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Federal Reserve Release
H.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 3
Week Ending January 16, 2010
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
January 10,2010 to January 16,2010
Monetary and Financial Policy
Term Auction Facility — TAP auction in the amount of $75 billion in 28-day credit
on January 11, 2010.
- Announced, January 11,2010
Enforcement
American Bank of Baxter Springs, Baxter Springs, Kansas — written agreement with
the Federal Reserve Bank of Kansas City.
- Announced, January 12, 2010
Barnes Banking Company, Kaysville, Utah — issuance of a prompt corrective action
directive with the consent of the bank.
- Announced, January 11,2010
Old Southern Bank, Orlando, Florida — issuance of a prompt corrective action
directive with the consent of the bank.
- Announced, January 14, 2010
The ShoreBank Corporation, Chicago, Illinois — written agreement with the Federal
Reserve Bank of Chicago.
- Announced, January 12, 2010
(A/C) = Addition or Correction
Board - Page 1 of
1
H.2
Actions under delegated authority
BS&R Banking Supervision and Regulation
C&CA Consumer and Comminity Affairs
FOMC Federal Open Market Committee
January 10,2010 to January 16,2010
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
OSDM Office of Staff Director for Management
Bank Branches. Domestic
New York
Goldman Sachs Bank USA, New York, New York — to establish a branch at
200 West Street, New York.
- Approved, January 14, 2010
Bank Holding Companies
Atlanta
Apollo Bancshares, Inc., Coral Gables, Florida — to become a bank holding company
and to acquire shares of Union Credit Bank, Miami.
- Approved, January 11, 2010
Richmond
BB&T Corporation, Winston-Salem, North Carolina — modification of the
divestiture plan to divest real estate acquired in a previous merger.
- Withdrawn, January 15,2010
General Counsel
CapGen Capital Group II LP, New York, New York; CapGen Capital Group II LLC;
CapGen Capital Group III LP; and CapGen Capital Group III LLC — requests for
exemptions under the Depository Institution Management Interlocks Act and
Regulation L.
- Granted, January 13, 2010
(A/C) = Addition or Correction
Delegated - 1 of
4
H.2
Actions under delegated authority
January 10,2010 to January 16,2010
Bank Holding Companies
Richmond
Community First Bancorporation, Walhalla, South Carolina — to engage de novo in
lending and lending-related activities.
- Approved, January 14, 2010
Minneapolis
First State Bank Southwest 2002 Amended and Restated KSOP Plan and Trust,
Worthington, Minnesota — to acquire shares of First Rushmore Bancorporation, Inc.,
Worthington, and thereby acquire First State Bank Southwest, Pipestone.
- Approved, January 14, 2010
Richmond
Union Bankshares Corporation, Bowling Green, Virginia — to acquire First Market
Bank, FSB, Richmond, through a wholly owned interim bank, d/b/a First Market
Bank after merging with the target, and thereby establish branches.
- Approved, January 14, 2010
Bank Mergers
Richmond
FMB-UBSH Interim Bank (d/b/a First Market Bank), Bowling Green, Virginia — to
merge with Union Bank and Trust Company, Bowling Green, and thereby establish
branches.
- Approved, January 14, 2010
Dallas
TIB The Independent BankersBank, Irving, Texas — to merge with IBB, Springfield,
Illinois.
- Approved, January 13,2010
(A/C) = Addition or Correction
Delegated - 2
of
4
H.2
Actions under delegated authority
January 10,2010 to January 16,2010
Change in Bank Control
Dallas
Citizens Bankshares of Springhill, Inc., Springhill, Louisiana — change in bank
control of Citizens and its subsidiary bank, Citizens Bank & Trust Company,
Springhill.
- Withdrawn, January 14, 2010
Chicago
Michigan Community Bancorp, Ltd., Sterling Heights, Michigan — to retain control
of Michigan and its subsidiary bank, Lakeside Community Bank, Sterling Heights.
