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ANNOUNCEMENT BY BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (H.2, 1977 No. 24) Actions of the Board; Applications and Reports Received During the Week Ending June 11, 1977 ACTIONS OF THE BOARD Statement by Governor J. Charles Partee before the Senate Committee on Banking, Housing and Urban Affairs, answering questions regarding monetary velocity—the intensity with which money is being used. Letter to Chairman William Proxmire, Senate Committee on Banking, Housing and Urban Affairs on H.R. 5675, which permits the payment of interest on Treasury accounts. Amendment to Rules Regarding Delegation of Authority to expand the scope of authority previously delegated regarding acquisitions of shares of a bank. Bank of the Commonwealth, Detroit, Michigan, to make an investment in bank premises in connection with leasehold improvements at the Michigan-Shelby storage facility. Issuance of subordinated capital notes by Girard Trust Bank, Bala-Cynwyd, P ennsyIvania. Bank of Nova Scotia, Toronto, Canada, a one year extension of time to divest of shares in Bank of Novo Scotia Trust Company of New York, New York. 1/ Mingo Bancshares, Inc., Puxico, Missouri, a proposed one bank holding company, request for an additional 30-day extension of time until July 14, 1977, to acquire shares of Puxico State Bank, Puxico, Missouri. 1/ State Bank of Anoka, Anoka, Minnesota, to make an investment in bank premises, 1/ Deregistration for Allegheny Airlines Federal Credit Union, Pittsburgh, Pennsylvania. 1/ T7 Application processed on behalf of the Board of Governors under delegated authority. E.2, 1977 No. 24 7 ACTIONS OF THE BOARD-Continued Deregistration for Bell Account;ing Credit Union, Chicago, Illinois; The College Life Insurance of America, Indianapolis, Indiana; Multivest Funding Programs, Inc., Southfield, Michigan; University Life Insurance Company of America, Indianapolis, Indiana, and Storm Lake Production Credit Association, Storm Lake, Iowa. 1/ First National Interim Bank of Brunswick, Brunswick, Georgia, proposed merger with The First National Bank of Brunswick, Brunswick, Georgia, report tc the Comptroller of the Currency on competitive factors. 1/ First Security Bank of Bountiful, National Association, Bountiful, Utah, proposed merger with First Security Bank of Utah, National Association, Ogden, Utah, report to the Comptroller of the Currency on competitive factors. 1/ Lauderdale Lakes National Bank, Lauderdale Lakes, Florida, and Broward National Bank of Plantation, Plantation, Florida, proposed acquisition by Century National Bank of Broward, Fort Lauderdale, Florida, report to the Comptroller of the Currency on competitive factors. 1/ Potomac National Bank, Potomac, Maryland, proposed merger with The Commerce Bank and Trust Company of Maryland, Bethesda, Maryland, report to the Federal Deposit Insurance Corporation on competitive factors. 1/ Silverlake/Sunset Branch of The Hongkong Bank of California, San Francisco, California, proposed acquisition by Los Angeles National Bank, Los Angeles, California, report to the Comptroller of the Currency on competitive factors. 1/ Uptown National Bank of Moline, Moline, Illinois, proposed acquisition by First National Bank of Moline, Moline, Illinois, report to the CoTr.pt: oiler of the Currency on competitive factors. IV 1/ Application processed on behalf of th authority. % u: Governors under delegate' H.2, 1977 No. 24 - 3 ACTIONS OF THE BOARD-Continued To Establish a Domestic Branch Pursuant to Section 9 of the Federal Reserve Act Approved The Forest Hill State Bank, Forest Hill, Maryland. Branch to be established at 138-42 Main Street, Bel Air, Hartford County. 7J * * * * * International Investments and Other Actions Pursuant to Sections 25 and 25(a) of the Federal Reserve Act and Sections 4(c)(9) and 4(c)(13) of the Bank Holding Company Act of 1956, as amended Approved Boston Overseas Financial Corporation: Investment - indirectly acquire additional shares of Societe Francaise de Factoring and amend Boardfs 11-12-76 letter re: Alex Lawrie Factors, Limited, United Kingdom. Boston Overseas Financial Corporation: Remove the standard subsidiary conditions re: Arrendadora Industrial Venezolana C.A., Caracas, Venezuela. Chalfen-Holiday Inc.: To become a Bank Holding Company and to continue to hold its 20 per cent joint venture interest in International Holiday on Ice