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* Federal Reserve Release H.2 Actions of the Board, //$ Staff, and the Federal Reserve Banks; Applications and Reports Received No. 18 Week Ending May 1, 2010 Board of Governors of the Federal Reserve System, Washington, DC 20551 ""k * H.2 Board Actions April 25,2010 to May 1,2010 Bank Mergers Banco Popular de Puerto Rico, Hato Rey, Puerto Rico — to acquire assets and assume liabilities of Westernbank Puerto Rico, Mayaguez, and thereby establish branches. - Approved, April 29, 2010 Personnel Office of Inspector General — appointment of Jacqueline M. Becker as assistant inspector general and Laurence A. Froehlich as special adviser to the inspector general. - Announced, April 26, 2010 Regulations and Policies Correspondent Concentration Risks — final interagency guidance on managing concentration risks from correspondent banking relationships. - Approved, April 26,2010 Regulation D (Reserve Requirements of Depository Institutions) — final amendments to authorize Federal Reserve Banks to offer term deposits to institutions eligible to receive earnings on their balances in accounts at Reserve Banks, and minor amendments to the Policy on Payment System Risk to address transactions associated with term deposits. - Approved, April 21, 2010 (A/C) Enforcement Coast Bancorp, San Luis Obispo, California ~ written agreement with the Federal Reserve Bank of San Francisco. - Announced, April 29, 2010 (A/C) = Addition or Correction Board - Page 1 of 2 H.2 Board Actions April 25,2010 to May 1,2010 Enforcement East Dubuque Bancshares, Inc., East Dubuque, Illinois, and East Dubuque Savings Bank, Dubuque, Iowa — written agreement with the Federal Reserve Bank of Chicago. - Announced, April 26, 2010 FMB Equibanc, Inc., Statesboro, Georgia — written agreement with the Federal Reserve Bank of Atlanta and the Banking Commissioner of the State of Georgia. - Announced, April 29,2010 Liberty Financial Group, Inc., Eugene, Oregon — written agreement with the Federal Reserve Bank of San Francisco and the Oregon Department of Consumer and Business Services, Division of Finance and Corporate Securities. - Announced, April 27, 2010 Sun West Capital Corporation, Las Vegas, Nevada — written agreement with the Federal Reserve Bank of San Francisco. - Announced, April 27, 2010 (A/C) = Addition or Correction Board - Page 2 of 2 H.2 Actions under delegated authority BS&R Banking Supervision and Regulation C&CA Consumer and Comminity Affairs FOMC Federal Open Market Committee April 25,2010 to May 1,2010 RBOPS Reserve Bank Operations and Payment Systems IF International Finance OSDM Office of Staff Director for Management Bank Branches. Domestic New York Orange County Trust Company, Middletown, New York — to establish a branch at 78 North Plank Road, Newburgh. - Approved, April 30, 2010 Bank Holding Companies Kansas City First National Management Group, LLC, Greenwood Village, Colorado — to become a bank holding company and to acquire shares of Amoret Bancshares, Inc., Butler, Missouri, and thereby acquire BC National Banks. - Withdrawn, April 30, 2010 Dallas Icon Capital Corporation, Houston, Texas — to become a bank holding company and to acquire Icon Bank of Texas, N. A., Houston. - Withdrawn, April 27, 2010 San Francisco North Asia Investment Corporation, Seoul, Korea — to become a bank holding company and to acquire Pacific City Financial Corporation, Los Angeles, California, and Pacific City Bank. - Withdrawn, April 29, 2010 (A/C) = Addition or Correction Delegated - 1 of 4 H.2 Actions under delegated authority April 25,2010 to May 1,2010 Bank Holding Companies Director, BS&R R&G Financial Corporation, San Juan, Puerto Rico, and R-G Premier Bank of Puerto Rico, Hato Rey — request for an exemption from section 23 A of the Federal Reserve Act and Regulation W to allow R-G Premier Bank of Puerto Rico to acquire its affiliate, R&G Mortgage Corporation, San Juan. - Granted, April 29, 2010 Atlanta SmartFinancial, Inc., Pigeon Forge, Tennessee — to become a bank holding company and to acquire SmartBank, Pigeon Forge. - Approved, April 30, 2010 St. Louis WestBridge Bancshares, Inc., Chesterfield, Missouri — to become a bank holding company and to acquire WestBridge Bank & Trust Company, Chesterfield, and to