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Federal Reserve Release H.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received No. 20 Week Ending May 14, 2011 Board of Governors of the Federal Reserve System, Washington, DC 20551 H.2 Board Actions May 8,2011 to May 14,2011 Testimony and Statements Systemic Risk and Financial Stability — statement by Chairman Bernanke before the Senate Committee on Banking, Housing, and Urban Affairs on the Federal Reserve s role in monitoring systemic risk and promoting financial stability. - Published, May 12, 2011 Bank Holding Companies Hancock Holding Company, Gulfport, Mississippi -- to acquire Whitney Holding Corporation, New Orleans, Louisiana, and indirectly acquire Whitney National Bank. - Approved, May 10, 2011 Forms Forms - final Board review to extend without revision the disclosure requirements of Regulation DD (Truth in Savings). - Approved, May 9,2011 Personnel Office of Inspector General ~ appointment of Elise M. Ennis as acting inspector general. - Announced, May 10, 2011 Regulations a n d Policies Regulation E (Electronic Fund Transfers) - publication for comment of amendments to implement provisions of the Dodd-Frank Act that provide new protections, disclosures, and error resolution rights for consumers who send remittance transfers to recipients in foreign countries. - Approved, May 11,2011 (A/C) = Addition or Correction Board - Page 1 of 2 H.2 Board Actions May 8,2011 to May 14,2011 Enforcement HCSB Financial Corporation, Loris, South Carolina — written agreement with the Federal Reserve Bank of Richmond. - Announced, May 12, 2011 Johnson Financial Group, Inc., Racine, Wisconsin^ and Johnson Bank - written agreement with the Federal Reserve Bank of Chicago and the State of Wisconsin Department of Financial Institutions. - Announced, May 12,2011 Liberty Shares, Inc., Hinesville, Georgia - written agreement with the Federal Reserve Bank of Atlanta and the Banking Commissioner of the State of Georgia. - Announced, May 12, 2011 Metropolitan Bank Group, Inc., Chicago, Illinois - written agreement with the Federal Reserve Bank of Chicago. - Announced, May 12, 2011 Mid-Wisconsin Financial Services, Inc., Medford, Wisconsin - written agreement with the Federal Reserve Bank of Minneapolis. - Announced, May 12,2011 (A/C) = Addition or Correction Board - Page 2 of 2 H.2 Actions under delegated authority BS&R Banking Supervision and Regulation C&CA Consumer and Community Affairs FOMC Federal Open Market Committee May 8, 2011 to May 14,2011 RBOPS Reserve Bank Operations and Payment Systems IF International Finance OSD Office of Staff Director Bank Holding Companies Boston First Connecticut Bancorp, Inc., Farmington, Connecticut — to acquire Farmington Bank, Farmington, in connection with the holding company's conversion from mutual to stock form. - Approved, May 10, 2011 San Francisco Home Federal Bancorp, Inc., Nampa, Idaho — to become a bank holding company and to acquire Home Federal Bank, Nampa. - Approved, May 13, 2011 Richmond Piedmont Community Bank Holdings, Inc., Raleigh, North Carolina — to engage in lending and credit-related activities through its subsidiary, VantageSouth Holdings, LLC, Raleigh. - Approved, May 13, 2011 Atlanta SC Acquisition Corporation, Cullman, Alabama — to become a bank holding company and to acquire First Federal Savings & Loan Association, Cullman. - Approved, May 13, 2011 (A/C) = Addition or Correction Delegated - 1 of 4 H.2 Actions under delegated authority May 8,2011 to May 14,2011 Bank Mergers Kansas City InterBank, Oklahoma City, Oklahoma -- to merge with First National Bank of Borger, Panhandle, Texas, and thereby establish a branch. - Approved, May 13, 2011 Philadelphia Luzerne Bank, Luzerne, Pennsylvania — to purchase certain assets and assume the liabilities of the Hazle Township Branch of First Columbia Bank and Trust Company, Bloomsburg, and to invest in bank premises. - Approved, May 13, 2011 Bank Premises New York The Bank of New York Mellon, New York, New York - to increase its investment in bank premises. - Withdrawn, May 12, 2011 Change in Bank Control San Francisco Bank of Idaho Holding Co., Idaho Falls, Idaho - to retain control of Bank of Idaho Holding and its subsidiary bank, The Bank of Idaho, Idaho Falls. - Permitted, May 13, 2011 Minneapolis Farmers State