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No. 34 Week ending August 24, 2024

Board Actions
None

FEDERAL RESERVE RELEASE H.2

Actions Under Delegated Authority
Bank Branches, Domestic
Dallas
Frost Bank, San Antonio, Texas—to establish a branch at 9605 Coit Road, Plano, Texas.
Approved: August 19, 2024

New York
Dime Community Bank, Bridgehampton, New York—to establish a branch at 390 Berry Street, Brooklyn,
New York.
Approved: August 23, 2024

Bank Holding Companies
Dallas
The Adam Corporation Group and TAC Financial Corporation, both of College Station, Texas—(1) to
become bank holding companies by acquiring Adam Bank Group, Inc., and thereby indirectly acquiring
American Momentum Bank, both of College Station, Texas; (2) to engage in agency transactional services
for customer investments pursuant to section 225.28(b)(7) of the Board's Regulation Y through its
subsidiary Globaltech Securities, LLC, Clifton Park, New York; and (3) to elect to become financial holding
companies.
Approved: August 22, 2024

General Counsel
Skyline Bankshares, Inc., Floyd, Virginia—waiver of application in connection with the acquisition and
merger of Johnson County Bank, Mountain City, Tennessee, with and into Skyline National Bank,
Independence, Virginia.
Granted: August 23, 2024
United Community Banks, Inc., and United Community Bank, both of Greenville, South Carolina—request
for an exemption under the Depository Institution Management Interlocks Act and Regulation L.
Granted: August 23, 2024

Kansas City
Northeast Kansas Bancshares, Inc., Overland Park, Kansas—termination of certain commitments.
Granted: August 21, 2024

Minneapolis
First Rushmore Bancorporation, Inc., Worthington, Minnesota—request by Gregory Raymo for relief from
certain commitments involving First Rushmore Bancorporation.
Granted: August 22, 2024

Banks, Foreign
Director, S&R
OakNorth Bank, plc, London, England—to establish a representative office in New York, New York.

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

www.federalreserve.gov

FEDERAL RESERVE RELEASE H.2

Approved: August 23, 2024

Banks, State Member
Secretary
The Northern Trust Company, Chicago, Illinois—to make certain public welfare investments (two requests).
Approved: August 22, 2024

Change in Bank Control
Kansas City
Pinnacle Bancorp, Inc., Omaha, Nebraska—Thomas S. Dinsdale 2011 Irrevocable Trust, Kim W. Dinsdale,
trustee, both of Grand Island, Nebraska; to acquire voting shares of Pinnacle Bancorp, Inc., Omaha,
Nebraska, and thereby indirectly acquire voting shares of Pinnacle Bank, Lincoln, Nebraska; Pinnacle
Bank, Fort Worth, Texas; Pinnacle Bank-Wyoming, Cody, Wyoming; and Bank of Colorado, Fort Collins,
Colorado, and to become a member of the Dinsdale Family Group, a group acting in concert, that controls
Pinnacle Bancorp, Inc.
Permitted: August 20, 2024

Extensions of Time
Secretary
Maine Community Bancorp, MHC, and Maine Community Bancorp, Inc., both of Auburn, Maine—extension
to January 6, 2025, to complete the acquisition of Gorham Bancorp, MHC, and Gorham Bancorp, Inc.,
both of Gorham, Maine.
Granted: August 23, 2024

Membership
Dallas
Benchmark Bank, Plano, Texas—to become a member of the Federal Reserve System.
Approved: August 20, 2024

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

www.federalreserve.gov

District: 1
Federal Reserve Bank of Boston
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 1
Federal Reserve Bank of Boston
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

447100

CORNERSTONE BK, SPENCER,
MASSACHUSETTS

07/06/2024

03/04/2024

S

Int Small Bank

1008674

READING CO-OP BK, READING,
MASSACHUSETTS

02/11/2024

07/31/2023

S

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 2
Federal Reserve Bank of New York
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

NEW YORK
COMMUNITY
BANCORP, INC.

