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Federal Reserve Release
H.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 46
Week Ending November 13, 2010
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
November 7,2010 to November 13, 2010
Forms
Forms — final Board review to extend without revision the Recordkeeping and
Disclosure Requirements Associated with Regulation V (Regulation V).
- Approved, November 8,2010
Forms - initial Board review to extend with revision the Application for
Employment with the Board of Governors of the Federal Reserve System (FR 28)
and Ongoing Intermittent Survey of Households (FR 3016), and to extend without
revision the Recordkeeping Requirements Associated with the Real Estate Lending
Standards Regulation for State Member Banks (Reg H-5).
- Proposed, November 7, 2010
Personnel
Office of Inspector General — appointment of Harvey Witherspoon, Andrew Patchan,
Anthony Castaldo, Jacqueline M. Becker, and Elise Ennis as associate inspectors
general.
- Announced, November 10, 2010
Enforcement
Bank of Choice Holding Company, Greeley, Colorado — written agreement with the
Federal Reserve Bank of Kansas City.
- Announced, November 9,2010
Cascade Financial Corporation, Everett, Washington — written agreement with the
Federal Reserve Bank of San Francisco.
- Announced, November 9,2010
Crete Bancorporation, Inc., Crete, Illinois — written agreement with the Federal
Reserve Bank of Chicago.
- Announced, November 9, 2010
(A/C) - Addition or Correction
Board - Page 1 of
1
H.2
Actions under delegated authority
BS&R Banking Supervision and Regulation
November 7,2010 to November 13,2010
RBOPS Reserve Bank Operations and Payment Systems
C&CA Consumer and Comminity Affairs
IF International Finance
FOMC Federal Open Market Committee
OSD Office of Staff Director
Bank Branches, Domestic
Secretary
Banco Popular North America, New York, New York — to establish a branch at
191 South Imperial Highway, Anaheim, California.
- Approved, November 8,2010
Dallas
Comerica Bank, Dallas, Texas — to establish a branch at 9200 West Sunset
Boulevard, West Hollywood, California.
- Approved, November 9,2010
Chicago
Independent Bank, Ionia, Michigan — to establish branches at 800 Washington
Avenue, Bay City; 12 Washington Street, Grand Haven; and 6 East Main Street,
Freemont.
- Withdrawn, November 8, 2010
Philadelphia
New Century Bank, dba Customers Bank, Phoenixville, Pennsylvania — to establish a
branch at 2419 Nottingham Way, Hamilton, New Jersey.
- Approved, November 10, 2010
(A/C) = Addition or Correction
Delegated - 1
of
4
H.2
Actions under delegated authority
November 7, 2010 to November 13,2010
Bank Holding Companies
San Francisco
Anchor Bancorp, Inc., Lacey, Washington — to become a bank holding company and
to acquire Anchor Mutual Savings Bank, Aberdeen, upon its conversion from a
mutual savings bank to a stock savings bank.
- Approved, November 10, 2010
Minneapolis
First Holding Company of Park River, Inc., Park River, North Dakota — to acquire
First Sharon Holding Company, Inc., Aneta, and thereby indirectly acquire First State
Bank of Sharon, Sharon; and for Sheyenne Bancorp, Inc., Park River, to become a
bank holding company and to acquire First Sharon Holding Company, Inc., Aneta,
and thereby indirectly acquire First State Bank of Sharon, Sharon.
- Approved, November 12, 2010
Chicago
Ida Grove Bancshares, Inc., Ida Grove, Iowa — waiver of application to acquire
Moorhead State Bank, Moorhead, in connection with its merger with and into Ida
Grove's subsidiary bank, United Bank of Iowa, Ida Grove.
- Granted, November 12,2010
Boston
Liberty Bank, Middletown, Connecticut — waiver of application to acquire
Connecticut River Community Bank, Wethersfield, through the merger with and into
Liberty Bank.
