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Federal Reserve Release H.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received No. 9 Week Ending February 26, 2011 Board of Governors of the Federal Reserve System, Washington, DC 20551 H.2 Board Actions February 20,2011 to February 26,2011 Testimony and Statements Monetary Policy — statement by Chairman Bernanke before the Senate Committee on Banking, Housing, and Urban Affairs on March 1, and the House Committee on Financial Services on March 2, 2011, on the semiannual monetary policy report to the Congress. - Discussed, February 24, 2011 Forms Forms — final Board review to extend with revision the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C), Parent Company Only Financial Statements for Large Bank Holding Companies (FR Y-9LP), Financial Statements of U.S. Nonbank Subsidiaries of U.S. Bank Holding Companies (FR Y-ll), Financial Statements of Foreign Subsidiaries of U.S. Banking Organizations (FR 2314), Financial Statements of U.S. Nonbank Subsidiaries Held by Foreign Banking Organizations (FR Y-7N), and Consolidated Report of Condition and Income for Edge and Agreement Corporations (FR 2886b). - Approved, February 22, 2011 Forms ~ initial Board review to extend without revision the disclosure requirements in connection with Regulation DD (Truth in Savings). - Proposed, February 22, 2011 Monetary and Financial Policy Monetary Policy — semiannual monetary policy report to the Congress. - Authorized, February 22, 2011 Personnel Division of Monetary Affairs ~ appointment of J. David Lopez-Salido as assistant director and Ellen Meade as senior adviser. - Announced, February 24, 2011 (A/C) = Addition or Correction Board - Page 1 of 2 H.2 Board Actions February 20,2011 to February 26,2011 Regulations and Policies Regulation Z (Truth in Lending) — final rule and request for public comment on a second rule to revise the escrow account requirements for certain home mortgage loans in accordance with the Dodd-Frank Act. - Approved, February 22,2011 Enforcement American Bancorporation of Minnesota, Inc., Baxter, Minnesota — written agreement with the Federal Reserve Bank of Minneapolis. - Announced, February 22, 2011 Eastern Virginia Bankshares, Inc., Tappahannock, Virginia, and EVB — written agreement with the Federal Reserve Bank of Richmond and the State Corporation Commission Bureau of Financial Institutions. - Announced, February 22,2011 Marquette Financial Companies, Minneapolis, Minnesota — written agreement with the Federal Reserve Bank of Minneapolis. - Announced, February 22, 2011 National Bancorp, Inc., Schaumburg, Illinois — written agreement with the Federal Reserve Bank of Chicago. - Announced, February 22, 2011 (A/C) = Addition or Correction Board - Page 2 of 2 H.2 Actions under delegated authority BS&R Banking Supervision and Regulation C&CA Consumer and Community Affairs FOMC Federal Open Market Committee February 20,2011 to February 26,2011 RBOPS Reserve Bank Operations and Payment Systems IF International Finance OSD Office of Staff Director Bank Branches. Domestic Atlanta IBERIABANK, Lafayette, Louisiana — to establish a branch at 2555 West Holcombe Boulevard, Houston, Texas. - Approved, February 24, 2011 New York Orange County Trust Company, Middletown, New York — to establish a branch at 1166 Main Street, Fishkill. - Approved, February 24, 2011 Bank Holding Companies Kansas City Bedison Bancshares, Inc., Platte City, Missouri — to become a bank holding company and to acquire shares of The Citizens Bank of Oregon, Oregon. - Approved, February 23, 2011 Kansas City Central Agency, Inc., Lincoln, Nebraska ~ to become a bank holding company and to acquire shares of Farm & Home Insurance Agency, Inc., Lyons, and its subsidiary bank, First National Bank Northeast. - Approved, February 24, 2011 (A/C) = Addition or Correction Delegated - 1 of 3 H.2 Actions under delegated authority February 20,2011 to February 26,2011 Bank Holding Companies Kansas City Wells Bancshares, Inc., Platte City, Missouri — to acquire shares of Bedison Bancshares, Inc., Platte City, and its subsidiary bank, The Citizens Bank of Oregon, Oregon. - Approved, February 23, 2011 Bank Mergers Kansas City Five Points