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Federal Reserve Release
H.2

Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received

No. 21
Week Ending May 22, 2021

Board of Governors of the Federal Reserve System, Washington, DC 20551

H.2

Board Actions

May 16, 2021 to May 22, 2021

Testimony and Statements
Supervision and Regulation -- semiannual statement by Vice Chair for Supervision
Quarles before the House Committee on Financial Services on May 19 and the
Senate Committee on Banking, Housing, and Urban Affairs on May 25, 2021.
- Published, May 19, 2021

Forms
Forms -- initial Board review to extend with revision the Census of Finance
Companies and Other Lenders and Survey of Finance Companies (FR 3033p and
FR 3033s) and New Hire Information Collection (FR 27); initial Board review to
extend without revision the Supervisory and Regulatory Survey (FR 3052) and
Policy Impact Survey (FR 3075); and final Board review to extend without revision
the Interagency Guidance on Managing Compliance and Reputation Risks for
Reverse Mortgage Products (FR 4029) and Recordkeeping Requirements Associated
with Limitations on Interbank Liabilities (FR F).
- Approved, May 18, 2021

Personnel
Division of Management -- appointment of Lewis Andrews as assistant director.
- Approved, May 18, 2021
Division of Supervision and Regulation -- appointment of Molly Mahar and Thomas
Sullivan as senior associate directors.
- Announced, May 20, 2021

(A/C) = Addition or Correction

Board - Page 1 of

1

H.2

Actions under delegated authority

S&R Supervision and Regulation
C&CA Consumer and Community Affairs
FOMC Federal Open Market Committee

May 16, 2021 to May 22, 2021
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
MA Monetary Affairs

Bank Branches, Domestic
Dallas
Comerica Bank, Dallas, Texas -- to establish branches at 5647 West Lovers Lane,
Dallas; the corner of Preston Road and John Hickman Parkway, Frisco; and a mobile
branch in Naples, Florida (three applications).
- Approved, May 20, 2021

St. Louis
Du Quoin State Bank, Du Quoin, Illinois -- to establish a branch at 201 South Park
Street, Sesser.
- Approved, May 19, 2021

Kansas City
Five Points Bank, Grand Island, Nebraska -- to establish a branch at 1303 North
205th Street, Elkhorn.
- Approved, May 21, 2021

New York
Popular Bank, New York, New York -- to establish a branch at 4502 5th Avenue,
Brooklyn.
- Approved, May 19, 2021

(A/C) = Addition or Correction

Delegated - 1 of

5

H.2

Actions under delegated authority

May 16, 2021 to May 22, 2021

Bank Holding Companies
St. Louis
First Paragould Bankshares, Inc., Paragould, Arkansas -- waiver of application to
acquire Cumberland Bancshares, Inc., Hartsville, Tennessee, and thereby acquire
Citizens Bank, in connection with the merger of Citizens Bank with and into First
National Bank, Hartsville.
- Granted, May 20, 2021

St. Louis
First State Capital Corporation, Holly Springs, Mississippi -- waiver of application to
acquire M&F Bancorp, Inc., Holly Springs, and thereby indirectly acquire Merchants
& Farmers Bank.
- Withdrawn, May 18, 2021

Kansas City
Foote Financial Services, LLC, Hoxie, Kansas -- to acquire Stanley Bank, Overland
Park.
- Approved, May 17, 2021

Director, S&R
The Goldman Sachs Group, Inc., New York, New York -- relief from certain
commitments (two requests).
- Granted, May 21, 2021

Dallas
Texas Brand Bancshares, Inc., Garland, Texas -- to engage in activities permitted by
12 C.F.R. 225.28(b)(1), specifically extending credit, acquiring loans or loan
participations, and selling other real estate owned from its subsidiary, Texas Brand
Bank, Dallas.
- Approved, May 21, 2021

(A/C) = Addition or Correction

Delegated - 2 of

5

H.2

Actions under delegated authority

May 16, 2021 to May 22, 2021

Banks, Nonmember, and Miscellaneous Institutions
Richmond
Sienna Capital Partners GP, LLC, Chicago, Illinois, and the Sienna Acquirers Group - relief from certain commitments.
- Granted, May 14, 2021
(A/C)

Change in Bank Control
Richmond
F&M Financial Corporation, Granite Quarry, North Carolina -- Jacob S. Fisher,
Salisbury, North Carolina, to retain control of voting shares of F&M Financial
Corporation (F&M) obtained through his appointment as sole general partner of
Fisher Woodside LP, Salisbury, North Carolina, which owns F&M, and thereby
indirectly owns Farmers and Merchants Bank, Granite Quarry, North Carolina.
- Permitted, May 20, 2021

Minneapolis
Farmers State Financial Corp., Victor, Montana -- Steven Clevidence, Stevensville,
Montana; the GC Heritage Trust and the MG Holdings Trust, Ryan Clevidence,
trustee, all of Lolo, Montana; the Groff Heirloom Trust and the IW Holdings Trust,
Sara Clevidence Waldbillig, trustee, all of Lolo, Montana; and Shane Reely, trust
protector of each of the foregoing trusts, Missoula, Montana, to retain voting shares
of Farmers State Financial Corp. and thereby indirectly retain voting shares of
Farmers State Bank, Victor, Montana, and to join the previously approved GroffClevidence family control group acting in concert.
- Permitted, May 20, 2021