- Granted, November 12,2010
Richmond
Middleburg Financial Corporation, Middleburg, Virginia — to retain an ownership
interest in the Davenport Financial Fund, LLC.
- Withdrawn, November 12, 2010
(A/C) = Addition or Correction
Delegated - 2
of
4
H.2
Actions under delegated authority
November 7,2010 to November 13,2010
Bank Mergers
Chicago
Fort Madison Bank & Trust Co., Fort Madison, Iowa — to purchase certain assets and
assume certain liabilities of the Burlington, Iowa, branch of Valley Bank, Moline,
Illinois, and thereby establish a branch at 3140 Agency Street, Burlington.
- Approved, November 12,2010
Change in Bank Control
Cleveland
North Valley Bancshares, Inc., Zanesville, Ohio — change in bank control of North
Valley and its subsidiary bank, North Valley Bank, Zanesville.
- Permitted, November 12, 2010
Extensions of Time
Dallas
A.N.B. Holding Company, Ltd., Terrell, Texas — extension to February 13, 2011, to
acquire additional shares of The ANB Corporation, Terrell, and indirectly acquire
The American National Bank of Texas; Lakeside Bancshares, Inc., Rockwall; and
Lakeside National Bank.
- Granted, November 9,2010
Kansas City
Bank of Choice Holding Company, Greeley, Colorado — extension to February 9,
2011, to engage in lending activities.
- Granted, November 9,2010
(A/C) = Addition or Correction
Delegated - 3
of
4
H.2
Actions under delegated authority
November 7,2010 to November 13,2010
Extensions of Time
St. Louis
Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri ~ extension
to February 25, 2011, to increase its ownership of Cabool Bancshares, Inc., Cabool,
and thereby increase its indirect control of Cabool State Bank.
- Granted, November 10, 2010
(A/C) = Addition or Correction
Delegated - 4
of
4
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending November 13, 2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 1
Federal Reserve Bank of Boston
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). "The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 2
Federal Reserve Bank of New York
Filings received during the week ending November 13,2010
Filer
Filing Type
End of Comment Period
Deutsche Bank Aktiengesellschaft, Frankfurt,
Germany, to acquire up to 100 percent of the
voting shares of PB Capital Corporation and PB
(USA) Realty Corporation, both of New York,
New York, and thereby engage in brokering,
servicing loans and other extensions of credit,
and in commercial real estate lending and
leasing, pursuant to Sections 225.28(b)(1) and
(b)(3), of Regulation Y.
Newspaper:
Not applicable
Federal Register:
11/24/2010
* 3A3
* 3A5
First Niagara Financial Group, Inc., Buffalo, New
York ("FNFG"), to acquire all of the shares of
NewAlliance Bancshares, Inc., New Haven,
Connecticut ("NAB, Inc.") and thereby NAB,
Inc.'s subsidiaiy, NewAlliance Bank, New
Haven Connecticut, and subsequently merge
NAB, Inc. with and into FNFG.
Newspaper:
Not available
Federal Register:
12/03/2010
FBSEA
UBS AG, Zurich, Switzerland, to establish two
limited branches located at (1) 499 Washington
Blvd., Jersey City, New Jersey and (2) 3325
Perimeter Hill Drive, Nashville, Tennessee,
pursuant to Section 211.24(a)(2)(i)(A) of
Regulation K.
Newspaper:
Federal Register:
11/14/2010
Not applicable
DEUTSCHE BANK
AKTIENGESELLSCHAFT
4c8
FIRST NIAGARA FINANCIAL
GROUP, INC.
UBS AG
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
District: 2
Federal Reserve Bank of New York
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending November 13, 2010
Filer
WARBURG PINCUS PRIVATE
EQUITY X, LP.
Filing Type
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Warburg Pincus Private Equity S, L.P., New
York, NY, to acquire up to 19.7% of National
Perai Bancshares, Inc, Boyertown, PA.