Bank, Grand Island, Nebraska — to purchase certain assets and assume certain liabilities of the LaVista branch of First State Bank, Gothenberg. - Approved, February 24, 2011 Change in Bank Control Atlanta Hamilton State Bancshares, Inc., Hoschton, Georgia — change in bank control of Hamilton and its subsidiary bank, Hamilton State Bank, Hoschton (two notices). - Permitted, February 25,2011 Kansas City Norcon Financial Corp., Conway Springs, Kansas ~ to retain control of Norcon and its subsidiary bank, Conway Bank, National Association, Conway Springs. - Permitted, February 22, 2011 Financial Holding Companies Kansas City Central Agency, Inc., Lincoln, Nebraska ~ election to become a financial holding company. - Effective, February 24, 2011 (A/C) = Addition or Correction Delegated - 2 of 3 H.2 Actions under delegated authority February 20,2011 to February 26,2011 Membership Chicago Freedom Financial Bank, West Des Moines, Iowa — to become a member of the Federal Reserve System. - Approved, February 25, 2011 (A/C) = Addition or Correction Delegated - 3 of 3 District: 1 Federal Reserve Bank of Boston Filings received during the week ending February 26, 2011 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 1 Federal Reserve Bank of Boston Availability of CRA Public E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 2 Federal Reserve Bank of New York Filings received during the week ending February 26, 2011 Filer BANCA POPOLARE VICENZA SCPAARL Filing Type FBSEA * Subject to the provisions of the Community Reinvestment Act Filing Proposal Banca Popolare di Vicenza S.C.p.A, Vicenza, Italy, to establish a representative office in New York, New York, pursuant to Section 211.24(a) (1) of Regulation K. End of Comment Period Newspaper Federal Register: Not available Not applicable District: 2 Federal Reserve Bank of New York Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI - Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending February 26, 2011 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 3 Federal Reserve Bank of Philadelphia Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending February 26, 2011 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 4 Federal Reserve Bank of Cleveland Availability of CRA Public E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 5 Federal Reserve Bank of Richmond Filings received during the week ending February 26, 2011 Filer HARVEST BANCORP, INC. Filing Type CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal Notice by Mr. Mehrdad Elie of Redwood City, California, to individually acquire up to 32%, and as a group acting in concert with Mr. Mesfin Ayenew, Potomac, Maryland; Mr. David P. Como, Napa, California; Mr. Charles Turnbaugh, Baltimore, Maryland; Mr. Robert L. Gossard, Burlinggame, California; and Mr. Terrance M. Davis, Dillon Beach, California, to acquire in aggregate up to 41% of the voting securities of HarVest BanCorp, Inc., Gaithersburg, Maryland, and indirectly acquire shares of HarVest Bank of Maryland, Rockville, Maryland. End of Comment Period Newspaper: Fcderal Reg j ste r: Not available 02/18/2011 District: 5 Federal Reserve Bank of Richmond Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending February 26, 2011 Filer Filing Type Filing Proposal End of Comment Period CITIZENS BANCORP OF WINFIELD, INC. CIC After-the-fact change in control notice filed by William Russell Carothers II, Robert Leroy Carothers, Christian Hill Carothers, all of Winfield, Alabama, and William R. Carothers, III, Birmingham, Alabama, to retain 86 percent of the outstanding voting shares of Citizens Bancorp of Winfield, Inc., and its subsidiary, Citizens Bank of Winfield, both of Winfield, Alabama. Newspaper: Federal Register: Not available 03/17/2011 NORTH ALABAMA BANCSHARES, INC. CIC Prior change in control notice filed by Charles E. Gleghom, Fayetteville, Tennessee, Hue G. Counts, Fayetteville, Tennessee, Hardy B. Ferrell, Mulberry, Tennessee, Roger Everett Jones, New Market, Alabama, and Joe Lee Lasater, Hazel Green, Alabama, to collectively acquire up to 66.10 percent of the outstanding shares of North Alabama Bancshares, Inc. and its subsidiaiy, North Alabama Bank, both of Hazel Green, Alabama. Newspaper: