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ANNOUNCEMENT BY BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (H.2, 1982 No. 34) Action of the Board; Applications and Reports APPLICABLE RESERVE BANK Received During the Week Ending August 21, 1982 ACTIONS OF THE BOARD Reduction in the basic discount r a t e from 11 percent to 10-1/2 p e r c e n t , e f f e c t i v e Monday, August 16. C i t i c o r p , New York, New York, the Board scheduled a second informal hearing t o r e c e i v e comment on the a p p l i c a t i o n of C i t i c o r p to acquire F i d e l i t y Federal Savings and Loan Association of San Francisco; the Board will hold a hearing on Thursday, September 2, a t i t s o f f i c e s in Washington. Kansas City Commerce Bancshares, I n c . , Kansas C i t y , Missouri, extension of time t o December 2, 1982, within which t o consummate the a c q u i s i t i o n of Plaza Bancshares, I n c . , Kansas C i t y , Missouri. J J San Francisco F i r s t Bancorp, Ma lad C i t y , Idaho, extension of time to January 16, 1983, within which t o become a bank holding company through a c q u i s i t i o n of F i r s t Bank and Trust of Idaho, Ma lad C i t y , Idaho. V Dal las F i r s t City Bancorporation of Texas, I n c . , Houston, Texas, extension of time t o December 7, 1982, within which to acquire Bank of Pasadena, Pasadena, Texas. ]_/ Atlanta F i r s t Community Bancshares of T i f t o n , I n c . , T i f t o n , Georgia, extension of time to October 15, 1982, within which to become a bank holding company through a c q u i s i t i o n of the Farmers Bank of T i f t o n , T i f t o n , Georgia. V Richmond F i r s t Virginia Banks, I n c . , F a l l s Church, V i r g i n i a , extension of time to January 8, 1983, within which to acquire the successor by merger t o Tazewell National Bank, Tazewell, V i r g i n i a . J J Atlanta Franklin F i r s t National Corporation, Decherd, Tennessee, extension of time t o November 17, 1982, within which t o become a bank holding company through the a c q u i s i t i o n of F i r s t National Bank of Franklin County, Decherd, Tennessee. J / Atlanta FSB Bancorporation, Decatur, Alabama, extension of time to December 19, 1982, within which t o become a bank holding company through a c q u i s i t i o n of F i r s t S t a t e Bank of Decatur, Decatur, Alabama. ]_/ JJ Application processed on behalf of the Board of Governors under delegated authority. H.2, 1982 No. 34 - 2 - ACTIONS OF THE BOARD - Continued Cleveland Huntington Bancshares Incorporated, Columbus, Ohio, extension of time t o November 24, 1982, within which t o acquire Union Commerce Corporation, Cleveland, Ohio. ]J Kansas City I n d u s t r i a l Bancshares, I n c . , Kansas City, Kansas, extension of time t o December 4, 1982, within which to acquire Commercial National Bank, Kansas C i t y , Kansas. ]_/ Dallas Liberty National Bancshares, I n c . , Lovington, New Mexico, extension of time t o November 15, 1982, within which to acquire Liberty National Bank, Lovington, New Mexico. V Kansas City Mission Bancshares, I n c . , Mission, Kansas, extension of time t o December 4, 1982, within which to acquire Commercial National Bank, Kansas C i t y , Kansas. J / San Francisco U. S. Bancorp, P o r t l a n d , Oregon, extension of time to November 28, 1982, within which to commence operation of Boulder U. S. I n d u s t r i a l Bank, Boulder, Colorado. J / Kansas City Valley View Bancshares, I n c . , Overland Park, Kansas, extension of time t o December 4, 1982, within which to acquire Commercial National Bank, Kansas C i t y , Kansas. J 7 San Francisco Wells Fargo & Company, San Francisco, C a l i f o r n i a , extension of time t o August 19, 1982, within which t o make a d d i t i o n a l i n v e s t ments in Wells Fargo Financing Corporation and Wells Fargo I n t e r n a t i o n a l Financing Corporation, N.V., Netherlands A n t i l l e s . J / New York Bank of New York, New York, New York, extension of time to September 25, 1982, within which t o e s t a b l i s h a branch o f f i c e in the immediate neighborhood of the i n t e r s e c t i o n of U. S. Route 20 and Rapp Road, Town of Guilderland, New York. J / Richmond D e r e g i s t r a t i o n under Regulation G of Energy Federal Credit Union, German town, Maryland. ]_/ Chicago H i l l s d a l e S t a t e Savings Bank, H i l l s d a l e , Michigan, an investment in bank premises. J / Chicago Manufacturers National Bank of D e t r o i t , D e t r o i t , Michigan, extension of time t o July 16, 1983, within which to invest in A t l a n t i c I n t e r n a t i o n a l Bank Limited, London, England. J_/ San Francisco Tracy-Collins Bank and Trust Company, Salt Lake C i t y , Utah, extension of time to April 5, 1983, within which to e s t a b l i s h a branch o f f i c e t o be located a t 7220 South 20th E a s t , Salt Lake C i t y , Utah. V T7 Application processed on behalf of the Board of Governors under delegated authority. M ** H.2, 1982 No. 34 - 3 ACTIONS OF THE BOARD - Continued Chicago Bank of Casey, Casey, I l l i n o i s , proposed merger with BOC Bank, Casey, I l l i n o i s , under the c h a r t e r of BOC Bank and t i t l e of The Bank of Casey; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . ] / Philadelphia Bank of Hanover and Trust Company, Hanover, Pennsylvania, proposal to merge with The F i r s t Hanover Bank, Hanover, Pennsylvania, under the t i t l e of the former and the c h a r t e r of the l a t t e r ; r e p o r t to the Federal Deposit Insurance Corporation on competitive factors. V Atlanta Barnett Bank of Palm Beach County, Del ray Beach, F l o r i d a , proposed merger with F i r s t Marine Bank & Trust Company of the Palm