End of Comment Period
Newspaper:
Federal Register:
Not available
11/09/2010
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending November 13, 2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending November 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
FA CAPITAL, LLC
* 3A3
FA Capital, LLC. and Community Bank
Investors of America, L.P., both located in
Richmond, Virginia, to retain 9.86% of the
voting securities of ICB Financial, Ontario,
California.
Newspaper:
Federal Register:
Not available
Not available
ROYAL BANK OF CANADA
4c8
Royal Bank of Canada, Montreal, Canada, to
indirectly acquire BlueBay Asset Management
USA LLC, Darien, Connecticut, through
BlueBay Asset Management pic, London,
England, and to engage in financial and
investment advisory activities.
Newspaper.
Federal Register:
Not applicable
Not available
* Subject to the provisions of the Community Reinvestment Act
District: 5
Federal Reserve Bank of Richmond
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending November 13,2010
Filer
IBERIAB ANK
Filing Type
* 18C
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
IBERIAB ANK, Lafayette, Louisiana, to merge
with IBERIABANK-Arkansas, Little Rock,
Arkansas (currently IBERJABANK, fsb), upon
its conversion to a state chartered bank, upon
its conversion to a state chartered bank.
End of Comment Period
Newspaper:
Federal Register:
12/06/2010
Not applicable
District: 6
Federal Reserve Bank of Atlanta
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending November 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
BIPPUS STATE CORPORATION
CIC
Notice by Fred Diefenbaugh, Huntington,
Indiana, to retain control of 10 percent or more
of the voting shares of Bippus State
Corporation, Huntington, Indiana, and thereby
indirectly retain control of Bippus State Bank,
Huntington, Indiana.
Newspaper
Federal Register:
11/22/2010
11/30/2010
CHESTNUT BANCORP, INC
* 3A1
Chestnut Bancorp,Inc., Chestnut, Illinois, to
become a bank holding company by acquiring
100 percent of the voting shares of Bank of
Chestnut, Chestnut, Illinois.
Newspaper:
11/15/2010
Federal Register:
12/09/2010
Notice by Robert John Dentel, Victor, Iowa, and
Mary P. Howell, Ames, Iowa, individually, and
the Robert John Dentel Family (Robert J. Dentel,
Patricia A. Dentel, and three minor children) all
of Victor, Iowa, and the Maiy P. Howell Family
(Maiy P. Howell, Stephen J. Howell, and three
minor) all of Ames, Iowa, for permission for each
Family to control more than 25 percent of the
shares of Dentel Bancorporation, Victor, Iowa,
and thereby indirectly control of Victor State
Bank, Victor, Iowa; Corydon State Bank,
Coiydon, Iowa; First State Bank of Colfax,
Colfax, Iowa; Maxwell State Bank, Maxwell,
Iowa; Pocahontas State Bank, Pocahontas,
Iowa; and Panora State Bank, Panora, Iowa.
Newspaper:
Not available
Federal Register:
11/26/2010
Notice by Betty J. Bradshaw 2000 Irrevocable
Trust dated 10/30/00-Charles M. Shea, Trustee,
to acquire shares of First Community
Bancshares Corp., Anamosa, Iowa, and thereby
indirectly acquire shares of First Community
Bank, Milton, Wisconsin.
Newspaper
Not available
Federal Register:
08/23/2010
Peoples Bancorp, Inc., Prairie du Chien,
Wisconsin, to acquire 100 percent of the voting
shares of Woodhouse & Bartley Bank,
Bloomington, Wisconsin.
Newspaper
Federal Register:
Not available
11/26/2010
DENTEL BAN CORPORATION
CIC
FIRST COMMUNITY
BANCSHARES CORP.
CIC
PEOPLES BANCORP, INC.
