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oQL52MF»" Federal Reserve Release • H.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received No. 31 Week Ending July 31, 2010 Board of Governors of the Federal Reserve System, Washington, DC 20551 H.2 Board Actions July 25,2010 to July 31,2010 Advisory Councils Consumer Advisory Council — request for nominations for ten new members. - Announced, July 26, 2010 Regulations and Policies Regulation H (Membership of State Banking Institutions in the Federal Reserve System) — final interagency rules to implement the Secure and Fair Enforcement for Mortgage Licensing Act registration requirements for mortgage loan originators employed by federally regulated depository institutions. - Announced, July 28, 2010 Enforcement BOV Holding Company, Versailles, Missouri, and Bank of Versailles — written agreement with the Federal Reserve Bank of Kansas City. - Announced, July 28, 2010 Community Valley Bancorp, Chico, California — written agreement with the Federal Reserve Bank of San Francisco. - Announced, July 29, 2010 Farmers State Bank, Faith, South Dakota — written agreement with the Federal Reserve Bank of Minneapolis and the State of South Dakota Department of Revenue and Regulation, Division of Banking. - Announced, July 28, 2010 Macatawa Bank Corporation, Holland, Michigan — written agreement with the Federal Reserve Bank of Chicago. - Announced, July 29, 2010 (A/C) = Addition or Correction Board - Page 1 of 2 H.2 Board Actions July 25,2010 to July 31,2010 Enforcement Metro North Bancshares, Inc., Elk River, Minnesota — written agreement with the Federal Reserve Bank of Minneapolis. - Announced, July 28, 2010 North State Bancshares, Inc., Shakopee, Minnesota — written agreement with the Federal Reserve Bank of Minneapolis. - Announced, July 29, 2010 NOVA Financial Holdings, Inc., Berwyn, Pennsylvania — written agreement with the Federal Reserve Bank of Philadelphia. - Announced, July 26,2010 Premier Financial Bancorp, Inc., Huntington, West Virginia; Abigail Adams National Bancorp, Inc., Washington, D.C.; and Consolidated Bank and Trust Company, Richmond, Virginia — written agreement with the Federal Reserve Bank of Richmond and the Virginia State Corporation Commission Bureau of Financial Institutions. - Announced, July 30, 2010 (A/C) = Addition or Correction Board - Page 2 of 2 H.2 Actions under delegated authority BS&R Banking Supervision and Regulation C&CA Consumer and Comminity Affairs FOMC Federal Open Market Committee July 25,2010 to July 31,2010 RBOPS Reserve Bank Operations and Payment Systems IF International Finance OSDM Office of Staff Director for Management Bank Branches. Domestic Dallas Comerica Bank, Dallas, Texas — to establish a branch at 7820 Burnet Road, Austin. - Approved, July 28, 2010 Bank Holding Companies San Francisco Castle Creek Capital Partners III, LP; Rancho Santa Fe, California; Castle Creek Capital III LLC; Eggemeyer Capital LLC; Ruh Capital LLC; and Legions IV Advisory Corp. — to increase their interest in First Chicago Bancorp, Chicago, Illinois. - Approved, July 30, 2010 San Francisco Community Bancshares, Inc., Joseph, Oregon — to acquire shares of BEO Bancorp, Heppner, and Bank of Eastern Oregon. - Withdrawn, July 27, 2010 Kansas City Evergreen Bancorporation, Evergreen, Colorado — to acquire shares of Clear Creek National Bank, Georgetown. - Approved, July 30, 2010 (A/C) = Addition or Correction Delegated - 1 of 3 H.2 Actions under delegated authority July 25,2010 to July 31,2010 Bank Holding Companies St. Louis M&P Community Bancshares, Inc. 401(k) Employee Stock Ownership Plan, Newport, Arkansas — to acquire additional shares of M&P Community Bancshares, Inc., Newport. - Approved, July 29, 2010 Director, BS&R Wells Fargo & Company, San Francisco, California, and Wells Fargo Bank, National Association — extension of time and relief from a commitment. - Granted, July 30, 2010 San Francisco Zions Bancorporation, Salt Lake City, Utah — to acquire, through NetDeposit, LLC, Salt Lake City, the assets of Creative Cash Flow Solutions, Ltd., Lindenhurst, New York, and thereby engage in data processing services. - Withdrawn, July 27, 2010 Bank Mergers St. Louis Centennial Bank, Conway, Arkansas ~ to purchase the assets and assume the deposit liabilities of Bayside Savings Bank, Port Saint Joe, Florida, and Coastal Community Bank, Panama City Beach, and to retain the acquired facilities as