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Federal Reserve Release
#.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 7
Week Ending February 13, 2010
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
February 7,2010 to February 13,2010
Testimony and Statements
Federal Reserve's Exit Strategy — statement by Chairman Bernanke prepared for a
hearing of the House Committee on Financial Services on the Federal Reserve's
strategy for exiting from the extraordinary lending and monetary policies
implemented to combat the financial crisis and support economic activity (hearing
postponed due to inclement weather).
- Published, February 10,2010
Systemic Risk — statement by Governor Tarullo before a subcommittee of the Senate
Committee on Banking, Housing, and Urban Affairs on equipping financial
regulators with the tools necessary to monitor systemic risk.
- Published, February 12, 2010
Monetary and Financial Policy
Term Auction Facility — TAF auction in the amount of $50 billion in 28-day credit
on February 8, 2010.
- Announced, February 8,2010
Reserve Bank Operations
Reserve Bank Directors — appointment of a director of the Little Rock Branch of the
Federal Reserve Bank of St. Louis.
- Approved, February 2,2010
(A/C)
(A/C) = Addition or Correction
Board - Page 1 of
1
H.2
Actions under delegated authority
BS&R Banking Supervision and Regulation
C&CA Consumer and Comminity Affairs
FOMC Federal Open Market Committee
February 7,2010 to February 13,2010
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
OSDM Office of Staff Director for Management
Bank Holding Companies
Cleveland
Excel Bancorp, LLC, St. Clairsville, Ohio — to acquire an interest in Ohio Legacy
Corp., Wooster, and Ohio Legacy Bank, N.A.
- Approved, February 12, 2010
New York
Investors Bancorp, MHC, Short Hills, New Jersey, and Investors Bancorp, Inc. — to
retain ASB Investment Corp, Short Hills, and American Savings Investment Corp.,
and thereby engage in certain nonbanking activities.
- Withdrawn, February 9, 2010
Bank Mergers
Kansas City
Colorado Community Bank, Yuma, Colorado — to purchase certain assets and
assume certain liabilities of the Northglenn and Longmont branches of Liberty
Savings Bank, FSB, Wilmington, Ohio.
- Approved, February 12, 2010
Change in Bank Control
Chicago
First Busey Corporation, Champaign, Illinois — change in bank control of First Busey
and its subsidiaiy bank, Busey Bank, Champaign.
- Permitted, February 12,2010
(A/C) = Addition or Correction
Delegated - 1
of
2
H.2
Actions under delegated authority
February 7,2010 to February 13,2010
Extensions of Time
New York
The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga
Springs, New York — extension to June 4, 2010, to acquire additional shares of 473
Broadway Holding Corporation, Saratoga Springs, and of The Adirondack Trust
Company.
- Granted, February 10, 2010
New York
Morgan Stanley, New York, New York — extension to April 10, 2011, to make an
investment in a United Kingdom bank.
- Granted, February 11, 2010
(A/C) = Addition or Correction
Delegated - 2
of
2
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending February 13, 2010
Filer
MARBLEHEAD BANK
Filing Type
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Application by Marblehead Bank, Marblehead,
Massachusetts to establish a de novo branch
office at 100 Cummings Center, Severely,
Massachusetts, pursuant to section 9 of the
Federal Reserve Act and section 208.6 of
Regulation H.
End of Comment Period
Newspaper:
Federal Register:
Not available
Not applicable
District: 1
Federal Reserve Bank of Boston
Availability of CRA Public E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 2
Federal Reserve Bank of New York
Filings received during the week ending February 13, 2010
Filer
CITIBANK, N.A.
Filing Type
Investment
FIRST NIAGARA FINANCIAL
GROUP, INC.
* 3A1
NATIXIS
FBSEA
* 4c8
* 3A3
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Citibank, N.A., Las Vegas, Nevada and Citibank
Overseas Investment Corporation, New Castle,
Delaware, pursuant to Section 211.9(f) of
Regulation K, to make an additional investment
in Banco de Chile, Santiago, Chile.
Newspaper:
Not applicable
Federal Register:
Not applicable
First Niagara Financial Group, Inc., Buffalo, New
York ("FNFG"), to become a bank holding
company by acquiring Harleysville National
Corporation and Harleysville National Bank and
Trust Company, both of Harleysville,
Pennsylvania. FNFG to retain First Niagara
Bank, Buffalo, New York ("FNB"), and thereby
operate a savings association. FNFG to retain
FNB upon conversion of FNB to a national
bank, pursuant to Section 3(a)(3) of the BHC
Act.
Newspaper:
Not available
Federal Register:
02/19/2010
Natixis, Paris, France, to establish an additional
branch in New York, New York, pursuant to
Section 211.24(a)(2)(i)(A) of Regulation K.