Beaches, Riviera Beach, F l o r i d a ; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . J J Chicago F i r s t C i t i z e n s Bank, Troy, Michigan, proposed merger with FC Bank, Troy, Michigan, under the c h a r t e r and t i t l e of F i r s t C i t i z e n s Bank; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . ]_/ Chicago F i r s t Security Bank, Addison, I l l i n o i s , proposed merger with Bank of Addison, Addison, I l l i n o i s , under the c h a r t e r of Bank of Addison and t i t l e of F i r s t Security Bank; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . J / S t . Louis Lake National Bank, Lake Ozark, Missouri, proposal to merge with Bank of Tuscumbia, Tuscumbia, Missouri; r e p o r t to the Comptroller of the Currency on competitive f a c t o r s , j y Atlanta National Bank of Walton County, Monroe, Georgia, proposed merger with New National Bank of Walton County, Monroe, Georgia; r e p o r t to the Comptroller of the Currency on competitive f a c t o r s . ]_/ Chicago Roselle S t a t e Bank and Trust Company, R o s e l l e , I l l i n o i s , proposed merger with RSB Bank, R o s e l l e , I l l i n o i s , under the c h a r t e r and t i t l e of Roselle S t a t e Bank and Trust Company; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . 1/ Dal las Rosenberg Bank & T r u s t , Rosenberg, Texas, proposed merger with New Rosenberg Bank & T r u s t , Rosenberg, Texas; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . 1/ Da 11 as Southside S t a t e Bank, Tyler, Texas, proposal to merge with New Southside S t a t e Bank, T y l e r , Texas; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . 1/ \J Application processed on behalf of the Board of Governors under delegated authority. i H.2, 1982 No. 34 ACTIONS OF THE BOARD - Continued Dallas Southwest National Bank, Austin, Texas, proposed merger with Southwest Bank, Austin, Texas; r e p o r t to the Federal Deposit Insurance Corporation on competitive f a c t o r s . J / Atlanta Sun Bank/Broward, N.A. Wilton Manors, F l o r i d a , proposed merger with Century National Bank of Broward, Fort Lauderdale, F l o r i d a ; r e p o r t to the Comptroller of the Currency on competitive f a c t o r s . ]_/ Atlanta Sun Bank, N.A., Orlando, F l o r i d a , proposed merger with Sun F i r s t National Bank of Lake County, Leesburg, F l o r i d a , and Sun F i r s t National Bank of Brevard County, Melbourne, F l o r i d a ; r e p o r t to the Comptroller of the Currency on competitive f a c t o r s . 1/ Atlanta Sun F i r s t National Bank of Palm Beach County, Del ray Beach, F l o r i d a , proposed merger with Century National Bank of Palm Beach County, West Palm Beach, F l o r i d a ; r e p o r t t o the Comptroller of the Currency on competitive f a c t o r s . 1/ T7 Application processed on behalf of the Board of Governors under delegated authority. H.2, 1982 No. 34 - 5 ACTIONS OF THE BOARD - Continued To Establish a Domestic Branch Pursuant to Section 9 of the Federal Reserve Act Approved The Bank of New York, New York, New York. To e s t a b l i s h eighty e l e c t r o n i c f a c i l i t i e s in Cattaraugus, Chautauqua, E r i e , Genesee, Niagara and Orleans Counties. J / New York Cleveland The F i f t h Third Bank, Cincinnati, Ohio. To e s t a b l i s h a branch at Montclair Boulevard, Mil f o r d , Clermont County, Ohio, j y Chicago The Northern Trust Company, Chicago, I l l i n o i s . To e s t a b l i s h an o f f s i t e e l e c t r o n i c f a c i l i t y at 1601 North Wells S t r e e t , Chicago, I I l i n o i s . J / Chicago Peoples Bank and Trust Company, Cedar Rapids, Iowa. To e s t a b l i s h an o f f s i t e e l e c t r o n i c f a c i l i t y a t 151 Jacolyn Drive, NW, Cedar Rapids, Iowa. J / * * * * * Issued Intent Not to Disapprove Change of Control Pursuant to Change in Bank Control Act of 1978 Kansas City Not Disapproved Jacomo Bancshares, I n c . , Blue S p r i n g s , Missouri. ]_/ * * * * * Applications and N o t i f i c a t i o n s for I n t e r n a t i o n a l Investments and Other Actions Pursuant to Sections 25 and 25(a) of the Federal Reserve Act and Sections 4 ( c ) ( 9 ) and 4(c)(13) of the Bank Holding Company Act of 1956, as amended New York T7 Approved Marine Midland Bank, N . a . , New York, New York: grants consent to convert Marine Midland Overseas Corporation, New York, New York, a wholly-owned s u b s i d i a r y of Bank's wholly and d i r e c t l y owned Edge Corporation, Marine Midland I n t e r n a t i o n a l Corporation, to an Agreement Corporation upon l i q u i d a t i o n of MMIC. Application processed on behalf of the Board of Governors under delegated authority. H.2, 1982 No. 34 - 6 ACTIONS OF THE BOARD - Continued Cleveland P i t t s b u r g h I n t e r n a t i o n a l Bank, P i t t s b u r g h , Pennsylvania: g r a n t s consent t o amend i t s A r t i c l e s of Incorporation t o increase i t s c a p i t a l and s u r p l u s . (7/12/82) Richmond NCNB Overseas Corporation, C h a r l o t t e , North Carolina: g r a n t s consent to purchase and hold, d i r e c t l y or i n d i r e c t l y , 41.25 percent of the shares of NCNB Spedley A u s t r a l i a Limited, Sydney, A u s t r a l i a , and to continue to hold those shares a f t e r NCNB A u s t r a l i a engages in business through s u b s i d i a r i e s known as NCNB Spedley Limited and NCNB Spedley Leasing Limited, both t o be incorporated in Sydney, Australia. Dal las F i r s t City Bancorporation of Texas, Houston, Texas: g r a n t s consent t o purchase and h o l d , d i r e c t l y or i n d i r e c t l y , F i r s t City I n t e r n a t i o n a l Finance, N.V, Curacao, Netherlands A n t i l l e s , New York Sixty-Day N o t i f