- Permitted, January 15, 2010
Atlanta
Riverside Central Florida Banking Company, Winter Park, Florida — change in bank
control of Riverside and its subsidiary bank, Riverside Bank of Central Florida,
Winter Park.
- Permitted, January 15, 2010
Extensions of Time
Dallas
National Bank & Trust Employee Stock Ownership Plan With 401(k) Provisions,
La Grange, Texas — extension to April 17, 2010, to acquire additional shares of First
La Grange Bancshares, Inc., La Grange, and thereby acquire National Bank & Trust.
- Granted, January 15,2010
Director, BS&R
Wells Fargo & Company, San Francisco, California — extensions of time and relief
from certain divestiture commitments in connection with the acquisition of Wachovia
Corporation, Charlotte, North Carolina.
- Granted, January 14,2010
(A/C) = Addition or Correction
Delegated - 3
of
4
H.2
Actions under delegated authority
January 10,2010 to January 16,2010
Membership
Richmond
FMB-UBSH Interim Bank, Bowling Green, Virginia ~ to become a member of the
Federal Reserve System, d/b/a First Market Bank.
- Approved, January 14, 2010
(A/C) = Addition or Correction
Delegated - 4
of
4
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending January 16,2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 1
Federal Reserve Bank of Boston
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
Y
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 2
Federal Reserve Bank of New York
Filings received during the week ending January 16,2010
Filer
FIRST NIAGARA FINANCIAL
GROUP, INC.
Filing Type
* 3A1
* 4c8
* 3A3
INVESTORS BANCORP, MHC
4c8
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
First Niagara Financial Group, Inc., Buffalo, New
York ("FNFG"), to become a bank holding
company by acquiring Harleysville National
Corporation and Harleysville National Bank and
Trust Company, both of Harleysville,
Pennsylvania. FNFG to retain First Niagara
Bank, Buffalo, New York ("FNB"), and thereby
operate a savings association. FNFG to retain
FNB upon conversion of FNB to a national
bank, pursuant to Section 3(a)(3) of the BHC
Act.
Newspaper:
Not available
Federal Register:
Not available
Investors Bancorp, MHC and Investors
Bancorp, Inc., both of Short Hills, New Jersey,
providing notice pursuant to Section 4(c)(8) of
the BHC Act and Section 225.23 of Regulation
Y, to retain ASB Investment Corp, and
American Savings Investment Corp., both of
Short Hills, New Jersey and thereby engage in
certain non-banking activities.
Newspaper:
Not applicable
Federal Register:
Not applicable
District: 2
Federal Reserve Bank of New York
Availability of CRA Public E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending January 16,2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending January 16,2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending January 16,2010
Filer
Caja de Ahorros y Monte de
Piedadde Havana
Filing Type
FBSEA
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Caja de Ahorros y Monte de Piedad de Navarra,
Pamplona (Navarra), Spain, to establish a
representative office in Washington, D C.
End of Comment Period
Newspaper:
Federal Register:
Not available
Not applicable
District: 5
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending January 16,2010
Filer
BONIFAY HOLDING COMPANY,
INC.
FLORIDA SHORES BANCORP,
INC.
Filing Type
CIC
4c8
Filing Proposal
End of Comment Period
Prior change in control notice filed by Kirk
Doskocil to acquire 50.1 percent of the
outstanding shares of Bonifay Holding
Company, Inc., and its subsidiary, Bank of
Bonifay, both of Bonifay, Florida. Total pro
forma ownership will equal 50.1 percent.
Newspaper:
Not available
Federal Register:
01/13/2010
Florida Shores Bancorp, Inc., Smith Associates
Bank Fund Management LLC, and Smith
Associates Florida Banking Fund LLC, all of
Pompano Beach, Florida, to collectively acquire
at least 60 percent of the outstanding shares of
Coastal Bancorporation, Inc. and its subsidiary,
Coastal Bank, both of Merritt Island, Florida,
and thereby engage in operating a savings
association, pursuant to section 4(c)(8) of the
Bank Holding Company Act and section
225.28(b)(4)(ii) of Regulation Y.
