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No. 31 Week ending August 3, 2024
Board Actions
Bank Branches, Domestic
Bank 7, Oklahoma City, Oklahoma—to establish a branch at 4003 East 51st Street, Tulsa, Oklahoma.*
Approved: July 26, 2024
*Addition
Personnel
Division of Monetary Affairs—appointment of Kurt Lewis as adviser.
Approved: July 30, 2024
Regulations and Policies
Financial Data Transparency Act Joint Data Standards—notice of proposed rulemaking and request for
comment, published jointly with several other federal financial regulatory agencies.
Approved: July 30, 2024
Resolution Plans—(1) interagency final guidance on resolution plan submissions for domestic triennial full
filers and foreign triennial full filers and (2) extension of the resolution plan submission deadline for these
filers to October 1, 2025.
Approved: August 2, 2024
Actions Under Delegated Authority
Bank Branches, Domestic
Chicago
The Friendship State Bank, Friendship, Indiana—to establish a branch at 24571 Stateline Road, Bright,
Indiana.
Approved: July 29, 2024
Secretary
The Northern Trust Company, Chicago, Illinois—to establish a branch at Two Commerce Square,
2001 Market Street, Philadelphia, Pennsylvania.
Approved: July 29, 2024
St. Louis
First Choice Bank, Pontotoc, Mississippi—to establish a branch at 3212 Goodman Road East, Southaven,
Mississippi.
Approved: August 1, 2024
Bank Holding Companies
Atlanta
United Bank Corporation, Barnesville, Georgia—to engage de novo in extending credit and servicing loans
pursuant to section 225.28(b)(1) of the Board's Regulation Y.
Approved: August 2, 2024
St. Louis
First Breckinridge Bancshares, Inc., Irvington, Kentucky—to acquire First Kentucky Holding Company, LLC,
Louisville, Kentucky, and thereby engage in activities that may be performed by a trust company pursuant
to section 225.28(b)(5) of the Board's Regulation Y.
Approved: July 30, 2024
Banks, State Member
San Francisco
East West Bank, Pasadena, California—to make certain public welfare investments (two requests).
Approved: July 31, 2024
Change in Bank Control
Dallas
Pilgrim Bancorporation, Mount Pleasant, Texas—Rodney Bass, as trustee of The Lonnie Ken Pilgrim 2003
GST Trust, The Lonnie Ken Pilgrim 1999 Issue Trust, The LKP 2012 GST Trust, The Greta Pilgrim Owens
2003 GST Trust, The Greta Pilgrim Owens 1999 Issue Trust, and The GPO 2012 Trust, Sulphur Springs,
Texas, to join the Pilgrim/Henson/Simpson family group, a group acting in concert, to retain shares of
Pilgrim Bancorporation and thereby indirectly retain shares of Pilgrim Bank, Pittsburg, Texas.
Permitted: August 1, 2024
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
www.federalreserve.gov
FEDERAL RESERVE RELEASE H.2
Kansas City
Steinauer Bancorp, Steinauer, Nebraska—Johannes Wilhelmus Antonius Zuurbier, Amsterdam,
Netherlands, to acquire voting shares of Steinauer Bancorp and thereby indirectly acquire voting shares
of Bank of Steinauer, Steinauer, Nebraska.
Withdrawn: August 2, 2024
Financial Holding Companies
Minneapolis
Sterling Financial Group, Inc., Rochester, Minnesota—election to become a financial holding company.
Effective: August 1, 2024
Membership
St. Louis
Union Bank & Trust Company, Monticello, Arkansas—to become a member of the Federal Reserve System.
Approved: July 29, 2024
Savings and Loan Holding Companies
Chicago
Midfed Acquisition Corp., Wilmington, Delaware—to become a savings and loan holding company by
acquiring Midland Capital Holdings Corporation and thereby indirectly acquiring Midland Federal Savings
and Loan Association, both of Bridgeview, Illinois.
Approved: July 29, 2024
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
www.federalreserve.gov
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending August 3, 2024
Filer
Filing Type
PEOPLESBANCOR * 3A3
P, MHC
* 3A5
Filing Proposal
End of Comment Period
PeoplesBancorp, MHC, Holyoke,
Newspaper:
Massachusetts to merge with SSB
Federal Register:
Community Bancorp MHC, Spencer,
Massachusetts, and thereby acquire
100 percent SSB Community Bancorp
Inc., Spencer, Massachusetts, and
Cornerstone Bank, Spencer,
Massachusetts, pursuant to sections
3(a)(3) and 3(a)(5) of the Bank Holding
Company Act of 1956, as amended and
section 225.15 of Regulation Y.