* 3A3
* Subject to the provisions of the Community Reinvestment Act
District: 7
Federal Reserve Bank of Chicago
Availability of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
CRA
ID
Institution / Location
87047
Exam Date
Public Date
FIRST ST BK OF PORTER, PORTER, INDIANA
06/14/2010
184142
LAPEER CTY B&TC, LAPEER, MICHIGAN
983448
474245
CRA
Rating
Exam Method
10/25/2010
S
Small Bank
05/17/2010
10/22/2010
S
Small Bank
M&I MARSHALL & ILSLEY BK, MILWAUKEE, WISCONSIN
02/16/2009
10/25/2010
0
Large Bank
VILLA GROVE ST BK, VILLA GROVE, ILLINOIS
05/17/2010
10/22/2010
s
Small Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending November 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
CARLSON BANCSHARES, INC.
* 3A3
Carlson Bancshares, Inc., West Memphis,
Arkansas, to acquire no more than 9.99 percent
of Central Bancshares, Inc., Little Rock,
Arkansas and thereby indirectly acquire Central
Bank, Little Rock, Arkansas.
Newspaper:
Federal Register:
12/02/2010
12/06/2010
CROSS COUNTY BANCSHARES,
INC.
* 3A3
Cross County Bancshares, Inc., Wynne,
Arkansas, to acquire no more than 24.99 percent
of Central Bancshares, Inc., Little Rock,
Arkansas and thereby indirectly acquire Central
Bank, Little Rock, Arkansas.
Newspaper:
Federal Register:
12/04/2010
12/06/2010
LONOKE BANCSHARES, INC.
* 3A3
Lonoke Bancshares, Inc., Lonoke, Arkansas, to
acquire no more than 24.99 percent of Central
Bancshares, Inc., Little Rock, Arkansas and
thereby indirectly acquire Central Bank, Little
Rock, Arkansas.
Newspaper:
12/03/2010
F ederal Register:
12/06/2010
M&P Community Bancshares, Inc. 401(k)
Employee Stock Ownership Plan, Newport,
Arkansas, to acquire additional shares of M&P
Community Bancshares, Inc., Newport,
Arkansas, for a total of ownership of up to 32.07
percent.
Newspaper:
Federal Register:
12/13/2010
12/12/2010
M&P COMMUNITY
BANCSHARES, INC. 401(K)
EMPLOYEE STOCK OWNERSHIP
PLAN
* 3A3
* Subject to the provisions of the Community Reinvestment Act
District: 8
Federal Reserve Bank of St. Louis
Availability of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending November 13,2010
Filer
Filing Type
Filing Proposal
End of Comment Period
BIGFORK BANCSHARES, INC.
* 3A5
Bigfork Bancshares, Inc., Bigfork, Minnesota, to
acquire 100 percent of Kelliher Bancshares Inc.,
Kelliher, Minnesota, and thereby indirectly
acquire Citizens State Bank of Kelliher, Kelliher,
Minnesota.
Newspaper:
Federal Register:
Not available
11/29/2010
BITTERROOT HOLDING
COMPANY
* 3 A3
Retroactive application by Bitterroot Holding
Company, Lolo, Montana, to increase its
ownership from 31.9% to 34.9% of West One
Bank, Kalispell, Montana.
Newspaper:
Federal Register:
Not available
12/13/2010
MIDWEST BANK GROUP, INC.
4c8
Midwest Bank Group, Detroit Lakes, Minnesota,
proposes to engage in lending activities.
Newspaper
Federal Register:
Not applicable
Not applicable
* Subject to the provisions of the Community Reinvestment Act
District: 9
Federal Reserve Bank of Minneapolis
Availability of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Exam Method
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending November 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
AMERICAN BANCSHARES, INC.
CIC
Notification by Larry L. Bingham, Baxter
Springs, Kansas; Ross C. Hartley, Teton Village,
Wyoming; Fred Mitchelson, Pittsburg, Kansas;
and Bob L. Robinson, Baxter Springs, Kansas,
to acquire control of American BancShares, Inc.,
Baxter Springs, Kansas, parent of American
Bank of Baxter Springs, Baxter Springs, Kansas.
Newspaper.
Federal Register:
Not available
11/15/2010
AMERICAN STATE
BANCSHARES, INC.