branches. - Approved, July 30, 2010 (A/C) = Addition or Correction Delegated - 2 of 3 H.2 Actions under delegated authority July 25,2010 to July 31,2010 Extensions of Time St. Louis Centennial Bank, Conway, Arkansas ~ extension to November 10, 2010, to establish a mobile branch in Saline County. - Granted, July 27, 2010 International Operations Director, BS&R PNC Bank, National Association, Wilmington, Delaware ~ to establish Harris Williams UK Holdings LLC, Richmond, Virginia, as an agreement corporation, and waiver of remainder of notification period for it to invest in Harris Williams & Co. Ltd., London, United Kingdom. - Approved, July 26, 2010 Regulations and Policies Director, C&CA Regulation Z (Truth in Lending) — annual adjustment of the dollar amount that triggers additional disclosure requirements for home mortgage loans with rates or fees above a certain amount. - Announced, July 30,2010 (AJC) = Addition or Correction Delegated - 3 of 3 District: 1 Federal Reserve Bank of Boston Filings received during the week ending July 31, 2010 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 1 Federal Reserve Bank of Boston Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 2 Federal Reserve Bank of New York Filings received during the week ending July 31, 2010 Filer Filing Type Filing Proposal End of Comment Period BANK OF MILLBROOK * 18C Bank of Millbrook, Millbrook, New York, requests approval to merge with The Stissing National Bank of Pine Plains, Pine Plains, New York, pursuant to Section 18(c) of the Federal Deposit Insurance Act. Newspaper: Federal Register: 08/21/2010 Not applicable CHINA INVESTMENT CORPORATION * 3A3 China Investment Corporation, Beijing, China, to acquire more than 5% of the voting shares of Morgan Stanley, New York, New York, and thereby indirectly acquire voting shares of Morgan Stanley Capital Management LLC, New York, New York, Morgan Stanley Domestic Holdings, Inc., New York, New York, Morgan Stanley Bank, National Association, Salt Lake City, Utah, Morgan Stanley Private Bank, National Association, Purchase, New York, and Morgan Stanley Trust National Association, Wilmington, Delaware, pursuant to Section 3(a) (3) of the BHC Act. Newspaper: Federal Register: Not available 08/25/2010 EMIGRANT BANCORP, INC. 4c8 Emigrant Bancorp, Inc., New York, New York, to convert New York Private Bank & Trust, FSB, Wilmington, Delaware, its federal savings bank subsidiary, to New York Private Trust Company, a trust company, pursuant to Section 4(c)(8) of the BHC Act and Section 225.24 of Regulation Y, and thereby engage in trust company functions. Newspaper: Not applicable Federal Register: Not available * Subject to the provisions of the Community Reinvestment Act District: 2 Federal Reserve Bank of New York Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending July 31, 2010 Filer PATRIOT FINANCIAL PARTNERS LP Filing Type CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal Patriot Financial Partners, GP, L.P., Patriot Financial Partners, L.P., Patriot Financial Partners Parallel, L.P., Patriot Financial Partners, GP, LLC, Patriot Financial Managers, L.P., and Messrs. Ira M. Lubert, W. Kirk Wycoff and James J. Lynch, all of Philadelphia, Pennsylvania, to purchase up to 19.2 percent of Palmetto Bancshares, Inc., Greenville, SC. End of Comment Period Newspaper: Federal Register: Not available 07/20/2010 District: 3 Federal Reserve Bank of Philadelphia Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending July 31, 2010 Filer COMMUNITY TRUST BANCORP, INC. Filing Type * 3A3 * 3A5 * 18C * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal Applications by Community Trust Bancorp, Inc., Pikeville, KY to acquire LaFollette First National Corporation, LaFollette, TN; Community Trust Bancorp, Inc., Pikeville, KY to acquire First National Bank of LaFollette, LaFollette, TN; and Community Trust Bank, Inc., Pikeville, KY to merge with First National Bank of LaFollette, Lafollette, TN and incident thereto establish branch offices. End of Comment Period Newspaper: 08/23/2010 Federal Register: Not available District: 4 Federal Reserve Bank of Cleveland Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID . Institution / Location 614313 STATE B&TC, DEFIANCE, OHIO CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Exam Date Public Date 04/05/2010 07/22/2010 CRA Rating Exam Method S Large Bank District: 5 Federal Reserve Bank of Richmond Filings