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No. 10 Week ending March 11, 2023 Board Actions Enforcement Atlantic Community Bankers Bank, Camp Hill, Pennsylvania—written agreement dated September 28, 2020, terminated March 1, 2023. Announced: March 9, 2023 Personnel Division of Information Technology—appointment of Tannaz Haddadi as assistant director. * Approved: January 31, 2023 *Addition Division of Monetary Affairs—appointment of Benjamin Johannsen as assistant director. * Approved: February 24, 2023 *Addition Division of Monetary Affairs—appointment of Katherine Sickbert as associate director. * Approved: February 22, 2023 *Addition Division of Reserve Bank Operations and Payment Systems—appointment of Michael Derry as assistant director for a one-year System Interchange Program assignment. * Approved: February 22, 2023 *Addition Division of Supervision and Regulation—appointment of Stephen Curren as assistant director. * Approved: February 13, 2023 *Addition Office of Inspector General—appointment of Khalid Hasan as assistant inspector general. * Approved: February 22, 2023 *Addition FEDERAL RESERVE RELEASE H.2 Actions Under Delegated Authority Bank Branches, Domestic Atlanta Capital City Bank, Tallahassee, Florida—to establish a branch at 4103 Southwest 43rd Street, Gainesville, Florida, and at 6224 Sugarloaf Parkway, Duluth, Georgia. Approved: March 10, 2023 Boston Bank Rhode Island, Providence, Rhode Island—to establish a branch at 181 Bellevue Avenue, Newport, Rhode Island, and at 1340 Oaklawn Avenue, Cranston, Rhode Island. Approved: March 9, 2023 Chicago Washington State Bank, Washington, Iowa—to establish a branch at 703 Main Street, Pella, Iowa. * Approved: February 23, 2023 *Addition Kansas City Commerce Bank, Kansas City, Missouri—to establish a de novo branch at 4501 Tamiami Trail N, Naples, Florida. Approved: March 8, 2023 St. Louis Midwest BankCentre, St. Louis, Missouri—to establish a branch at 10190 West Florissant Road, Dellwood, Missouri. Approved: March 9, 2023 Bank Holding Companies Chicago Brookfield Bancshares, Inc., Brookfield, Illinois—to become a bank holding company by acquiring shares of First National Bank of Brookfield, Brookfield, Illinois. Approved: March 10, 2023 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM www.federalreserve.gov FEDERAL RESERVE RELEASE H.2 Change in Bank Control Chicago First Security Bancorp, Inc., Elmwood Park, Illinois—the WRW FSB Trust, the EVW 1937 FSB Trust, the EVW FSB Trust, and William R. Wirtz as trustee of the aforementioned trusts, all of Chicago, Illinois; to join the William R. Wirtz Family Control Group, a group acting in concert, to retain voting shares of First Security Bancorp, Inc., and thereby indirectly retain voting shares of First Security Trust and Savings Bank, Elmwood Park, Illinois. Permitted: March 7, 2023 Minneapolis Metro North Bancshares, Inc., Elk River, Minnesota—the James A. Babcock Revocable Trust, James A. Babcock and Marisela Babcock, as co-trustees, all of Elk River, Minnesota; to join the Babcock Family Shareholder Group, a group acting in concert; to acquire voting shares of Metro North Bancshares, Inc., and thereby indirectly acquire voting shares of the Bank of Elk River, Elk River, Minnesota. Permitted: March 8, 2023 Regulations and Policies General Counsel Lending and Liquidity Facilities—reports to Congress pursuant to section 13(3) of the Federal Reserve Act in response to COVID-19. Approved: March 9, 2023 Supervision and Regulation Director, S&R Main Index—request by Credit Suisse Holdings (USA), Inc., for a determination regarding certain indexes for purposes of the Board's capital rule. * Granted: February 28, 2023 *Addition Main Index—request by JPMorgan Chase & Co. for a determination regarding certain indexes for purposes of the Board's capital rule. * Granted: February 28, 2023 *Addition BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM www.federalreserve.gov District: 1 Federal Reserve Bank of Boston Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 1 Federal Reserve Bank of Boston The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 61476 ABINGTON BK, ABINGTON, MASSACHUSETTS 12/18/2022 