Newspaper
Not available
Federal Register:
Not applicable
District: 2
Federal Reserve Bank of New York
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending February 13, 2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending February 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
CITIZENS BANCSHARES, INC.
CIC
Interagency Notice of Change in Bank Control
filed by the Rogers Immediate Family Control
Group to acquire 10 percent or more of the
outstanding voting shares and control of
Citizens Bancshares, Inc., thereby indirectly
acquiring control of The Citizens National Bank
of Somerset, both of Somerset, Kentucky.
Newspaper.
Federal Register:
Not available
Not available
CITIZENS BANCSHARES, INC.
CIC
Interagency Notice of Change in Bank Control
filed by Harris Rakestraw, III, individually,to
acquire 10 percent or more of the outstanding
voting shares and control of Citizens
Bancshares, Inc., thereby indirectly acquiring
control of The Citizens National Bank of
Somerset, both of Somerset, Kentucky.
Newspaper:
Not available
Federal Register:
Not available
Notice of Change in Bank Control filed by
Hometown Bancshares, Inc. 401(k) Profit
Sharing Plan (Timothy Robert Aiken, Trustee),
Middleboume, WV to retain control of 10.77
percent of the outstanding voting shares of
Hometown Bancshares, Inc., Middleboume,
WV.
Newspaper.
Federal Register:
Not available
Not available
HOMETOWN BANCSHARES,
INC.
CIC
* Subject to the provisions of the Community Reinvestment Act
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending February 13, 2010
Filer
COMMUNITY BANK
INVESTORS OF AMERICA, LP
Filing Type
* 3A3
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
FA Capital, LLC. and Community Bank
Investors of America, L.P., both located in
Richmond, Virginia, to increase their investment
in Progress Bank of Florida, Tampa, Florida,
from 39.36% to up to 49.99%.
End of Comment Period
Newspaper:
03/14/2010
Federal Register:
Not available
District: 5
Federal Reserve Bank of Richmond
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending February 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
BANCO DAVIVIENDA S.A.
FBSEA
Banco Davivienda, SA., Bogota, Colombia, to
convert its Edge Act banking coiporation
subsidiary, Bancafe International, to
international bank branch offices located at 801
Brickell Avenue, Miami, Florida, and 1110
Brickell Avenue, Miami, Florida.
Newspaper:
Federal Register:
03/15/2010
Not applicable
PALM BANCORP, INC.
CIC
Prior change in control notice filed by Marty E.
Adams, Salineville, Ohio; Kevin T. Thompson,
Saint Augustine, Florida; and John S. Loeber,
Travelers Rest, South Carolina; to acquire
control of Palm Bancorp, Inc., and its subsidiary
bank, Palm Bank, both of Tampa, Florida.
Newspaper:
Not available
Federal Register:
02/09/2010
State Bank Financial Corporation, Atlanta,
Georgia, to become a bank holding company by
acquiring 100 percent of the outstanding shares
of State Bank and Trust Company, Macon
(Pinehurst), Georgia.
Newspaper.
Federal Register:
02/13/2010
02/12/2010
STATE BANK FINANCIAL
CORPORATION
* 3A1
* Subject to the provisions of the Community Reinvestment Act
District: 6
Federal Reserve Bank of Atlanta
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending February 13, 2010
Filer
IDA GROVE BANCSHARES, INC.
M&I MARSHALL & ILSLEY
BANK
Filing Type
4c8
* 18C
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Ida Grove Bancshares, Inc., Ida Grove, Iowa, to
Newspaper:
Not applicable
retain the nonbanking activity of engaging de
novo in leasing personal or real property.
Federal Register:
Not available
M&I Marshall and Ilsley Bank, Milwaukee,
Wisconsin, to merge with Southwest Bank, an
M&I Bank, St. Louis, Missouri, and thereby to
establish 17 branches.
Newspaper:
Federal Register:
Not available
Not applicable
District: 7
Federal Reserve Bank of Chicago
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending February 13, 2010
Filer
PEOPLES BANK, THE
Filing Type
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
The Peoples Bank, Marion, Kentucky, to
establish a branch facility to be located at 605C
Happy Valley Road, Glasgow, Kentucky.
End of Comment Period
Newspaper:
02/19/2010
Federal Register:
Not applicable
District: 8
Federal Reserve Bank of St. Louis
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending February 13, 2010
Filer
SOUTH DAKOTA
BANCSHARES, INC.
Filing Type
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Change in Control Notice by Charles H. Burke
Ill, Pierre, South Dakota, as an individual, to
acquire 72 percent or more of the shares of
South Dakota Bancshares Inc., Pierre, South
Dakota, and thereby indirectly gain control of
BankWest Inc., Pierre, South Dakota.