acquire certain assets and assume certain liabilities of FTL Finance, St. Louis, and thereby engage in extending credit and servicing loans and activities related to extending credit. - Withdrawn, April 26, 2010 Change in Bank Control Richmond Communitycorp, Walterboro, South Carolina — to retain control of Communitycorp and its subsidiary bank, Bank of Walterboro, Walterboro. - Permitted, April 30,2010 (A/C) = Addition or Correction Delegated - 2 of 4 H.2 Actions under delegated authority April 25,2010 to May 1,2010 Change in Bank Control Kansas City F.S.B. Properties, Inc., Quinton, Oklahoma — change in bank control of F.S.B. and its subsidiary bank, Farmers State Bank, Quinton. - Withdrawn, April 26,2010 Chicago First Michigan Bancorp, Inc., Troy, Michigan — change in bank control of First Michigan and its subsidiary bank, First Michigan Bank, Troy. - Permitted, April 29, 2010 Atlanta NBG Bancorp, Inc., Athens, Georgia — change in bank control of NBG and its subsidiary bank, National Bank of Georgia, Athens. - Permitted, April 29, 2010 St. Louis Southern Missouri Bancorp, Inc., Poplar Bluff, Missouri — change in bank control of Southern Missouri and its subsidiary bank, Southern Bank, Poplar Bluff. - Permitted, April 26, 2010 Extensions of Time Richmond Peoples Community Bank, Montross, Virginia — extension to November 10, 2010, to establish a branch at 5082 James Madison Parkway, King George. - Granted, April 27,2010 (A/C) = Addition or Correction Delegated - 3 of 4 H.2 Actions under delegated authority April 25,2010 to May 1,2010 International Operations Director, BS&R Citibank, N.A., Las Vegas, Nevada, and Citibank Overseas Investment Corporation, New Castle, Delaware — waiver of remainder of notification period to invest in Citi Hedge Fund Services (Ireland) Limited, Dublin, Ireland, and Citi Fund Services (Ireland) Limited, and to engage in mutual fund administration activities. - Granted, April 30, 2010 (A/C) = Addition or Correction Delegated - 4 of 4 District: 1 Federal Reserve Bank of Boston Filings received during the week ending May 1,2010 Filer CONNECTICUT BANK & TRUST Filing Type * Branch COMPANY, THE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Application by Connecticut Bank and Trust Newspaper: Not available Company, 58 State House Square, Hartford, Connecticut, to establish a de novo branch office at 114 Woodland Street, Hartford, Connecticut, pursuant to section 9 of the Federal Reserve Act and section 208.6 of Regulation H. Federal Register: Not applicable District: 1 Federal Reserve Bank of Boston Availability o f CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 2 Federal Reserve Bank of New York Filings received during the week ending May 1,2010 Filer BNP PARIBAS CITIGROUP INC. GREENFIELD ACQUISITION COMPANY L.L.C. Filing Type FBSEA Investment CIC Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period BNP Paribas, Paris, France, to establish an Newspaper: Not available additional branch office in New York, New York, pursuant to Section 10(a) of the International Banking Act of 1978, as amended, and Section 211.24(a)(2)(i)(A) of Regulation K. Federal Register Not applicable Citigroup Inc., New York, New York, pursuant to Section 211.9(f) of Regulation K, to make an additional investment in Guangdong Development Bank Co., Ltd., Guangzhou, China. Newspaper: Not applicable Federal Register: N o t applicable Notice by GAP V Bankvest, LLC, Greenfield Newspaper: 05/10/2010 Acquisition Company V, LLC, Greenfield Acquisition Partners V, LP, GAP V Management, LLC, Greenfield Partners, LLC, all of South Norwalk, Connecticut, and Eugene A. Gorab, Fairfield, Connecticut, to gain direct control of Alcar LLC, New York, New York, and indirect control of Darien Rowayton Bank, Darien, Connecticut. Federal Register: 05/11/2010 District: 2 Federal Reserve Bank of New York Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending May 1,2010 Filer BANCORP, INC., THE PATRIOT FINANCIAL PARTNERS LP TOWER BANCORP INC. Filing Type 4c8 CIC : 3A5 Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period The Bancorp, Inc., Wilmington, DE, to acquire Bancorp Federal Savings Bank, a de novo in formation, Mount Laurel, NJ. Newspaper: Not applicable Federal Register: 05/28/2010 Patriot Financial Partners, GP, L.P., Patriot