Newspaper:
Not available
Federal Register:
01/27/2010
FLORIDA SHORES SHAMROCK,
INC.
* 3A1
* 3A3
Florida Shores Shamrock, Inc., Naples, Florida,
to become a bank holding company by
acquiring at least 60 percent of the outstanding
shares of Shamrock Bank of Florida, Naples,
Florida, to be known as Florida Shores
Bank-Gulf Coast; and Florida Shores Bancorp,
Inc., along with Smith Associates Bank Fund
Management LLC, and Smith Associates Florida
Banking Fund LLC, all of Pompano Beach,
Florida, to collectively acquire at least 60
percent of the outstanding shares of Florida
Shores Shamrock, Inc., Naples, Florida, and its
subsidiary, Shamrock Bank of Florida, Naples,
Florida, to be known as Florida Shores
Bank-Gulf Coast.
Newspaper
Federal Register:
Not available
01/29/2010
HOMETOWN OF HOMESTEAD
BANKING COMPANY
CIC
Prior change in control notice filed by William
Hall Losner, Homestead, Florida, to acquire
13.32 percent of the outstanding shares of
Hometown of Homestead Banking Company,
and its subsidiary, 1st National Bank of South
Florida, both of Homestead, Florida. Total pro
forma ownership will equal 30.49 percent.
Newspaper:
Federal Register:
Not available
02/04/2010
HOMETOWN OF HOMESTEAD
BANKING COMPANY
CIC
Prior change in control notice filed by Richard
T. Alger, the Richard T. Alger Revocable Trust,
Richard T. Alger, trustee, and the Mason W.
Alger and Dorothy Turner Alger Irrevocable
Trust for Thomas M. Alger, Richard T. Alger,
trustee, to acquire 13 percent of the outstanding
shares of Hometown of Homestead Banking
Company, and its subsidiary, 1st National Bank
of South Florida, both of Homestead, Florida.
Total pro forma ownership will equal 29.76
percent.
Newspaper:
Federal Register:
Not available
Not available
* Subject to the provisions of the Community Reinvestment Act
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending January 16, 2010
Filer
STATE BANK FINANCIAL
CORPORATION
Filing Type
* 3A1
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
State Bank Financial Corporation, Atlanta,
Georgia, to become a bank holding company by
acquiring 100 percent of the outstanding shares
of State Bank and Trust Company, Macon
(Pinehurst), Georgia.
End of Comment Period
Newspaper.
Federal Register:
Not available
Not available
District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
697633
COMPASS BK, BIRMINGHAM, ALABAMA
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
CRA
Public Date
07/07/2008
01/08/2010
CRA
Rating
Exam Method
S
Large Bank
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending January 16,2010
Filer
Filing Type
Filing Proposal
End of Comment Period
BELMONT FINANCIAL GROUP,
INC.
CIC
Notice by James J. Banks, Chicago, Illinois, to
retain 10 percent or more, and to acquire
additional shares of Belmont Financial Group,
Inc., Chicago, Illinois, and thereby indirectly
retain control of Belmont Bank & Trust
Company, Chicago, Illinois.
Newspaper:
Federal Register:
01/17/2010
01/24/2010
FNBH BANCORP, INC.
CIC
Notice by Moross Limited Partnership, Grosse
Pointe Park, Michigan, together with Riddle
Limited Partnership, Howell, Michigan, to retain
control of FNBH Bancorp, Inc., Howell,
Michigan, and thereby indirectly retain shares
of First National Bank in Howell, Howell,
Michgan. Moross is controlled by Pacesetter
Management, Inc., Howell, Michigan, and
Pacesetter is wholly owned and controlled by
Stanley B. Dickson, Jr.. Riddle Limited
Partnership is controlled by Kathryn J. Dickson,
Howell, Michigan.
Newspaper:
Not available
Federal Register:
02/02/2010
Notice by John E. Helgerson, Ottumwa, Iowa, to
acquire additional shares of Hedrick Bancorp,
Inc., Hedrick, Iowa, and thereby indirectly
Hedrick Savings Bank, Ottumwa, Iowa.