Extensions of Time
Secretary
Artificial Intelligence (AI) -- extension of the comment period, until July 1, 2021, on
the interagency request for information on financial institutions' use of AI.
- Granted, May 14, 2021
(A/C)

(A/C) = Addition or Correction

Delegated - 3 of

5

H.2

Actions under delegated authority

May 16, 2021 to May 22, 2021

Extensions of Time
Secretary
Banco Bilbao Vizcaya Argentaria, S.A., Madrid, Spain -- extension of time to comply
with the requirement to establish an intermediate holding company (IHC) and hold its
ownership interests in its U.S. subsidiaries through the IHC, in connection with the
acquisition of BBVA USA Bancshares, Inc., Houston, Texas, by The PNC Financial
Services Group, Inc., Pittsburgh, Pennsylvania.
- Granted, May 17, 2021

Minneapolis
Lake Shore III Corporation, Glenwood City, Wisconsin -- extension to August 24,
2021, through its wholly owned subsidiary, Five-Lakes Acquisition Co., Glenwood
City, to acquire Five-Lakes Financial, Inc., Milwaukee, and thereby engage in the
nonbanking activities of extending credit, servicing loans and leasing personal
property pursuant to 12 C.F.R. 225.28(b)(1) and (b)(3).
- Granted, May 18, 2021

(A/C) = Addition or Correction

Delegated - 4 of

5

H.2

Actions under delegated authority

May 16, 2021 to May 22, 2021

Extensions of Time
St. Louis
R. Dean Phillips Bank Trust Dated 11-19-2004, Las Vegas, Nevada -- extension to
August 18, 2021, for (1) Darnell Phillips, Las Vegas, Nevada; Philip M. Burns, West
Point, Nebraska; Gary C. Uhland, Warsaw, Illinois; John D. Zimmer, Hannibal,
Missouri; and Gary W. Penn, Quincy, Illinois; all acting as trustees of the R. Dean
Phillips Bank Trust, created under the Phillips Family Trust, u/t/a dated November
19, 2004, to become a bank holding company and acquire control of (i) Great River
Bancshares, Inc., Quincy, Illinois, and its subsidiary, The Hill-Dodge Banking
Company, Warsaw, Illinois; (ii) T&C Bancorp, Inc., Quincy, Illinois, and its
subsidiaries, Town & Country Bank Midwest, Quincy, Illinois, and North Missouri
Bancorp, Inc., Edina, Missouri, and its subsidiary, The Citizens Bank of Edina,
Edina, Missouri; (iii) Ambage, Inc., West Point, Nebraska, and its subsidiary, F&M
Bank, Falls City, Nebraska; (iv) West Point Bancorp, Inc., West Point, Nebraska, and
its subsidiaries, F&M Bank, West Point, Nebraska, and Town & Country Bank, Las
Vegas, Nevada; (v) Topeka Bancorp, Inc., Topeka, Kansas, and its subsidiary, Kaw
Valley Bank, Topeka, Kansas; and (vi) HNB National Bank, Hannibal, Missouri, and
(2) for HNB Bancorp, Inc., Hannibal, Missouri, to become a bank holding company
by acquiring HNB National Bank, Hannibal, Missouri.
- Granted, May 18, 2021

Secretary
State Street Corporation, Boston, Massachusetts -- extension of time to implement
certain capital requirements.
- Granted, May 13, 2021
(A/C)

(A/C) = Addition or Correction

Delegated - 5 of

5

District: 1
Federal Reserve Bank of Boston
Filings received during the week ending May 22, 2021

Filer

Filing Type
NONE

* Subject to the provisions of the Community Reinvestment Act

Filing Proposal

End of Comment Period

District: 1
Federal Reserve Bank of Boston
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

BLUESTONE BK

RAYNHAM, MASSACHUSETTS

Third Quarter of 2021

COMMONWEALTH COOP BK

HYDE PARK, MASSACHUSETTS

Third Quarter of 2021

WATERTOWN SVG BK

WATERTOWN, MASSACHUSETTS

Third Quarter of 2021

CORNERSTONE BK

SPENCER, MASSACHUSETTS

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 2
Federal Reserve Bank of New York
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIGROUP INC.

Investment

Prior notice by Citigroup Inc., New York,
New York, to make an additional
investment pursuant to Section 211.9(f) of
Regulation K.

Newspaper:

Not applicable

Federal Register:

Not applicable

New York Community Bancorp, Inc.,
Westbury, New York, to acquire 100
percent of Flagstar Bancorp, Inc., and
thereby indirectly acquire Flagstar Bank,
FSB, both of Troy, Michigan, pursuant to
Section 4(c)(8) and 4(j) of the BHC Act of
1956, as amended, and Section 225.24 of
Regulation Y.