* Subject to the provisions of the Community Reinvestment Act
Not available
09/06/2024
District: 1
Federal Reserve Bank of Boston
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
447100
CORNERSTONE BK, SPENCER,
MASSACHUSETTS
07/06/2024
03/04/2024
S
Int Small Bank
1008674
READING CO-OP BK, READING,
MASSACHUSETTS
02/11/2024
07/31/2023
S
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 2
Federal Reserve Bank of New York
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
End of Comment Period
DIME COMMUNITY * Branch (Domestic) Dime Community Bank, Bridgehampton, Newspaper:
BANK
New York, to establish a branch office to Federal Register:
be located at 390 Berry Street,
Brooklyn, New York.
* Subject to the provisions of the Community Reinvestment Act
08/18/2024
Not applicable
District: 2
Federal Reserve Bank of New York
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
645317
ADIRONDACK TC, SARATOGA
SPRINGS, NEW YORK
09/28/2023
12/05/2022
S
Int Small Bank
722816
SOLVAY BK, SOLVAY, NEW YORK 02/04/2024
06/26/2023
S
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
NONE
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
District: 3
Federal Reserve Bank of Philadelphia
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
3603961
VICTORY BK, LIMERICK,
PENNSYLVANIA
06/14/2024
07/10/2023
S
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
End of Comment Period
HUNTINGTON
NATIONAL BANK,
THE
Investment
Huntington National Bank, Columbus,
Ohio ("HNB"), to make an additional
investment in Huntington Bank
International, Inc., Columbus, Ohio
("HBI"), and for HBI, to make an
additional investment in Huntington
Commercial Finance New Zealand,
LTD, Auckland, New Zealand; both as
subsidiaries of HNB and pursuant to
Section 211.9(f) of Regulation K
Newspaper:
Federal Register:
* Subject to the provisions of the Community Reinvestment Act
District: 4
Federal Reserve Bank of Cleveland
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
853112
HEARTLAND BK, WHITEHALL,
OHIO
12/17/2023
04/11/2022
O
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
NONE
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
District: 5
Federal Reserve Bank of Richmond
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
886624
CLEAR MNT BK, BRUCETON
MILLS, WEST VIRGINIA
11/19/2023
06/05/2023
S
Int Small Bank
3567269
SELECT BK, FOREST, VIRGINIA
06/01/2024
04/17/2023
S
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
SOUTHERN BANK
OF TENNESSEE
* Branch (Domestic) Southern Bank of Tennessee, Mount
Newspaper:
Juliet, Tennessee, to establish a branch Federal Register:
located at 5109 Peter Taylor Park Drive,
Brentwood, Tennessee.
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
08/09/2024
Not applicable
District: 6
Federal Reserve Bank of Atlanta
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
353238
CENTRAL ST BK, CALERA,
ALABAMA
03/07/2024
09/25/2023
S
Int Small Bank
956938
PRIORITYONE BK, MAGEE,
MISSISSIPPI
04/27/2024
10/30/2023
S
Int Small Bank
479839
TENNESSEE ST BK, PIGEON
FORGE, TENNESSEE
10/29/2023
06/12/2023
S
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending August 3, 2024
Filer
Filing Type
THUMB BANK &
TRUST
* 18C
Thumb Bancorp., Inc. Employee Stock Newspaper:
* 3A3
Ownership Plan and Thumb Bancorp, Federal Register:
* Branch (Domestic) Inc., both of Pigeon Michigan to acquire
100 percent of the outstanding shares of
FSB Interim Bank, Freeland, Michigan
and Freeland State Bank, Freeland,
Michigan. In addition, Thumb Bank &
Trust, Pigeon, Michigan to merge,
through its wholly owned subsidiary FSB
Interim Bank, with Freeland State Bank,
Freeland, Michigan. As a result of the
merger, Thumb Bank & Trust, Pigeon,
Michigan will establish a branch office at
185 E. Washington Road, Freeland,
Michigan.
WHITNEY
Change in Bank
CORPORATION OF Control
IOWA
Filing Proposal
End of Comment Period
Jason C. Nicholas Bank Trust, Jason C. Newspaper:
Nicholas, trustee, both of Atlantic, Iowa Federal Register:
to acquire voting shares of Whitney
Corporation of Iowa and thereby
indirectly acquire voting shares of First
Whitney Bank and Trust, both of
Atlantic, Iowa.