i c a t i o n Period Waived C i t i b a n k , N.A., New York, New York: no objection to make an a d d i t i o n a l investment in i t s wholly-owned s u b s i d i a r y , CitibankMaghreb, Casablanca, Morocco. New York Citibank Overseas Investment Corporation, Wilmington, Delaware: no o b j e c t i o n to continue to hold shares of i t s wholly owned f i n a n c i a l s e r v i c e s s u b s i d i a r y , Inversiones y Adelantos, C.A., Caracas, Venezuela, a f t e r Inversiones makes an a d d i t i o n a l investment in Arrendequipos, C.A., Caracas, Venezuela. Chicago Walter E. Heller I n t e r n a t i o n a l Corporation, Chicago, I l l i n o i s : no o b j e c t i o n t o make an a d d i t i o n a l investment in i t s subs i d i a r y , Factofrance H e l l e r , S.A., P a r i s , France. Chicago Walter E. Heller I n t e r n a t i o n a l Corporation, Chicago, I l l i n o i s : no o b j e c t i o n t o make an a d d i t i o n a l investment in i t subs i d i a r y , Heller Factor I t a l i a S.p.A. - I t a l f a c t o r , Milan, I t a l y . San Francisco Security P a c i f i c National Bank, Los Angeles, C a l i f o r n i a : no o b j e c t i o n t o invest in a de novo bank in the Republic of Singapore. To Form a Bank Holding Company Pursuant t o Section 3 ( a ) ( 1 ) of t h e Bank Holding Company Act of 1956 Atlanta 1/ Approved Beach ONE Financial S e r v i c e s , I n c . , Vero Beach, F l o r i d a , f o r approval t o acquire 100 percent of the voting shares of The Beach Bank of Vero Beach, Vero Beach, F l o r i d a . 1/ i l i c a t i o n processed on behalf of the Board of Governors under delegated m wiior i ty • i H.2, 1962 No. 34 - 7 ACTIONS OF THE BOARD - Continued Atlanta Peoples Bancshares, I n c . , C l i f t o n , Tennessee, f o r approval to acquire a t l e a s t 80 percent of the voting shares of Peoples Bank of C l i f t o n , C l i f t o n , Tennessee. V Chicago Birnamwood Bancshares, I n c . , Birnamwood, Wisconsin, for approval to acquire a t l e a s t 81 percent of the voting shares of The Bank of Birnamwood, Birnamwood, Wisconsin. 1/ Chicago CS BANCORP, Huntington, Indiana, f o r approval to acquire at l e a s t 80 percent of the voting shares of the successor by merger t o Community S t a t e Bank in Huntington, Huntington, Indiana. ]_/ Chicago Dun lap Iowa Holding Co., Dun l a p , Iowa, for approval t o acquire at l e a s t 80 percent of the voting shares of Dunlap Savings Bank, Dunlap, Iowa. J / Chicago Eastern Iowa Secured Bancshares Corporation, B e t t e n d o r f , Iowa, for approval t o acquire at l e a s t 80 percent of the voting shares of Security S t a t e Trust and Savings Bank, B e t t e n d o r f , Iowa. J / Chicago FIRST LA PORTE FINANCIAL CORP., La P o r t e , Indiana, for approval to acquire 100 percent of the voting shares of the successor by merger t o F i r s t National Bank and Trust Company of La Porte, La Porte, Indiana. JV Chicago Illowa Bancorp, I n c . , Savanna, I l l i n o i s , f o r approval to acquire 92.5 percent or more of the voting shares of The National Bank of Savanna, Savanna, I l l i n o i s . J / Chicago Mid-Iowa Bancshares Co., Algona, Iowa, for approval to acquire at l e a s t 80 percent or more of the voting shares of Iowa State Bank, Algona, Iowa. J / Chicago New Great Lakes F i n a n c i a l , I n c . , Grand Rapids, Michigan, for approval t o acquire 100 percent of the voting shares of t h r e e banks through a merger with Union Bancorp, I n c . , Grand Rapids, Michigan (a Delaware c o r p o r a t i o n ) . V Chicago Royal Bancshares, I n c . , Royal, Iowa, f o r approval to acquire at l e a s t 80 percent of the voting shares of Home State Bank, Royal, Iowa. J_/ S t . Louis Colonial Bancshares, I n c . , Des Peres, Missouri, f o r approval to acquire a t l e a s t 80 percent of the voting shares of The Colonial Bank, Des P e r e s , Missouri. 1/ T7 ~~ Application processed on behalf of the Board of Governors under delegated authority. H.2, 1982 No. 34 ACTIONS OF THE BOARD - Continued S t . Louis Edmonton Bancshares, I n c . , Edmonton, Kentucky, f o r approval to a c q u i r e 100 percent of the voting shaes of the successor by merger to Edmonton S t a t e Bank, Edmonton, Kentucky. )J S t . Louis Midcon Holding, I n c . , S t . Louis, Missouri, for approval t o acquire 100 percent of the voting shares of B e l l e v i l l e National Bank, B e l l e v i l l e , I l l i n o i s . ]_/ Kansas City Amsterdam Bancshares, I n c . , Amsterdam, Missouri, for approval to acquire at l e a s t 86 percent of the voting shares of C i t i z e n s Bank, Amsterdam, Missouri. J J Kansas City Bridgeport Banshares, I n c . , Bridgeport, Nebraska, for approval to acquire 100 percent of the voting shares ( l e s s d i r e c t o r s ' q u a l i f y i n g shares) of The Bridgeport S t a t e Bank, Bridgeport, Nebraska. JV Kansas City F i r s t Bancorp of Kansas, Wichita, Kansas, for approval to acquire 100 percent of the voting shares of the successor by merger to F i r s t National Bank in Wichita, Wichita, Kansas. ]_/ Kansas City F i r s t National Bankshares of Gunnison, I n c . , Gunnison, Colorado, for approval to acquire a t l e a s t 80 percent of the voting shares of F i r s t National Bank of Gunnison, Gunnison, Colorado. J / Kansas City Hi 1lsboro Capital Corporation, H i l l s b o r o , Kansas, for approval to acquire a t l e a s t 80 percent of the voting shares of The F i r s t National Bank, H i l l s b o r o , Kansas. _]_/ Kansas City Sunflower Bancshares, I n c . , Riley, Kansas, for approval to acquire at l e a s t 80 percent of the voting shares of The Riley S t a t e Bank of R i l e y , R i l e y , Kansas. ]_/ Dallas HNB Corporation, H u n t s v i l l e , Texas, f o r approval to acquire at l e a s t 80 percent of the voting shares ( l e s s d i r e c t o r s ' q u a l i f y i n g s h a r e s ) of The H u n t s v i l l e National Bank, H u n t s v i l l e , Texas. 