Newspaper:

Not available

Federal Register:

Not available

NEW YORK COMMUNITY
BANCORP, INC.

* 4c8

* Subject to the provisions of the Community Reinvestment Act

District: 2
Federal Reserve Bank of New York
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

3277241

EMPIRE ST BK, NEWBURGH, NEW YORK

11/30/2020

05/17/2021

S

Int Small Bank

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

AMBOY BK

OLD BRIDGE, NEW JERSEY

Third Quarter of 2021

SOLVAY BK

SOLVAY, NEW YORK

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

LINKBANCORP

* 3A5

Linkbancorp, Camp Hill, PA, to acquire
GNB Financial Services, Inc. Gratz, PA
and indirectly acquire The Gratz Bank,
Gratz, PA, in connection with its merger
with and into Linkbank, Camp Hill, PA.

Newspaper:

06/10/2021

Federal Register:

06/17/2021

* Subject to the provisions of the Community Reinvestment Act

District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

WOODLANDS BK

WILLIAMSPORT, PENNSYLVANIA

Third Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

CROGHAN COLONIAL
BANK, THE

* Branch

Croghan Colonial Bank, Fremont, Ohio, to
establish a branch facility to be located at
33 Park Street, Milan, OH 44846

Newspaper:

06/03/2021

Federal Register:

Not applicable

First Financial Bank

* Branch

First Financial Bank, Cincinnati, OH
intends to establish a banking center at
5396 Medpace Way, Cincinnati, OH
45227.

Newspaper:

06/04/2021

Federal Register:

Not applicable

The Coors Family Group, a group acting in
concert, consisting of Raymond B. Coors,
Jr. (Naples, FL), Dianne D. Coors (Naples,
FL), Martha B. Coors (Loveland, OH),
Melissa Hoffman (Maineville, Ohio), the
Raymond B. Coors, Jr. Non-Exempt Trust
and Raymond B. Coors, Jr. GST Exempt
Trust, the Martha B. Coors Non-Exempt
Trust and Martha B. Coors GST Exempt
Trust, the Melissa Hoffman Trust, the Lisa
A. Coors Trust, the John A. Coors Trust,
the Mary Ann Coors Trust, and the Janet
Cottingham Trust (all of Naples, Florida),
with Raymond B. Coors, Jr. and Martha B.
Coors as co-trustees, to retain voting shares
of The North Side Bank and Trust
Company, Cincinnati, Ohio.

Newspaper:

06/04/2021

Federal Register:

06/02/2021

Peoples Bancorp, Inc., Marietta, Ohio to
acquire Premier Financial Bancorp, Inc.,
Huntington, West Virginia, and, thereby,
indirectly acquire Premier Bank, Inc.,
Huntington, West Virginia and Citizens
Deposit and Trust, Inc., Vanceburg,
Kentucky.

Newspaper:

06/28/2021

Federal Register:

Not available

Peoples Bank, Marietta, Ohio to merge
with Premier Bank, Inc., Huntington, West
Virginia and Citizens Deposit and Trust,
Inc., Vanceburg, Kentucky, and, thereby,
acquire the branch offices of both
depository institutions.

Newspaper:

06/25/2021

Federal Register:

Not applicable

NORTH SIDE BANK AND
TRUST COMPANY, THE

CIC

PEOPLES BANCORP INC.

* 3A3
* 3A5

PEOPLES BANK

* 18C
* Branch

* Subject to the provisions of the Community Reinvestment Act

District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

27614

ANDOVER BK, ANDOVER, OHIO

02/22/2021

05/21/2021

O

Int Small Bank

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

APOLLO TC

APOLLO, PENNSYLVANIA

Third Quarter of 2021

MINSTER BK

MINSTER, OHIO

Third Quarter of 2021

RICHWOOD BKG CO

RICHWOOD, OHIO

Third Quarter of 2021

CITIZENS BK OF KY

PAINTSVILLE, KENTUCKY

Fourth Quarter of 2021

SETTLERS BK

MARIETTA, OHIO

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending May 22, 2021

Filer

Filing Type
NONE

* Subject to the provisions of the Community Reinvestment Act

Filing Proposal

End of Comment Period

District: 5
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

CITIZENS B&TC

BLACKSTONE, VIRGINIA

Third Quarter of 2021

FIRST BK

STRASBURG, VIRGINIA

Third Quarter of 2021

HOMETRUST BK

ASHEVILLE, NORTH CAROLINA

Third Quarter of 2021

NORTH ST BK

RALEIGH, NORTH CAROLINA

Third Quarter of 2021

LIFESTORE BK

WEST JEFFERSON, NORTH CAROLINA

Fourth Quarter of 2021

PRIMIS BK

TAPPAHANNOCK, VIRGINIA

Fourth Quarter of 2021

SANDY SPRING BK

OLNEY, MARYLAND

Fourth Quarter of 2021

SHORE UNITED BK

EASTON, MARYLAND

Fourth Quarter of 2021

TOUCHSTONE BK

MC KENNEY, VIRGINIA

Fourth Quarter of 2021

VIRGINIA PTNR BK

FREDERICKSBURG, VIRGINIA

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST NATIONAL
CORPORATION OF
PICAYUNE

CIC

The Merry Rea Thomson Revocable Trust,
Merry Rea Thomson, as trustee, both of
Pass Christian, Mississippi; John C.
Thomson, Port Orange, Florida; Susan T.
Eaves and Richard S. Thomson, Jr., both of
Hattiesburg, Mississippi, to become
members of the Thomson Family Control
Group, a group acting in concert, to retain
voting shares of First National Corporation
of Picayune, and thereby indirectly retain
voting shares of First National Bank of
Picayune (FNB Picayune Bank), both of
Picayune, Mississippi.