Corporation, Mankato, Minnesota — change in bank control of Farmers State and its subsidiary bank, United Prairie Bank, Mountain Lake. - Permitted, May 13, 2011 (A/C) = Addition or Correction Delegated - 2 of 4 H.2 Actions under delegated authority May 8, 2011 to May 14,2011 Change in Bank Control Chicago Newell Bancshares, Inc., Newell, Iowa - to retain control of Newell and its subsidiary bank, First Community Bank, Newell. - Permitted, May 13, 2011 Financial Holding Companies Secretary Bancorp of Montana Holding Company, Missoula, Montana — election to become a financial holding company. - Effective, May 12, 2011 International Operations Director, BS&R First Midwest Bank, Itasca, Illinois - to establish Calumet Investment Corporation, Itasca, as an agreement corporation, and for Calumet to retain an initial investment in Calumet Investment Ltd., Hamilton, Bermuda. - Approved, May 13, 2011 Director, BS&R The Northern Trust International Banking Corporation, Jersey City, New Jersey — waiver of remainder of prior-notification period to invest through its subsidiary, Northern Trust (Ireland) Limited, Dublin, Ireland, in Bank of Ireland Securities Services, Limited; Bank of Ireland Nominees Limited; IBI Nominees Limited; and IBI Property Nominees Limited. - Granted, May 12,2011 (A/C) = Addition or Correction Delegated - 3 of 4 H.2 Actions under delegated authority May 8,2011 to May 14,2011 Membership St. Louis Fordyce Bank & Trust Co., Fordyce, Arkansas - to become a member of the Federal Reserve System. - Approved, May 9, 2011 (A/C) = Addition or Correction " Delegated - 4 of 4 District: 1 Federal Reserve Bank of Boston Filings received during the week ending May 14,2011 Filer Filing Type Filing Proposal End of Comment Period * 3A1 * 3A3 Lowell Five Bancorp, MHC and Lowell Five Bancorp, Inc., both of Lowell, Massachusetts, to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring The Lowell Five Cents Savings Bank, Lowell, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3) of the Bank Holding Company Act of 1956, as amended. Newspaper: Not available Federal Register: 06/02/2011 NEWBURYPORT FIVE CENTS BANCORP MHC * 3A1 * 3A3 Newburyport Five Cents Bancorp, MHC and Newburyport Five Cents Bancorp, Inc., both of Newbuiyport, Massachusetts, to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring Newburyport Five Cents Savings Bank, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3) of the Bank Holding Company Act of 1956, as amended. Newspaper: Not available Federal Register: 05/31/2011 WALPOLE CO-OPERATIVE BANK Member Application by Walpole Co-operative Bank, Walpole, Massachusetts, to become a member of the Federal Reserve System pursuant to section 9 of the Federal Reserve Act and section 208.3 of Regulation H. Newspaper: Not applicable Federal Register: Not applicable LOWELL FIVE BANCORP MHC * Subject to the provisions of the Community Reinvestment Act District: 1 Federal Reserve Bank of Boston Availability of CRA Public E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 2 Federal Reserve Bank of New York Filings received during the week ending May 14,2011 Filer Banco BPI, S.A. BANK OF NEW YORK MELLON, THE Filing Type FBSEA Premises * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Banco BPI, S.A., Porto, Portugal, to establish representative offices in Newark, New Jersey and Fall River, Massachusetts, pursuant to Section 10(a) of the International Banking Act of 1978, as amended and Section 211.24(a)(1) of Regulation K. Newspaper: Not available Federal Register: Not applicable The Bank of New York Mellon, New York, New York, proposes to increase its investment in bank premises. Newspaper. Federal Register. Not applicable Not applicable District: 2 Federal Reserve Bank of New York Availability of CRA Public E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending May 14, 2011 Filing Type Filer NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 3 Federal Reserve Bank of Philadelphia Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit " e e d s o f t h e communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance -me following state member banks have been.examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID N&NE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending May 14,2011 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 4 Federal Reserve Bank