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Federal Reserve Release
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 2
Week Ending January 8,2011
H.2
Board Actions
January 2,2011 to January 8,2011
Testimony and Statements
The Economic Outlook and Monetary and Fiscal Policy — statement by Chairman
Bernanke before the Senate Committee on the Budget on current economic
conditions, recent monetary policy actions, and issues related to the federal budget.
- Published, January 7,2011
Enforcement
Boscobel Bancorp, Inc., Boscobel, Wisconsin, and Community First Bank — written
agreement with the Federal Reserve Bank of Chicago and the State of Wisconsin
Department of Financial Institutions.
- Announced, January 6,2011
Capital Commerce Bancorp, Inc., Milwaukee, Wisconsin — written agreement with
the Federal Reserve Bank of Chicago.
- Announced, January 6,2011
Foundation Bancorp, Inc., Bellevue, Washington — written agreement with the
Federal Reserve Bank of San Francisco.
- Announced, January 6,2011
Metropolitan Bank Holding Corporation, New York, New York — written agreement
with the Federal Reserve Bank of New York.
- Announced, January 6,2011
Prairie Star Bancshares, Inc., Olathe, Kansas — written agreement with the Federal
Reserve Bank of Kansas City.
- Announced, January 6,2011
(A/C) = Addition or Correction
Board - Page 1 of
1
H.2
Actions under delegated authority
BS&R Banking Supervision and Regulation
January 2,2011 to January 8,2011
RBOPS Reserve Bank Operations and Payment Systems
C&CA Consumer and Comminity Affairs
IF International Finance
FOMC Federal Open Market Committee
OSD Office of Staff Director
Bank Branches. Domestic
Richmond
Bank of McKenney, McKenney, Virginia — to establish a branch at 13117 Rivers
Bend Boulevard, Chester.
- Approved, January 6,2011
Atlanta
IBERIABANK, Lafayette, Louisiana — to establish a branch at 1720 Manhattan
Boulevard, Harvey.
- Approved, January 4,2011
Bank Mergers
St Louis
Centennial Bank, Conway, Arkansas — to purchase the assets and assume the deposit
liabilities of First Commercial Bank of Florida, Orlando, Florida, and to retain the
acquired facilities as branches.
- Withdrawn, January 4,2011
Change in Bank Control
Philadelphia
National Penn Bancshares, Inc, Boyertown, Pennsylvania — change in bank control
of National Penn and its subisidary bank, National Penn Bank, Boyertown.
- Permitted, January 7,2011
(A/C) = Addition or Correction
Delegated - 1 of
2
H.2 Actions under delegated authority
January 2,2011 to January 8,2011
Extensions of Time
Director, BS&R
CIT Group, Inc., New York, New York — one-year extension of time to divest or
conform certain impermissible activities and investments.
- Granted, January 6,2011
San Francisco
Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan — extension to April 6,2011, to
acquire shares of Morgan Stanley, New York, New York, and indirectly its
subsidiaries, Morgan Stanley Capital Management LLC; Morgan Stanley Domestic
Holdings, Inc.; and Morgan Stanley Bank, N.A., Salt Lake City, Utah; and to acquire
an indirect interest in Morgan Stanley Trust, Jersey City, New Jersey, and Morgan
Stanley Trust, N.A., Wilmington, Delaware.
- Granted, January 6,2011
Chicago
Pratiieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois —
extension to April 8,2011, to increase its ownership of Prairieland Bancorp, Inc.,
Bushnell, and thereby indirectly increase its ownership of Farmers and Merchants
State Bank of Bushnell.
- Granted, January 4,2011
Regulations and Policies
FOMC
Federal Open Market Committee — minutes of the meeting on December 14,2010.
- Published, January 4,2011
(A/C) = Addition or Correction
Delegated - 2 of
2
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending January 8,2011
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 1
Federal Reserve Bank of Boston
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised In May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of Its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institutions performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Qnarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 2
Federal Reserve Bank of New York
Filings received during the week ending January 8,2011
Filer
Filing Type
Filing Proposal
End of Comment Period
FIRST NIAGARA FINANCIAL
GROUP, INC.
•3A3
•3A5
First Niagara Financial Group, Inc., Buffalo, New
York ("FNFG"), to acquire all of the shares of
NewAlliance Bancshares, Inc., New Haven,
Connecticut ("NAB, Inc.") and thereby NAB,
Inc.'s subsidiary, NewAlliance Bank, New
Haven Connecticut, and subsequently merge
NAB, Inc. with and into FNFG.