Newspaper:

06/08/2021

Federal Register:

06/04/2021

REGIONS BANK

PWI

Regions Bank, Birmingham, Alabama,
request for blanket approval to make public
welfare investments equal to up to 15% of
its capital plus surplus.

Newspaper:

Not applicable

Federal Register:

Not applicable

* Subject to the provisions of the Community Reinvestment Act

District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

BANK OF GUEYDAN

GUEYDAN, LOUISIANA

Third Quarter of 2021

FIRST FL INTEGRITY BK

NAPLES, FLORIDA

Third Quarter of 2021

SMARTBANK

PIGEON FORGE, TENNESSEE

Third Quarter of 2021

CAPITAL CITY BK

TALLAHASSEE, FLORIDA

Fourth Quarter of 2021

GROVE B&TC

MIAMI, FLORIDA

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

ALLY BANK

PWI

Ally Bank, Sandy, Utah, for prior approval
to make up to a $20 million public welfare
investment, pursuant to section 208.22(b)
(1)(iv)(A) of Regulation H.

Newspaper:

Not applicable

Federal Register:

Not applicable

Notice by the Richard R. Drake Family
Trust, Radcliffe, Iowa, with Cynthia A.
Shirar, Marshalltown, Iowa, Edwin A.
Drake, West Des Moines, Iowa, and Bryan
S. Drake, Radcliffe, Iowa, all individually
and as co trustees, to join the Drake Family
Control Group, a group acting in concert,
to retain voting shares of Drake Holding
Company, and indirectly retain voting
shares of Security State Bank, both of
Radcliffe, Iowa.

Newspaper:

Not available

Federal Register:

05/07/2021

First Bancorp of Taylorville, Inc.,
Taylorville, Illinois to merge with
Mackinaw Valley Financial Services, Inc.
and thereby indirectly acquire First
Security Bank, both of Mackinaw, Illinois.

Newspaper:

Not available

Federal Register:

Not available

Notice by the Foote family regarding their
control of First National Bancshares, Inc.,
East Lansing, Michigan and indirect
control of First National Bank of America,
East Lansing, Michigan.

Newspaper:

Not available

Federal Register:

05/26/2021

Notice by F. Addison Jones, as trustee of
the F. Addison Survivor Trust and the
Marion A Jones Descendant Trust, all of
Grinnell, Iowa; Grinnell State Bank and F.
Addison Jones as Co-Trustees of the David
A. Jones Irrevocable Trust and the F.
Austin Jones Irrevocable Trust, all of
Grinnell, Iowa; Anthony Joseph Jones,
Cumming, Iowa; Fitzpatrick A Jones,
Grinnell, Iowa; David Aric Jones, Grinnell,
Iowa; Alyson Marie Jones, Grinnell, Iowa;
Kelsey Megan McCulley, Wellman, Iowa;
and Miranda Austin Bradberry, Tiffin,
Iowa; to become members of the Jones
Family Control Group, a group acting
concert, by retaining voting shares of
Grinnell Bancshares, Inc. and thereby
indirectly retain voting shares of Grinnell
State Bank, both of Grinnell, Iowa.

Newspaper:

Not available

Federal Register:

06/04/2021

DRAKE HOLDING
COMPANY

CIC

FIRST BANCORP OF
TAYLORVILLE, INC.

* 3A5

FIRST NATIONAL
BANCSHARES, INC.

CIC

GRINNELL BANCSHARES,
INC.

CIC

* Subject to the provisions of the Community Reinvestment Act

District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

VANGUARD GROUP, INC.

CIC

Notice by The Vanguard Group, Inc.,
Malvern, Pennsylvania, on behalf of itself,
its subsidiaries and affiliates (together with
The Vanguard Group, Inc., "Vanguard"),
and the investment companies registered
under the Investment Company Act of
1940, other pooled investment vehicles,
and institutional accounts that are
sponsored, managed, or advised by
Vanguard, to acquire aggregate control of
15 percent or more of the voting shares of
First Midwest Bancorp, Inc., parent of First
Midwest Bank, both of Chicago, Illinois.

Newspaper:

05/22/2021

Federal Register:

05/26/2021

Notice by WaterStone Bank's ESOP and
401K Plans to acquire voting shares of
WaterStone Financial, Inc., and thereby
indirectly control WaterStone Bank, both
of Wauwatosa, Wisconsin.

Newspaper:

Not available

Federal Register:

Not available

WATERSTONE FINANCIAL,
INC.