End of Comment Period
Newspaper:
Federal Register:
Not available
02/16/2010
District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA Public E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
' District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending February 13, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
FIRST NATIONAL
MANAGEMENT GROUP, LLC
* 3A1
First National Management Group, LLC,
Greenwood Village, Colorado, to become a bank
holding company through the acquisition of at
least 93 percent of the voting shares of Amoret
Bancshares, Inc., parent of BC National Banks,
both in Butler, Missouri.
Newspaper:
Federal Register:
02/07/2010
02/05/2010
FIRST NORTON CORPORATION
CIC
Notification by Verlyn Joseph Herman, Jr., and
Aaron Joseph Herman, both of Norton, Kansas,
as members of a family group acting in concert,
to retain control of First Norton Corporation,
parent of First Security Bank & Trust Company,
both of Norton, Kansas.
Newspaper:
02/18/2010
Federal Register:
02/09/2010
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending February 13, 2010
Filer
BANK4TEXAS HOLDINGS, INC.
Filing Type
3A1
OPPORTUNITY BANCSHARES,
INC.
CIC
SOUTHWEST BANK
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Bank4Texas Holdings, Inc., Tomball, Texas, to
become a bank holding company by acquiring
100 percent of Northern Bancshares, Inc.,
Chillicothe, Texas, and indirectly acquire The
First National Bank of Chillicothe, Chillicothe,
Texas.
Newspaper:
03/10/2010
Federal Register:
Not available
Notice by Capital Z Partners III GP, LTD, George
Town, Cayman Islands; Capital Z Partners 111
GP, L.P., George Town, Cayman Islands; Capital
Z Partners Management, LLC, Dover, Delaware;
Capital Z Partners III, L.P., George Town,
Cayman Islands; and Bradley E. Cooper, New
York, New York and Robert A. Spass, New York,
New York, as principals, to acquire 10 percent or
more of the shares of Opportunity Bancshares,
Inc., Bettendorf, Iowa. Opportunity
Bancshares, Inc. controls Opportunity Bank,
N.A., Richardson, Texas.
Newspaper:
02/19/2010
Federal Register:
02/02/2010
Southwest Bank, Fort Worth, Texas, to
establish a branch to be located at 901 South
MoPac Expressway, Building 3, Suite 120,
Austin, Texas 78746.
Newspaper:
Federal Register
Not available
Not applicable
District: 11
Federal Reserve Bank of Dallas
Availability of CRA Public E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
CRA
Public Date
CRA
Rating
Exam Method
NONE
CRA Examinations scheduled for
Quarter of
Institution
Location
NONE
X
* Subject to the provisions of the Community Reinvestment Act
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending February 13, 2010
Filer
CARPENTER FUND MANAGER
GP, LLC
FRANK P. DOYLE TRUST,
ARTICLE IX
GOLDEN PACIFIC BANCORP,
INC.
Green Dot Corporation
LAND BANK OF TAIWAN
Filing Type
;
3 A3
CIC
:
3A1
3A1
FBSEA
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Carpenter Fund Manager GP, LLC, Carpenter
Fund Management, LLC, Carpenter Community
Bancfund, L.P., Carpenter Community
Bancfund-A, LP, Carpenter Community
Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc.,
all of Irvine, California, to acquire up to 87
percent of the outstanding voting shares of
Mission Community Bancorp and thereby
indirectly acquire a greater controlling interest
in Mission Community Bank, both of San Luis
Obispo, California; and 2) Mission Community
Bancorp and Mission Community Bank, both of
San Luis Obispo, California, to appoint Stephen
P. Yost as a director of both Bancorp and Bank.
Newspaper:
Not available
Federal Register:
01/29/2010
Charles W. Reinking, Santa Rosa, California, to
become co-Trustee of the Frank P. Doyle Trust,
Article IX, which retains voting control of
Exchange Bank, both of Santa Rosa, California.
Newspaper:
Not available
Federal Register:
Not available
Golden Pacific Bancorp, Inc., Sacramento,
California, to become a Bank Holding Company
by acquiring 100 percent of the voting stock of
Gold Country Financial Services, Inc., and
indirectly its subsidiaiy, Gold Countiy
Bank,National Association, both of Maiysville,
California.
Newspaper:
Not available
Federal Register:
12/07/2009
Green Dot Corporation, Monrovia, California, to
become a bank holding company by acquiring
100 percent of Bonneville Bancorp, and thereby
indirectly acquiring 100 percent of Bonneville
Bank, both of Provo, Utah.
Newspaper:
Not available
Federal Register:
Not available
Land Bank of Taiwan Co., Ltd., Taipei, Taiwan,
to establish a New York branch office pursuant
to section 211.24(a)(2)(i)(A) of Regulation K.
Newspaper:
FederaJ Register .
Not available
applicable
Not
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA Public Evaluations
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Public Date
CRA
Rating
Exam Method
@FedFRASER