* Subject to the provisions of the Community Reinvestment Act
Not available
Not available
Not available
08/13/2024
District: 7
Federal Reserve Bank of Chicago
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
711548
CHELSEA ST BK, CHELSEA,
MICHIGAN
06/10/2024
02/26/2024
S
Int Small Bank
502746
COMMUNITY ST BK, AVILLA,
INDIANA
06/15/2024
03/04/2024
S
Int Small Bank
643340
EASTERN MI BK, CROSWELL,
MICHIGAN
01/20/2024
07/17/2023
S
Int Small Bank
3804535
GUARANTY BK, SPRINGFIELD,
MISSOURI
03/31/2024
05/01/2023
S
Int Small Bank
982348
IOWA ST BK, HULL, IOWA
07/21/2024
04/01/2024
S
Int Small Bank
448040
OXFORD BK, OXFORD, MICHIGAN02/16/2024
05/15/2023
S
Int Small Bank
08/14/2023
S
Int Small Bank
01/22/2024
S
CRA Examinations scheduled for Quarter of
695349
TRI-COUNTY BK, BROWN CITY,
MICHIGAN
04/06/2024
433943
NONE
05/05/2024
Institution
WASHINGTON ST BK,
WASHINGTON, IOWA
Location
* Subject to the provisions of the Community Reinvestment Act
Quarter
Int Small Bank
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
CAMPBELL HILL
BANCSHARES,
INC.
Change in Bank
Control
Notice by William A. Richelman,
Newspaper:
Gregory L. Richelman, Tracy D.
Federal Register:
Richelman, Shellie R. Astin, Donald L.
Richelman, Elaine L. Richelman, Mark
A. Richelman, all of Campbell Hill,
Illinois, and Jeffery A. Richelman of
Perryville, Missouri, to establish the
Richelman Family Control Group, a
group acting in concert, to retain voting
shares of Campbell Hill Bancshares,
Inc., and thereby indirectly retain voting
shares of First State Bank of Campbell
Hill, both of Campbell Hill, Illinois
08/07/2024
Not available
CAMPBELL HILL
BANCSHARES,
INC.
Change in Bank
Control
Notice by the Edward C. Knop &
Newspaper:
Barbara B. Knop Living Trust, Edward Federal Register:
C. Knop and Barbara B. Knop, Trustees,
all of Clifton, Illinois; James E. Knop,
Ely, Minnesota; Mary R. Knop
Patterson, Williamsburg, Virginia; and
John C. Knop, Apple Valley, Minnesota,
to establish the Knop Family Control
Group, a group acting in concert, to
retain voting shares of Campbell Hill
Bancshares, Inc., and thereby indirectly
retain voting shares of First State Bank
of Campbell Hill, both of Campbell Hill,
Illinois
08/07/2024
Not available
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
District: 8
Federal Reserve Bank of St. Louis
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
879644
BANK OF ADVANCE, ADVANCE,
MISSOURI
11/03/2023
07/24/2023
S
Int Small Bank
856748
CITIZENS BK, BATESVILLE,
ARKANSAS
03/30/2024
05/15/2023
S
Int Small Bank
137447
FNB CMNTY BK, VANDALIA,
ILLINOIS
11/03/2023
07/24/2023
S
Int Small Bank
3804535
GUARANTY BK, SPRINGFIELD,
MISSOURI
03/31/2024
05/01/2023
S
Int Small Bank
185859
LINDELL B&TC, SAINT LOUIS,
MISSOURI
12/18/2023
09/05/2023
S
Int Small Bank
MONTICELLO BKG CO,
MONTICELLO, KENTUCKY
CRA Examinations scheduled for Quarter of
3374412
OAKSTAR BK, SPRINGFIELD,
MISSOURI
01/27/2024
09/05/2023
S
Int Small Bank
12/19/2022
06/13/2022
S
Int Small Bank
3120646
NONE
PATRIOT BK, MILLINGTON,
TENNESSEE
07/23/2022
02/07/2022
S
Int Small Bank
49241
RELYANCE BK, WHITE HALL,
ARKANSAS
09/23/2023
06/05/2023
S
Int Small Bank
266945
Institution
Location
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
NONE
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
District: 9
Federal Reserve Bank of Minneapolis
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
613156
FIRST MT BK, MISSOULA,
MONTANA
06/23/2024
09/11/2023
S
Int Small Bank
823656
FIRST ST BK SOUTHWEST,
PIPESTONE, MINNESOTA
03/18/2024
08/14/2023
O
Int Small Bank
685676
OPPORTUNITY BK OF MT,
HELENA, MONTANA
04/29/2024
10/24/2022
O
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
End of Comment Period
COMMERCE BANK * Branch (Domestic) Commerce Bank, Kansas City, Missouri, Newspaper:
to establish a branch located at 10990 Federal Register:
New Halls Ferry Road, Suite N,
Ferguson, Missouri.
08/12/2024
Not applicable
SUNDANCE
BANKSHARES,
INC.