CIC

* Subject to the provisions of the Community Reinvestment Act

District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

AMERICAN ST BK

OSCEOLA, IOWA

Third Quarter of 2021

CHOICEONE BK

SPARTA, MICHIGAN

Third Quarter of 2021

COMMUNITY FIRST BK

BOSCOBEL, WISCONSIN

Third Quarter of 2021

FIRST BK

WAVERLY, IOWA

Third Quarter of 2021

FIRST BK MANHATTAN

MANHATTAN, ILLINOIS

Third Quarter of 2021

FIRST CITIZENS BK

MASON CITY, IOWA

Third Quarter of 2021

FIRST FARMERS B&TC

CONVERSE, INDIANA

Third Quarter of 2021

PEOPLES BK

CLIVE, IOWA

Third Quarter of 2021

TOWN & CNTRY BK

SPRINGFIELD, ILLINOIS

Third Quarter of 2021

WEST MI CMNTY BK

HUDSONVILLE, MICHIGAN

Third Quarter of 2021

CEDAR RAPIDS B&TC

CEDAR RAPIDS, IOWA

Fourth Quarter of 2021

FIRST HERITAGE BK

SHENANDOAH, IOWA

Fourth Quarter of 2021

GNB BK

GRUNDY CENTER, IOWA

Fourth Quarter of 2021

GRUNDY BK

MORRIS, ILLINOIS

Fourth Quarter of 2021

LOGAN ST BK

LOGAN, IOWA

Fourth Quarter of 2021

ROLLING HILLS B&T

ATLANTIC, IOWA

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

LAKE VALLEY BANCORP,
INC.

CIC

Notice by W. Brian Porter, as trustee of the
GST Exempt Lifetime Trust (Electing
Small Business Trust), both of Louisville,
Kentucky; and Kelly P. Coffey, as trustee
of the GST Exempt Lifetime Trust
(Electing Small Business Trust), both of
Danville, Kentucky, to retain control of
Lake Valley Bancorp, Inc., and thereby
indirectly control Peoples Bank, both of
Taylorsville, Kentucky.

Newspaper:

05/25/2021

Federal Register:

05/21/2021

Notice by Rich Land Bancorp, Inc. ESOP
(the ESOP) and Dan L. Eichelberger,
individually and as trustee of the ESOP,
both of Olney, Illinois, to retain control of
Rich Land Bancorp, Inc., and thereby
indirectly retain control of TrustBank, both
of Olney, Illinois.

Newspaper:

Not available

Federal Register:

Not available

RICH LAND BANCORP, INC. CIC

* Subject to the provisions of the Community Reinvestment Act

District: 8
Federal Reserve Bank of St. Louis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

ARVEST BK

FAYETTEVILLE, ARKANSAS

Third Quarter of 2021

BANK OF SALEM

SALEM, ARKANSAS

Third Quarter of 2021

CENTURY BK OF THE OZARKS

GAINESVILLE, MISSOURI

Third Quarter of 2021

DIAMOND BK

MURFREESBORO, ARKANSAS

Third Quarter of 2021

ENCORE BK

LITTLE ROCK, ARKANSAS

Third Quarter of 2021

FIDELITY BK

WEST MEMPHIS, ARKANSAS

Third Quarter of 2021

FIRST FINANCIAL BK

EL DORADO, ARKANSAS

Third Quarter of 2021

FIRST WESTERN BK

BOONEVILLE, ARKANSAS

Third Quarter of 2021

JEFFERSON BK OF MO

JEFFERSON CITY, MISSOURI

Third Quarter of 2021

KINMUNDY BK

KINMUNDY, ILLINOIS

Third Quarter of 2021

MIDWEST BANKCENTRE

SAINT LOUIS, MISSOURI

Third Quarter of 2021

PADUCAH B&TC

PADUCAH, KENTUCKY

Third Quarter of 2021

PREMIER BK OF AR

JONESBORO, ARKANSAS

Third Quarter of 2021

TEXICO ST BK

TEXICO, ILLINOIS

Third Quarter of 2021

CALLAWAY BK

FULTON, MISSOURI

Fourth Quarter of 2021

CASS CMRL BK

DES PERES, MISSOURI

Fourth Quarter of 2021

FIRST ST B&TC

CARUTHERSVILLE, MISSOURI

Fourth Quarter of 2021

FIRST ST BK OF WARREN

WARREN, ARKANSAS

Fourth Quarter of 2021

INDEPENDENCE BK OF KY

OWENSBORO, KENTUCKY

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

LEWISBURG BKG CO

LEWISBURG, KENTUCKY

Fourth Quarter of 2021

PATRIOT BK

MILLINGTON, TENNESSEE

Fourth Quarter of 2021

PEOPLES BK OF ALTENBURG

ALTENBURG, MISSOURI

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

GEBSCO, INC.