07/18/2022 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 2 Federal Reserve Bank of New York Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 2 Federal Reserve Bank of New York The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 3 Federal Reserve Bank of Philadelphia The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending March 11, 2023 Filer Filing Type MCCREARY Change in Bank BANCSHARES INC. Control Filing Proposal End of Comment Period Interagency Notice of Change in Bank Newspaper: Control filed by David R. Ross, Whitley Federal Register: City, Kentucky, Edna K. Ross, Whitley City, Kentucky, and Donna R. Ross, Whitley City, Kentucky; to join the Ross Family group and acting in concert to acquire and/or retain 25 percent or more of the outstanding shares and control of McCreary Bancshares, Inc., Whitley City, Kentucky, thereby indirectly acquiring control of United Cumberland Bank, Whitley City, Kentucky. * Subject to the provisions of the Community Reinvestment Act 03/29/2023 Not available District: 4 Federal Reserve Bank of Cleveland The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 498317 OHIO VALLEY BK CO, GALLIPOLIS, OHIO 05/19/2022 02/28/2022 O Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 5 Federal Reserve Bank of Richmond Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal CHESAPEAKE BANK * Branch (Domestic) Chesapeake Bank, Kilmarnock, Virginia, Newspaper: to establish a branch facility to be Federal Register: located at 1600 Westbrook Avenue, Richmond, VA 23227 CLEAR MOUNTAIN * Branch (Domestic) Clear Mountain Bank, Inc., Bruceton BANK, INC. Mills, West Virginia, to establish a branch at 86 Skidmore Lane, Sutton, West Virginia, and to increase bank premises. * Subject to the provisions of the Community Reinvestment Act End of Comment Period Newspaper: Federal Register: 03/17/2023 Not applicable 03/15/2023 Not applicable District: 5 Federal Reserve Bank of Richmond The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 94522 BENCHMARK CMNTY BK, KENBRIDGE, VIRGINIA 02/04/2023 08/15/2022 S Int Small Bank 214722 CHESAPEAKE BK, KILMARNOCK, 11/14/2022 VIRGINIA 06/13/2022 S Int Small Bank 713926 FARMERS & MERCHANTS BK, TIMBERVILLE, VIRGINIA 09/18/2022 04/04/2022 S Int Small Bank 417626 PUTNAM CTY BK, HURRICANE, WEST VIRGINIA 08/29/2022 04/25/2022 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 6 Federal Reserve Bank of Atlanta The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 2877345 INSBANK, NASHVILLE, TENNESSEE 02/05/2023 11/07/2022 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 7 Federal Reserve Bank of Chicago Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal EMMETSBURG BANK SHARES, INC. Change in Bank Control Notice by Lisa Elsenbast, Minneapolis, Newspaper: Minnesota, individually and together as Federal Register: a co-trustee with Annette SarazineJensen, Omaha, Nebraska, Monica Anderegg, Edina, Minnesota, and Julia T. Sarazine, Chicago, Illinois of the Charles L. Sarazine 2022 Trust Agreement and the four together on behalf of Maryanna Sarazine, Algona, Iowa, to join the Spies/Sarazine Family Control Group, to retain voting shares of Emmetsburg Bank Shares, Inc. and indirectly control Iowa Trust & Savings Bank, both of Emmetsburg, Iowa. Not available 03/21/2023 FIRSNABANCO, INC. Change in Bank Control The Ilstrup 2023 Dynasty Trust, Newspaper: Milwaukee, Wisconsin, Shane O. Ilstrup, Federal Register: Trempealeau, Wisconsin, and Peter J. Wilder, Pewaukee, Wisconsin, as cotrustees, to join the Ilstrup Family Control Group, a group acting in concert, and Shane O. Ilstrup to become the largest shareholder, by acquiring voting shares of Firsnabanco, Inc. and thereby indirectly acquire voting shares of First Citizens Bank, both of Viroqua, Wisconsin. Not available Not available GARRETT BANCSHARES, LTD. Change in Bank Control Notice by Neal D. Logan, West Des Newspaper: Moines, Iowa to retain and to acquire Federal Register: voting shares of Garrett Bancshares, LTD and thereby indirectly acquire voting shares of Success Bank, both of Bloomfield, Iowa. Not available Not available * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 7 Federal Reserve