Financial Partners, L.P., Patriot Financial Partners Parallel, L.P., Patriot Financial Partners, GP, LLC, Patriot Financial Managers, L.P., and Messrs. Ira M. Lubert, W. Kirk Wycoff and James J. Lynch, all of Philadelphia, Pennsylvania, to purchase up to 19.9 percent of Florida Business Bancgroup, Inc., Tampa, FL. Newspaper: 05/12/2010 Federal Register: 05/11/2010 Tower Bancorp, Inc., Harrisburg, PA, to acquire First Chester County Corporation, West Chester, PA. Newspaper: Not available Federal Register: 04/09/2010 District: 3 Federal Reserve Bank of Philadelphia Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending May 1,2010 Filer HOMETOWN BANCSHARES, Filing Type CIC INC. * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Notice of Change in Bank Control filed by Newspaper. 05/11/2010 Hometown Bancshares, Inc. 401 (k) Profit Sharing Plan (Tammy Rae Waggoner, Trustee), Middlebourne, WV to retain control of 10.77 percent of the outstanding voting shares of Hometown Bancshares, Inc., Middlebourne, WV. Federal Register: Not available District: 4 Federal Reserve Bank of Cleveland Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 5 Federal Reserve Bank of Richmond Filings received during the week ending May 1,2010 Filer Filing Type FIRST CAROLINA BANCSHARES CORPORATION CIC FIRST MARINER BANCORP CIC PEOPLES BANCORPORATION, INC. CIC Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period David Muldrow Beasley, Society Hill, South Carolina, to individually retain 27.05% of the voting shares of First Carolina Bancshares Corporation, Darlington, South Carolina. Additionally, David Muldrow Beasley, Henry Wesley Beasley, Richard Lewis Beasley, and Richard Lee Beasley, as a group acting in concert, to retain 71.04% of the voting shares of First Carolina Bancshares Corporation, Darlington, South Carolina. Newspaper: Not available Federal Register: 04/19/2010 Irving Schwarzbaum, West Orange, New Jersey, individually and as a member of a group comprised of Elisa Schwarzbaum, West Orange, New Jersey, Michelle Schwarzbaum, West Orange, New Jersey, Shelly Schwarzbaum, Rehovot, Israel, David Schwarzbaum, Rehovot, Israel, Arye Schwarzbaum, Rehovot, Israel, Yair Schwarzbaum, Rehovot, Israel, Henry Schwarzbaum, Rehovot, Israel, and Leonard Schwarzbaum, Scarsdale, New York, acting in concert, to acquire up to 14.1% of the voting shares of First Mariner Bancorp, Baltimore, Maryland. Newspaper: 05/09/2010 Federal Register: 05/11/2010 Robert E. Dye, Jr., Lane W. Dye, Alexander C. Dye, Amy S. Dye, Brenda W. Dye, Devon A. Young, Cassi A. Young, and Taylor W. Young, all of Easley, South Carolina; with Gaiy G. Wells, Helen T. Wells, and the Joe A. Young Trust, of Greenville, South Carolina, and other family members as a group acting in concert to retain 14.78% control of Peoples Bancorporation, Inc., Easley, South Carolina. Newspaper: Not available Federal Register: 05/04/2010 District: 5 Federal Reserve Bank of Richmond Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending May 1,2010 Filer BANK OF ERATH HOLDING Filing Type 3A1 COMPANY Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Bank of Erath Holding Company, notice to Newspaper: Not applicable become a bank holding company by acquiring 100 percent of the outstanding shares of Bank of Erath, both of Erath, Louisiana. Federal Register: Not applicable District: 6 Federal Reserve Bank of Atlanta Availability o f CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 7 Federal Reserve Bank of Chicago Filings received during the week ending May 1,2010 Filer CHESTNUT BANCORP, INC HOMETOWN COMMUNITY BANCORP, INC. Filing Type * 3A1 *3A5 * 18C * Branch Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Chestnut Bancorp, Inc., Chestnut, Illinois, to become a bank holding company by acquiring 100 percent of the voting shares of Bank of Chestnut, Chestnut, Illinois. Newspaper: Not available Federal Register: 05/21/2010 Hometown Community Bancorp, Inc. Employee Stock Ownership Plan and Trust and Hometown Community Bancorp, Inc., both located in Morton, Illinois, to merge with TSB Financial, Inc., Tremont, Illinois, and thereby indirectly acquire Tremont Savings Bank, Tremont, Illinois, and the related application by Morton Community Bank, Morton, Illinois, to merge with