CIC

Daniel J. Heike, Mondovi, Wisconsin;
Heidi R. Weber, Mondovi, Wisconsin;
Sarah E. Robertson, Eau Claire,
Wisconsin; and Frederick Arthur
Robertson III Living Trust, Frederick A.
Robertson III, as trustee, both of Madison,
Wisconsin; to become members of the
Heike Family Control Group, a group
acting in concert, to retain voting shares of
Gebsco, Inc., Mondovi, Wisconsin, and
thereby indirectly retain voting shares of
Alliance Bank, Mondovi, Wisconsin.

Newspaper:

Not available

Federal Register:

06/01/2021

James T. Roberton, Ramsey, Minnesota, to
retain voting shares of Rushford State
Bancorp, Inc., and thereby indirectly retain
voting shares of Rushford State Bank, both
of Rushford, Minnesota.

Newspaper:

Not available

Federal Register:

Not available

Security Financial Bank, Durand,
Wisconsin, to merge with Jackson County
Bank, Black River Falls, Wisconsin, and
incident thereto, establish branches.

Newspaper:

Not available

Federal Register:

Not applicable

Elizabeth King Bach Trust under
Agreement dated July 19, 2019; E.L. King
Jr. Marital Trust FBO E.L. King III; E.L.
King Jr. Marital Trust FBO Elizabeth King
Bach; E.L. King, Jr. Generation Skip Trust
FBO E.L. King III; and E.L. King, Jr.
Generation Skip Trust FBO Elizabeth King
Bach; all of Winona, Minnesota (WNB
Financial, National Association, Winona,
Minnesota (Bank), and Kent Gernander,
Rushford, Minnesota, are co-trustees for
these five trusts); and David King Marital
Trust created under the Will dated 3/6/95,
Winona, Minnesota (Bank is trustee and
Kent Gernander has proxy with power to
vote the shares for this trust), to become
members of the Gernander group, a group
acting in concert, to retain 25% or more of
the voting shares of WNB Holding
Company, Winona, Minnesota, and thereby
indirectly retain voting shares of Bank.

Newspaper:

02/22/2021

Federal Register:

Not available

RUSHFORD STATE
BANCORP, INC.

CIC

SECURITY FINANCIAL
BANK

* 18C

WNB HOLDING COMPANY

CIC

* Subject to the provisions of the Community Reinvestment Act

District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

WNB HOLDING COMPANY

CIC

Daniel King, North Plains, Oregon; Sarah
King, Henderson, Nevada; Heather Bach,
LaCrosse, Wisconsin; Nicolle Jensen,
Santa Fe, New Mexico; Sarah BachLumsden, Winona, Minnesota; and the
Frederick R. King Marital Trust U/W and
Frederick R. King Family Trust U/W, both
of Winona, Minnesota, (WNB Financial,
National Association, Winona, Minnesota
(Bank) and Elizabeth King Bach, Winona,
Minnesota are co-trustees for these two
trusts) to become members of the King
group, a group acting in concert, to retain
25% or more of the voting shares of WNB
Holding Company, Winona, Minnesota,
and thereby indirectly retain voting shares
of Bank.

Newspaper:

02/22/2021

Federal Register:

Not available

The Yellowstone Bank, Laurel, Montana to
merge with 1st Bank, Broadus, Montana,
and incident thereto, establish branches.

Newspaper:

Not available

Federal Register:

Not applicable

YELLOWSTONE BANK, THE * 18C
* Branch

* Subject to the provisions of the Community Reinvestment Act

District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

FIRST INTRST BK

BILLINGS, MONTANA

Third Quarter of 2021

MINNESOTA LAKES BK

DELANO, MINNESOTA

Third Quarter of 2021

CHARTER BK

EAU CLAIRE, WISCONSIN

Fourth Quarter of 2021

CITIZENS B&TC

BIG TIMBER, MONTANA

Fourth Quarter of 2021

WELCOME ST BK

WELCOME, MINNESOTA

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

ADAMS BANK & TRUST

* Branch

Adams Bank & Trust, Ogallala, Nebraska,
to establish a branch at 1359 Interquest
Parkway, Suite 150, Colorado Springs,
Colorado.

Newspaper:

05/31/2021

Federal Register:

Not applicable

Adams Bank & Trust, Ogallala, Nebraska,
to establish a branch at 7251 West 20th
Street, Greeley, Colorado.

Newspaper:

05/31/2021

Federal Register:

Not applicable

Michael Quintana, Las Vegas, New
Mexico, to acquire voting shares of FNB
Financial Corporation, and thereby
indirectly acquire voting shares of
Community 1st Bank Las Vegas both of
Las Vegas, New Mexico.

Newspaper:

05/21/2021

Federal Register:

05/10/2021

Gateway First Bancorp, Inc., Jenks,
Oklahoma, to become a bank holding
company through the acquisition of 100
percent of the voting shares of Gateway
First Bank, Jenks, Oklahoma.

Newspaper:

Not available

Federal Register:

Not available

ADAMS BANK & TRUST

FNB FINANCIAL
CORPORATION

* Branch

CIC

GATEWAY FIRST BANCORP, * 3A1
INC.