Newspaper:
Federal Register:
Not available
01/27/2010
HEDRICK BANCORP, INC.
CIC
* Subject to the provisions of the Community Reinvestment Act
District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending January 16,2010
Filer
BANK OF OHIO COUNTY, INC.
FARMERS BANK & CAPITAL
TRUST COMPANY
Filing Type
Member
* 18C
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Bank of Ohio County, Dundee, Kentucky, to
become a member of the Federal Reserve
System.
Newspaper:
Not applicable
Federal Register:
Not applicable
Farmers Bank & Capital Trust Company,
Frankfort, Kentucky, to merge with
Lawrenceburg Bank & Trust Company,
Lawrenceburg, Kentucky, and to retain the
acquired facilities as branch offices.
Newspaper:
02/17/2010
Federal Register:
Not applicable
District: 8
Federal Reserve Bank of St. Louis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.5.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
CRA
Public Date
177751
773247
CASS COMMERCIAL BK, BRIDGETON, MISSOURI
09/08/2009
MIDLAND ST BK, EFFINGHAM, ILLINOIS
08/17/2009
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Rating
Exam Method
12/29/2009
S
Int Sm Bank
12/24/2009
S
Int Sm Bank
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending January 16,2010
Filer
Filing Type
Filing Proposal
End of Comment Period
CITIZENS STATE BANK OF
CHOTEAU, MONTANA, THE
* 18C
* Branch
The Citizens State Bank of Choteau, Choteau,
Montana to merge with The First National Bank
of Fairfield, Fairfield, Montana, and incident
thereto, establish branches at 201 North Main,
Choteau, Montana, and 390 Post Avenue,
Vaughn, Montana.
Newspaper:
01/15/2010
Federal Register:
Not applicable
DRAYTON BANCOR, INC.
* 3A5
Drayton Bancor, Inc., Drayton, North Dakota, to
merge with Walsh County Bancorporation, Inc.,
Drayton, North Dakota
Newspaper:
Not available
Federal Register:
01/22/2010
Lake Central Financial, Inc., Annandale,
Minnesota, to become a bank holding company
by acquiring 100 percent of Annandale State
Bank, Annandale, Minnesota.
Newspaper:
Not available
Federal Register:
02/12/2010
LAKE CENTRAL FINANCIAL,
INC.
* 3A1
* Subject to the provisions of the Community Reinvestment Act
District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending January 16, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
BANK OF COMMERCE
* 18C
* Branch
Bank of Commerce, Chanute, Kansas, to merge
with First State Bank of Thayer, Thayer,
Kansas, and incident thereto to establish a
branch, and to operate under the title of Bank of
Commerce, Chanute, Kansas.
Newspaper:
Federal Register
Not available
Not applicable
COLOROW INVESTMENT CORP
* 3A1
Colorow Investment Corp, Greenwood Village,
Colorado, to become a bank holding company
through the acquisition of 100 percent of the
voting shares of TBHC, Inc., Englewood,
Colorado, parent of Centennial Bank,
Centennial, Colorado.
Newspaper:
02/05/2010
Federal Register:
02/03/2010
First National Management Group, LLC,
Greenwood Village, Colorado, to become a bank
holding company through the acquisition of at
least 93 percent of the voting shares of Amoret
Bancshares, Inc., parent of BC National Banks,
both in Butler, Missouri.
Newspaper:
Not available
Federal Register:
02/05/2010
GFP Financial Services Company, Tulsa,
Oklahoma, to become a bank holding company
through the acquisition of 65.04 percent of the
voting shares of First Pryor Bancorp, Inc.,
parent of First Pryority Bank, both in Pryor,
Oklahoma.
Newspaper:
Federal Register:
01/15/2010
01/14/2010
FIRST NATIONAL
MANAGEMENT GROUP, LLC
* 3A1
GFP FINANCIAL SERVICES
COMPANY
* 3A1
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
154257
CENTENNIAL BK, CENTENNIAL, COLORADO
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
CRA
Public Date
10/13/2009
01/08/2010
CRA
Rating
Exam Method
S
Small Bank
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending January 16,2010
Filer
PAINT ROCK BANCSHARES,
INC.