Not available
08/07/2024
Change in Bank
Control
Schloredt Family Revocable Trust and Newspaper:
Jett Schloredt, as co-trustee with Dolly Federal Register:
Schloredt, all of Sundance, Wyoming, to
become members of the Richard Durfee
Family Control Group, a group acting in
concert; to acquire voting shares of
Sundance Bankshares, Inc., and
thereby indirectly acquire voting shares
of Sundance State Bank, both of
Sundance, Wyoming. Dolly Schloredt
was previously permitted by the Federal
Reserve System to control the voting
shares of Sundance Bankshares, Inc.,
and Sundance
State Bank.
* Subject to the provisions of the Community Reinvestment Act
District: 10
Federal Reserve Bank of Kansas City
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
311050
AMERICAN HERITAGE BK,
SAPULPA, OKLAHOMA
04/07/2024
08/14/2023
S
Int Small Bank
862057
BANK OF CMRC, CHANUTE,
KANSAS
07/04/2024
04/15/2024
S
Int Small Bank
482053
CITIZENS ST BK, WISNER,
NEBRASKA
04/29/2024
02/12/2024
S
Int Small Bank
1836701
ENTERPRISE BK, OMAHA,
NEBRASKA
10/23/2023
08/07/2023
S
Int Small Bank
3412417
JONAH BK, CASPER, WYOMING
06/03/2024
03/18/2024
S
Int Small Bank
02/26/2024
11/27/2023
S
Int Small Bank
07/21/2024
04/29/2024
S
Int Small Bank
669555
MIDWEST BK, PIERCE,
NEBRASKA
CRA Examinations scheduled for Quarter of
955959
SECURITY ST BK, BASIN,
WYOMING
Institution
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
PERRYTON
BANCSHARES,
INC.
Change in Bank
Control
The Tim Tregellas Trust – Perryton
Newspaper:
Bancshares Trust S, and Tim Tregellas, Federal Register:
Aledo, Texas, as trustee; The William
Mac Tregellas Trust – Perryton
Bancshares Trust S, and William Mac
Tregellas, Perryton, Texas, as trustee
intend to apply to the Federal Reserve
Board for permission to acquire shares
and thereby control of Perryton
Bancshares, Inc., Perryton, Texas which
controls The Perryton National Bank,
Perryton, Texas and join the Tregellas
Family Group. In addition, Chad
Tregellas, Aledo, Texas, Tiffany
Tregellas, Fort Worth, Texas, and
William Seth Tregellas, Perryton, Texas,
intend to apply to the Federal Reserve
Board for permission to retain shares of
Perryton Bancshares, Inc., Perryton,
Texas which controls The Perryton
National Bank, Perryton, Texas and join
the Tregellas Family Group a group
acting in concert.
Not available
Not available
Producer Acquisition Corp., Beaumont, Newspaper:
Texas, to become a bank holding
Federal Register:
company by acquiring Powell State
Bank, Powell, Texas
Not available
Not available
Producer Acquisition * 3A1
Corp.
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
District: 11
Federal Reserve Bank of Dallas
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
3630323
645465
CRA Public Date
CRA Rating
Exam Method
THIRD COAST BK SSB, HUMBLE, 08/14/2022
TEXAS
04/25/2022
S
Int Small Bank
VISTA BK, DALLAS, TEXAS
04/01/2024
O
Int Small Bank
CRA Examinations scheduled for
Institution
Exam Date
07/29/2024
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending August 3, 2024
Filer
Filing Type
Filing Proposal
MONTECITO
BANCORP
Change in Bank
Control
Steven C. Zola, trustee of the MBC
Newspaper:
Trust u/a/d April 1, 2017, Santa Barbara, Federal Register:
California; to become a member of a
control group comprised of the MBC
Trust, Santa Barbara, California;
Michelle Konoske, Santa Barbara,
California; and Joshua Rabinowitz,
Santa Barbara, California; as Trustees
of the MBC Trust; to acquire voting
shares of Montecito Bancorp; and
thereby indirectly acquire voting shares
of Montecito Bank & Trust, both of
Santa Barbara, California.
PACIFIC PREMIER
BANK
* Branch (Domestic) Pacific Premier Bank, Irvine, California, Newspaper:
proposes to establish a new branch
Federal Register:
office at 5055 N. 32nd Street, Suite 100,
Phoenix, Arizona.
* Subject to the provisions of the Community Reinvestment Act
End of Comment Period
Not available
08/19/2024
Not available
Not applicable
District: 12
Federal Reserve Bank of San Francisco
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD ID
Institution/Location
Exam Date
CRA Public Date
CRA Rating
Exam Method
3487947
UNIBANK, LYNNWOOD,
WASHINGTON
07/05/2024
07/31/2023
S
Int Small Bank
CRA Examinations scheduled for
Institution
Quarter of
Location
NONE
* Subject to the provisions of the Community Reinvestment Act
Quarter
@FedFRASER