Bank of Chicago The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 830542 CBI B&TC, MUSCATINE, IOWA 11/14/2022 07/18/2022 S Int Small Bank 312244 FIRST BK OF BERNE, BERNE, INDIANA 05/07/2022 01/31/2022 S Int Small Bank 113740 FIRST ST BK, EASTPOINTE, MICHIGAN 09/12/2022 03/14/2022 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal Janwill Omni Holdings, LLC * 3A1 Janwill Omni Holdings, LLC, Effingham, Newspaper: Illinois, to become a bank holding Federal Register: company by acquiring up to 50 percent of the voting shares of Omni Bancorp, Inc., and thereby indirectly acquire Crossroads Bank, both of Effingham, Illinois * Subject to the provisions of the Community Reinvestment Act End of Comment Period 04/03/2023 04/10/2023 District: 8 Federal Reserve Bank of St. Louis The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 677644 FARMERS & MERCHANTS BK, STUTTGART, ARKANSAS 04/17/2022 01/10/2022 S Int Small Bank 3374412 OAKSTAR BK, SPRINGFIELD, MISSOURI 12/19/2022 06/13/2022 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 9 Federal Reserve Bank of Minneapolis The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 160650 CHARTER BK, EAU CLAIRE, WISCONSIN 09/12/2022 04/11/2022 S Int Small Bank 687951 FIRST WESTERN B&TC, MINOT, NORTH DAKOTA 07/29/2022 03/14/2022 S Int Small Bank 2631846 NORTH AMER BKG CO, ROSEVILLE, MINNESOTA 11/15/2021 06/07/2021 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal AMERICAN BANCORPORATIO N, INC. Change in Bank Control Change in Bank Control Caroline Berry as Trustee of the Guy Newspaper: Leonard Berry Living Trust and The Federal Register: Caroline Celen Berry Revocable Trust (all of Sapulpa, Oklahoma), to retain voting shares and thereby control of American Bancorporation, Inc., Sapulpa, Oklahoma (the Company) and to join the Berry Family Group, a group acting in concert, which controls 25 percent or more of the voting shares and thereby control of the Company. The Company owns and controls American Heritage Bank, Sapulpa, Oklahoma. In addition, The Caroline Celen Berry Revocable Trust and the Elizabeth Berry Thompson Revocable Trust, Elizabeth Thompson as Trustee (both of Sapulpa, Oklahoma) to acquire voting shares and join the family group. Furthermore, the James Arthur Dilley, Jr. 2019 Irrevocable Trust (Sapulpa, Oklahoma), and Jarret Blake Dilley 2019 Irrevocable Trust (Sapulpa, Oklahoma), and Jennifer Berry Dilley and James A. Dilley (Sapulpa, Oklahoma) co-trustees of both; and the Brooklyn Bass Berry 2019 Irrevocable Trust (Sapulpa, Oklahoma), and Hannah D. Berry 2019 Irrevocable Trust (Sapulpa, Oklahoma), and Kaylee Doiron Berry 2019 Irrevocable Trust (Sapulpa, Oklahoma), and William L. Berry Jr. and Stacey Berry (Sapulpa, Oklahoma) co-trustees of all three to retain voting shares and to join the Berry Family Group. The Guy Leonard Berry Living Trust, Elizabeth Berry Thompson, William L. Berry Jr., James A. Dilley, and Jennifer Berry Dilley have previously been approved as members of the Berry * Subject to the provisions of the Community Reinvestment Act End of Comment Period Not available 03/30/2023 District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal Family Group. * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal CCB FINANCIAL CORPORATION Change in Bank Control Mary Elizabeth Thompson O'Connor; Newspaper: Kathleen Thompson Brown; Byron Federal Register: Gregory Thompson, Jr.; Mark Thompson; Paul Thompson; Timothy Thompson; Brian Christopher Thompson; Anne Thompson Eckels; and Michael Scott Thompson; to retain voting shares of CCB Financial Corporation, and thereby indirectly acquire voting shares of Country Club Bank, both of Kansas City, Missouri; and to form the Child Majority Group, a group acting in concert, which directs the vote of previously approved family trusts; and the BGT Descendants' Majority Group, a group acting in concert, both of which are subgroups of the existing Thompson Control Group, a group acting in concert. In addition, nine B&J Thompson Trust F/B/O each of the nine children named above, Country Club Bank, trustee, and the BGT Descendants' Majority Group; to retain CCB shares and join the Thompson Control Group. In