received during the week ending July 31,2010 Filer UNITED FINANCIAL BANKING COMPANIES, INC. Filing Type CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal Jeffrey T. Valcourt, JNV Limited Partnership, II, and JNV Limited Partnership, III, all of Arlington, Vrginia, acting in concert to control 33.77% of the voting shares of United Financial Banking Companies, Inc., Vienna, Virginia. End of Comment Period Newspaper: Federal Register: 08/08/2010 08/11/2010 District: 5 Federal Reserve Bank of Richmond Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending July 31,2010 Filer 1ST UNITED BANK FED HOLDING COMPANY, INC. FED HOLDING COMPANY, INC. Filing Type * Branch CIC CIC FIRST CITIZENS BANKSHARES, INC. CIC FIRST FARMERS AND MERCHANTS BANK * Branch FIRST PEOPLES BANCORP, INC. * 3A1 NAPLES BANCORP, INC. CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period 1st United Bank, Boca Raton, Florida, to establish a branch located at 3400 Coral Way, Miami, Florida, to be know as the 1st United Bank Coral Way Office. Newspaper: 08/23/2010 Federal Register: Not applicable Prior change in control notice filed by Shelby Cicero Peeples, Jr., Dalton, Georgia, to acquire an additional 27.70 percent of the outstanding shares of FBD Holding Company, Inc., and its subsidiary, First Bank of Dalton, both of Dalton, Georgia. Total pro forma ownership will equal 32.22 percent. Newspaper: Not available Federal Register: Not available After-the-fact change in control notice filed by Shelby Cicero Peeples, Jr., Jane Peeples Stanfield, Margaret Willena Peeples, Willena Michelle Evans, and John Pickens Neal, III, all of Dalton, Georgia, William Biyan Peeples, Amy Lynn Peeples, George Thomas Peeples, Vickie Defoor Peeples, and Syndi Peeples Paris, all of Ringgold, Georgia, John P. Neal, HI, as trustee for Asa Wallace Peeples Trust, Rhett Shelby Peeples Trust, and Ellys Allene Peeples, Joseph T. Tuggle, Jr., as trustee for Sydni McCall Peeples Irrevocable Inter Vivos Trust, and Willena Michelle Stanfield Irrevocable Inter Vivos Trust, to retain 60.94 percent of the outstanding shares of FBD Holding Company, Inc., and its subsidiary, First Bank of Dalton, both of Dalton, Georgia. Newspaper: Not available Federal Register: Not available Prior change in control notice filed by Mark Van Smith, Savannah, Georgia, to acquire up to an additional 20.75 percent of the outstanding shares of First Citizens Bankshares, Inc., and its subsidiary, First Citizens Bank, both of Glennville, Georgia. Total pro forma ownership will not exceed 58.98 Newspaper: Not available Federal Register: 08/09/2010 First Farmers & Merchants Bank, Columbia, Tennessee, to establish a branch located at 4871 Port Royal Road, Spring Hill, Tennessee. Newspaper: 08/09/2010 Federal Register: Not applicable First Peoples Bancorp, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of First Peoples Bank of Tennessee, both of Jefferson City, Tennessee. Newspaper: 08/23/2010 Federal Register: 08/27/2010 After-the-fact change in control notice filed by Kenneth Richard Murray, Naples, Florida to retain 39.67 percent of the outstanding shares of Naples Bancorp, Inc., and its subsidiary bank, Bank of Naples, both of Naples, Florida. Newspaper: Not available Federal Register: Not available District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending July 31,2010 Filer Filing Type Filing Proposal End of Comment Period NORTH AMERICAN FINANCIAL HOLDINGS, INC. * 3A3 4c8 North American Financial Holdings, Inc., Charlotte, North Carolina (NAFH), to acquire up to 100 percent of the outstanding voting shares of TIB Financial Corp., and its subsidiary, TIB Bank, both of Naples, Florida. In addition, NAFH proposes to indirectly acquire 100 percent of the voting shares of Naples Capital Advisors, Inc., Naples, Florida, and thereby engage in investment and financial advisory activities. Newspaper: Federal Register 08/23/2010 08/20/2010 PRIME MERIDIAN HOLDING COMPANY 3A1 Prime Meridian Holding Company, notice to become a bank holding company by acquiring 100 percent of the outstanding shares of Prime Meridian Bank, both of Tallahassee, Florida. Newspaper: Not applicable Federal Register: Not applicable UNITED LEGACY BANK * Branch United Legacy Bank, Winter Park, Florida, to establish a branch located at 425 US Highway 17-92 South, Longwood, Florida, to be know as the United Legacy Bank-Longwood Office. Newspaper: 08/09/2010 Federal Register: Not applicable