Newspaper
M&T BANK CORPORATION
•3A3
4c8
• 18C
* Branch
•4c8
M&T Bank Corporation, Buffalo, New York, to
acquire Wilmington Trust Corporation and
thereby indirectly acquire Wilmington Trust
Company, both of Wilmington, Delaware; and
thereby indirectly to acquire Wilmington Trust
FSB, Baltimore, Maryland, and other
non-banking subsidiaries of Wilmington Trust
Corporation and thereby operate a savings
association and engage in other non-banking
activities. Manufacturers and Traders Trust
Company, Buffalo, New York, to purchase
certain assets and assume certain liabilities of
Wilmington Trust Company and Wilmington
Trust FSB.
Newspaper:
* Subject to the provisions of the Community Reinvestment Act
Federal Register.
Federal Register
Not available
12/03/2010
12/25/2010
Not available
District: 2
Federal Reserve Bank of New York
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). Theregulationwas revised In May 1995.
The CRArequiresthat each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an Institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to Improve
SN = Substantial noncompliance
The Mowing state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution/Location
Exam Date
NONE
CRA Examinations scheduled for
Qearter of
Institution
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending January 8,2011
Filing Type
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 US.C 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account In considering an institution's application for deposit facilities.
A copy of an institutions CRA evaluation may be obtained directly from the Institution or Reserve Bank.
Federal bankregulatorsuse thefollowingperformance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
Thefollowingstate member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
Location
NONE
* Subjecttothe provisions of the Community Reinvestment Act
•V
CRA
Public Date
CRA
Rating
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending January 8,2011
FMcr
Filing Type
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account In considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bankregulatorsuse the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examination* scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending January 8,2011
Filer
HARVEST BANCORP, INC.
UNION FIRST MARKET BANK
Filing Type
CIC
* 18C
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Notice by Mr. Mehrdad Elie of Redwood City,
California, to acquire up to 31% of the voting
securities of HarVest BanCorp, Inc.,
Gaithersburg, Maryland, and indirectly acquire
shares of HarVest Bank of Maryland, Rockville,
Maryland.
Newspaper
Not available
Federal Register
01/21/2011
Union First Market Bank, Richmond, Virginia, to
acquire certain assets and assume certain
liabilities of the Harrisonburg, Virginia, branch
office of NewBridge Bank, Lexington, North
Carolina.
Newspaper
Not available
Not applicable
Federal Register
District: 5
t
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRArequiresthat each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an Institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the Institution or Reserve Bank.
Federal bank regulators use thefollowingperformance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
Thefollowingstate member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending January 8,2011
FUer
Filing Type
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation wasrevisedin May 1995.
The CRA requires that each depository institution's record In helping meet the credit needs of its entire community be evaluated
periodically. That record Is taken into account in considering an Institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use thefollowingperformance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The Mowing state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
749635
150035
Exam Date
CRA
Public Date
AUBURNBANK, AUBURN, ALABAMA
08/16/2010
FIRST FARMERS &MRCHB, COLUMBIA, TENNESSEE
09/13/2010
CRA Examinations scheduled for
Qearterof
Location
NONE
* Subjecttothe provisions of the Community Reinvestment Act
CRA
Rating
Exam Method
12/26/2010
S
Int Sm Bank
01/03/2011
O
Int Sm Bank
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending January 8,2011
Filing Type
BANK IOWA
CHOICE BANCORP, INC.
FIRST BANK & TRUST
FIRST COMMUNITY
BANCSHARES CORP.
Filing Proposal
End of Comment Period
* 18C
* Branch
Bank Iowa, Clarinda, Iowa, to merge with sister
banks: Bank Iowa, Altoona, Iowa; Bank Iowa,
Denison, Iowa; Bank Iowa, Humboldt, Iowa;
Bank Iowa, New Hampton, Iowa; Bank Iowa,
Oskaloosa, Iowa; Bank Iowa, Red Oak, Iowa.
As a result of these mergers, all offices will
become offices of Bank Iowa, Clarinda, Iowa.
Newspaper
Not available
Federal Register
Not applicable
* 3A1
Choice Bancorp, Inc., Oshkosh, Wisconsin, to
become a bank holding company by acquiring
100 percent of the voting shares of Choice
Bank, Oshkosh, Wisconsin.
Newspaper
01/31/2011
02/03/2011
First Bank & Trust, Evanston, Illinois, to
establish a branch facility to be located at 4007
Dempster Street, Skokie, Illinois.
Newspaper:
01/07/2011
Federal Register
Not applicable
Notice by Betty J. Bradshaw 2000 Irrevocable
Trust dated 10/30/00-Charles M. Shea, Trustee,
to acquire shares of First Community
Bancshares Corp., Anamosa, Iowa, and thereby
indirectly acquire shares of First Community
Bank, Milton, Wisconsin.
