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Federal Reserve Release
H.2

Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received

No. 6
Week Ending February 5, 2022

Board of Governors of the Federal Reserve System, Washington, DC 20551

H.2

Board Actions

January 30, 2022 to February 5, 2022

Bank Holding Companies
U.S. Bancorp, Minneapolis, Minnesota -- (1) interagency notice of virtual public
meeting on March 8, 2022, on the proposal to acquire MUFG Union Bank, National
Association, San Francisco, California, pursuant to the Bank Holding Company Act,
and to merge MUFG Union Bank with and into U.S. Bank National Association,
Cincinnati, Ohio, pursuant to the Bank Merger Act, and (2) extension of the public
comment period through March 11, 2022.
- Approved, February 4, 2022

Board Operations
Chair Pro Tempore -- election of Jerome H. Powell as Chair Pro Tempore of the
Board, effective February 5, 2022, pending Senate confirmation to a second term as
Chair of the Board of Governors.
- Approved, February 4, 2022

(A/C) = Addition or Correction

Board - Page 1 of

1

H.2

Actions under delegated authority

S&R Supervision and Regulation
C&CA Consumer and Community Affairs
FOMC Federal Open Market Committee

January 30, 2022 to February 5, 2022
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
MA Monetary Affairs

Bank Branches, Domestic
Atlanta
First National Bank of Picayune, Picayune, Mississippi -- to establish a branch at
16230 Highway 603, Kiln, Mississippi.
- Approved, February 3, 2022

St. Louis
First Western Bank, Booneville, Arkansas -- to establish a branch at 3914 Massard
Road, Fort Smith, Arkansas.
- Approved, February 3, 2022

St. Louis
Independence Bank of Kentucky, Owensboro, Kentucky -- to establish a branch at
444 East Main Street, Lexington, Kentucky.
- Approved, February 4, 2022

Bank Holding Companies
St. Louis
BancPlus Corporation, Ridgeland, Mississippi -- waiver of application to acquire
First Trust Corporation and thereby indirectly acquire First Bank and Trust, both of
New Orleans, Louisiana, in connection with the merger of First Bank and Trust with
and into BankPlus, Belzoni, Mississippi.
- Granted, February 2, 2022

(A/C) = Addition or Correction

Delegated - 1 of

3

H.2

Actions under delegated authority

January 30, 2022 to February 5, 2022

Bank Holding Companies
Chicago
Bank Michigan Financial, Brooklyn, Michigan -- to become a bank holding company
by acquiring Bank Michigan, Brooklyn, Michigan.
- Approved, February 2, 2022

Atlanta
Home Bancorp, Inc., Lafayette, Louisiana -- waiver of application to acquire
Friendswood Capital Corporation and thereby indirectly acquire its subsidiary, Texan
Bank, National Association, both of Houston, Texas, in connection with the merger of
Texan Bank, National Association, with and into Home Bank, National Association,
Lafayette, Louisiana.
- Granted, February 4, 2022

Richmond
Lee Bankshares, Inc., Pennington Gap, Virginia -- to become a bank holding
company by acquiring Lee Bank and Trust Company, Pennington Gap, Virginia.
- Approved, February 2, 2022

Atlanta
Lowndes Bancshares, Inc., Valdosta, Georgia -- (1) to become a bank holding
company by acquiring The Citizens National Bank of Quitman, Quitman, Georgia,
and (2) to retain Commercial Banking Company, Valdosta, Georgia, and thereby
engage in operating a savings association pursuant to section 225.28(b)(4)(ii) of
Regulation Y.
- Approved, February 2, 2022

San Francisco
PBCO Financial Corporation, Medford, Oregon -- to become a bank holding
company by acquiring People's Bank of Commerce, Medford, Oregon.
- Approved, February 4, 2022