1/ * * * * * To Expand a Bank Holding Company Pursuant to Section 3 ( a ) ( 3 ) of the Bank Holding Company Act of 1956 Atlanta TJ Approved AmSouth Bancorporation, Birmingham, Alabama, for approval to acquire 100 percent of the voting shares of C i t i z e n s Bank of Talladega, Talladega, Alabama. ] / Application processed on behalf of the Board of Governors under delegated authority. H.2. 1982 No. 34 - 9 ACTIONS OF THE BOARD - Continued Chicago Central Wisconsin Bankshares, I n c . , Wausau, Wisconsin, f o r approval t o acquire a t l e a s t 51 percent of the voting shares of Tri-County S t a t e Bank of M a r s h f i e l d , M a r s h f i e l d , Wisconsin. J_/ Chicago F i r s t Busey Corporation, Urbana, I l l i n o i s , for approval to acquire 100 percent of t h e voting shares ( l e s s d i r e c t o r s ' q u a l i f y i n g s h a r e s ) of the successor by merger t o Roberts S t a t e Bank, Roberts, Illinois. J / Chicago Hawkeye Bancorporation, Des Moines, Iowa, f o r approval to acquire 100 percent of the voting shares of Hawkeye Bank and T r u s t , Mount P l e a s a n t , Iowa. V Chicago Hawkeye Bancorporation, Des Moines, Iowa, f o r approval to acquire 100 percent of the voting shares of S t a t e Bank of A l l i s o n , A l l i s o n , Iowa. J / Kansas City Guardian Banshares, I n c . , A l l i a n c e , Nebraska, f o r approval to acquire a t l e a s t 19.975 percent of the voting shares of Bridgeport Banshares, I n c . , and i n d i r e c t l y acquire The Bridgeport S t a t e Bank, Bridgeport, Nebraska. J / Kansas City Hemingford Banshares, I n c . , Hemingford, Nebraska, f o r approval t o a c q u i r e a t l e a s t 19.975 percent of the voting shares of Bridgeport Banshares, I n c . , and i n d i r e c t l y acquire The Bridgeport State Bank, B r i d g e p o r t , Nebraska. J / Kansas City Hyannis Banshares, I n c . , Hyannis, Nebraska, f o r approval to acquire a t l e a s t 24.898 percent of the voting shares of Bridgeport Banshares, I n c . , and i n d i r e c t l y acquire The Bridgeport State Bank, B r i d g e p o r t , Nebraska. J J Kansas City Mullen Banshares, I n c . , Mullen, Nebraska, f o r approval to acquire a t l e a s t 24.898 percent of the voting shares of Bridgeport Banshares, I n c . , and i n d i r e c t l y acquire The Bridgeport S t a t e Bank, B r i d g e p o r t , Nebraska. \ j Kansas City New Mexico Banquest Corporation, Santa Fe, New Mexico, f o r approval t o a c q u i r e a t l e a s t 50 percent of the voting shares of The Bank of Northern New Mexico, Las Vegas, New Mexico. ]_/ Kansas City Thedford Banshares, I n c . , Thedford, Nebraska, for approval t o a c q u i r e a t l e a s t 10.254 percent of the voting shares of Bridgeport Banshares, I n c . , and i n d i r e c t l y acquire The Bridgeport State Bank, B r i d g e p o r t , Nebraska. 1/ TJ Application processed on behalf of the board of Governors under delegated authority. H.2, 1982 No. 34 ® - 10 - ACTIONS OF THE BOARD - Continued Dallas Oak lawn Financial Corporation, Texarkana, Texas, for approval to acquire at l e a s t 80 percent of the voting shares of Oak 1 awn Bank, Texarkana, Texas. J / Dallas Texas Commerce Bancshares, I n c . , Houston, Texas, for approval to acquire 100 percent of the voting shares of Texas Commerce Bank-Westlake Park, N.A., Houston, Texas, a proposed new bank. ]_/ To Expand a Bank Holding Company Pursuant t o Section 3 ( a ) ( 5 ) of the Bank Holding Company of 1956 St. Louis Approved General Bancshares Corporation, St. Louis, Missouri, for approval to i n d i r e c t l y acquire 100 percent of the voting shares of B e l l e v i l l e National Bank, B e l l e v i l l e , I l l i n o i s , through the merger of Mid-Continent Bancshares, I n c . , into Midcon Holding, Inc. both of St. Louis, Missouri. V To Expand a Bank Holding Company Pursuant to Section 4 ( c ) ( 8 ) of the Bank Holding Company Act of 1956 Richmond San Francisco New York Approved Maryland National Corporation, Baltimore, Maryland, for approval to acquire through i t s subsidiary, National Personal Finance Corporation, the outstanding shares of Central Industrial Bank, Aurora, Colorado. J / Security P a c i f i c Corporation, Los Angeles, California, for approval t o acquire 100 percent of the voting shares of Postal Financial Corporation, Sioux City, Iowa. 1/ Withdrawn Chemical New York Corporation, New York, New York, requests permission to engage in the following a c t i v i t i e s (property and casualty insurance to the extent permissible under applicable State Insurance laws and regulations) at 1200 Walnut Hill Lane, Irving, Texas, through i t s subsidiary, SunAmerica Corporation (8/16/82) 3/ T? Application processed on behalf of the Board of Governors under delegated ~ authority 3/ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board ~ of Governors under delegated authority. H.2, 1982 No. 34 ACTIONS OF THE BOARD - Continued New York New York Citicorp, New York, New York, requests permission to e s t a b l i s h de novo o f f i c e s engaging in the following a c t i v i t i e s (the sale oT United States dollar and foreign-denominated travelers checks) at Miami International Airport, Miami, Florida, through i t s subsidiary, Citicorp (USA), Inc. (8/19/82) 3/ Reactivated The Chase Manhattan Corporation, New York, New York, requests permission to e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (making or acquiring, for i t s owr. account or for the account of o t h e r s , loans and other