Newspaper
Not available
Federal Register
08/23/2010
* Branch
CIC
* Subject to the provisions of the Community Reinvestment Act
Federal Register
District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). Theregulationwas revised In May 1995.
"The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account In considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use thefollowingperformance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to Improve
SN = Substantial noncompliance
Thefollowingstate member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA ExaematioM scheduled for
Qwurter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 8
Federal Reserve Bank of St Louis
Filings received during the week ending January 8,2011
Filer
Filing Type
Fiting Proposal
CITIZENS BANCORP OF
HICKMAN, INC.
CIC
Notice by the Coffey Family control group,
Hickman, Kentucky, to retain control of Citizens
Bancorp of Hickman, Inc., Hickman, Kentucky.
The Coffey Family control group consists of
Avery Coffey, Carla Coffey, Briley N. Coffey,
James Coffey, Harold P. Coffey, Jr., Jill Coffey,
Brooke Coffey, James Benjamin Coffey, Jentrie
Coffey, Sue Werner, all of Hickman, Kentucky;
and Patsy Campbell, Fulton, Kentucky.
Newspaper:
EVOLVE BANK & TRUST
* Branch
Evolve Bank & Trust, West Memphis,
Arkansas, to establish a branch facility to be
located at 5860 Ridgeway Center Parkway, Suite
100, Memphis, Tennessee.
Newspaper
Federal Register
01/13/2011
Not applicable
First National Bancorp, Inc., Green Forest,
Arkansas ("Bancorp"), to acquire 968 additional
voting shares of Legacy National Bank,
Springdale, Arkansas ("Legacy"). The
acquisition will result in Bancorp retaining
ownership of up to 8.11 percent of Legacy's
voting stock.
Newspaper
01/31/2011
Federal Register
01/31/2011
FIRST NATIONAL BANCORP,
INC.
*3A3
* Subjecttothe provisions of the Community Reinvestment Act
End of Comment Period
Federal Register
Not available
Not available
District: 8
Federal Reserve Bank of St Louis
Availability off CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRArequiresthat each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bankregulatorsuse the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
Thefollowingstate member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution/Location
493143
STATE BK OF LIMA, LIMA, ILLINOIS
CRA Examinations scheduled for
Exam Date
09/13/2010
Qearter of
Institution
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Location
CRA
Public Date
12/24/2010
CRA
Rating
S
Exam Method
Small Bank
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending January 8,2011
Fibr
Filing Type
Filing Proposal
End of Comment Period
CHEROKEE BANCSHARES, INC.
CIC
Retroactive notice by Russell James Gesell,
Saint Paul, Minnesota, individually, and as
co-trustee of the Charles R. Gesell Irrevocable
Trust, Saint Paul, Minnesota, and the Peter J.
Gesell Irrevocable Trust, Saint Paul, Minnesota,
to retain 25 percent or more of the shares of
Cherokee Bancshares, Inc., Saint Paul,
Minnesota, and thereby indirectly retain control
of BankCherokee, Saint Paul, Minnesota. In
addition, retroactive notice by Rene J. Gesell,
Saint Paul, Minnesota, individually, and as
co-trustee of the Charles R. Gesell Irrevocable
Trust, Saint Paul, Minnesota, and the Peter J.
Gesell Irrevocable Trust, Saint Paul, Minnesota,
and these two trusts, to retain shares of
Cherokee Bancshares, Inc., Saint Paul,
Minnesota, and thus join the Gesell Family
Group, which controls 25% or more of Cherokee
Bancshares, Inc., Saint Paul, Minnesota, and
thereby indirectly controls BankCherokee, Saint
Paul, Minnesota.
Newspaper
Federal Register
Not available
01/21/2011
FIRST ADVANTAGE
BANCSHARES, INC.
CIC
Notice by Karl J. Breyer, Minneapolis,
Minnesota, to acquire 10 percent or more of the
shares of First Advantage Bancshares, Inc.,
Coon Rapids, Minnesota, and thereby indirectly
gain control of First Advantage Bank, Coon
Rapids, Minnesota. In addition, notice by
Richard M. Ihrig, and Colleen J. Cooper, both of
Minneapolis, Minnesota, to jointly acquire 10
percent or more of the shares of First
Advantage Bancshares, Inc., Coon Rapids,
Minnesota, and thereby indirectly gain control
of First Advantage Bank, Coon Rapids,
Minnesota.
Newspaper
Not available
Federal Register
01/04/2011
NORTHERN WISCONSIN BANK
HOLDING COMPANY, INC.