(A/C) = Addition or Correction

Delegated - 2 of

3

H.2

Actions under delegated authority

January 30, 2022 to February 5, 2022

Bank Holding Companies
St. Louis
Simmons First National Corporation, Pine Bluff, Arkansas -- waiver of application to
merge with Spirit of Texas Bancshares, Inc., Conroe, and thereby indirectly acquire
its wholly owned subsidiary, Spirit of Texas Bank, SSB, College Station, both of
Texas, in connection with the merger of Spirit of Texas Bank, SSB, with and into
Simmons Bank, Pine Bluff, Arkansas.
- Granted, February 4, 2022

Bank Mergers
St. Louis
Simmons Bank, Pine Bluff, Arkansas -- to merge with Spirit of Texas Bank, SSB,
College Station, Texas, and to retain the acquired facilities as branches.
- Approved, February 4, 2022

Extensions of Time
St. Louis
The McGehee Bank Employee Stock Ownership Plan, McGehee, Arkansas -extension to May 13, 2022, to acquire additional shares of Southeast Financial
Bankstock Corp. and thereby increase its indirect control of McGehee Bank, both of
McGehee, Arkansas.
- Granted, February 4, 2022

International Operations
New York
Popular, Inc., San Juan, Puerto Rico -- to acquire, indirectly through EVERTEC Inc.,
OPG Technology Corp., both of San Juan, Puerto Rico, pursuant to Regulation K.
- Approved, January 28, 2022
(A/C)

(A/C) = Addition or Correction

Delegated - 3 of

3

District: 1
Federal Reserve Bank of Boston
Filings received during the week ending February 5, 2022

Filer

Filing Type
NONE

* Subject to the provisions of the Community Reinvestment Act

Filing Proposal

End of Comment Period

District: 1
Federal Reserve Bank of Boston
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 2
Federal Reserve Bank of New York
Filings received during the week ending February 5, 2022

Filer

Filing Type
NONE

* Subject to the provisions of the Community Reinvestment Act

Filing Proposal

End of Comment Period

District: 2
Federal Reserve Bank of New York
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

COLUMBIA BANK MHC

* 3A3

Columbia Bank MHC and Columbia
Financial, Inc., both of Fair Lawn, NJ, to
acquire RSI Bancorp M.H.C., and RSI
Bancorp, Inc., and thereby indirectly
acquire RSI Bank, a wholly-owned
subsidiary of RSB Bancorp, Inc., all of
Rahway, NJ, pursuant to Sections 3a3 and
3a5 of the Bank Holding Company Act
(%BHC Act%) and to directly acquire
Highlander Investment Company, a
subsidiary of RSI Bancorp, Inc., pursuant
to Section 4c8 of the BHC Act.

Newspaper:

02/25/2022

Federal Register:

03/10/2022

* 3A5
4c8

* Subject to the provisions of the Community Reinvestment Act

District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending February 5, 2022

Filer

Filing Type
NONE

* Subject to the provisions of the Community Reinvestment Act

Filing Proposal

End of Comment Period

District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

BENCHMARK COMMUNITY Premises
BANK

Benchmark Community Bank, Kenbridge,
Virginia, to increase its investment in bank
premises in the amount of up to $700,000.

Newspaper:

Not applicable

Federal Register:

Not applicable

HERITAGE BANCSHARES,
INC.

Notice of Change in Control by James A.
Boyers, Fairmont, West Virginia,
individually and as a group acting in
concert consisting of Elaine Boyers,
Fairmont, West Virginia; J Adam Boyers,
Fairmont, West Virginia; Cortney Boyers,
Fairmont, West Virginia; James Boyers
Custodian for the benefit of certain minor
children of Fairmont, West Virginia;
Elisabeth Boyers, Fairmont, West Virginia;
and Zachary K. Marsh, Fairmont, West
Virginia; to retain 15.18 percent of the
shares of Heritage Bancshares, Inc., and
thereby indirectly control First Exchange
Bank, both of White Hall, West Virginia.