extensions of credit such as would be made by commercial finance, equipment finance or factoring company, including factoring accounts r e c e i v a b l e , making advances and over-advances on receivables and inventory and business installment lending as well as unsecured commercial loans; servicing loans and other extension of c r e d i t ; leasing personal property on a f u l l payout basis and in accordance with the Board's Regulation Y, or acting as agent, broker or advisor in so leasing such property, including the leasing of motor v e h i c l e s ) at 1616 Judson Street, Suite A, Longview, Texas, serving the States of Texas, Arkansas, Colorado, Kansas, Louisiana, New Mexico and Oklahoma, through i t s subsidiary, Chase Commercial Corporation (8/19/82) 3/ New York Chemical New York Corporation, New York, New York, requests permission to e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (generating and servicing loans and other extensions of c r e d i t ; making or acquiring loans to consumers; acquiring installment contracts from r e t a i l s e l l e r s covering the time sales of goods and related s e r v i c e s ; making or acquiring loans and other extensions of c r e d i t to businesses including, but not limited t o , inventory financing; making or acquiring extensions of credit secured by personal property leasing contracts; making available to i t s debtors credit related l i f e and accident and health term insurance and mortgage l i f e , mortgage d i s a b i l i t y insurance; the s e r v i c e area of t h i s o f f i c e will be the State of Texas; credit l i f e and c r e d i t accident and health insurance provided by t h i s o f f i c e in connection with the proposed a c t i v i t i e s will be reinsured through Sun States Life/or Great Lakes Insurance Companies, indirect s u b s i d i a r i e s of the Applicant) at 1200 Walnut Hill Lane, Irving, Texas, through i t s subsidiary, SunAmerica Corporation (8/20/82) 3/ New York Citicorp, New York, New York, requests permission to expand the a c t i v i t i e s of an e x i s t i n g o f f i c e engaging in (the sale of credit related property and casualty insurance protecting real and personal property subject to a security agreement with Citicorp Person-to-Person Financial Center, Inc. to the extent permissible under applicable State insurance laws and regulations) at 3033 77 ~ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1982 No. 34 - 12 - ACTIONS OF THE BOARD - Continued South Parker Road, Aurora, Colorado, t h e proposed s e r v i c e area for t h i s a c t i v i t y i s t h e e n t i r e State of Colorado, through i t s subs i d i a r y , C i t i c o r p Person-to-Person Financial Center Inc. (8/20/82) 3/ New York C i t i c o r p , New York, New York, r e q u e s t s permission t o e s t a b l i s h a de novo o f f i c e of i t s s u b s i d i a r y , C i t i c o r p Homeowners, Inc. {'ThI") and to expand t h e a c t i v i t i e s of an e x i s t i n g o f f i c e of i t s s u b s i d i a r y , C i t i c o r p Person-to-Person Financial Center of F l o r i d a , Inc. ("CPFC") a t t h e same l o c a t i o n ; the a c t i v i t i e s to be engaged in CHI and CPFC will include (the making or a c q u i r i n g of loans and other extensions of c r e d i t , secured or unsecured, f o r consumer and other purposes, the making, a c q u i r i n g , and s e r v i c i n g f o r i t s own account and f o r the account of o t h e r s , of e x t e n s i o n s of c r e d i t to i n d i v i d u a l s secured by l i e n s on r e s i d e n t i a l or n o n - r e s i d e n t i a l r e a l e s t a t e ; the s a l e of c r e d i t r e l a t e d l i f e and accident and health or decreasing or level (in case of s i n g l e payment loans) term l i f e insurance by licensed agents or b r o k e r s , as r e q u i r e d ; the sale of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y r e l a t e d t o extensions of mortgage l o a n s ; the s a l e of consumer o r i e n t e d f i n a n c i a l management c o u r s e s ; and the s e r v i c i n g , f o r any person, of loans and other e x t e n s i o n s of c r e d i t ; the proposed s e r v i c e area of CPFC and CHI s h a l l be comprised of the e n t i r e S t a t e s of Florida and Georgia for a l l the aforementioned a c t i v i t i e s ; CPFC will also continue to engage in the previously approved a c t i v i t i e s of the s a l e of c r e d i t r e l a t e d property and c a s u a l t y insurance prot e c t i n g r e a l and personal property s u b j e c t t o a s e c u r i t y agreement with CPFC and to the e x t e n t p e r m i s s i b l e under a p p l i c a b l e State insurance laws and r e g u l a t i o n s in i t s previously approved s e r v i c e area of Georgia; c r e d i t r e l a t e d l i f e , accident and health insurance may be w r i t t e n by Family Guardian Life Insurance Company, an a f f i l i a t e of CPFC and CHI) a t Barnett Regency Tower, 9550 Regency Square Blvd., Suite 301, J a c k s o n v i l l e , F l o r i d a , through i t s s u b s i d i a r i e s , C i t i c o r p Person-to-Person Fiancial Center of F l o r i d a , Inc. and C i t i c o r p Homeowners, Inc. (8/20/82) 3/ New York C i t i c o r p , New York, New York, r e q u e s t s permission to e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (the s a l e of United S t a t e s d o l l a r and foreign-denominated t r a v e l e r s checks) a t Honolulu I n t e r n a t i o n a l A i r p o r t , Honolulu, Hawaii, through i t s s u b s i d i a r y , C i t i c o r p (USA), Inc. (8/20/82) 3/ Boston 37 Permitted Shawmut Corporation, Boston, Massachusetts, n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s (in commercial