange, Texas, and indirectly, AmTex Bancshares, Inc., Orange, Texas; Bridge City State Bank, Bridge City, Texas; Peoples State Bank, Shepherd, Texas; and Pavillion Bank, Richardson, Texas. Newspaper: Not available Federal Register: Not available UBANK HOLDINGS, INC. CIC The Shana Lowery De Paoli 2021 Trust (Shana Lowery De Paoli, trustee), Shana Lowery De Paoli, individually, both of Dallas, Texas, The Lane Lowery 2021 Trust (Shana Lowery De Paoli, trustee), Lane Lowery, individually, both of Huntington, Texas, intend to apply to the Federal Reserve Board for permission to join, and act in concert under the Change in Bank Control Act to retain control of 25 percent or more of UBank Holdings, Inc. (formerly Huntington Bancshares, Inc.), which controls UBank, both of Huntington, Texas Newspaper: Not available Federal Register: 12/03/2021 * Subject to the provisions of the Community Reinvestment Act District: 11 Federal Reserve Bank of Dallas Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter FIRST ST BK OF LIVINGSTON LIVINGSTON, TEXAS First Quarter of 2022 SUSSER BK DALLAS, TEXAS First Quarter of 2022 TEXAS FIRST BK TEXAS CITY, TEXAS First Quarter of 2022 VERITEX CMNTY BK DALLAS, TEXAS First Quarter of 2022 FROST BK SAN ANTONIO, TEXAS Second Quarter of 2022 ORIGIN BK CHOUDRANT, LOUISIANA Second Quarter of 2022 THIRD COAST BK SSB HUMBLE, TEXAS Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending November 27, 2021 Filer Filing Proposal End of Comment Period BAWAG P.S.K. BANK FUR FBSEA ARBAIT UND WIRTSCHAFT UND OSTERREICHISCHE POSTSPARKASSE AKTIENGESELLSCHAFT BAWAG P.S.K. Bank Fur Arbeit und Wirtschaft und Osterreichische Postsparkasse Aktiengesellschaft, Wien, Austria, to establish a representative office at 521 Boccaccio Avenue, Venice, California, pursuant to section 10(a) of the International Banking Act. Newspaper: Not available Federal Register: Not applicable COLUMBIA BANKING SYSTEM, INC. * 3A3 Columbia Banking System, Inc., requesting prior approval to acquire Umpqua Holdings Corporation, and its subsidiary Oregon-chartered,nonmember bank, Umpqua Bank, pursuant to sections 3(a)(3) and (5) of the Bank Holding Company Act. In connection with this Application, Columbia Banking System, Inc., also elects to be treated as a financial holding company pursuant to section 4(l) of the BHC Act, in order to acquire the nonbanking subsidiaries of Umpqua Holdings Corp. Newspaper: Not available Federal Register: Not available PACIFIC PREMIER BANK PWI Pacific Premier Bank requests authorization for a $1.0 million increase in the Bank?s capital commitment to a public welfare loan fund managed by the Washington Community Reinvestment Association. Newspaper: Not applicable Federal Register: Not applicable 1)United Business Bank, Walnut Creek, California, to acquire Pacific Enterprise Bank, Irvine, California, 2) Pacific Enterprise Bancorp, Irvine, California, to merge with and into Baycom Corp, Walnut Creek, California; and 3)United Business Bank to acquire one branch office of Pacific Enterprise Bank. Newspaper: Not available Federal Register: Not available UNITED BUSINESS BANK Filing Type * 18C * 3A5 * Branch * Subject to the provisions of the Community Reinvestment Act District: 12 Federal Reserve Bank of San Francisco Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) Second Quarter of 2022 (April 1, 2022 - June 30, 2022) Institution Location Quarter COASTAL CMNTY BK EVERETT, WASHINGTON First Quarter of 2022 WESTAMERICA BK SAN RAFAEL, CALIFORNIA Second Quarter of 2022 WESTERN ALLI BK PHOENIX, ARIZONA Second Quarter of 2022 * Subject to the provisions of the Community Reinvestment Act
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