Newspaper:

Not available

Federal Register:

Not available

CIC

* Subject to the provisions of the Community Reinvestment Act

District: 5
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending February 5, 2022

Filer

Filing Proposal

End of Comment Period

COMMUNITY BANCSHARES * 3A3
OF MISSISSIPPI, INC.
EMPLOYEE STOCK
OWNERSHIP PLAN

Community Bancshares of Mississippi,
Inc. Employee Stock Ownership Plan,
Brandon, Mississippi, to acquire additional
voting shares of common stock of
Community Bancshares of Mississippi,
Inc., Brandon, Mississippi, and thereby
indirectly acquire its bank subsidiary,
Community Bank of Mississippi, Forest,
Mississippi, pursuant to section 3(a)(3) of
the Bank Holding Company Act. The
acquisition will increase Community
Bancshares of Mississippi, Inc. Employee
Stock Ownership Plan's ownership in
Community Bancshares of Mississippi,
Inc. to 19.27 percent.

Newspaper:

02/04/2022

Federal Register:

Not available

FLAGLER BANK

Flagler Bank, West Palm Beach, Florida,
to establish a branch located at 5255 North
Federal Hwy, Suite 100, Boca Raton,
Florida.

Newspaper:

02/13/2022

Federal Register:

Not applicable

Raymond James Financial, Inc., St.
Petersburg, Florida, through established
wholly owned subsidiaries, will merge
with Tristate Capital Holdings, Inc., and
thereby indirectly acquire its subsidiary,
Tristate Capital Bank, both of Pittsburg,
Pennsylvania. In connection with this
merger, RJF subsidiary Macaroon Two
LLC, St. Petersburg, Florida, will become
a bank holding company by acquiring and
merging with Tristate Capital Holdings,
Inc., thereby indirectly acquiring Tristate
Capital Bank.

Newspaper:

01/18/2022

Federal Register:

01/26/2022

RAYMOND JAMES
FINANCIAL, INC.

Filing Type

* Branch

* 3A1
* 3A3

* Subject to the provisions of the Community Reinvestment Act

District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF MONTREAL

* 3A3

Bank of Montreal, Montreal, Quebec,
Canada and BMO Financial Corp.,
Wilmington, Delaware to acquire 100
percent of BancWest Holding Inc., San
Francisco, California, and thereby
indirectly acquire Bank of the West, San
Francisco, California. Following the share
acquisition, BMO Financial Corp.,
Wilmington, Delaware will merge with
BancWest Holding Inc., San Francisco,
California, with BMO Financial Corp
being the surviving entity.

Newspaper:

Not available

Federal Register:

02/25/2022

CUSB Bank, Cresco, Iowa to purchase the
assets and assume the liabilities of the
Waverly and Shell Rock offices of Security
State Bank, Springville, IA, and thereby
establish branches at the following
locations: 933 16th Street SW, Waverly,
Iowa and 104 N Cherry Street, Shell Rock,
Iowa.

Newspaper:

02/18/2022

Federal Register:

Not applicable

MidWestOne Financial Group, Inc., Iowa
City, Iowa, to merge with Iowa First
Bancshares Corp., Muscatine, Iowa and
thereby indirectly acquire First National
Bank of Muscatine, Muscatine, Iowa and
First National Bank in Fairfield, Fairfield,
Iowa.

Newspaper:

Not available

Federal Register:

Not available

The Northern Trust Company, Chicago,
Illinois, to establish a branch located at 1
Independent Drive, Jacksonville, Florida.

Newspaper:

Not available

Federal Register:

Not applicable

* 3A5

CUSB BANK

* 18C
* Branch

MIDWESTONE FINANCIAL
GROUP, INC.

* 3A5

NORTHERN TRUST
COMPANY, THE

* Branch

* Subject to the provisions of the Community Reinvestment Act

District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

Exam Method

715340

WEST MI CMNTY BK, HUDSONVILLE, MICHIGAN

07/26/2021

02/04/2022

S

Int Small Bank

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

DECATUR COUNTY BANK

* Branch

Decatur County Bank, Decaturville,
Tennessee, to establish a branch facility to
be located at 1489 E. Main Street,
Brownsville, Tennessee.