Company, London, England. Bamerical International Financial Corporation: Investment additional 25 per cent of the shares of B.A. Leasing & Capital (Hong Kong) Limited, thereby increasing its interest to 100 per cent. * * * * * To Form a Bank Holding Company Pursuant to Section 3(a)(1) of the Bank Holding Company Act of 1956 Approved KSB Ltd., Keokuk, Iowa, for approval to acquire 80 per cent or more of the voting shares of Keokuk Savings Bank and Trust Company, Keokuk, Iowa. 2/ 27 Application processed by the Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 4 ACTIONS OF THE BOARD-Continued Packwood Financial, Inc., Packwood, Iowa, for approval to acquire 73.7 per cent or more of the voting shares of Farmers Savings Bank, Packwood, Iowa. 2/ Chalfen-Koliday, Inc., Minneapolis, Minnesota, for approval to acquire 70 per cent or more of the voting shares of First National Bank in Anoka, Anoka, Minnesota. Industrial loan and Investment Company, Sedalia, Missouri, for approval to acquire 87.67 per cent of the voting shares of Bank of Ionia, Ionia, Missouri. Omaha State Corporation, Omaha, Nebraska, for approval to acquire 100 per cent (less directors! qualifying shares) of the voting shares of Omaha State Bank, Omaha, Nebraska. First Northern Bancorporation, Anchorage, Alaska, for approval to acquire 81 per cent of the voting shares of First National Bank of Fairbanks, Fairbanks, Alaska. 2J * * * * * To Expand a Bank Holding Company Pursuant to Section 3(a)(5) of the Bank Holding Company Act of 1956 Approved FrostBank Corporation, San Antonio, Texas, for approval to merge with Cullen Bankers, Inc., Houston, Texas. * * * * * To Expand a Bank Holding Company Pursuant to Section 4(c)(8) of the Bank Holding Company Act of 1956 Returned BankOklahoma Corp., Tulsa, Oklahoma, notification of intent to engage in 6e_ novo activities (to make, acquire, sell participations, and or service for its own account or for the account of others, loans or other extensions of credit for agricultural and agricultural related purposes as well as provide other ancillary services) at Highway 2? Application processed by the Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 - 5 ACTIONS OF THE BOARD-Continued 54 East, Guymon, Oklahoma, through a subsidiary, BancOklahoma Agri-Service Corp., a wholly-owned subsidiary in a general partnership known as Agbanc of Oklahoma (6/6/77) 3/ Withdrawn Washington Bancshares, Inc. (now Old National Bancorporation), Spokane, Washington, notification of intent to engage in jde novo activities (acting as an agent or broker for the sale of group life and casualty insurance to be issued in connection with the making or acquiring of loans by Bancshares Mortgage Company) at 717 South Pines Road, Spokane, Washington, through its subsidiary, Bancshares Mortgage Company (6/10/77) 3/ Permitted Citicorp, New York, New York, notification of intent to engage in <de novo activities (making consumer installment personal loans, purchasing and servicing for its own account consumer installment sales finance contracts, ~nr ^ for t*hr others such as one-tofour family unit mortgage loans; and acting as agent or broker for the sale of credit related life/accident and health insurance) at Vista Grande Shopping Center, Colorado Springs, Colorado, through its subsidiary, Citicorp Person-to-Person Financial Center, Inc. (6/6/77) 3/ Citicorp, New York, New York, notification of intent to engage in de novo activities (making loans for the account of others such as one-to-four family unit mortgage loans) at: 2235 East Broadway, Tucson, Arizona; 169 Fry Boulevard, Sierra Vista, Arizona; 250 West 24th Street, Yuma, Arizona; El Con Shopping Center, Tucson, Arizona; 201 Stone Street, Tucson, Arizona; and Park.Mall Center, Tucson, Arizona, through Its subsidiary, Nationwide Financial Corporation of Arizona (6/5/77) 3J Citicorp, New York, New York, notification of intent to relocate de novo activities (making of consumer installment personal loans, purchasing consumer installment sales finance contracts; sale of credit related life/accident and health insurance; sale by a licensed agent of insurance which protects personal property subject to a security agreement with Citicorp Person-to-Person Financial 37 4(c)(8) and 4(c)(12) notifications processed by the Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 - 6 ACTIONS OF THE BOARD-Continued Center) from 6544 E. 22nd Street, Tucson, Arizona, 