finance a c t i v i t i e s including the making or acquiring f o r i t s own account or f o r the 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . H.2, 1982 No. 34 - 13 ACTIONS OF THE BOARD - Continued account of o t h e r s , loans and other extensions of c r e d i t such as would be made by a finance company i n c l u d i n g , without l i m i t a t i o n , commercial l o a n s , which may be secured by accounts r e c e i v a b l e , i n v e n t o r y , equipment or other a s s e t s ; and s e r v i c i n g such loans and o t h e r e x t e n s i o n s of c r e d i t f o r o t h e r s ) in A t l a n t a , Georgia and Chicago, I l l i n o i s , t h e Atlanta o f f i c e will serve S t a t e s in southe a s t e r n United S t a t e s (Alabama, Arkansas, F l o r i d a , Georgia, Kentucky, L o u i s i a n a , M i s s i s s i p p i , North C a r o l i n a , South C a r o l i n a , Tennessee and V i r g i n i a ) and the Chicago o f f i c e will serve the midwestern S t a t e s ( I l l i n o i s , Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio and Wisconsin), through i t s s u b s i d i a r y , Shawmut Credit Corp. (8/20/82) ZJ New York The Chase Manhattan Corporation, New York, New York, r e q u e s t s permission t o e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (making or a c q u i r i n g , f o r i t s own account or f o r the account of o t h e r s , loans and other extensions of c r e d i t such as would be made by a commercial f i n a n c e , equipment finance or f a c t o r i n g company, including f a c t o r i n g accounts r e c e i v a b l e s and inventory and business i n s t a l l m e n t lending as well as unsecured commercial l o a n s ; s e r v i c i n g loans and other extension of c r e d i t ; leasing personal property on a f u l l payout b a s i s and in accordance with t h e Board's Regulation Y, or a c t i n g as a g e n t , broker or advisor in so leasing such p r o p e r t y , including the leasing of motor v e h i c l e s ) a t 1616 Judson S t r e e t , Suite A, Longview, Texas, serving the S t a t e s of Texas, Arkansas, Colorado, Kansas, Louisiana, New Mexico and Oklahoma, through i t s s u b s i d i a r y , Chase Commercial Corporation (8/20/82) 2J New York Chemical New York Corporation, New York, New York, r e q u e s t s p e r mission t o e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (generating and s e r v i c i n g loans and other extensions of c r e d i t ; making or acquiring loans t o consumers; acquiring i n s t a l l m e n t c o n t r a c t s from r e t a i l s e l l e r s covering the time s a l e s of goods and r e l a t e d s e r v i c e s ; making or acquiring loans and other e x t e n s i o n s of c r e d i t secured by personal property l e a s i n g c o n t r a c t s ; making a v a i l a b l e to i t s debtors c r e d i t r e l a t e d l i f e and a c c i d e n t and h e a l t h term insurance and mortgage l i f e , mortgage d i s a b i l i t y insurance; the s e r v i c e area of t h i s o f f i c e will be t h e S t a t e of Texas; c r e d i t l i f e and c r e d i t accident and h e a l t h insurance provided by t h i s o f f i c e in connection with the proposed a c t i v i t i e s will be r e i n s u r e d through Sun S t a t e s L i f e / o r Great Lakes Insurance Companies, i n d i r e c t s u b s i d i a r i e s of the Applicant) a t 1200 Walnut Hill Lane, I r v i n g , Texas, through i t s s u b s i d i a r y , SunAmerica Corporation (8/21/82) 3/ 3/ 4 ( c ) ( 8 ) n o t i f i c a t o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . H.2, 1982 No. 34 - 14 ACTIONS OF THE BOARD - Continued New York C i t i c o r p , New York, New York, r e q u e s t s permission to e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (the s a l e oT United S t a t e s d o l l a r and foreign-denominated t r a v e l e r s checks) a t Honolulu I n t e r n a t i o n a l A i r p o r t , Honolulu, Hawaii, through i t s s u b s i d i a r y , C i t i c o r p (USA), Inc. (8/21/82) 3/ New York C i t i c o r p , New York, New York, r e q u e s t s permission t o expand t h e a c t i v i t i e s of an e x i s t i n g o f f i c e engaging in (the s a l e of c r e d i t r e l a t e d property and c a s u a l t y insurance p r o t e c t i n g real and personal property subject to a s e c u r i t y agreement with C i t i c o r p Person-to-Person Financial Center, Inc. t o the extent permissible under a p p l i c a b l e S t a t e insurance laws and r e g u l a t i o n s ) a t 3033 South Parker Road, Aurora, Colorado, the proposed s e r v i c e area f o r t h i s a c t i v i t y i s the e n t i r e S t a t e of Colorado, through i t s s u b s i d i a r y , C i t i c o r p Person-to-Person Financial Center, Inc. (8/21/82) 3/ New York C i t i c o r p , New York, New York, r e q u e s t s permission to e s t a b l i s h a de novo o f f i c e of i t s s u b s i d i a r y , C i t i c o r p Homeowners, Inc. X^CHI") and to expand the a c t i v i t i e s of an e x i s t i n g o f f i c e of i t s s u b s i d i a r y , C i t i c o r p Person-to-Person Financial Center of F l o r i d a , Inc. ("CPFC") a t the same l o c a t i o n ; the a c t i v i t i e s to be engaged in by CHI and CPFC will include (the making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, for consumer and other purposes, the making, a c q u i r i n g , and s e r v i c i n g f o r i t s own account and for the account of o t h e r s , of extensions of c r e d i t t o i n d i v i d u a l s secured by l i e n s on r e s i d e n t i a l or n o n - r e s i d e n t i a l real e s t a t e ; the s a l e of c r e d i t r e l a t e d l i f e and accident and health or decreasing or level (in the case of s i n g