Change in
Bank Control

Liberty Strategic Capital (CEN)
Newspaper:
Holdings, LLC; Liberty 77 Capital L.P., Federal Register:
as the investment manager of Liberty
Strategic Capital (CEN) Holdings, LLC;
Liberty 77 Capital Partners L.P., the
general partner of Liberty 77 Capital
L.P.; Liberty Capital L.L.C., the general
partner of Liberty 77 Capital Partners
L.P.; STM Partners LLC, which
indirectly controls Liberty Strategic
Capital (CEN) Holdings, LLC, and
Liberty 77 Capital L.P.; and Mr. Steven
T. Mnuchin, the President of STM
Partners LLC and managing partner of
Liberty 77 Capital, L.P., all of
Washington, DC, each individually and
together as a group acting in concert, to
acquire voting shares of New York
Community Bancorp, Inc., Hicksville,
New York, and thereby indirectly
acquire voting shares of Flagstar Bank,
National Association, Hicksville, New
York.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

09/04/2024
09/12/2024

District: 2
Federal Reserve Bank of New York
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

645317

ADIRONDACK TC, SARATOGA
SPRINGS, NEW YORK

09/28/2023

12/05/2022

S

Int Small Bank

722816

SOLVAY BK, SOLVAY, NEW YORK 02/04/2024

06/26/2023

S

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

BK OF MILLBROOK

MILLBROOK, NEW YORK

Fourth Quarter of 2024

GOLDMAN SACHS BK USA

NEW YORK, NEW YORK

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 3
Federal Reserve Bank of Philadelphia
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

3603961

VICTORY BK, LIMERICK,
PENNSYLVANIA

06/14/2024

07/10/2023

S

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

AMERICAN BK

ALLENTOWN, PENNSYLVANIA

Fourth Quarter of 2024

CITIZENS & NORTHERN BK

WELLSBORO, PENNSYLVANIA

Fourth Quarter of 2024

* Subject to the provisions of the Community Reinvestment Act

District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 4
Federal Reserve Bank of Cleveland
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

853112

HEARTLAND BK, WHITEHALL,
OHIO

12/17/2023

04/11/2022

O

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

CORN CITY ST BK

DESHLER, OHIO

Fourth Quarter of 2024

* Subject to the provisions of the Community Reinvestment Act

District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

CSBH, LLC

* 3A3

CSBH, LLC, Powhatan, Virginia, to
Newspaper:
acquire up to 75% of the outstanding
Federal Register:
common stock of Industry Bancshares,
Inc., Bellville, Texas, and thereby
indirectly acquire interests in Industry
State Bank, Industry, Texas, Bank of
Brenham, National Association,
Brenham, Texas, Fayetteville Bank,
Fayetteville, Texas, The First National
Bank of Shiner, Shiner, Texas, Citizens
State Bank, Buffalo, Texas, and The
First National Bank of Bellville, Bellville,
Texas.

UNITED
* Branch (Domestic) United Community Bank to establish a
COMMUNITY BANK
new branch at 1105 Hatches Pond
Lane, Cary NC 27519.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

Newspaper:
Federal Register:

09/29/2024
09/25/2024

09/07/2024
Not applicable

District: 5
Federal Reserve Bank of Richmond
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

886624

CLEAR MNT BK, BRUCETON
MILLS, WEST VIRGINIA

11/19/2023

06/05/2023

S

Int Small Bank

3567269

SELECT BK, FOREST, VIRGINIA

06/01/2024

04/17/2023

S

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

CHESAPEAKE BK

KILMARNOCK, VIRGINIA

Fourth Quarter of 2024

COASTAL STS BK

HILTON HEAD ISLAND, SOUTH
CAROLINA

Fourth Quarter of 2024

EAGLEBANK

BETHESDA, MARYLAND

Fourth Quarter of 2024

TOUCHSTONE BK

MC KENNEY, VIRGINIA

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 6
Federal Reserve Bank of Atlanta
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

353238

CENTRAL ST BK, CALERA,
ALABAMA

03/07/2024

09/25/2023

S

Int Small Bank

956938

PRIORITYONE BK, MAGEE,
MISSISSIPPI

04/27/2024

10/30/2023

S

Int Small Bank

479839

TENNESSEE ST BK, PIGEON
FORGE, TENNESSEE

10/29/2023

06/12/2023

S

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

COPIAH BK

HAZLEHURST, MISSISSIPPI

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

ANDERSON
BANCORP, INC.