4441 North Oracle Ridge, Tucson, Arizona and 4754 East Grant, Tucson, Arizona to El Con Shopping Center, Tucson, Arizona, 201 Stone Street, Tucson, Arizona and Park Mall Center, Tucson, Arizona, respectively, through its subsidiary, Nationwide Financial Corporation of Arizona (6/5/77) 3/ Citicorp, New York, New York, notification of intent to relocate die novo activities (making of consumer installment personal loans, purchasing consumer installment sales finance contracts; sale of credit related life/ accident and health insurance to be sold in accordance with applicable State laws and regulations in regard to the sale of credit related insurance, the business of a general insurance agency is not included) from 1465 Cassat Avenue, Jacksonville, Florida to 2415 Blanding Boulevard, Jacksonville, Florida, through its subsidiary, Nationwide Financial Corporation of Florida (6/6/77) 3/ Citicorp, New York, New York, notification of intent to engage in cle novo activities (making loans for the account of others such as one-to-four family unit mortgage loans) at 315 South Circle Drive, Colorado Springs, Colorado; 380 Main Street, Security, Colorado; 1150 North 25th Street, Grand Junction, Colorado; Pueblo Mall, 148 West 29th Street, Pueblo, Colorado; and Suite 2304, Janitell Two Building, Garden Valley Center, 2860 South Circle Drive, Colorado Springs, Colorado, through its subsidiary, Nationwide Financial Corporation of Colorado (6/5/77) 3/ Citicorp, New York, New York, notification of Intent to relocate de novo activities (making of consumer installment personal loans, purchasing consumer installment sales finance contracts; sale of credit related life/ accident and health insurance; sale by a licensed agent of insurance which protects personal property subject to a security agreement with Citicorp Person-to-Person Financial Center) from 1301 South Pueblo Boulevard, Pueblo, Colorado and Academy Fair Shopping Center, 1518 N. Academy Boulevard, Colorado Springs, Colorado to Pueblo Mall, 148 Vest 29th Street, Pueblo, Colorado and Suite 2304, Janitell Two Building, Garden Valley Center, 1 7 4 ( c ) ( 8 ) and 4(c)(12) notifications processed by the Reserve Bank on behalf of the Board of Governors under delegated authority, H.2, 1977 No. 24 - 7 ACTIONS OF THE BOARD-Continued 2860 South Circle Drive, Colorado Springs, Colorado, respectively, through its subsidiary, Nationwide Financial Corporation of Colorado (6/5/77) 3/ Barnett Banks of Florida, Inc., Jacksonville, Florida, notification of intent to engage in de novo activities (performing or carrying on any one or more of the functions or activities that may be performed or carried on by a trust company including activities of a fiduciary, agency or custodial nature in the manner authorized by Federal and State law; provided however, that loans and investments will be made and deposits accepted only in conformity with Regulations of the Board of Governors of the Federal Reserve System) at 60 Cathedral Place, St. Augustine, Florida, through a subsidiary, Barnett Banks Trust Company, N.A. (6/5/77) 3/ First Alabama Bancshares, Inc., Montgomery, Alabama, notification of intent to engage in de novo activities (acting as agent or broker with respect to nonfiling insurance, insurance in lieu of perfecting any security interest on a transaction that is directly related to the extension of credit by a bank; and single interest insurance (vendor's single interest insurance) against loss of or damage to property including coverage for skip, concealment, repossessions, conversion, confiscation and errors and omissions written in connection with a credit transaction) at various offices in the State of Alabama, through a subsidiary, FAB Agency, Inc. (6/11/77) 3/ First Bank System, Inc., Minneapolis, Minnesota, notification of intent to engage In de novo activities (mortgage banking business including the brokering, origination, purchase, sale, and servicing o( real estate mortgage loans) In the metropolitan areas of Portland, Oregon and Seattle* Washington, through its subsidiary, FBS Financial, Inc. (6/5/77) 2/ BankAmerlca Corporator, San Francisco, California, notification of intent cc mpage in de novo activities (making or acquiring, for It " nwn account loans and other extensions of credit sue*: would be made or acquired by a finance company and servicing loans and other extensions of credit, such activities will Include, but