of Cleveland Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 5 Federal Reserve Bank of Richmond Filings received during the week ending May 14,2011 Filer GREAT STATE BANK RBC BANK (USA) Filing Type Member * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Great State Bank, Wilkesboro, North Carolina, to become a state member bank. Newspaper: Not applicable Federal Register: Not applicable RBC Bank (USA), Raleigh, North Carolina, to establish a branch at 3401 Raleigh Road, Wilson, North Carolina Newspaper: 05/06/2011 Federal Register: Not applicable District: 5 Federal Reserve Bank of Richmond Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have bepn examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending May 14, 2011 Filing Type Filer NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 6 Federal Reserve Bank of Atlanta Availability of CRA Public E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 7 Federal Reserve Bank of Chicago Filings received during the week ending May 14, 2011 Filer Filing Type AMALGAMATED INVESTMENTS COMPANY CIC AMERICAN STATE BANK * 18C * Branch NORTH CENTRAL BANCSHARES, INC. * 3A1 WINTRUST FINANCIAL CORPORATION 4c8 * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Notice by Richard F. Levy, Riverwoods, Illinois, as Trustee of the Eugene P. Heytow Trust, dated March 23,1988, as amended, to acquire more than 25 percent of the voting shares of Amalgamated Investments Company, Chicago, Illinois, and thereby indirectly control Amalgamated Bank of Chicago, Chicago, Illinois. Newspaper: Not available Federal Register: Not available American State Bank, Osceola, Iowa, to purchase certain assets and assume the deposits of the Winterset branch office of Exchange State Bank, Adair, Iowa. American State Bank will thereby establish a branch office at 113 S. John Wayne Drive, Winterset, Iowa. Newspaper: 05/27/2011 Federal Register: Not applicable North Central Bancshares,Inc., Fort Dodge, Iowa, to become a bank holding company following the conversion its subsidiary, First Federal Savings Bank of Iowa, Fort Dodge, Iowa, from a federally chartered savings bank to a state chartered bank. Newspaper: Not available Federal Register: 06/06/2011 Wintrust Financial Corporation, Lake Forest, Illinois, to acquire 100 percent of the voting shares of Great Lakes Advisors, Inc., Chicago, Illinois, and thereby engage in financial and investment advisory activities. Newspaper: Not applicable Federal Register: 05/27/2011 District: 7 Federal Reserve Bank of Chicago Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending May 14,2011 Filing Type ARVEST BANK CANTON BANCSHARES, INC. CENTENNIAL BANK CENTENNIAL BANK SOUTHERN BANK * Branch * 3A3 * Branch * Branch * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Arvest Bank, Fayetteville, Arkansas, to establish a branch facility to be located at 911 NE Sam Walton Lane, Lee's Summit, Missouri. Newspaper: 05/20/2011 Federal Register: Not applicable Canton Bancshares, Inc., Hannibal, Missouri, to acquire 100 percent of Canton State Bank, Canton, Missouri. Newspaper: 06/13/2011 Federal Register: 05/20/2011 Centennial Bank, Conway, Arkansas to establish a mobile branch in Bay, Calhoun, Franklin, Gulf, Lake, Leon, Liberty, Orange, and Seminole counties. All counties are located in Florida. Newspaper: 05/19/2011 Federal Register: Not applicable Centennial Bank, Conway, Arkansas, to establish a mobile branch in Wakulla County, Florida. Newspaper: 05/26/2011 Federal Register: Not applicable Southern Bank, Poplar Bluff, Missouri, to establish a branch facility to be located at 4650 South National, Suite C-4, Springfield, Missouri. Newspaper: 05/22/2011 Federal Register: Not applicable District: 8 Federal Reserve Bank of St. Louis Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending May 14,2011 Filer Filing Type Filing Proposal End of Comment Period 215 HOLDING CO. CIC Change in Control Notice by Brian P. Short, St. Paul, Minnesota; Carolyn P. Short, Flourtown, Pennsylvania; and Marianne D. Short, St. Paul, Minnesota; individually and as trustees of fourteen Short family trusts, to retain 25 percent or more of the voting shares and thereby control of 215 Holding Company, Minneapolis, Minnesota. Kevin J. Short, Mahtomedi, Minnesota; Elizabeth J. Short, University Heights, Ohio; Colleen V. Short, Edina, Minnesota; and