Tremont Savings Bank, Tremont, Illinois, and thereby to establish two branches. Newspaper: 05/11/2010 Federal Register: 05/14/2010 District: 7 Federal Reserve Bank of Chicago Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Institution / Location ID Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending May 1,2010 Filer Soteria Financial Group, Inc. Filing Type * 3A1 Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Soteria Financial Group, Inc., Henderson, Newspaper: 05/22/2010 Kentucky, to become a bank holding company by acquiring 100 percent of The Bank of Henderson, Inc., Henderson, Kentucky. Federal Register: Not available District: 8 Federal Reserve Bank of St Louis Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending May 1,2010 Filer Filing Type NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 9 Federal Reserve Bank of Minneapolis Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending May 1,2010 Filer FIRST NATIONAL BANK AND Filing Type Member TRUST OF FULLERTON Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period First National Bank & Trust of Fullerton (to be Newspaper: Not applicable known as First Bank & Trust of Fullerton, Fullerton, Nebraska, to convert from a national to a state chartered bank and retain its membership with the Federal Reserve. Federal Register: Not applicable District: 10 Federal Reserve Bank of Kansas City Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 11 Federal Reserve Bank of Dallas Filings received during the week ending May 1,2010 Filer COMERICA BANK Filing Type * Branch INDEPENDENT BANK GROUP, INC. * 3A3 SPECIALTY BANCOR, INC. * 3A1 TLCM HOLDINGS, LLC 4c8 Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Comerica Bank, Dallas, Texas, to establish a branch at 2727 Fort Worth Avenue, Dallas, Texas 75211. Newspaper: Not available Federal Register: Not applicable Independent Bank Group, Inc., McKinney, Texas, to acquire 100 percent of Town Center Bank, McKinney, Texas. Newspaper: Not available Federal Register: 05/27/2010 Specialty Bancor, Inc., Austin, Texas, to become a bank holding company by acquiring 100 percent of Community State Bank, Austin, Texas. Newspaper: Not available Federal Register: Not available TLCM Holdings, LLC, Richardson, Texas, and Newspaper: Not applicable EJ Financial Corporation, Dallas, Texas, to engage de novo in extending credit and servicing loans pursuant to Section 225.28(b)(1) of Regulation Y. The activities will be conducted at EJ Financial Corporation, Dallas, Texas. Federal Register: Not available District: 11 Federal Reserve Bank of Dallas Availability o f CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending May 1,2010 Filer ANCHOR BANCORP, INC. Filing Type * 3A1 NORTH ASIA INVESTMENT CORPORATION * 3A1 ONE MAIN STREET, LLC * 3A1 SKBHC HOLDINGS, LLC U & I FINANCIAL CORP. * 3A1 * 3A1 Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Anchor Bancorp, Inc., Lacey, Washington, to Newspaper: Not available become a bank holding company by acquiring 100 percent of Anchor Mutual Savings Bank, Aberdeen, Washington, upon conversion from a mutual savings bank to a stock savings bank. Federal Register: Not available North Asia Investment Corporation, Seoul, Newspaper: 04/15/2010 Korea, to become a bank holding company by acquiring 100 percent of Pacific City Financial Corporation, and indirectly its subsidiary, Pacific City Bank, both of Los Angeles, California. Federal Register: Not available One Main Street, LLC, and One Main Street Newspaper: Not available Management, LLC, both of New York, New York, to become bank holding companies by acquiring 100 percent of Liberty Bank, Inc., Salt Lake City, Utah. Federal Register 04/08/2010 SKBHC Holdings, LLC, Corona del Mar, Newspaper: Not available California, to become a bank holding company by acquiring 100 percent of Starbuck Bancshares, Inc. and thereby indirectly the First National Bank of Starbuck, both of Starbuck, Minnesota. Federal Register. 04/27/2010 U & I Financial Corporation to become a Bank Newspaper: Not available Holding Company by acquiring 100 percent of UniBank, both of Lynnwood, Washington. Federal Register: Not available District: 12 Federal Reserve Bank of San Francisco Availability o f C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method