Vantage Bancshares, Inc., notice to become a Newspaper: Not applicable bank holding company by acquiring 100 percent of the outstanding shares of Vantage Bank of Alabama, both of Albertville, Alabama. Federal Register: Not applicable Vantage Bancshares, Inc. 3A1 * Subject to the provisions of the Community Reinvestment Act District: 6 Federal Reserve Bank of Atlanta Availability of C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 7 Federal Reserve Bank of Chicago Filings received during the week ending July 31,2010 Filer Filing Type Filing Proposal End of Comment Period C-B-G, INC. * 3A3 C-B-G, Inc., West Liberty, Iowa, to acquire an additional $5 million (only $200,000 from C-B-G, Inc. and the remaining from executive officers, directors, and shareholders which are considered to be acting in concert) of common stock, or up to 50.01 percent, in Washington Bancorp, Washington, Iowa, and thereby increase it's indirect interest in Washington Bancorp's subsidiary, Federation Bank, Washington, Iowa. Newspaper: Federal Register: Not available 08/16/2010 FIRST COMMUNITY BANCSHARES CORP. CIC Notice by Betty J. Bradshaw 2000 Irrevocable Trust dated 10/30/00-Charles M. Shea, Trustee, to acquire shares of First Community Bancshares Corp., Anamosa, Iowa, and thereby indirectly acquire shares of First Community Bank, Milton, Wisconsin. Newspaper: Not available Federal Register: Not available TOWER FINANCIAL CORPORATION CIC Notice by Keith E. Busse, Fort Wayne, Indiana, as an individual, Keith E. Busse, Busse Family Investment Company, LLC, and Aaron T. Busse, as group acting in concert, to acquire 10 percent or more of the voting shares of Tower Financial Corporation, Fort Wayne, Indiana, and thereby indirectly acquire Tower Bank & Trust Company, Fort Wayne, Indiana. Newspaper: 08/05/2010 Federal Register: 07/16/2010 TOWER FINANCIAL CORPORATION CIC Notice by John V. Tippmann, Sr., Fort Wayne, Indiana, as an individual, and John V. Tippmann, Sr., John McCarthy and Helen McCarthy, Richard Ley and Sally Ley, John Tippmann, Jr., Patrick Tippmann, and Brian Backstrom and Jennifer Backstrom, as a group acting in concert, to acquire 10 percent or more of the voting shares of Tower Financial Corporation, Fort Wayne, Indiana, and thereby indirectly acquire Tower Bank & Trust Company, Fort Wayne, Indiana. Newspaper: 08/05/2010 Federal Register: 07/16/2010 * Subject to the provisions of the Community Reinvestment Act District: 7 Federal Reserve Bank of Chicago Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location 653648 FIRST AMERBK, FORT DODGE, IOWA CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Exam Date Public Date 01/25/2010 07/09/2010 CRA Rating Exam Method O Large Bank District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending July 31,2010 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 8 Federal Reserve Bank of St. Louis Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending July 31,2010 Filer KIRKWOOD BANCORPORATION OF NEVADA, INC. Filing Type * 3A3 * Subject to the provisions of the Community Reinvestment Act Filing Proposal Kirkwood Bancorporation Co., Bismarck, North Dakota and Kirkwood Bancorporation of Nevada, Inc., Las Vegas, Nevada, to acquire 100% of Eagle Valley Bank, National Association, Saint Croix Falls, Wisconsin. End of Comment Period Newspaper: Federal Register: Not available Not available District: 9 Federal Reserve Bank of Minneapolis Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA ID Institution / Location 865450 PROFINIUM FNCL, TRUMAN, MINNESOTA CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Exam Date Public Date 10/19/2009 07/26/2010 CRA Rating Exam Method O IntSmBank District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending July 31,2010 Filer BANCFIRST CORPORATION UINTA BANK WESTERN INVESTMENT GROUP, LLC Filing Type * 3A5 BancFirst Corporation, Oklahoma City, Oklahoma, to acquire 100 percent of the voting shares of Union National Bancshares, Inc., parent of Union Bank of Chandler, both in Chandler, Oklahoma. End of Comment Period Newspaper: Federal Register . 