Filing Type
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Notice by Mr. A. C. Schwethelm, Comfort,
Texas, to apply to the Federal Reserve Board for
permission to retain 10% or more of the shares,
and acquire additional shares, and thereby
control of Paint Rock Bancshares, Inc. and
indirectly control its subsidiary, First State
Bank, both of Paint Rock, Texas.
End of Comment Period
Newspaper
Not available
Federal Register:
02/04/2010
District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending January 16,2010
Filer
BW ACQUISITION, LLC
CARPENTER FUND MANAGER
GP, LLC
FRANKLIN RESOURCES, INC.
FRANKLIN RESOURCES, INC.
Filing Type
* 3A1
:
3A3
* 3A3
* 3A3
GOLDEN PACIFIC BANCORP,
INC.
* 3A1
GRANDPOINT CAPITAL, INC.
* 3A1
4c8
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
BW Acquisition, LLC, and Teach and Save, LLC
(as a controlling owner of BW Acquisition,
LLC), both of Fountain Green, Utah, to become
a bank holding company by acquiring 57.7
percent of Utah Community Bancorp and
thereby indirectly acquire Utah Community
Bank, both of Sandy, Utah.
Newspaper
10/16/2009
Federal Register:
02/05/2010
Carpenter Fund Manager GP, LLC, Carpenter
Fund Management, LLC, Carpenter Community
Bancfund, L.P., Carpenter Community
Bancfund-A, LP, Carpenter Community
Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc.,
all of Irvine, California, to acquire up to 87
percent of the outstanding voting shares of
Mission Community Bancorp and thereby
indirectly acquire a greater controlling interest
in Mission Community Bank, both of San Luis
Obispo, California; and 2) Mission Community
Bancorp and Mission Community Bank, both of
San Luis Obispo, California, to appoint Stephen
P. Yost as a director of both Bancorp and Bank.
Newspaper:
Not available
Federal Register:
01/29/2010
Newspaper.
Not available
Not available
Franklin Resources, Inc., San Mateo, California,
to acquire 9.9 percent of the voting shares of
Bond Street Holdings, LLC, New York, New
York, pursuant to section 3(a)(3) of the Bank
Holding Company Act.
Federal Register:
Franklin Resources, Inc., San Mateo, California,
to acquire 9.9 percent of the voting shares of
First Southern Bancorp, Inc., Boca Raton,
Florida, pursuant to section 3(a)(3) of the Bank
Holding Company Act.
Newspaper:
Not available
Federal Register:
Not available
Golden Pacific Bancorp, Inc., Sacramento,
California, to become a Bank Holding Company
by acquiring 100 percent of the voting stock of
Gold Country Financial Services, Inc., and
indirectly its subsidiary, Gold Country
Bank,National Association, both of Maiysville,
California.
Newspaper
Not available
Federal Register:
12/07/2009
Grandpoint Capital, Inc., Los Angeles,
California, to become a Bank Holding Company
by acquiring 100 percent of the voting shares of
Santa Ana Business Bank, Santa Ana,
California, and 2)to engage de novo through its
wholly-owned subsidiary, Grandpoint Capital
Advisors, Inc., Los Angeles, California, in
financial advisory activities to businesses and
individuals, pursuant to section 225.28(b)(6) and
in private placement of debt and equity
securities activities, pursuant to section
225.28(b)(7)(iii) of Regulation Y.
Newspaper:
Federal Register
Not available
02/16/2010
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending January 16,2010
Filer
LAND BANK OF TAIWAN
Filing Type
FBSEA
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Land Bank of Taiwan Co., Ltd., Taipei, Taiwan,
to establish a New York branch office pursuant
to section 211.24(a)(2)(i)(A) of Regulation K.
End of Comment Period
Newspaper.
Not available
Federal Register:
Not applicable
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
@FedFRASER