the trustees (Marion D. Short, Edina, Minnesota; Brian P. Short; Carolyn P. Short; and Marianne D. Short) on behalf of one or more of seventeen Short family trusts to join the Short Family Group, which controls 25 percent or more of the voting shares of 215 Holding Company, and thereby indirectly retain control of First Farmers & Merchants National Bank, Luveme, Minnesota; First Farmers & Merchants National Bank, Fairmont, Minnesota; First Farmers & Merchants State Bank, Brownsdale, Minnesota; First Farmers & Merchants State Bank of Grand Meadow, Grand Meadow, Minnesota; First Farmers & Merchants National Bank, Le Sueur, Minnesota; and White Rock Bank, Cannon Falls, Minnesota. Newspaper: Federal Register: 05/16/2011 06/01/2011 FIRST WESTERN BANK AND TRUST * 18C * Branch First Western Bank & Trust, Minot, North Dakota, to merge with First Western Bank & Trust, Eden Prairie, Minnesota, and incident thereto proposes to establish a branch at 100 Prairie Center Drive, Eden Prairie, Minnesota. Newspaper: Not available Federal Register: Not applicable LEACKCO BANK HOLDING COMPANY, INC. 3A5 Leackco Bank Holding Company, Inc., Wolsey, South Dakota, to acquire 100 percent of Kingsbury Bank Holding Company, De Smet, South Dakota, and thereby indirectly acquire Peoples State Bank, De Smet, South Dakota. Newspaper: Not available Federal Register: 06/06/2011 * Subject to the provisions of the Community Reinvestment Act District: 9 Federal Reserve Bank of Minneapolis Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have beer examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution. NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending May 14,2011 Filer Filing Type Filing Proposal End of Comment Period FBHC HOLDING COMPANY CIC Notification by the O. Jay Tomson Revocable Trust, Ollie Jay Tomson, Mason City, Iowa, trustee, to retain control of FBHC Holding Company, parent of Flatirons Bank, both in Boulder, Colorado. Newspaper: Federal Register: Not available 05/20/2011 INTERBANK * 18C * Branch Interbank, Oklahoma City, Oklahoma, to purchase certain assets and assume certain liabilities of First Capital Bank, Guthrie, Oklahoma. Newspaper: Federal Register: 06/05/2011 Not applicable STATE BANK EMPLOYEES STOCK OWNERSHIP PLAN CIC Notification by Stanley D. Ostmeyer, Quinter, Kansas, to become trustee of the State Bank Employee Stock Ownership Plan, Hoxie, Kansas, and thereby acquire control of Prairie State Bancshares, Inc., parent of State Bank, both in Hoxie, Kansas. Newspaper: Federal Register: Not available 05/24/2011 * Subject to the provisions of the Community Reinvestment Act District: 10 Federal Reserve Bank of Kansas City Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 11 Federal Reserve Bank of Dallas Filings received during the week ending May 14, 2011 Filer CHALYBEATE SPRINGS CORPORATION PLATINUM BANCSHARES OF TEXAS, INC. VIEWPOINT FINANCIAL GROUP, INC. Filing Type Jonathan Ross Kasling of Hughes Springs, Texas, Individually; Mayo Givens Kasling III of Hughes Springs, Texas, Individually; Jonathan Ross Kasling of Hughes Springs, Texas; Mayo Givens Kasling III of Hughes Springs, Texas; Mayo Givens Kasling, Jr. of Hughes Springs, Texas and Mayo Givens Kasling, Jr. as Trustee for the Mayo G. Kasling III 1996 Trust and as Trustee for the Jonathan Ross Kasling 1996 Trust; Rebecca Lynn Kasling of Hughes Springs, Texas; Mayo Givens Kasling, Sr. of Hughes Springs, Texas; Catherine Denise Kasling DeWitt of Hughes Springs, Texas; Misty Morgan Lake of Hughes Springs, Texas; Randall Marc Morgan of Hughes Springs, Texas; Sarah Virginia Kasling Shelton of Hughes Springs, Texas and Sarah Virginia Kasling as Trustee for the Ricky Dub Shelton Jr. 1996 Trust and as Trustee for the Shelby Shelton 1996 Trust and as Trustee for the Trenton Shelton 1996 Trust; Roy Kemp Kasling of Austin, Texas and Roy Kemp Kasling as Trustee for the Alexandra Kasling 1996 Trust and as Trustee for the Natalie Kasling 1996 Trust; all as members of the Kasling Family Group, intend to apply to the Federal Reserve Board for permission to retain control of 25 percent or more of the shares of Chalybeate Springs Corporation, Hughes Springs, Texas and thereby indirectly retain control of The First National Bank of Hughes Springs, Hughes Springs, Texas. CIC * 3A1 1 Filing Proposal 3A1 * Subject to the provisions