4c8
American State Bancshares, Inc., to acquire 100
percent of ASB Holdings, LLC, both in Great
Bend, Kansas, and thereby engage in
information technology consulting services.
Newspaper:
Federal Register:
Not applicable
Not available
ASLIN GROUP, INC.
4c8
Aslin Group, Inc., Overland Park, Kansas; Aslin
Opportunity Fund BK, LP, Cape Haze, Florida;
and Aslin Capital I, LLC, Cape Haze, Florida, to
engage in servicing loans.
Newspaper:
Federal Register:
Not applicable
Not available
BEDISON BANCSHARES, INC.
* 3A1
Bedison Bancshares, Inc., Platte City, Missouri,
to become a bank holding company through the
acquisition of 78.03 percent of the voting shares
of The Citizens Bank of Oregon, Oregon,
Missouri.
Newspaper:
Federal Register:
12/04/2010
12/02/2010
DONIPHAN BANCSHARES, INC.
CIC
Notification by Kenneth L. Morrison, Hastings,
Nebraska, to acquire control of Doniphan
Bancshares, Inc., parent of Bank of Doniphan,
both in Doniphan, Nebraska.
Newspaper:
Federal Register:
Not available
11/29/2010
MBT BANCSHARES, INC.
CIC
Notice submitted by J. Grant Burcham,as trustee
of the James Grant Burcham Trust, Kansas City,
Missouri, to retain control of MBT Bancshares,
Inc., Kansas City, Missouri, parent of Missouri
Bank and Trust Company, Kansas City,
Missouri.
Newspaper:
Federal Register:
Not available
11/10/2010
NORTHERN MISSOURI
BANCSHARES, INC.
* 3A3
Northern Missouri Bancshares, Inc., Unionville,
Missouri, to acquire at least 51 percent of the
voting shares of Exchange Bancorp of Missouri,
Inc., Fayette, Missouri, parent of Exchange
Bank of Missouri, Fayette, Missouri.
Newspaper:
Federal Register:
12/03/2010
12/06/2010
STOCK EXCHANGE BANK
* Branch
The Stock Exchange Bank, Caldwell, Kansas, to
establish a branch at 106 West Spruce Street,
Arkansas City, Kansas.
Newspaper:
Federal Register:
Not available
Not applicable
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending November 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
UNION BANK
* 18C
* Branch
Union Bank, Oklahoma City, Oklahoma, to
merge with First Coleman National Bank,
Coleman, Texas; Graham National Bank, Graham,
Texas; Citizens National Bank of Breckenridge,
Breckenridge, Texas; First State Bank of
Canadian, National Association, Canadian,
Texas; First National Bank of Olney, Olney,
Texas; Friona State Bank, National Association,
Friona, Texas; Farmers National Bank of
Seymour, Seymour, Texas; and InterBank, Elk
City, Oklahoma; and incident thereto, to
establish 15 branches in Texas and Oklahoma.
Union Bank, Oklahoma City, Oklahoma, to also
purchase certain assets and assume certain
liabilities of the Borger and Stinnett branches of
First National Bank of Borger, Borger, Texas.
Newspaper:
Federal Register:
12/06/2010
Not applicable
WELLS BANCSHARES, INC.
* 3A3
Wells Bancshares, Inc., Platte City, Missouri, to
acquire 17.54 percent of the voting shares of
Bedison Bancshares, Inc., Platte City, Missouri,
parent of The Citizens Bank of Oregon, Oregon,
Missouri.
Newspaper:
Federal Register:
12/04/2010
12/02/2010
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
ID
Institution / Location
1421161
BANK OF BLUE VALLEY, OVERLAND PARK, KANSAS
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
Public Date
07/26/2010
11/03/2010
CRA
Rating
Exam Method
S
Int Sm Bank
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending November 13, 2010
Filer
BETRAM BANCSHARES, INC.
COMMUNITY BANCORP LLC
Filing Type
* 3A1
3A1
COMMUNITY BANK HOLDINGS
OF TEXAS, INC.