CIC
Change in control notice by Richard M. Connor,
Jr., Laona, Wisconsin, to acquire and retain 25
percent or more of the shares ofNorthem
Wisconsin Bank Holding Company, Inc., Laona,
Wisconsin, and thereby indirectly acquire and
retain control of Laona State Bank, Laona,
Wisconsin.
Newspaper
01/26/2010
Federal Register
01/20/2011
WILCOX BANCSHARES, INC.
CIC
Notice by Noah W. Wilcox, as an individual and
as trustee of the Noah W. Wilcox Trust, Grand
Rapids, Minnesota, to acquire and retain 10
percent or more of the shares of Wilcox
Bancshares, Grand Rapids, Minnesota, and
thereby indirectly retain control of Grand Rapids
State Bank, Grand Rapids, Minnesota.
Newspaper
Not available
Federal Register
Not available
* Subject to the provisions of the Community Reinvestment Act
District: 9
(
Federal Reserve Bank of Minneapolis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.G 2901) and
is Implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an Institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directlyfromthe institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
256553
DACOTAH BK, ABERDEEN, SOUTH DAKOTA
CRA Eiammstioes scheduled for
Quarter of
Institution
NONE
* Subjecttothe provisions of the Community Reinvestment Act
Location
Exam Date
CRA
Public Date
08/16/2010
12/27/2010
CRA
Rating
Fvmn Method
O
Large Bank
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending January 89 2011
Flier
NORCON FINANCIAL CORP.
Filing Type
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Notice submitted by Jeffrey J. Heiman and Jerod
J. Heiman, both of Wichita, Kansas, to retain
control of Norcon Financial Corp., parent of
Conway Bank, National Association, both in
Conway Springs, Kansas.
End of Comment Period
Newspaper
Federal Register
Not available
01/03/2011
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use thefollowingperformance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to Improve
SN = Substantial noncompliance
Thefollowingstate member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution/Location
Exam Date
NONE
CRA Exam nations scheduled for
Qearter of
Location
NONE
Subjecttothe provisions of the Community Reinvestment Act
CRA
Public Date
CRA
Rating
Exam Method
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending January 8,2011
Fikr
SULPHUR SPRINGS
BANCSHARES, INC.
Filing Type
* 3A5
Subjecttothe provisions of the Community Reinvestment Act
Filing Proposal
Sulphur Springs Bancshares, Inc., Sulphur
Springs, Texas, to acquire by merger 100 percent
of First Mineola, Inc., and indirectly acquire The
First National Bank of Mineola, both of
Mineola, Texas.
End of Comment Period
Newspaper
Federal Register
Not available
02/07/2011
District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 US.C 2901) and
is Implemented by Regulation BB (12 CFR 228). Theregulationwas revised in May 1995.
The CRA requires that each depository institution's record In helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directlyfromthe institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to Improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution/Location
60143
COMERICABK, DALLAS, TEXAS
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
CRA
Public Date
08/16/2010
01/03/2011
CRA
Rating
Exam Method
O
Large Bank
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending January 8,2011
Filer
Filing Type
Filing Proposal
End of Comment Period
BANK OF TAIWAN
FBSEA
Bank of Taiwan, Taipei, Taiwan, to upgrade its
New Yoik Agency to a branch office pursuant
to section 211.24(aX2XiiXa) of Regulation K and
seciton 7(d) of FBSEA
Newspaper
Federal Register
Not available
Not applicable
CARPENTER FUND MANAGER
GP, LLC
* 3A3
4c8
Carpenter Fund Manager GP, LLC, Carpenter
Fund Management Company, LLC, Carpenter
Community Bancfund, LP., Carpenter
Community Bancfund-A, LP., Carpenter
Community Bancfund-CA, LP., CGB Holdings,
Inc., CCFW, Inc., and SCJ, Inc., all of Irvine,
California, to acquire 100 percent of Professional
Business Bank, Pasadena, California, in
connection with the merger of Professional
Business Bank with and into California General
Bank, Pasadena, California; and 2)CGB
Holdings, Inc., Irvine, California, to form a
wholly-owned subsidiary, CGB Asset
Management, Inc., Irvine, California, to engage
in extending credit and servicing loans,
pursuant to section 225.28 (b%l) of Regulation
Y.