of the Community Reinvestment Act End of Comment Period Newspaper: Not available Federal Register: 05/11/2011 Platinum Bancshares of Texas, Inc., Lubbock, Texas, to become a bank holding company by acquiring 100 percent of Platinum Bank, Lubbock, Texas. Newspaper Not available Federal Register: 05/27/2011 Viewpoint Financial Group, Inc., Piano, Texas, to become a bank holding company by acquiring 100 percent of ViewPoint Bank, National Association, Piano, Texas. Newspaper: Not available Federal Register: 06/11/2011 District: 11 Federal Reserve Bank of Dallas Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending May 14, 2011 Filer BANK OF TAIWAN BANKGUAM HOLDING COMPANY Filing Type FBSEA 3A1 COMMUNITY FINANCIAL GROUP, INC. CIC COMMUNITY FINANCIAL GROUP, INC. CIC INTERMOUNTAIN COMMUNITY BANCORP CIC INTERMOUNTAIN COMMUNITY BANCORP CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Bank of Taiwan, Taipei, Taiwan, to upgrade its New York Agency to a branch office pursuant to section 211.24(a)(2)(ii)(a) of Regulation K and seciton 7(d) of FBSEA. Newspaper: Not available Federal Register: Not applicable 1) BankGuam Holding Company, to become a bank holding company by acquiring 100 percent of Bank of Guam, both of Hagatna, Guam, and also 2) elects to become a financial holding company. Newspaper: Not available Federal Register: 06/13/2011 Interagency Notice of Change in Control by Wheatland Bank Employee Stock Ownership Plan, Spokane, Washington, and its trustees, Susan Marie Horton, Cheney, Washington; Dennis Dale Bly, Davenport, Washington; and Jayne Therese Deife, Marlin, Washington, for approval to retain 23.71 percent of the outstanding voting shares of Community Financial Group, Inc. and thereby indirectly Wheatland Bank, both of Spokane, Washington. Newspaper: 05/04/2011 Federal Register: 04/28/2011 Interagency Notice of Change in Control by Susan Marie Horton, Cheney, Washington; Raymond Lee Pittman, Jr., Mesa, Arizona; Rosa Maria Pittman, Spokane, Washington; Ted Davis Rhodes, Spokane Valley, Washington; and Wheatland Bank Employee Stock Ownership Plan, Spokane, Washington, together a group acting in concert for approval to retain 22.13 percent of the outstanding shares of Community Financial Group, Inc. and thereby indirectly control Wheatland Bank, both of Spokane, Washington. Newspaper: 05/09/2011 Federal Register: 04/28/2011 Interagency Noticce of Change in Control by Castle Creek Capital IV, Castle Creek Advisors IV, LLC, Castle Creek Capital Partners IV, LP, John Eggemeyer, William Ruh, Mark Merlo, and Joseph Misesell Thomas, all of Rancho Santa Fe, California, to acquire up to 24.9 percent of Intermountain Community Bancorp, and thereby indirectly Panhandle State Bank, both of Sandpoint, Idaho. Newspaper: Not available Federal Register: Not available Interagency Noticce of Change in Control by Stadium Capital Partners, L.P., Stadium Capital Qualified Partners, L.P., Stadium Capital Management LLC, and John Welbom, all of Bend, Oregon, to acquire up to 24.9 percent of Intermountain Community Bancorp, and thereby indirectly Panhandle State Bank, both of Sandpoint, Idaho. Newspaper: Not available Federal Register: Not available District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending May 14, 2011 Filer MITSUBISHI UFJ FINANCIAL GROUP, INC. SYRINGA BANCORP Filing Type 3A3 CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan, to acquire up to 24.9 percent of Morgan Stanley, New York, New York, and indirectly its subsidiaries, Morgan Stanley Capital Management LLC, New York, New York, Morgan Stanley Domestic Holdings, Inc., New York, New York, Morgan Stanley Bank, National Association, Salt Lake City, Utah, and Morgan Stanley Private Bank, National Association, Purchase, New York, pursuant to section 3(a)(3) of the Bank Holding Company Act. Newspaper: Not available Federal Register: 04/25/2011 Larry Dale Williams, Boise, Idaho, to acquire up to approximately 49 percent of the voting shares of Syringa Bancorp, and thereby indirectly acquire voting shares of Syringa Bank, both of Boise, Idaho. Newspaper: 05/23/2011 Federal Register: 05/23/2011 District: 12 Federal Reserve Bank of San Francisco Availability of CRA Public Evaluations The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have begn examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method