addition, six Brian Christopher Thompson Descendants' Trust F/B/O Brian Christopher Thompson, Jr, Jane O'Neil Thompson, Madison Thompson, John Thompson, and Mason Thompson; Country Club Bank, trustee; the BGT Descendants’ Majority Group; and each of the six children as descendants of Brian Thompson; to acquire shares of CCB and join the Thompson Control Group. Finally, John Joseph O'Connor IV; Tara O'Connor Andris; Madeleie M. O'Connor Rau; Amy O'Connor Loup; Byron Gregory Thompson III; Kelsey Thompson Chun; Molly Thompson * Subject to the provisions of the Community Reinvestment Act End of Comment Period Not available 03/27/2023 District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal Argersinger; Theresa Thompson; Peter Thompson; Charles Thompson; Grace Thompson; Adelaide Thompson; Mark Thompson Jr.; William Thompson; Margaret Thompson; August Thompson; Mary Jeanne Thompson; Timothy Thompson, Jr.; Andrew Thompson; Catherine Thompson; Elizabeth Thompson; John Eckels; Thomas Eckels; Jeanne Eckels; William Eckels; Molly Eckels; Michael Thompson; Jr. Daniel Thompson; Margaret Thompson; and Ryan Thompson; to acquire shares of CCB and to join the Thompson Control Group. * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 10 Federal Reserve Bank of Kansas City The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 530655 PEOPLES BK, PRATT, KANSAS 07/11/2022 04/25/2022 S Int Small Bank 516855 SECURITY BK, TULSA, OKLAHOMA 04/11/2022 01/24/2022 S Int Small Bank CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 11 Federal Reserve Bank of Dallas Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal A.N.B. HOLDING COMPANY, LTD. * 3A3 A.N.B. Holding Company, Ltd., Terrell, Newspaper: Texas to acquire The ANB Corporation, Federal Register: and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas. Not available 04/10/2023 AMERICO BANCSHARES, INC. Change in Bank Control John M. Moore of Wolfforth, Texas, as Newspaper: trustee of the John M Moore 2003 Federal Register: Exempt Family Trust, the Thomas Blake Moore 2021 Exempt Trust, and the Hunter Marshall Moore 2021 Exempt Trust, all of Wolfforth, Texas; and as Managing Partner of JPM Interests Ltd., of Wolfforth, Texas; and as co-trustee James Todd Moore Exempt Lifetime Trust, of Dallas, Texas; Melissa Thoveson of Dallas, Texas, as trustee of the Ryan Butler Thoveson 2021 Exempt Trust, the Alec Steele Thoveson 2021 Exempt Trust, and the Melissa A Thoveson 2003 Exempt Family Trust, all of Dallas, Texas; and as co-trustee of the James Todd Moore Exempt Lifetime Trust, of Dallas, Texas; and James Todd Moore of Dallas, Texas, as an individual; together as members of the Moore Family Group, a group acting in concert, to retain shares of Americo Bancshares, Inc. and indirectly American Bank of Commerce, both of Wolfforth, Texas. Not available 02/21/2023 SBT BANCSHARES, INC. Listed DeNovo SBT Bancshares, Inc., Dallas, Texas to Newspaper: engage de novo in extending credit and Federal Register: servicing loans pursuant to section 225.28(b)(1) of the Board’s Regulation Y. Not applicable Not available * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 11 Federal Reserve Bank of Dallas The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 262358 AMERICAN ST BK, ARP, TEXAS 01/13/2023 09/26/2022 S Int Small Bank 327855 CIERA BK, GRAHAM, TEXAS 05/13/2022 01/10/2022 S Int Small Bank 884358 FIRST ST BK OF LIVINGSTON, LIVINGSTON, TEXAS 05/22/2022 02/07/2022 O Int Small Bank 965789 SUSSER BK, DALLAS, TEXAS 08/27/2022 02/28/2022 S Int Small Bank 473266 TEXAS FIRST BK, TEXAS CITY, TEXAS 08/07/2022 03/14/2022 S Int Small Bank TEXAS RGNL BK, HARLINGEN, 01/08/2023 TEXAS CRA Examinations scheduled for Quarter of 3630323 THIRD COAST BK SSB, HUMBLE, 08/14/2022 TEXAS 08/15/2022 S Int Small Bank 04/25/2022 S Int Small Bank 380458 Institution Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending March 11, 2023 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 12 Federal Reserve Bank of San Francisco The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method NONE CRA Examinations scheduled for Institution Quarter of Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter
@FedFRASER