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No. 35 Week ending August 31, 2024 Board Actions None FEDERAL RESERVE RELEASE H.2 Actions Under Delegated Authority Bank Branches, Domestic Kansas City Commerce Bank, Kansas City, Missouri—to establish a branch at 10990 New Halls Ferry Road, Ferguson, Missouri. Approved: August 30, 2024 San Francisco Pacific Premier Bank, Irvine, California—to establish a branch at 5055 North 32nd Street, Phoenix, Arizona. Approved: August 30, 2024 Bank Holding Companies Atlanta Business First Bancshares, Inc., Baton Rouge, Louisiana—waiver of application to acquire Oakwood Bancshares, Inc., and thereby indirectly acquire Oakwood Bank, both of Dallas, Texas, in connection with the merger of Oakwood Bank with and into B1 Bank, Baton Rouge, Louisiana. Granted: August 27, 2024 CCB Bancorp, Inc., Athens, Georgia—to become a bank holding company by acquiring shares of Classic City Bank, Athens, Georgia. Approved: August 29, 2024 Savings and Loan Holding Companies Secretary Cumberland Federal Bank, FSB, Cumberland, Wisconsin—issuance of a mutual holding company charter to CFB Mutual Holding Company and a stock holding company charter to its subsidiary, CFB Financial, Inc.* Approved: August 21, 2024 *Addition Supervision and Regulation Director, S&R JPMorgan Chase & Co., New York, New York—request to treat a credit-linked-note transaction and certain substantially identical credit-linked-note transactions as synthetic securitizations under Regulation Q. Approved: August 26, 2024 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM www.federalreserve.gov District: 1 Federal Reserve Bank of Boston Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 1 Federal Reserve Bank of Boston The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 447100 CORNERSTONE BK, SPENCER, MASSACHUSETTS 07/06/2024 03/04/2024 S Int Small Bank 1008674 READING CO-OP BK, READING, MASSACHUSETTS 02/11/2024 07/31/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location NONE * Subject to the provisions of the Community Reinvestment Act Quarter District: 2 Federal Reserve Bank of New York Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal NEW YORK COMMUNITY BANCORP, INC. Change in Bank Control Liberty Strategic Capital (CEN) Newspaper: Holdings, LLC; Liberty 77 Fund L.P.; Federal Register: Liberty 77 Fund International L.P.; Liberty 77 Capital GenPar L.P.; Liberty 77 Capital UGP L.L.C.; Liberty 77 Capital L.P., as the investment manager of Liberty Strategic Capital (CEN) Holdings, LLC; Liberty 77 Capital Partners L.P., the general partner of Liberty 77 Capital L.P.; Liberty Capital L.L.C., the general partner of Liberty 77 Capital Partners L.P.; STM Partners LLC, which indirectly controls Liberty Strategic Capital (CEN) Holdings, LLC, and Liberty 77 Capital L.P.; The Steven T. Mnuchin Revocable Trust, Steven T. Mnuchin, as trustee, the President of STM Partners LLC, and managing partner of Liberty 77 Capital L.P., all of Washington, D.C.; The Steven Mnuchin Dynasty Trust I, Riverside, Connecticut; and The Steven Mnuchin 2007 Family Trust, Washington, Connecticut; each individually and to become members of the Liberty Control Group, a group acting in concert, to acquire voting shares of New York Community Bancorp, Inc., and thereby indirectly acquire voting shares of Flagstar Bank, National Association, both of Hicksville, New York. In addition, Charles Dowling, Riverside, Connecticut, as trustee of The Steven Mnuchin Dynasty Trust I, and Alan Mnuchin, Washington, Connecticut, as trustee of The Steven Mnuchin 2007 Family Trust, to acquire control of voting shares of New York Community Bancorp, Inc., as members of the Liberty Control Group. * Subject to the provisions of the Community Reinvestment Act End of Comment Period 09/16/2024 09/12/2024 District: 2 Federal Reserve Bank of New York The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 645317 ADIRONDACK TC, SARATOGA SPRINGS, NEW YORK 09/28/2023 12/05/2022 S Int Small Bank 722816 SOLVAY BK, SOLVAY, NEW YORK 02/04/2024 06/26/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter BK OF MILLBROOK MILLBROOK, NEW YORK Fourth Quarter of 2024 GOLDMAN SACHS BK USA NEW YORK, NEW YORK First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 3 Federal