Change in Bank
Control

Notice by Richard D. Anderson of
Newspaper:
Dahinda, IL, individually, and as a
Federal Register:
trustee of the Mary Jan Anderson Trust,
Galesburg, IL; Andrew V. Anderson,
Monument, CO; Megan L. Compton,
Oneida, IL; and Wesley J. Anderson,
Oneida, IL to form the Anderson Family
Control Group, a group acting in
concert, for approval to control more
than 25 percent of voting shares of
Anderson Bancorp and thereby
indirectly control Anderson State Bank,
both of Oneida, Illinois.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

08/30/2024
08/28/2024

District: 7
Federal Reserve Bank of Chicago
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

711548

CHELSEA ST BK, CHELSEA,
MICHIGAN

06/10/2024

02/26/2024

S

Int Small Bank

502746

COMMUNITY ST BK, AVILLA,
INDIANA

06/15/2024

03/04/2024

S

Int Small Bank

643340

EASTERN MI BK, CROSWELL,
MICHIGAN

01/20/2024

07/17/2023

S

Int Small Bank

3804535

GUARANTY BK, SPRINGFIELD,
MISSOURI

03/31/2024

05/01/2023

S

Int Small Bank

982348

IOWA ST BK, HULL, IOWA

07/21/2024

04/01/2024

S

Int Small Bank

448040
OXFORD BK, OXFORD, MICHIGAN02/16/2024 05/15/2023
S
Int Small Bank
CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January
- March 31, 2025)
695349 1, 2025TRI-COUNTY
BK, BROWN CITY, 04/06/2024 08/14/2023
S
Int Small Bank
Institution

MICHIGAN

433943
WASHINGTON ST BK,
CHOICEONE BK
WASHINGTON, IOWA

Location

05/05/2024 01/22/2024
SPARTA, MICHIGAN

Quarter

S

Int Small Bank
Fourth Quarter of 2024

COMMUNITY ST BK

ANKENY, IOWA

Fourth Quarter of 2024

BANK OF BRODHEAD

BRODHEAD, WISCONSIN

First Quarter of 2025

FIRST BK OF BERNE

BERNE, INDIANA

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 7
Federal Reserve Bank of Chicago

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

ONE CMNTY BK

OREGON, WISCONSIN

First Quarter of 2025

THUMB B&TC

PIGEON, MICHIGAN

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

End of Comment Period

FARMERS BANK
AND TRUST
COMPANY

* 18C

Farmers Bank and Trust Company,
Blytheville, Arkansas, to merge with
Piggott State Bank, Piggott, Arkansas,
and thereby establish branches at the
locations of Piggott State Bank's main
office and branches.

Newspaper:
Federal Register:

* Subject to the provisions of the Community Reinvestment Act

09/19/2024
Not applicable

District: 8
Federal Reserve Bank of St. Louis
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

879644

BANK OF ADVANCE, ADVANCE,
MISSOURI

11/03/2023

07/24/2023

S

Int Small Bank

856748

CITIZENS BK, BATESVILLE,
ARKANSAS

03/30/2024

05/15/2023

S

Int Small Bank

137447

FNB CMNTY BK, VANDALIA,
ILLINOIS

11/03/2023

07/24/2023

S

Int Small Bank

3804535

GUARANTY BK, SPRINGFIELD,
MISSOURI

03/31/2024

05/01/2023

S

Int Small Bank

185859

LINDELL B&TC, SAINT LOUIS,
MISSOURI

12/18/2023

09/05/2023

S

Int Small Bank

266945
MONTICELLO BKG CO,
01/27/2024 09/05/2023
S
Int Small Bank
MONTICELLO,
CRA Examinations
scheduled forKENTUCKY
Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January
- March 31,BK,
2025)
3374412 1, 2025OAKSTAR
SPRINGFIELD,
12/19/2022 06/13/2022
S
Int Small Bank
Institution