* Subject to the provisions of the Community Reinvestment Act

District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

AMERICAN HERITAGE BK

SAPULPA, OKLAHOMA

Third Quarter of 2021

AMERICAN NATION BK

ARDMORE, OKLAHOMA

Third Quarter of 2021

ANCHOR D BK

TEXHOMA, OKLAHOMA

Third Quarter of 2021

BANK OF EUFAULA

EUFAULA, OKLAHOMA

Third Quarter of 2021

BLUE SKY BK

PAWHUSKA, OKLAHOMA

Third Quarter of 2021

FIRST AMERICAN ST BK

GREENWOOD VILLAGE, COLORADO

Third Quarter of 2021

FIRST CMNTY BK

BEEMER, NEBRASKA

Third Quarter of 2021

FNB COWETA

COWETA, OKLAHOMA

Third Quarter of 2021

MADISON CTY BK

MADISON, NEBRASKA

Third Quarter of 2021

NBH BK

GREENWOOD VILLAGE, COLORADO

Third Quarter of 2021

BANK OF CMRC

RAWLINS, WYOMING

Fourth Quarter of 2021

BANK7

OKLAHOMA CITY, OKLAHOMA

Fourth Quarter of 2021

FIRST NORTHERN BK OF WY

BUFFALO, WYOMING

Fourth Quarter of 2021

FIRST WESTROADS BK

OMAHA, NEBRASKA

Fourth Quarter of 2021

FIRSTBANK

LAKEWOOD, COLORADO

Fourth Quarter of 2021

FIVE POINTS BK

HASTINGS, NEBRASKA

Fourth Quarter of 2021

MNB BK

MCCOOK, NEBRASKA

Fourth Quarter of 2021

UINTA BK

MOUNTAIN VIEW, WYOMING

Fourth Quarter of 2021

UNION ST BK

EVEREST, KANSAS

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

WYOMING B&TC

* Subject to the provisions of the Community Reinvestment Act

CHEYENNE, WYOMING

Fourth Quarter of 2021

District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending May 22, 2021

Filer

Filing Proposal

End of Comment Period

A.N.B. HOLDING COMPANY, * 3A3
LTD.

Application by A.N.B. Holding Company,
Ltd., Terrell, Texas, to acquire additional
shares up to 38.5 percent of The ANB
Corporation, Terrell, Texas, and indirectly
acquire The American National Bank of
Texas, Terrell, Texas.

Newspaper:

05/30/2021

Federal Register:

06/04/2021

CAPITAL BANCORP, INC.

Retroactive notice under the Change in
Bank Control Act filed by Lawrence W.
Pickett of Monroe, LA, individually, and
Lawrence W. Pickett, Dana Dosher
DeGravelle, Marilyn Pickett Worsley,
Rock W. Worsley, Lauren P. Davis,
Pamela J. Pickett, Benjamin Clark Burch,
an individual identified as Minor A and an
individual identified as Minor B, each of
Monroe, LA, Amanda Dosher Arledge of
West Monroe, LA, Adam L. Pickett of San
Francisco, CA, De-Ette Copes and Lonnie
L. Copes of Delhi, LA, Charles E. Hixon,
Jr. and Anne Ruth Hixon of Rayville, LA,
Bonnie R. Holley and Willie R. Holley of
Epps, LA, David Wesley Sullivan of
Pioneer, LA, and Joshua D. Sullivan of
New Orleans, LA, collectively a group
acting in concert, have applied for
permission to retain a controlling interest
in the outstanding shares of common stock
of Capital Bancorp, Inc., Delhi, Louisiana.
Capital Bancorp, Inc. controls Commercial
Capital Bank, Delhi, Louisiana.

Newspaper:

Not available

Federal Register:

Not available

Paul E. McSween IV Family 2020 Trust
One; Paul E. McSween IV, trustee; Paul E.
McSween IV Family 2020 Trust Two; Paul
E. McSween IV, trustee; Thomas D.
McSween Family 2020 Trust One; Thomas
D.
McSween, trustee; Thomas D. McSween
Family 2020 Trust Two; Thomas D.
McSween, trustee; Benjamin L. McSween
Family 2020 Trust One; Benjamin L.
McSween, trustee; and Benjamin L.
McSween Family 2020 Trust
Two; Benjamin L. McSween, trustee, all of
San Antonio, Texas, intend to apply to the
Federal Reserve Board for permission to
join, and act in concert with, the McSween
Family Control Group, which was
previously approved on December 18,
2020 under the Change in Bank Control
Act to retain control of 25 percent or more
of the outstanding shares of voting
common stock of and thereby control
Jefferson Bancshares, Inc., San Antonio,
Texas, which controls Jefferson Bank, San
Antonio, Texas.

Newspaper:

05/09/2021

Federal Register:

05/07/2021

JEFFERSON BANCSHARES,
INC.