Reserve Bank of Philadelphia The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 3603961 VICTORY BK, LIMERICK, PENNSYLVANIA 06/14/2024 07/10/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter AMERICAN BK ALLENTOWN, PENNSYLVANIA Fourth Quarter of 2024 CITIZENS & NORTHERN BK WELLSBORO, PENNSYLVANIA Fourth Quarter of 2024 * Subject to the provisions of the Community Reinvestment Act District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 4 Federal Reserve Bank of Cleveland The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 853112 HEARTLAND BK, WHITEHALL, OHIO 12/17/2023 04/11/2022 O Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter CORN CITY ST BK DESHLER, OHIO Fourth Quarter of 2024 * Subject to the provisions of the Community Reinvestment Act District: 5 Federal Reserve Bank of Richmond Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal CSBH, LLC * 3A3 CSBH, LLC, Powhatan, Virginia, to Newspaper: acquire up to 75% of the outstanding Federal Register: common stock of Industry Bancshares, Inc., Bellville, Texas, and thereby indirectly acquire interests in Industry State Bank, Industry, Texas, Bank of Brenham, National Association, Brenham, Texas, Fayetteville Bank, Fayetteville, Texas, The First National Bank of Shiner, Shiner, Texas, Citizens State Bank, Buffalo, Texas, and The First National Bank of Bellville, Bellville, Texas. UNITED * Branch (Domestic) United Community Bank to establish a COMMUNITY BANK new branch at 1105 Hatches Pond Lane, Cary NC 27519. * Subject to the provisions of the Community Reinvestment Act End of Comment Period Newspaper: Federal Register: 09/29/2024 09/25/2024 09/07/2024 Not applicable District: 5 Federal Reserve Bank of Richmond The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 886624 CLEAR MNT BK, BRUCETON MILLS, WEST VIRGINIA 11/19/2023 06/05/2023 S Int Small Bank 3567269 SELECT BK, FOREST, VIRGINIA 06/01/2024 04/17/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter CHESAPEAKE BK KILMARNOCK, VIRGINIA Fourth Quarter of 2024 COASTAL STS BK HILTON HEAD ISLAND, SOUTH CAROLINA Fourth Quarter of 2024 EAGLEBANK BETHESDA, MARYLAND Fourth Quarter of 2024 TOUCHSTONE BK MC KENNEY, VIRGINIA First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 6 Federal Reserve Bank of Atlanta The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 353238 CENTRAL ST BK, CALERA, ALABAMA 03/07/2024 09/25/2023 S Int Small Bank 956938 PRIORITYONE BK, MAGEE, MISSISSIPPI 04/27/2024 10/30/2023 S Int Small Bank 479839 TENNESSEE ST BK, PIGEON FORGE, TENNESSEE 10/29/2023 06/12/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter COPIAH BK HAZLEHURST, MISSISSIPPI First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 7 Federal Reserve Bank of Chicago Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal ANDERSON BANCORP, INC. Change in Bank Control Notice by Richard D. Anderson of Newspaper: Dahinda, IL, individually, and as a Federal Register: trustee of the Mary Jan Anderson Trust, Galesburg, IL; Andrew V. Anderson, Monument, CO; Megan L. Compton, Oneida, IL; and Wesley J. Anderson, Oneida, IL to form the Anderson Family Control Group, a group acting in concert, for approval to control more than 25 percent of voting shares of Anderson Bancorp and thereby indirectly control Anderson State Bank, both of Oneida, Illinois. * Subject to the provisions of the Community Reinvestment Act End of Comment Period 08/30/2024 08/28/2024 District: 7 Federal Reserve Bank of Chicago The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 711548 CHELSEA ST BK, CHELSEA, MICHIGAN 06/10/2024 02/26/2024 S Int Small Bank 502746 COMMUNITY ST BK, AVILLA, INDIANA 06/15/2024 03/04/2024 S Int Small Bank 643340 EASTERN MI BK, CROSWELL, MICHIGAN 01/20/2024 07/17/2023 S Int Small Bank 3804535 GUARANTY BK, SPRINGFIELD, MISSOURI 03/31/2024 05/01/2023 S Int Small Bank 982348 IOWA ST BK, HULL, IOWA 07/21/2024 04/01/2024 S Int Small Bank 448040 OXFORD BK, OXFORD, MICHIGAN02/16/2024 05/15/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January - March 31, 2025) 695349 1, 2025TRI-COUNTY BK, BROWN CITY, 04/06/2024 08/14/2023 S Int Small Bank Institution MICHIGAN 433943 WASHINGTON ST BK, CHOICEONE BK WASHINGTON, IOWA Location 05/05/2024 01/22/2024 SPARTA, MICHIGAN Quarter S Int Small