not be limited to, making consumer Installment loans, purchasing installment sales financc contracts* making loans and other 37 4 (c)(8) and 4(c)(12) notifications processed by Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 - 8 ACTIONS OF THE BOARD-Continued extensions of credit to small businesses, and making loans secured by real and personal property; acting as agent or broker for the sale of credit related life and credit related accident and disability insurance in connection with extensions of credit made or acquired by FinaneeAmerica Corporation) at 306E South Ironton Street, Aurora, Colorado, through its subsidiary, FinaneeAmerica Corporation (a Colorado Corporation) (6/11/77) 3/ Old National Bancorporation, Spokane, Washington, notification of intent to engage in dj2 novo activities (making or acquiring, for its own account or for the account of others, loans or other extensions of credit secured by real estate mortgages or deeds of trust and the servicing of such loans and such other activities as are incidental to the operations of a mortgage company including, but not limited to; acting as agent or broker for the sale of mortgage redemption life and disability insurance to be issued in connection with making or acquiring such loans) at 611 Sherman Avenue, Coeur DfAlene, Idaho; 302 Thain Road, Lewiston, Idaho; and 1452 Hudson Street, Longview, Washington, through its subsidiary, Bancshares Mortgage Company (6/9/77) 3/ Old National Bancorporation, Spokane, Washington, notification of intent to engage in de novo activities (serving as an escrow or closing agent in connection with closing of real estate loans financed by credit extending subsidiaries of Old National Bancorporation) at 611 Sherman Avenue, Coeur D1Alene, Idaho; 302 Thain Road, Lewiston, Idaho; and 1452 Hudson Street, Longview, Washington, through its subsidiary, Cascade Escrow Company (6/9/77) 2/ Security Pacific Corporation, Los Angeles, California, notification of intent to engage in novo activities (making or acquiring, for its own account or for the account of others, Iwanq and extensions of credit including making consumer installment personal loans, purchasing consumer sales finance contracts, caking loans to small businesses and other extensions of credit such as would be made by a factoring company or a commercial finance company; and acting as broker or agent for the sale of credit rflared life/accident and health insurance) at 80 South Lake Avenue, Pasadena, California, through its subsidiary, Security Pacific Finance Corp. (6/11/77) 3/ 3/ 4(c)(8) and 4(c)(!2T notifications processed by the Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 - 9 ACTIONS OF THE BOARD-Continued U.S. Bancorp, Portland, Oregon, notification of intent to engage in de_ novo activities (making, acquiring, and servicing of loans and other forms of credit and financing either secured or unsecured for its own account or for the account of others, including commercial, industrial, agricultural and personal loans of all types, financial leases, sales contracts, accounts receivable and equity loans secured by real estate, leasing of personal property and equipment and acting as agent, broker, or adviser in the leasing of such property or the making of such loans; and acting as insurance agent or broker with regard to credit life and disability insurance relating only to said extensions of such credit as made by this corporation) at 309 S.W. Sixth Avenue, Portland, Oregon, through its subsidiary, U.S. Commercial Corp. (6/9/77) 3/ Approved Industrial Loan and Investment Company, Sedalia, Missouri, for permission to continue to engage in the activities of an industrial loan company and to continue to engage in the sale of credit life and credit accident and health insurance directly related to extensions of credit by Applicant. BankAmerica Corporation, San Francisco, California, for approval to continue to engage in data processing activities through its wholly-owned subsidiary, FinaneeAmerica Corporation, Allentown, Pennsylvania. * * * * * To Expand a Bank Holding Company Pursuant to Section 4(c)(12) of the Bank Holding Company Act of 1956 Permitted Heights Finance Corporation, Peoria, Illinois, notification of intent to indirectly acquire the assets of Montgomery County Loan Company, Hillsboro, Illinois, through Commerce Loan Corporation (6/5/77) 3/ 37 4(c)(8) and 4(c)(12) notifications processed by Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 10 - APPLICATIONS RECEIVED To Establish a Domestic Branch Pursuant to Section 9 of the Federal Reserve Act First Bank & Trust Company of South Bend, South Bend, Indiana. Branch to be established at 1202 Elwood Avenue (within Martin's Supermarket, Inc.), South Bend, Ft, Joseph County. * * * * * To Form a Bank Holding Company Pursuant to Section 3(a)(1) of the Bank Holding Company Act of 1956 BANKSTOCK ONE, INC., Ozark, Arkansas, for approval to acquire 12,000 shares of the voting shares of Bank of Ozark, Ozark, Arkansas. AMERICAN STATE BANCSHARES, INC., Osawatomie, Kansas, for approval to acquire 80 per cent or more of the voting shares of The American State Bank, Osawatomie, Kansas. * * * * * To Expand a Bank Holding Company Pursuant to Section 3(a)(3) of the Bank Holding Company Act of 1956 Caprice Corporation, Red Lake Falls, Minnesota, for approval to acquire 93.33 per cent of the voting shares of Plummer State Bank, Plummer, Minnesota. First Texas Bancorp, Inc., Georgetown, Texas, lor approval to acquire 100 per cent of the voting shares (.1 ess directors' qualifying shares) of First National Bank, Copperas Cove, Texas, a proposed new bank. * * * * * To Expand a Bank Holding Company Pursuant to Section 4(c)(8) of the Bank Holding Company Act of 1956 Hartford National Corporation, Hartford, Connecticut, notification of intent to continue to engage in d£ novo activities (origination, negotiation, making and collec- H.2, 1977 No. 24 — 11 — APPLICATIONS RECEIVED-Continued tion of loans secured by real estate) from an existing office located at 830 Post Road East (formerly known as 830 East State Street), Westport, Connecticut, which was established in June 1970, and will also be conducted from a new location at 111 Main Street, Hartford, Connecticut, through its subsidiary, HNC Realty Company (6/6/77) 3/ Industrial National Corporation, Providence, Rhode Island, notification of intent to form, de novo, a wholly-owned subsidiary under the name of MAI Corporation and to transfer to such subsidiary all of the stock of Mortgage Associates, Inc., therefore continuing to engage in de novo activities (origination and sale of residential and commercial mortgages; origination and sale of loans for the purchase of mobile homes; consumer finance; servicing of mortgage loans and mobile home loans; and insurance agency for any insurance for the holding company and its subsidiaries and for any insurance directly related to an extension of credit or provision of other financial services or otherwise sold as a matter of convenience to the purchaser) through Mortgage Associates, Inc. at the sole office of MAI Corporation, located at the main office of Mortgage Associates, Inc., at 125 East Wells Street, Milwaukee, Wisconsin (6/7/77) 3/ Citicorp, New York, New York, notification of intent to engage in jde novo activities (making consumer installment personal loans, purchasing and servicing for its own account consumer installment sales finance contracts; and acting as agent or broker for the sale of credit related life/accident and health insurance) at 714 Lincoln Highway, Fairview Business Campus, Fairview Heights, Illinois, through its subsidiary, Citicorp Person-to-Person Financial Center, Inc. (6/8/77) 3/ Citicorp, New York, New York, notification of intent to engage in de novo activities (making loans for the account of others such as one-to-four family unit mortgage loans) at Jamestown Executive Center, 3011 N.W. 63rd Street, Suite 110, Oklahoma City, Oklahoma and 2507 N.W. 23rd Street, Oklahoma City, Oklahoma, through its subsidiary, Nationwide Financial Services Corporation (6/10/77) 3j 37 4(c)(8) and 4(c) (12) notifications processed by Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1977 No. 24 -12APPLIC/\TTONS RECEIVED-Continued Citicorp, New York, Hew York, notification of intent to relocate dje novo activities (making of consumer installment personal loans» purchasing consumer installment sales finance contracts; sale of credit related life/ accident and health insurance; sale by a licensed agent of insurance which protects personal property subject to a security agreement with Nationwide Financial Corporation of Oklahoma, Inc.) from 4520 N.W. 50th, Old ahoma City, Oklahoma and 1514 North Rockwell, Oklahoma City, Oklahoma to Jamestown Executive Center, 3011 N.W. 63rd Street, Suite 110, Oklahoma