Federal Register: 03/20/2011 03/17/2011 NORTHSIDE BANCSHARES, INC. CIC Prior change in control filed by P. Byron DeFoor, Ooltewah, Tennessee, and Winston A. Porter, Atlanta, Georgia, to collectively acquire up to 85.06 percent of the outstanding shares of Northside Bancshares, Inc., and its subsidiary, Northside Bank, both of Adairsville, Georgia. Newspaper: Federal Register 03/10/2011 03/17/2011 PEOPLES BANCSHARES, INC. * 3A1 Peoples Bancshares, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of People Bank, both of Mendenhall, Mississippi. Newspaper: Federal Register 02/27/2011 02/28/2011 SUNRISE BANK CIC After-the-fact change in control notice filed by Michael Hull Erdman, Merritt Island, Florida, to retain 20.33 percent of the outstanding shares of common stock of Sunrise Bank, Cocoa Beach, Florida. Newspaper: Federal Register: 03/17/2011 03/17/2011 * Subject to the provisions of the Community Reinvestment Act District: 6 Federal Reserve Bank of Atlanta Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 7 Federal Reserve Bank of Chicago Filings received during the week ending February 26, 2011 Filer BANK OF MONTREAL Filing Type * 3A3 * 3A1 4c8 * 4c8 4c8 HOMETOWN BANCORP, LTD. M.S.B. CORPORATION CIC 4c8 * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Bank of Montreal, Montreal, Canada, Harris Financial Corp., Wilmington, Delaware, Harris Bankcorp, Inc., Chicago, Illinois, to acquire 100 percent of the voting shares of Marshall and Ilsley Corporation, Milwaukee, Wisconsin, and thereby indirectly acquire M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, M&I Bank of Mayville, Mayville, Wisconsin, and M&I Bank, FSB, Las Vegas, Nevada, and their nonbank subsidiaries, and the related application by Mike Merger Sub, LLC, Chicago, Illinois, to become a bank holding company by acquiring 100 percent of the voting shares of Marshall and Ilsley Corporation, Milwaukee, Wisconsin, and thereby indirectly acquire M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, M&I Bank of Mayville, Mayville, Wisconsin, and M&I Bank, FSB, Las Vegas, Nevada, and their nonbank subsidiaries. Newspaper: Federal Register: Not available 03/22/2011 Notice by Ralph C. Stayer and Shelly A. Stayer, Naples, Florida, and the RFS 2010 Irrevocable Trust F/B/O Ralph C. Stayer, to acquire 10 percent or more of the voting shares of Hometown Bancorp, Ltd., Fond du Lac, Wisconsin, and thereby indirectly acquire control of Hometown Bank, Fond du Lac, Wisconsin. Newspaper: Not available Federal Register: Not available M.S.B. Corporation, Central City, Iowa, to engage denovo through a wholly-owned subsidiaiy, BORE Properties, Inc., in the permissible nonbanking activity of extending credit and servicing loans. Newspaper: Not applicable Federal Register: 03/16/2011 District: 7 Federal Reserve Bank of Chicago Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory INI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending February 26, 2011 Filer TRIUMPH BANK Filing Type * 18C * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal Triumph Bank, Memphis, Tennessee, to purchase certain assets and assume certain liabilities of the Arlington Community Bank, Arlington, Tennessee branch office of The Farmers Bank of Lynchburg, Lynchburg, Tennessee, and to retain the acquired facility as a branch office. End of Comment Period Newspaper: Not available Federal Register: Not applicable District: 8 Federal Reserve Bank of St. Louis Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending February 26, 2011 Filer Filing Type INTER-MOUNTAIN BANCORP, INC. CIC PSB FINANCIAL SHARES, INC. CIC Western State Agency, Inc., Employee Stock Ownership Plan and Trust 3A1 * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Change in Control Notice by Robert Karl Kamp, Manhattan, Montana, to retain control of Inter-Mountain Bancorp, Inc., Bozeman, Montana and thereby indirectly retain control of First Security Bank, Bozeman, Montana. Newspaper Not available Federal Register: 03/15/2011 Notice by Cara Mulder, Prinsburg, Minnesota, to join a group acting in concert with Myron Mulder, Prinsburg, Minnesota, to acquire and retain control of PSB Financial Shares, Inc., Prinsburg, Minnesota, and thereby