Bank Fourth Quarter of 2024 COMMUNITY ST BK ANKENY, IOWA Fourth Quarter of 2024 BANK OF BRODHEAD BRODHEAD, WISCONSIN First Quarter of 2025 FIRST BK OF BERNE BERNE, INDIANA First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 7 Federal Reserve Bank of Chicago CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter ONE CMNTY BK OREGON, WISCONSIN First Quarter of 2025 THUMB B&TC PIGEON, MICHIGAN First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal End of Comment Period FARMERS BANK AND TRUST COMPANY * 18C Farmers Bank and Trust Company, Blytheville, Arkansas, to merge with Piggott State Bank, Piggott, Arkansas, and thereby establish branches at the locations of Piggott State Bank's main office and branches. Newspaper: Federal Register: * Subject to the provisions of the Community Reinvestment Act 09/19/2024 Not applicable District: 8 Federal Reserve Bank of St. Louis The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 879644 BANK OF ADVANCE, ADVANCE, MISSOURI 11/03/2023 07/24/2023 S Int Small Bank 856748 CITIZENS BK, BATESVILLE, ARKANSAS 03/30/2024 05/15/2023 S Int Small Bank 137447 FNB CMNTY BK, VANDALIA, ILLINOIS 11/03/2023 07/24/2023 S Int Small Bank 3804535 GUARANTY BK, SPRINGFIELD, MISSOURI 03/31/2024 05/01/2023 S Int Small Bank 185859 LINDELL B&TC, SAINT LOUIS, MISSOURI 12/18/2023 09/05/2023 S Int Small Bank 266945 MONTICELLO BKG CO, 01/27/2024 09/05/2023 S Int Small Bank MONTICELLO, CRA Examinations scheduled forKENTUCKY Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January - March 31,BK, 2025) 3374412 1, 2025OAKSTAR SPRINGFIELD, 12/19/2022 06/13/2022 S Int Small Bank Institution MISSOURI Location Quarter 3120646 PATRIOT BK, MILLINGTON, ANSTAFF BK TENNESSEE 07/23/2022 02/07/2022 S GREEN FOREST, ARKANSAS Int Small Bank Fourth Quarter of 2024 49241 ARMOR BK 09/23/2023 06/05/2023 S FORREST CITY, ARKANSAS Int Small Bank Fourth Quarter of 2024 RELYANCE BK, WHITE HALL, ARKANSAS EVOLVE B&TC WEST MEMPHIS, ARKANSAS Fourth Quarter of 2024 FIRST ST BK RUSSELLVILLE, ARKANSAS Fourth Quarter of 2024 * Subject to the provisions of the Community Reinvestment Act District: 8 Federal Reserve Bank of St. Louis CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter SIGNATURE BK FAYETTEVILLE, ARKANSAS Fourth Quarter of 2024 BANKTENNESSEE COLLIERVILLE, TENNESSEE First Quarter of 2025 CHAMBERS BK DANVILLE, ARKANSAS First Quarter of 2025 DIAMOND BK MURFREESBORO, ARKANSAS First Quarter of 2025 DIETERICH BK EFFINGHAM, ILLINOIS First Quarter of 2025 FARMERS & MERCHANTS BK STUTTGART, ARKANSAS First Quarter of 2025 OAKSTAR BK SPRINGFIELD, MISSOURI First Quarter of 2025 SOUTHERN BANCORP BK ARKADELPHIA, ARKANSAS First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending August 24, 2024 Filer Filing Type NATCOM * 3A5 BANCSHARES,INC. Filing Proposal End of Comment Period NATCOM Bancshares Inc., Superior, Newspaper: Wisconsin; to merge with Great River Federal Register: Holding Company, and thereby indirectly acquire RiverWood Bank, both of Baxter, Minnesota * Subject to the provisions of the Community Reinvestment Act 09/22/2024 09/27/2024 District: 9 Federal Reserve Bank of Minneapolis The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 613156 FIRST MT BK, MISSOULA, MONTANA 06/23/2024 09/11/2023 S Int Small Bank 823656 FIRST ST BK SOUTHWEST, PIPESTONE, MINNESOTA 03/18/2024 08/14/2023 O Int Small Bank 685676 OPPORTUNITY BK OF MT, HELENA, MONTANA 04/29/2024 10/24/2022 O Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter PIONEER BK MAPLETON, MINNESOTA Fourth Quarter of 2024 FARMERS ST BK VICTOR, MONTANA First Quarter of 2025 NORTH AMER BKG CO ROSEVILLE, MINNESOTA First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal End of Comment Period ANTELOPE BANCSHARES, INC. Listed DeNovo Antelope Bancshares, Inc., Elgin, Nebraska, proposes to engage in extending credit and servicing loans pursuant to section 225.28(b)(1) of Regulation Y. Newspaper: Federal Register: * Subject to the provisions of the Community Reinvestment Act Not applicable 09/12/2024 District: 10 Federal Reserve Bank of Kansas City The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 311050 AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA 04/07/2024 08/14/2023 S Int Small Bank 862057 BANK OF CMRC, CHANUTE, KANSAS 