Newspaper:

02/17/2022

Federal Register:

Not applicable

First Bank, Creve Coeur, Missouri,
proposes to make a $3 million public
welfare investment in Five Points Credit
SBIC IV, L.P., St. Louis, Missouri, a Small
Business Investment Company.

Newspaper:

Not applicable

Federal Register:

Not applicable

First Horizon Bank, Memphis, Tennessee,
request for blanket approval to make public
welfare investments above 5 percent of
capital and surplus.

Newspaper:

Not applicable

Federal Register:

Not applicable

Legacy Bank and Trust Company,
Mountain Grove, Missouri, to establish a
branch facility to be located at 8211 East
Regal Place, Suite 106, Tulsa, Oklahoma.

Newspaper:

02/26/2022

Federal Register:

Not applicable

Post notice by George N. Schulte Trust
with George N. Schulte as Trustee, Dixon,
Missouri; David R. Tritten, Elizabeth A.
Tritten, both of Waynesville, Missouri;
Beth A. Wright, Richard R. Wright, both
of Iberia, Missouri, to acquire control of
Milco Bancorporation, Inc., Iberia,
Missouri.

Newspaper:

Waived

Federal Register:

Waived

FIRST BANK

FIRST HORIZON BANK

LEGACY BANK & TRUST
COMPANY

PWI

PWI

* Branch

MILCO BANCORPORATION, CIC
INC.

* Subject to the provisions of the Community Reinvestment Act

District: 8
Federal Reserve Bank of St. Louis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

ANTLER LAND COMPANY

CIC

Ascent BanCorp, Helena, Montana; Minott
Pruyn, Missoula, Montana; Alan W.
Bradley, Christine A. N. Bradley,
individually and as custodian for the
benefit of certain minor children, all of
Hamilton, Montana; Kelcy Edwards,
individually and as custodian for the
benefit of certain minor children, all of
Hamilton, Montana; Patrick Haffner,
Frenchtown, Montana; Daniel Schneiter,
Missoula, Montana; Haley Bradley,
individually and as custodian for the
benefit of a certain minor child, Missoula,
Montana; Charles Shonkwiler, Hamilton,
Montana; and Daniel Wilcox, Corvallis,
Montana, a group acting in concert with
Bitterroot Holding Company, Lolo,
Montana, to acquire voting shares of Antler
Land Company and thereby indirectly
acquire voting shares of Little Horn State
Bank, both of Hardin, Montana.

Newspaper:

01/29/2022

Federal Register:

02/22/2022

Scott D. Hewitt, to acquire voting shares of
Dorset Bancshares, Inc., and thereby
indirectly acquire voting shares of
Northwoods Bank of Minnesota, all of
Park Rapids, Minnesota.

Newspaper:

02/11/2022

Federal Register:

02/08/2022

The Revised and Restated Connor Family
Voting Trust (Trust) and Richard M.
Connor, Jr., Brian Luc Connor, and Susan
J. Connor, each as trustee, all of Laona,
Wisconsin, to acquire voting shares of
Northern Wisconsin Bank Holding
Company, Inc., Laona, Wisconsin, and
thereby indirectly acquire Laona State
Bank, Laona, Wisconsin. Additionally, the
Trust and Richard M. Connor, Jr., Brian
Luc Connor, and Susan J. Connor, as
trustees, to join the Connor family
shareholder group acting in concert.

Newspaper:

02/07/2022

Federal Register:

02/11/2022

DORSET BANCSHARES, INC. CIC

NORTHERN WISCONSIN
CIC
BANK HOLDING COMPANY,
INC.

* Subject to the provisions of the Community Reinvestment Act

District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

SECURITY BANK SHARES,
INC.