indirectly acquire and retain control of Prinsbank, Prinsburg, Minnesota. Newspaper: Not available Federal Register: 03/15/2011 Western State Agency, Inc., Employee Stock Ownership Plan and Trust, Devils Lake, North Dakota, to become a bank holding company by acquiring over 25 percent of Western State Agency, Devils Lake, North Dakota and thereby indirectly acquire Western State Bank, Devils Lake, North Dakota. Newspaper Not available Federal Register: 03/24/2011 District: 9 Federal Reserve Bank of Minneapolis Availability of CRA Public E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending February 26, 2011 Filer Filing Type AMSTERDAM BANCSHARES, INC. CIC CITIZENS NATIONAL CORPORATION NATIVE AMERICAN BANCORPORATION CO. End of Comment Period Notification by Randal S. and Melissa J. Shannon, both of Drexel, Missouri, individually and as a part of the Shannon Family Group; and Angela Blume, Louisburg, Kansas, as a part of the Shannon Family Group, to acquire control of Amsterdam Bancshares, Inc., Amsterdam, Missouri, parent of Citizens Bank, Amsterdam, Missouri. Newspaper: Not available Federal Register: Not available * 3A3 * 18C * Branch Citizens National Corporation, Wisner, Nebraska to acquire 100 percent of the voting shares of First National Bank of Friend, Friend, Nebraska. Citizens State Bank, Wisner, Nebraska, to merge with First National Bank of Friend, Friend, Nebraska, and incident thereto, to establish a branch. Newspaper: Not available Federal Register: 03/25/2011 CIC Notification by The Eyak Corporation, Anchorage, Alaska, to acquire control of Native American Bancorporation Co., parent of Native American Bank, National Association, both in Denver, Colorado. Newspaper: Not available Federal Register: 03/15/2011 * Subject to the provisions of the Community Reinvestment Act Filing Proposal District: 10 Federal Reserve Bank of Kansas City Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Exam Method District: 11 Federal Reserve Bank of Dallas Filings received during the week ending February 26, 2011 Filer COMERICA BANK COMERICA INCORPORATED TEXAS FIRST BANK Filing Type * 18C * 3 A3 * 18C * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Comerica Bank, Dallas, Texas, to merge with Sterling Bank, Houston, Texas. Newspaper Not available Federal Register: Not applicable Comerica, Inc., Dallas, Texas, to acquire 100 percent of Sterling Bancshares, Inc., Houston, Texas. Newspaper: Not available Federal Register: Not available Texas First Bank, Texas City, Texas, to merge with affiliate Texas First Bank, Santa Fe, Texas, and to establish nine branches at the following locations: 12402 Hwy., 6, Santa Fe, TX 77510; 6128 Hwy. 6, Hitchcock, TX 77563; 2625 South Loop 35, Alvin, TX 77511; 5675 FM 646, Dickinson, TX 77539; 4301 Hwy.3, Dickinson, TX 77539; 111 West Parkwood, Friendswood, TX 77546; 3000 FM 1764, La Marque, TX 77568; 111 South Hwy. 3, League City, TX 77573; and 2343 North Main St., Pearland, TX 77581. Newspaper: Not available Federal Register: Not applicable District: 11 Federal Reserve Bank of Dallas Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method . District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending February 26, 2011 Filer Filing Type Filing Proposal BANK OF TAIWAN FBSEA Bank of Taiwan, Taipei, Taiwan, to upgrade its New York Agency to a branch office pursuant to section 211.24(a)(2)(ii)(a) of Regulation K and seciton 7(d) of FBSEA. Newspaper: Federal Register: Not available Not applicable CASCADE BANCORP CIC Michael Fayne Rosinus, of Winnetka, Illinois, to acquire 0.11 percent of the voting shares of Cascade Bancorp, and thereby indirectly acquire voting shares of Bank of the Cascades, both of Bend, Oregon, and join with BOTC Holdings LLC with respect to its investment in Cascade Bancorp, resulting in a total collective acquisition of 24.46% of the voting shares of Cascade Bancorp. Newspaper: Not available Federal Register: 03/09/2011 * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 12 Federal Reserve Bank of San Francisco Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Exam Date Institution / Location NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location CRA Public Date CRA Rating Exam Method