07/04/2024 04/15/2024 S Int Small Bank 482053 CITIZENS ST BK, WISNER, NEBRASKA 04/29/2024 02/12/2024 S Int Small Bank 1836701 ENTERPRISE BK, OMAHA, NEBRASKA 10/23/2023 08/07/2023 S Int Small Bank 3412417 JONAH BK, CASPER, WYOMING 06/03/2024 03/18/2024 S Int Small Bank 669555 MIDWEST BK, PIERCE, 02/26/2024 11/27/2023 S Int Small Bank NEBRASKA CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January - March 31,ST 2025) 955959 1, 2025SECURITY BK, BASIN, 07/21/2024 04/29/2024 S Int Small Bank Institution WYOMING Location Quarter COLORADO B&TC OF LA JUNTA LA JUNTA, COLORADO Fourth Quarter of 2024 COUNTRY CLUB BK KANSAS CITY, MISSOURI Fourth Quarter of 2024 SMALL BUS BK LENEXA, KANSAS Fourth Quarter of 2024 SOVEREIGN BK SHAWNEE, OKLAHOMA Fourth Quarter of 2024 * Subject to the provisions of the Community Reinvestment Act District: 10 Federal Reserve Bank of Kansas City CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter SUNDANCE ST BK SUNDANCE, WYOMING Fourth Quarter of 2024 * Subject to the provisions of the Community Reinvestment Act District: 11 Federal Reserve Bank of Dallas Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal End of Comment Period Karnes County National Bancshares, Inc. * 3A1 Karnes County National Bancshares, Inc., Karnes City, Texas to become a Bank Holding Company by acquiring The Karnes County National Bank of Karnes City, Karnes City, Texas Newspaper: Federal Register: Not available Not available PERRYTON BANCSHARES, INC. Change in Bank Control The Tim Tregellas Trust – Perryton Newspaper: Bancshares Trust S, and Tim Tregellas, Federal Register: Aledo, Texas, as trustee; The William Mac Tregellas Trust – Perryton Bancshares Trust S, and William Mac Tregellas, Perryton, Texas, as trustee intend to apply to the Federal Reserve Board for permission to acquire shares and thereby control of Perryton Bancshares, Inc., Perryton, Texas which controls The Perryton National Bank, Perryton, Texas and join the Tregellas Family Group. In addition, Chad Tregellas, Aledo, Texas, Tiffany Tregellas, Fort Worth, Texas, and William Seth Tregellas, Perryton, Texas, intend to apply to the Federal Reserve Board for permission to retain shares of Perryton Bancshares, Inc., Perryton, Texas which controls The Perryton National Bank, Perryton, Texas and join the Tregellas Family Group a group acting in concert. Not available 08/27/2024 Producer Acquisition Corp., Beaumont, Newspaper: Texas, to become a bank holding Federal Register: company by acquiring Powell State Bank, Powell, Texas Not available Not available Producer Acquisition * 3A1 Corp. * Subject to the provisions of the Community Reinvestment Act District: 11 Federal Reserve Bank of Dallas The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location 3630323 645465 Exam Date CRA Public Date CRA Rating Exam Method THIRD COAST BK SSB, HUMBLE, 08/14/2022 TEXAS 04/25/2022 S Int Small Bank VISTA BK, DALLAS, TEXAS 04/01/2024 O Int Small Bank 07/29/2024 CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter FIRST LIBERTY BK LIBERTY, TEXAS Fourth Quarter of 2024 PEGASUS BK DALLAS, TEXAS Fourth Quarter of 2024 VANTAGE BK TX SAN ANTONIO, TEXAS Fourth Quarter of 2024 FIRST ST BK OF LIVINGSTON LIVINGSTON, TEXAS First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 11 Federal Reserve Bank of Dallas CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter ORIGIN BK CHOUDRANT, LOUISIANA First Quarter of 2025 TEXAS RGNL BK HARLINGEN, TEXAS First Quarter of 2025 UNITED TX BK DALLAS, TEXAS First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending August 24, 2024 Filer Filing Type Filing Proposal NONE * Subject to the provisions of the Community Reinvestment Act End of Comment Period District: 12 Federal Reserve Bank of San Francisco The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: O = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID Institution/Location Exam Date CRA Public Date CRA Rating Exam Method 3487947 UNIBANK, LYNNWOOD, WASHINGTON 07/05/2024 07/31/2023 S Int Small Bank CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025 (January 1, 2025 - March 31, 2025) Institution Location Quarter PACIFIC PREMIER BK IRVINE, CALIFORNIA First Quarter of 2025 * Subject to the provisions of the Community Reinvestment Act
@FedFRASER