MISSOURI

Location

Quarter

3120646
PATRIOT BK, MILLINGTON,
ANSTAFF BK
TENNESSEE

07/23/2022 02/07/2022
S
GREEN FOREST, ARKANSAS

Int Small Bank
Fourth Quarter of 2024

49241
ARMOR BK

09/23/2023 06/05/2023
S
FORREST CITY, ARKANSAS

Int Small Bank
Fourth Quarter of 2024

RELYANCE BK, WHITE HALL,
ARKANSAS

EVOLVE B&TC

WEST MEMPHIS, ARKANSAS

Fourth Quarter of 2024

FIRST ST BK

RUSSELLVILLE, ARKANSAS

Fourth Quarter of 2024

* Subject to the provisions of the Community Reinvestment Act

District: 8
Federal Reserve Bank of St. Louis

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

SIGNATURE BK

FAYETTEVILLE, ARKANSAS

Fourth Quarter of 2024

BANKTENNESSEE

COLLIERVILLE, TENNESSEE

First Quarter of 2025

CHAMBERS BK

DANVILLE, ARKANSAS

First Quarter of 2025

DIAMOND BK

MURFREESBORO, ARKANSAS

First Quarter of 2025

DIETERICH BK

EFFINGHAM, ILLINOIS

First Quarter of 2025

FARMERS & MERCHANTS BK

STUTTGART, ARKANSAS

First Quarter of 2025

OAKSTAR BK

SPRINGFIELD, MISSOURI

First Quarter of 2025

SOUTHERN BANCORP BK

ARKADELPHIA, ARKANSAS

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending August 24, 2024

Filer

Filing Type

NATCOM
* 3A5
BANCSHARES,INC.

Filing Proposal

End of Comment Period

NATCOM Bancshares Inc., Superior,
Newspaper:
Wisconsin; to merge with Great River Federal Register:
Holding Company, and thereby
indirectly acquire RiverWood Bank, both
of Baxter, Minnesota

* Subject to the provisions of the Community Reinvestment Act

09/22/2024
09/27/2024

District: 9
Federal Reserve Bank of Minneapolis
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

613156

FIRST MT BK, MISSOULA,
MONTANA

06/23/2024

09/11/2023

S

Int Small Bank

823656

FIRST ST BK SOUTHWEST,
PIPESTONE, MINNESOTA

03/18/2024

08/14/2023

O

Int Small Bank

685676

OPPORTUNITY BK OF MT,
HELENA, MONTANA

04/29/2024

10/24/2022

O

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

PIONEER BK

MAPLETON, MINNESOTA

Fourth Quarter of 2024

FARMERS ST BK

VICTOR, MONTANA

First Quarter of 2025

NORTH AMER BKG CO

ROSEVILLE, MINNESOTA

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

End of Comment Period

ANTELOPE
BANCSHARES,
INC.

Listed DeNovo

Antelope Bancshares, Inc., Elgin,
Nebraska, proposes to engage in
extending credit and servicing loans
pursuant to section 225.28(b)(1) of
Regulation Y.

Newspaper:
Federal Register:

* Subject to the provisions of the Community Reinvestment Act

Not applicable
09/12/2024

District: 10
Federal Reserve Bank of Kansas City
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

311050

AMERICAN HERITAGE BK,
SAPULPA, OKLAHOMA

04/07/2024

08/14/2023

S

Int Small Bank

862057

BANK OF CMRC, CHANUTE,
KANSAS

07/04/2024

04/15/2024

S

Int Small Bank

482053

CITIZENS ST BK, WISNER,
NEBRASKA

04/29/2024

02/12/2024

S

Int Small Bank

1836701

ENTERPRISE BK, OMAHA,
NEBRASKA

10/23/2023

08/07/2023

S

Int Small Bank

3412417

JONAH BK, CASPER, WYOMING

06/03/2024

03/18/2024

S

Int Small Bank

669555
MIDWEST BK, PIERCE,
02/26/2024 11/27/2023
S
Int Small Bank
NEBRASKA
CRA Examinations
scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January
- March 31,ST
2025)
955959 1, 2025SECURITY
BK, BASIN,
07/21/2024 04/29/2024
S
Int Small Bank
Institution