CIC
FAMILY BANCORP, INC.
4c8
FIRST DALHART
BANCSHARES, INC.
CIC
SOUTHWEST BANK
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Bertram BancShares, Inc., Bertram, Texas, to
Newspaper
Not available
become a bank holding company by acquiring
99.52% of Farmers State Bank, Bertram, Texas.
Federal Register:
12/04/2010
Community Bancorp LLC, Houston, Texas, to
become a bank holding company by acquiring
100 percent of Cadence Financial Corporation,
Starkville, Mississippi, and indirectly acquire
Cadence Bank, N.A., Starkville, Mississippi.
Newspaper:
Not available
Federal Register:
11/26/2010
Notice by Byron Cook, Ginne Sue Cook, Katie
Cook, Lance Cook, Karen Cook, and Nina Sue
Cook,all in Corsicana, Texas, collectively the
Cook Family - Notificants, to retain 10 percent or
more of the shares of Community Bank
Holdings of Texas, Inc., Corsicana, Texas, and
indirectly Community National Bank and Trust
of Texas, Corsicana, Texas.
Newspaper:
Not available
Federal Register:
11/10/2010
Family Bancorp, Inc., San Antonio, Texas, to
engage de novo in lending activities pursuant
to Section 225.28(b)(1) of Regulation Y, through
the acquisition of loans from its subsidiary
bank, San Antonio National Bank, Refugio,
Texas.
Newspaper:
Not applicable
Federal Register:
12/03/2010
Notice by Henry Lewis Gallegly and Maijorie
Clair Gallegly, Dalhart, Texas, to increase thenownership and control from 11.2 percent to
19.07 percent of First Dalhart Bancshares, Inc.,
Dalhart, Texas, and indirectly First National
Bank in Dalhart, Dalhart, Texas.
Newspaper:
Not available
Federal Register:
10/18/2010
Southwest Bank, Fort Worth, Texas, to
establish a branch to be located at Jerome Street
& Rosedale Street, Fort Worth, Texas 76110.
Newspaper
Not available
Federal Register:
N o t applicable
District: 11
Federal Reserve Bank of Dallas
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending November 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
CARPENTER FUND MANAGER
GP, LLC
* 3A3
4c8
Carpenter Fund Manager GP, LLC, Carpenter
Fund Management Company, LLC, Carpenter
Community Bancfund, L.P., Carpenter
Community Bancfund-A, L.P., Carpenter
Community Bancfund-CA, L.P., CGB Holdings,
Inc., CCFW, Inc., and SCJ, Inc., all of Irvine,
California, to acquire 100 percent of Professional
Business Bank, Pasadena, California, in
connection with the merger of Professional
Business Bank with and into California General
Bank, Pasadena, California; and 2)CGB
Holdings, Inc., Irvine, California, to form a
wholly-owned subsidiary, CGB Asset
Management, Inc., Irvine, California, to engage
in extending credit and servicing loans,
pursuant to section 225.28 (b)(1) of Regulation
Y.
Newspaper
Not available
Federal Register:
11/22/2010
REGAL FINANCIAL BANCORP,
INC.
CIC
Henry Liebman, Gail Katz, and Sodo Builders, all
of Seattle, Washington, acting as a group in
concert, to retain 10 percent or more of the
voting shares of Regal Financial Bancorp, Inc.,
and thereby indirectly acquire Regal Financial
Bank, both of Seattle, Washington.
Newspaper:
Not available
Federal Register:
11/19/2010
SKBHC HOLDINGS, LLC
* 3 A3
SKBHC Holdings, LLC, and SKBHC Hawks
Nest Acquisition Corp., both of Corona del Mar,
California, to acquire 100 percent of
AmericanWest Bank, Spokane, Washington.
Newspaper:
Not available
Federal Register:
11/29/2010
* Subject to the provisions of the Community Reinvestment Act
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
@FedFRASER