08/21/2010 08/23/2010 * Branch Uinta Bank, Mountain View, Wyoming, to establish a branch at 120 Yellow Creek Road, Evanston, Wyoming. Newspaper: Federal Register: 08/16/2010 Not applicable 3A1 Western Investment Group, LLC, to become a bank holding company through the acquisition of 92.5 percent of the voting shares of Western Bancshares, Inc., both in Curtis, Nebraska. Western Bancshares, Inc., to become a bank holding company through the acquisition of Curtis Bancorporation Inc., parent of Curtis State Bank, all in Curtis, Nebraska. Newspaper: Not available Federal Register: Not available * Subject to the provisions of the Community Reinvestment Act Filing Proposal District: 10 Federal Reserve Bank of Kansas City Availability of C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA ID Institution / Location 157856 FIRST B&TC, CLINTON, OKLAHOMA CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Exam Date Public Date 04/26/2010 07/22/2010 CRA Rating Exam Method S Small Bank District: 11 Federal Reserve Bank of Dallas Filings received during the week ending July 31,2010 Filer AUSTIN BANCORP, INC. COMERICA BANK FIRST SAN BENITO BANCSHARES CORPORATION INDEPENDENT BANK GROUP, INC. WESTERN BANK Filing Type : 3A5 * Branch CIC 3A5 * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Austin Bancorp, Inc., Jacksonville, Texas; JSA Family Limited Partnership, Jacksonville, Texas; Jane Austin Chapman Limited Partnership, L.P., Frankston, Texas; and TEB, Inc., Shreveport, Louisiana, to acquire Frankston Bancorp, Inc., Frankston, Texas, and indirectly acquire FDB, Inc., Dover, Delaware, and First State Bank, Frankston, Texas. Newspaper: Not available Federal Register: 08/23/2010 Comerica Bank, Dallas, Texas to establish a mobile branch to stop 23500 Cristo Rey Drive, Cupertino, Santa Clara County, California 95014. Newspaper: 07/31/2010 Federal Register: Not applicable Cecil R. Simmons, San Benito, Texas, individually; Cecil R. Simmons, San Benito, Texas, Leonard P. Simmons, San Benito, Texas, Anita Simmons Boswell, Harlingen, Texas, and Michael Scott, Raymondville, Texas (the "Director Group"); Cecil R. Simmons and Juana Simmons, San Benito, Texas, Anita Simmons Boswell, Harlingen, Texas, Sarah Simmons Hays, Evergreen, Colorado, and Dolores Simmons, San Benito, Texas (the "Cecil Simmons Family Group"); and Leonard P. Simmons and Mary Beth Simmons, San Benito, Texas, Delores M. Simmons, San Benito, Texas, Ricardo Leal, Harlingen, Texas, Audrey Simmons Hooks, Austin, Texas, Samuel Simmons, Harlingen, Texas, and Ernest Nash, HI, Harlingen, Texas (the "Leonard Simmons Family Group")(collectively the "Notificants") to acquire 25 percent or more of the shares and thereby control of First San Benito Bancshares Corporation, San Benito, Texas, and indirectly acquire First Community Bank, National Association, San Benito, Texas. Newspaper Not available Federal Register: Not available Independent Bank Group, Inc., McKinney, Texas, to acquire by merger 100 percent of Farmersville Bancshares, Inc., Farmersville, Texas, and indirectly acquire First Bank, Farmersville, Texas. Newspaper: Not available Federal Register: 08/27/2010 Western Bank, Lordsburg, New Mexico, to establish a branch to be located at 200 West Rex Allen Drive, Willcox, Arizona. Newspaper: Not available Federal Register: Not applicable District: 11 Federal Reserve Bank of Dallas Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location 60143 COMERICA BK, DALLAS, TEXAS CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Exam Date Public Date 09/09/2008 11/15/2008 CRA Rating Exam Method O Large Bank District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending July 31, 2010 Filer Filing Type Filing Proposal End of Comment Period ANCHOR BANCORP, INC. * 3A1 Anchor Bancorp, Inc., Lacey, Washington, to become a bank holding company by acquiring 100 percent of Anchor Mutual Savings Bank, Aberdeen, Washington, upon conversion from a mutual savings bank to a stock savings bank. Newspaper Federal Register: Not available 04/15/2010 ONE MAIN STREET, LLC * 3A1 One Main Street, LLC, and One Main Street Management, LLC, both of New York, New York, to become bank holding companies by acquiring 100 percent of Liberty Bank, Inc., Salt Lake City, Utah. Newspaper 04/15/2010 Federal Register: 04/08/2010 SKBHC Holdings, LLC, Corona del Mar, California, to become a bank holding company by acquiring 100 percent of Starbuck Bancshares, Inc. and thereby indirectly the First National Bank of Starbuck, both of Starbuck, Minnesota. Newspaper: Federal Register: 04/29/2010 04/27/2010 SKBHC HOLDINGS, LLC * 3A1 * Subject to the provisions of the Community Reinvestment Act District: 12 Federal Reserve Bank of San Francisco Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method
@FedFRASER