l e payment loans) term l i f e insurance by licensed agents or b r o k e r s , as r e q u i r e d ; the s a l e of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y r e l a t e d t o extensions of mortgage l o a n s ; the s a l e of consumer o r i e n t e d f i n a n c i a l management c o u r s e s ; and the s e r v i c i n g , f o r any person, of loans and other extensions of c r e d i t ; the proposed s e r v i c e area of CPFC and CHI s h a l l be comprised of the e n t i r e S t a t e s of Florida and Georgia for a l l the aforementioned a c t i v i t i e s ; CPFC will a l s o continue to engage in the previously approved a c t i v i t i e s of the sale of c r e d i t r e l a t e d property and c a s u a l t y insurance p r o t e c t i n g real and personal property s u b j e c t t o a s e c u r i t y agreement with CPFC and t o t h e e x t e n t p e r m i s s i b l e under a p p l i c a b l e State i n s u r ance laws and r e g u l a t i o n s in i t s previously approved service area of Georgia; c r e d i t r e l a t e d l i f e , accident and health insurance may be w r i t t e n by Family Guardian Life Insurance Company, an a f f i l i a t e of CPFC and CHI) a t Barnett Regency Tower, 9550 Regency Square Blvd., Suite 301, J a c k s o n v i l l e , F l o r i d a , through i t s subs i d i a r i e s , C i t i c o r p Person-to-Person Financial Center of F l o r i d a , Inc. and C i t i c o r p Homeowners, Inc. (8/21/82) 3/ 77 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated a u t h o r i t y . H.2, 1982 No. 34 - 15 ACTIONS OF THE BOARD - Continued New York Manufacturers Hanover Corporation, New York, New York, requests permission to e s t a b l i s h a de novo o f f i c e engaging in the following a c t i v i t i e s (making or acquiring loans and other extensions of c r e d i t , secured or unsecured, such as would be made or acquired by a finance company under California law; servicing such loans and other extensions of c r e d i t ; and o f f e r i n g credit related l i f e insurance; such a c t i v i t i e s will include, but not be limited t o , making consumer installment loans, purchasing installment sales finance contracts, making loans and other extensions of credit secured by real and personal property, and offering related s i n g l e and j o i n t l i f e insurance and decreasing or level term (in the case of s i n g l e payment loans) l i f e insurance directly related to extensions of credit made or acquired by Finance One of C a l i f o r n i a , Inc. by licensed agents or brokers to the extent permissible under applicable State insurance laws and regulations; t h i s o f f i c e will serve Del Norte, Siskiyou, Modoc, Humboldt, Trinity, Shasta, Lassen, Mendocino, Tehama, Plumas, Butte, Glenn, Lake, Golusa, Sutter, Yuba, Sierra, Nevada Placer, Sonoma, Napa, Yolo, El Dorado, Marin, Sacaramento, Amador, San Francisco, Contra Costa, San Joaquin, San Mateo, Alameda, Calvares, Alpine, Solano, Tuolumne, Stanislaus, Santa Clara, and Santa Cruz counties) at 30 Quail Court, Walnut Creek, California, through i t s subsidiary, Finance One of C a l i f o r n i a , Inc. (8/20/82) 3/ Richmond Northwestern Financial Corporation, North Wilkesboro, North Carolina, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (making, acquiring and servicing f i r s t mortgage loans such as would be made by a mortgage banking company) at 3608 West Friendly Avenue, Greensboro, North Carolina, serving the counties of Alamare, Forsyth, Guilford and Rockingham, North Carolina, through i t s subsidiary, First Atlantic Corporation. (8/21/82) 3/ Richmond Maryland National Corporation, Baltimore, Maryland, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (engaging generally in the business of a mortgage banker, mortgage broker and mortgage servicing firm; o r i g i n a t i n g , buying, s e l l i n g and otherwise dealing in mortgage loans as principal or agent; servicing mortgage loans for a f f i l i a t e d or n o n a f f i l i a t e d e n t i t i e s ; acting as adviser in mortgage loan transactions; and engaging in the s a l e as agent of credit l i f e , credit d i s a b i l i t y and credit accident and health insurance in connection with extensions of c r e d i t by bank and nonbank subsidiaries of the holding company) at Joppa Green Complex, 2300 West Joppa Road, Lutherville, Maryland, the geographic area to be served by t h i s o f f i c e will 3 / 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of ~ Governors under delegated authority. H.2. 1982 No. 34 - 1 6 - ACTIONS OF THE BOARD - Continued be t h e g r e a t e r Baltimore metropolitan area including the surrounding c o u n t i e s of Harford, Baltimore, C a r r o l l , Howard, and Anne Arundel, through i t s s u b s i d i a r y , Maryland National Mortgage Corporation (8/16/82) 31 Chicago F i d e l i t y C o r p . , Carmel, Indiana, n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s (in mortgage lending and s e r v i c i n g a c t i v i t i e s , including making or acquiring mortgage loans and other extensions of c r e d i t , and s e r v i c i n g mortgage loans and other extensions of c r e d i t ) a t 11550 North Meridian S t r e e t , Carmel, Indiana., serving the S t a t e of Indiana, Ohio and Kentucky, through i t s s u b s i d i a r y , F i d e l i t y Investment Mortgage Company, Inc. (8/20/82) 3J Minneapolis F i r s t Bank System, I n c . , Minneapolis, Minnesota, n o t i f i c a t i o n of i n t e n t t o engage in de novo a c t i v i t i e s (in providing bookkeeping or data processing s e r v i c e s and s t o r i n g and processing other banking, f i n a n c i a l , or r e l a t e d economic data such as performing p a y r o l