Filing Type

CIC

CIC

* Subject to the provisions of the Community Reinvestment Act

District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

RIVERBEND FINANCIAL
CORPORATION

CIC

Barkat Ali, Southlake, Texas, Kevin
Johnston, Pantego, Texas, Mike Farhat,
Southlake, Texas, Judy Han, Houston,
Texas, Wea Lee, Houston, Texas, Young
Yoo, Dallas, Texas, Jeung-Ho Park, Irving,
Texas, Clinton Dunn, Dallas, Texas,
Andrew Park, Santa Clarita, California,
and Mihir Patel, Coppell, Texas, as a group
acting in concert, to control Riverbend
Financial Corporation, and Spectra Bank,
both of Fort Worth, Texas

Newspaper:

Not available

Federal Register:

08/13/2020

TOLLESON WEALTH
MANAGEMENT, INC.

CIC

The DT 2020 Savings Trust (Debra June
Tolleson and John Carter Tolleson, Jr.,
trustees), the JT 2020 Secure Trust (John
Carter Tolleson, trustee), and Debra June
Tolleson; to acquire voting shares of
Tolleson Wealth Management, Inc., and
thereby indirectly acquire Tolleson Private
Bank, all of Dallas, Texas. Additionally,
Kathryn Covert Tolleson, Amy Tolleson
Baldwin, Peter Baldwin, the John Carter
Tolleson 1999 Trust (John Carter Tolleson,
Jr., trustee), and six trusts established for
the benefit of minor children, all of Dallas,
Texas; to retain voting shares of Tolleson
Wealth Management, Inc., and thereby
indirectly retain voting shares of Tolleson
Private Bank; and all to join the Tolleson
Family Control Group, a group acting in
concert.

Newspaper:

05/20/2021

Federal Register:

05/21/2021

* Subject to the provisions of the Community Reinvestment Act

District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

BANK OF TX

MIDLAND, TEXAS

Third Quarter of 2021

FARMERS ST BK OF NEWCASTLE

NEWCASTLE, TEXAS

Third Quarter of 2021

FROST BK

SAN ANTONIO, TEXAS

Third Quarter of 2021

POINTBANK

PILOT POINT, TEXAS

Third Quarter of 2021

BANK & TR SSB

DEL RIO, TEXAS

Fourth Quarter of 2021

CIERA BK

GRAHAM, TEXAS

Fourth Quarter of 2021

CROWELL ST BK

CROWELL, TEXAS

Fourth Quarter of 2021

FIRST ST BK

ABILENE, TEXAS

Fourth Quarter of 2021

UNITED TX BK

DALLAS, TEXAS

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending May 22, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

ADYEN N.V.

FBSEA

Adyen, N.V., Amsterdam, Netherlands, to
establish a branch in San Francisco,
California, pursuant to Section 7(d) of the
International Banking Act.

Newspaper:

Not available

Federal Register:

Not applicable

Friendly Hills Bank, Whittier, California,
to acquire certain deposit liabilities,
assume the leases, and purchase certain
fixed assets, of three branch locations of
Bank of Southern California National
Association, San Diego, California.
Friendly Hills Bank will also consolidate
one of the acquired Bank of Southern
California, National Association branches
into an existing Friendly Hills Bank
branch.

Newspaper:

Not available

Federal Register:

Not applicable

Peak Bancorp, Inc to become a bank
holding company by acquiring Idaho First
Bank, both of McCall, Idaho.

Newspaper:

Not available

Federal Register:

05/05/2021

Silicon Valley Bank, Santa Clara, CA
proposes to make a public welfare
investment of $125.0 million in Emerald
Affordable Housing Ozone Fund 2021,
L.P.

Newspaper:

Not applicable

Federal Register:

Not applicable

SVB Financial Group, Santa Clara,
California, to merge with Boston Private
Financial Holdings, Inc. and thereby
indirectly acquire Boston Private Bank &
Trust Company; both of Boston,
Massachusetts; 2) Boston Private Bank &
Trust Company, Boston, Massachusetts, to
merge with and into Silicon Valley Bank,
Santa Clara, California; 3) Silicon Valley
Bank to acquire 19 branch offices of
Boston Private Bank & Trust Company;
and 4)Silicon Valley Bank, Santa Clara,
California, to exercise trust powers.

Newspaper:

Not available

Federal Register:

04/07/2021

Taiwan Cooperative Bank, Ltd., Taipei,
Taiwan, to establish a branch office in
Houston, Texas, pursuant to section 211.24
(a)(1) of Regulation K and section 7(d) of
FBSEA.

Newspaper:

Not available

Federal Register:

Not applicable

FRIENDLY HILLS BANK

PEAK BANCORP, INC

SILICON VALLEY BANK

SVB FINANCIAL GROUP

* 18C

* 3A1

PWI

* 18C
* 3A5
* Branch

TAIWAN COOPERATIVE
BANK, LTD.

FBSEA

* Subject to the provisions of the Community Reinvestment Act

District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) Fourth Quarter of 2022 (October 1, 2021 - December 31, 2021)
Institution

Location

Quarter

BANK OF THE ORIENT

SAN FRANCISCO, CALIFORNIA

Third Quarter of 2021

PACIFIC PREMIER BK

IRVINE, CALIFORNIA

Third Quarter of 2021

FARMERS & MRCH BK

LONG BEACH, CALIFORNIA

Fourth Quarter of 2021

WESTERN ALLI BK

PHOENIX, ARIZONA

Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act