CIC

The Willard and Geraldine Ogren
Revocable Trust (WGO Trust), Iron River,
Wisconsin; Greg Ogren, individually and
as trustee of the WGO Trust and the Greg
Ogren Separate Descendant's Trust, both of
Iron River, Wisconsin; Scott Ogren,
individually and as trustee of the Scott
Ogren Separate Descendant's Trust, both of
Iron River, Wisconsin; Mark Ogren,
Minnetrista, Minnesota, individually and as
trustee of the Mark Ogren Separate
Descendant's Trust, Iron River, Wisconsin;
and Lori Ogren, Iron River, Wisconsin, as
a group acting in concert, to retain voting
shares of Security Bank Shares, Inc., Iron
River, Wisconsin, and thereby indirectly
retain voting shares of Security State Bank,
Iron River, Wisconsin, and Security Bank,
New Auburn, Wisconsin.

Newspaper:

Not available

Federal Register:

Not available

* Subject to the provisions of the Community Reinvestment Act

District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

CLARKSON BANCSHARES,
LLC

* 3A1

Clarkson Bancshares, LLC, Clarkson,
Nebraska, to become a bank holding
company through the acquisition of 100
percent of the voting shares of Clarkson
Bank, Clarkson, Nebraska.

Newspaper:

Not available

Federal Register:

02/09/2022

MY ANNS CORPORATION

CIC

Xinwei Lu, Glen Head, New York; Peter
Sasaki, New York, New York; John Zeng,
Newport Coast, California; and Beidi
Zheng, Los Gatos, California; to form a
group acting in concert to acquire voting
shares of My Anns Corporation, and
thereby indirectly acquire voting shares of
Piqua State Bank, both of Piqua, Kansas.

Newspaper:

Not available

Federal Register:

02/08/2022

* Subject to the provisions of the Community Reinvestment Act

District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

CBTX, INC.

* 3A5

CBTX, Inc., Beaumont, Texas, to acquire
by merger Allegiance Bancshares, Inc.,
Houston, Texas, and thereby indirectly
acquire Allegiance Bank, Houston, Texas

Newspaper:

Not available

Federal Register:

03/02/2022

Application by Texas Regional Bank,
Harlingen, Texas, to acquire by merger
AccessBank, Denton, Texas, and to
establish the offices of AccessBank as
branches of Texas Regional Bank

Newspaper:

Not available

Federal Register:

Not applicable

TEXAS REGIONAL BANK

* 18C
* Branch

* Subject to the provisions of the Community Reinvestment Act

District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method

District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending February 5, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

LEGACY BANCORP

* 3A1

Legacy Bancorp, San Jacinto, California,
to become a bank holding company by
acquiring Legacy Bank (In Organization),
Riverside County, California.

Newspaper:

03/07/2022

Federal Register:

03/10/2022

Silicon Valley Bank, Santa Clara,
California, proposes to make a public
welfare investment of $75.0 million in BF
SVB 1, L.P.

Newspaper:

Not applicable

Federal Register:

Not applicable

State Bank of India, Mumbai, India, to
establish a wholesale branch office in Los
Angeles, California, pursuant to section
211.24(a)(1) of Regulation K.

Newspaper:

02/24/2022

Federal Register:

Not applicable

Western Alliance Bank requests prior
approval to make a public welfare
investment of $58.0 million in Alliance
Tax Credit Fund 112, LP.

Newspaper:

Not applicable

Federal Register:

Not applicable

SILICON VALLEY BANK

STATE BANK OF INDIA

PWI

FBSEA

WESTERN ALLIANCE BANK PWI

* Subject to the provisions of the Community Reinvestment Act

District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate,
including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is
taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD
ID

Institution / Location

Exam Date

CRA
Public Date

CRA
Rating

NONE

CRA Examinations scheduled for

Quarter of

Institution
NONE

* Subject to the provisions of the Community Reinvestment Act

Location

Quarter

Exam Method