Newspaper
Federal Register
Not available
11/22/2010
CASCADE BANCORP
CIC
1)LG C-Co, LLC, Green Equity Investors V, L P.,
Leonard Green & Partners, L P., Green Equity
Investors Side V, L P., GEIV Offshore Investors,
L P., GEI V Special Investors, L P., Green V
Holdings, LLC, GEI Capital V, LLC, and LGP
Management, Inc., all of Los Angeles,
California, John G. Danhakl, Pacific Palisades,
California, Peter J. Nolan, Manhattan Beach,
California; and Jonathan D. Sokolof£ Los
Angeles, California, to acquire 10 percent or
more of Cascade Bancorp, and thereby
indirectly acquire control of Bank of the
Cascades, both of Bend, Oregon; and 2)
Cascade Bancorp, Bend, Oregon, to appoint
Michael John Connolly as a Director.
Newspaper
Federal Register
Not available
12/17/2010
* Subjecttothe provisions of the Community Reinvestment Act
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending January 8,2011
Filer
CASCADE BANCORP
CASCADE BANCORP
CENTRAL PACIFIC FINANCIAL
CORP.
Filing Type
CIC
CIC
CIC
Subjecttothe provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
1) WLR CB AcquisitionCo LLC, WL Ross & Co.
LLC, WLR Recovery Fund IV, L P., WLR IV
Parallel ESC, L P. IV, Invesco North America
Holdings, Inc., Invesco WLR IV Associates
LLC, WLR Recovery Associates IV LLC, WL
Ross Group L P., El Vedado LLC, all of New
York, New York, Wilbur L. Ross, Jr., Palm Beach,
Florida, Invesco Ltd., Invesco Group Services,
IVZ, Inc., Invesco Group Services, Inc., Invesco
Advisers, Inc., Invesco Private Capital, Inc.,all
of Atlanta, Georgia, Invesco Holding Company
Limited, London, United Kingdom, and Invesco
AIM Management Group, Inc., Houston, Texas,
to acquire 10 percent or more of Cascade
Bancorp, and thereby indirectly acquire control
of Bank of the Cascades, both of Bend, Oregon;
and 2) Cascade Bancorp, Bend, Oregon, to
appoint James Bicknell Lockhart m as a
Director.
Newspaper.
Federal Register
Not available
12/17/2010
1) BOTC Holdings LLC and persons that are
acting with or control BOTC Holdings LLC
(Lightyear Fund n, LP., Lightyear Co-Invest
Partnership n, L P., Lightyear Fund IIGP, L P.,
Lightyear Fund II GP Holdings, LLC, Matron &
Associates, LLC, Chestnut Venture Holdings,
LLC, Lightyear Capital n, LLC, Lightyear Capital
LLC and Donald B. Marron), all of New York,
New York, to acquire 24.35 percent of Cascade
Bancorp, and thereby indirectly acquire control
of The Bank of the Cascades, both of Bend,
Oregon and 2) Cascade Bancorp to appoint
Chris C. Casciato as a Director.
Newspaper
Not available
Federal Register
12/20/2010
1) ACMO-CPF, L L C., New York, New York, and
persons that are acting with or control
ACMO-CPF, L L C. (Anchorage Capital Master
Offshore, Ltd., ACPO Master, LP., Anchorage
Capital Partners Offshore, Ltd., ACPO Master,
Ltd., all of Grand Cayman, Cayman Islands;
Anchorage Capital Partners, L P., Anchorage
Capital Group, L L C. (ffk/a Anchorage
Advisors, L L C ), Anchorage Capital, LX.C.
(f/k/a Anchorage Capital Group, LX.C.),
Anchorage Capital Management, L L C.,
Anchorage Advisors Management, L L C., all of
Wilmington, Delaware; and Kevin Ulrich and
Anthony Davis, both of New York, New York,
to acquire up to 24.9 percent of Central Pacific
Financial Corp., Honolulu, Hawaii, and thereby
indirectly acquire control of Bancorp's
subsidiary, Central Pacific Bank, Honolulu,
Hawaii; and Central Pacific Corp, Honolulu,
Hawaii, to appoint Alvaro Jose Aguirre as a
Director.
Newspaper
Federal Register
Not available
12/17/2010
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending January 8,2011
Filer
MISSION VALLEY BANCORP
Filing Type
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Marc Jonathan Foulkrod and Jamie Foulkrod,
both of Moorpark, California, to acquire
additional voting shares of Mission Valley
Bancorp, Sun Valley, California, and thereby
indirectly acquire shares of Mission Valley
Bank, Sun Valley, California.
End of Comment Period
Newspaper.
Federal Register
12/22/2010
12/13/2010
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
Hie Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised In May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of Its entire community be evaluated
periodically. That record is taken into account in considering an Institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the Institution or Reserve Bank.
Federal bank regulators use thefollowingperformance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
Thefollowingstate member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations schedeled for
Quarter of
Institution
NONE
Subjecttothe provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
@FedFRASER