WYOMING

Location

Quarter

COLORADO B&TC OF LA JUNTA

LA JUNTA, COLORADO

Fourth Quarter of 2024

COUNTRY CLUB BK

KANSAS CITY, MISSOURI

Fourth Quarter of 2024

SMALL BUS BK

LENEXA, KANSAS

Fourth Quarter of 2024

SOVEREIGN BK

SHAWNEE, OKLAHOMA

Fourth Quarter of 2024

* Subject to the provisions of the Community Reinvestment Act

District: 10
Federal Reserve Bank of Kansas City

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

SUNDANCE ST BK

SUNDANCE, WYOMING

Fourth Quarter of 2024

* Subject to the provisions of the Community Reinvestment Act

District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

End of Comment Period

Karnes County
National
Bancshares, Inc.

* 3A1

Karnes County National Bancshares,
Inc., Karnes City, Texas to become a
Bank Holding Company by acquiring
The Karnes County National Bank of
Karnes City, Karnes City, Texas

Newspaper:
Federal Register:

Not available
Not available

PERRYTON
BANCSHARES,
INC.

Change in Bank
Control

The Tim Tregellas Trust – Perryton
Newspaper:
Bancshares Trust S, and Tim Tregellas, Federal Register:
Aledo, Texas, as trustee; The William
Mac Tregellas Trust – Perryton
Bancshares Trust S, and William Mac
Tregellas, Perryton, Texas, as trustee
intend to apply to the Federal Reserve
Board for permission to acquire shares
and thereby control of Perryton
Bancshares, Inc., Perryton, Texas which
controls The Perryton National Bank,
Perryton, Texas and join the Tregellas
Family Group. In addition, Chad
Tregellas, Aledo, Texas, Tiffany
Tregellas, Fort Worth, Texas, and
William Seth Tregellas, Perryton, Texas,
intend to apply to the Federal Reserve
Board for permission to retain shares of
Perryton Bancshares, Inc., Perryton,
Texas which controls The Perryton
National Bank, Perryton, Texas and join
the Tregellas Family Group a group
acting in concert.

Not available
08/27/2024

Producer Acquisition Corp., Beaumont, Newspaper:
Texas, to become a bank holding
Federal Register:
company by acquiring Powell State
Bank, Powell, Texas

Not available
Not available

Producer Acquisition * 3A1
Corp.

* Subject to the provisions of the Community Reinvestment Act

District: 11
Federal Reserve Bank of Dallas
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

3630323
645465

Exam Date

CRA Public Date

CRA Rating

Exam Method

THIRD COAST BK SSB, HUMBLE, 08/14/2022
TEXAS

04/25/2022

S

Int Small Bank

VISTA BK, DALLAS, TEXAS

04/01/2024

O

Int Small Bank

07/29/2024

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

FIRST LIBERTY BK

LIBERTY, TEXAS

Fourth Quarter of 2024

PEGASUS BK

DALLAS, TEXAS

Fourth Quarter of 2024

VANTAGE BK TX

SAN ANTONIO, TEXAS

Fourth Quarter of 2024

FIRST ST BK OF LIVINGSTON

LIVINGSTON, TEXAS

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 11
Federal Reserve Bank of Dallas

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

ORIGIN BK

CHOUDRANT, LOUISIANA

First Quarter of 2025

TEXAS RGNL BK

HARLINGEN, TEXAS

First Quarter of 2025

UNITED TX BK

DALLAS, TEXAS

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act

District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending August 24, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 12
Federal Reserve Bank of San Francisco
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

3487947

UNIBANK, LYNNWOOD,
WASHINGTON

07/05/2024

07/31/2023

S

Int Small Bank

CRA Examinations scheduled for Fourth Quarter of 2024 (October 1, 2024 - December 31, 2024) and First Quarter of 2025
(January 1, 2025 - March 31, 2025)
Institution

Location

Quarter

PACIFIC PREMIER BK

IRVINE, CALIFORNIA

First Quarter of 2025

* Subject to the provisions of the Community Reinvestment Act