City, Oklahoma and 2507 N.W. 23rd Street, Oklahoma City, Oklahoma, respectively, through its subsidiary, Nationwide Financial Services Corporation (6/10/77) 3/ Citicorp, New York, New York, notification of intent to relocate d_e novo activities (making of consumer installment personal loans, purchasing consumer installment sales finance contracts; sale of credit related life/accident and health insurance; sale by a licensed agent of insurance which protects personal property subject to a security agreement with Citicorp Person-to-Person Financial Center) from #3, 28 East 21st Street, Salt Lake City, Utah to 3828 South Main Street, Salt Lake City, Utah, through its subsidiary, Nationwide Financial Services Corporation (6/10/77) 3/ Horizon Bancorp, Kerristown, New Jersey, notification of intent to engage in de novo activities (making or acquiring, for its own account or for the account of others, loans and other extensions of credit as would be made by a mortgage company and servicing loans and other extensions of credit for any person) at Jefferson Office Complex, 7500 West Mississippi, Denver, Colorado, through its subsidiary, Mortgage Investment Securities, Inc. (6/9/77) 3/ Florida National Banks of Florida, Inc., Jacksonville, Florida, notification of intent to engage in de novo activities (to engage in da:a processing: services to commercial banks and/or other financial institutions and their corporate clients) at 7550 N.W. 26th Street, Miami, Florida, through a department of the company known as Miami Computer Services Facility (6/6/77) 3/ 37 4(c)(8) and 4(c)(12) notifications processed by Reserve Bank on behalf of the Board of Governors under delegated authority. # H.2, 1977 No. 24 - 13 APPLICATIONS RECEIVED-Cont inued Mercantile Bancorporation Inc., St. Louis, Missouri, notification of intent to relocate cle novo activities (operating as an industrial loan company in the manner authorized by the laws of West Virginia and will not both accept deposits and make commercial loans; and insurance agency or brokerage in connection with selling to borrowers credit life insuance and credit accident and health insurance) from 541 9th Street, Huntington, W. Virginia to 3203 U.S. 60 East, Huntington W. Virginia, through a subsidiary, Bond Industrial Loan Company of Huntington, Inc. with a name change to Franklin Thrift and Loan Company of Huntington, Inc. (6/6/77) 3/ Mercantile Bancorporation Inc., St. Louis, Missouri, notification of intent to relocate de novo activities (making, acquiring, or servicing loans or other extensions of credit for personal, family or household purposes such as are made by a finance company; and insurance agency or brokerage in connection with selling to consumer finance borrowers credit life insurance and credit accident and health insurance) from 537 9th Street, Huntington, W. Virginia to 3201 U.S. 60 East, Huntington, W. Virginia, through its subsidiary, Franklin Finance Company with a name change to Franklin Thrift and Loan Company of Huntington, Inc. (6/6/77) 3/ First Security Corporation, Salt Lake City, Utah, notification of intent to engage in de_ novo activities (making or acquiring, for its own account or for the account of others, loans and other extensions of credit such as are normally made by a mortgage company and the servicing of such loan accounts for itself and for others including loans on improved and unimproved residential and commercial properties) at 300 South 4th Street, Las Vegas, Nevada, through its subsidiary, First Security Mortgage Co. (6/2/77) 3/ Security Pacific Corporation, Los Angeles, California, notification of intent to engage in de novo activities (acting as escrow agent for the purchase and sale of real property and the execution of all documents and dispersal of funds relating to loan transactions and all other activities normally engaged in by an escrow company) at 10 South Lake Avenue, Pasadena, California, through its indirect subsidiary, SP Escrow Service, Inc., a subsidiary of Security Pacific Finance Corp. (5/31/77) 3/ 3/ 4(c)(8) and 4(c)(12) notifications processed by Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1976 No. 24 - 14 REPORTS RECEIVED Current Report Filed Pursuant to Section 13 of the Securities Exchange Act Bank of the Commonwealth, Detroit, Michigan. Union Bank, Los Angeles, California. * * * * * PETITIONS FOR RULEMAKING None
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