l , accounts r e c e i v a b l e or payable, or b i l l i n g s e r v i c e s t o t h e holding company, i t s s u b s i d i a r i e s and correspondents and customers of those s u b s i d i a r i e s , n o n - a f f i l i a t e d banks, t h r i f t s and o t h e r s on an i n d i r e c t and d i r e c t c o n t r a c t b a s i s ) at 332 Minnesota S t r e e t , S t . Paul, Minnesota, and regional c e n t e r s located in B i l l i n g s , Montana; Duluth, Minnesota; Fargo, North Dakota; Great F a l l s , Montana; Minot, North Dakota; Rapid C i t y , South Dakota; Rochester, Minnesota; Sioux F a l l s , South Dakota and R o t h s c h i l d , Wisconsin, serving the c o n t i n e n t a l United S t a t e s , through i t s s u b s i d i a r y , F i r s t Computer Corporation (8/21/82) 3/ Minneapolis McLean Bank Holding Company, Garrison, North Dakota, n o t i f i c a t i o n of i n t e n t to engage in de novo a c t i v i t i e s (to engage in the purchase of general loans from i t s t h r e e s u b s i d i a r y banks, namely the Garrison S t a t e Bank, Garrison, North Dakota, Farmers Security Bank, Washburn, North Dakota and the Bank of Turtle l a k e , Turtle Lake, North Dakota and an a f f i l i a t e d bank, the Union S t a t e Bank of Hazen, North Dakota, the lending a c t i v i t y w i l l be confined t o the following North Dakota c o u n t i e s : McLean Mercer & O l i v e r ; t h e s e loans will include real e s t a t e mortgages, a g r i c u l t u r e loans and consumer loans) the a c t i v i t y will be conducted from i t s p r i n c i p a l o f f i c e at 2 North Main, Garrison, North Dakota (8/20/82) 3/ San Francisco Orbanco Financial Services Corporation, P o r t l a n d , Oregon, n o t i f i c a t i o n of i n t e n t t o engage in de novo a c t i v i t i e s (making or acquiring loans or o t h e r e x t e n s i o n s of c r e d i t such as would be made or acquired by a commercial f i n a n c e company; l e a s i n g personal property in accordance with 12 C.F.R. 2 2 5 . 4 ( a ) ( 6 ) ; and s e r v i c i n g loans or p a r t i c i p a t i o n s in 3/ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of ~ Governors under delegated a u t h o r i t y . i H.2, 1982 No. 34 - 17 ACTIONS OF THE BOARD - Continued loans and other extensions of c r e d i t ) a t 1601 Dove S t r e e t , Suite 295, Newport Beach, California, serving the S t a t e s of C a l i f o r n i a and Arizona, through i t s subsidiary, Northwest Acceptance Corporation (8/20/82) Z/ San Francisco ~Tf U. S. Bancorp, Portland, Oregon, n o t i f i c a t i o n of i n t e n t t o engage in de novo a c t i v i t i e s (making, acquiring and s e r v i c i n g of loans and other extensions of c r e d i t e i t h e r secured or unsecured f o r i t s own account or for the account of others including the making of consumer installment loans, purchasing consumer i n s t a l l m e n t and real e s t a t e s a l e s finance contracts and evidences of debt and making consumer home equity loans secured by r e a l e s t a t e , making i n d u s t r i a l loans, and acting as insurance agent with regard t o c r e d i t l i f e and d i s a b i l i t y insurance s o l e l y in connection with extensions of c r e d i t by U. S. Bancorp Financial, Inc.) at the American Bank Center, 123 West F i r s t S t r e e t , Suite C-95, Casper, Wyoming, the primary s e r v i c e area to be served by the proposed o f f i c e w i l l be the e n t i r e c i t y of Casper, Wyoming as well as a l l of Natrona County, through i t s subsidiary, U. S. Bancorp Financial, Inc. d/b/a U. S. Bancorp Financial Services, Inc. (8/20/82) 3/ 4 ( c ) ( 8 ) n o t i f i c a t i o n processed by Reserve Bank on behalf of the Board of Governors under delegated authority. H.2, 1982 No. 34 - 18 APPLICATIONS RECEIVED To Establish a Domestic Branch Pursuant to Section 9 of the Federal Reserve Act New York The Bank of New York, New York, To e s t a b l i s h a branch o f f i c e within the Sayville Shopping Center Parking Lot, Town of I s l i p , Suffolk County, New York. 2/ St. Louis United Kentucky Bank, Inc., L o u i s v i l l e , Kentucky. To e s t a b l i s h a branch to be located in the Medical Arts Complex at 1169 Eastern Parkway, L o u i s v i l l e , Jefferson City, Kentucky. 2j * * * * * To Become a Member of the Federal Reserve System Pursuant to Section 9 of the Federal Reserve Act Philadelphia Manufacturers Hanover Bank (Delaware) Wilmington, Delaware. 2/ Chicago Waupun Interim Bank, Waupun, Wisconsin. 2/ Kansas City Viejo Bank, L i t t l e t o n , Colorado. 2/ * * * * * To Merge Pursuant to Section 18(c) of the Federal Deposit Insurance Act Chicago The State Bank of Waupun, Waupun, Wisconsin, to merge with Waupun Interim Bank, Waupun, Wisconsin. 2/ * * * * * 2/ Application subject to Community Reinvestment Act, The Community Affairs Officer of the applicable Reserve Bank may be contacted as to the length of the comment period. I H.2, 1982 No. 34 - 19 APPLICATIONS RECEIVED - Continued Applications and N o t i f i c a t i o n s for International Investments and Other Actions Pursuant t o Sections 25 and 25(a) of the Federal Reserve Act and Sections 4 ( c ) ( 9 ) and 4 ( c ) ( 1 3 ) of the Bank Holding Company Act of 1956, as amended Boston The First National Bank of Boston, Boston, Massachusetts: prior n o t i f i c a t i o n of i t s intent to acquire 26,400 additional Class B Registered Shares of Boston Bank Cameroon, S.A., Douala, United Republic of Cameroon. New York Citibank, N.A., New York, New York: requests consent for agency conditions c l a r i f i c a t i o n Grind!ays Bank, London, England. New York Citibank Overseas Investment Corporation, Wlmington, Delaware: prior n o t i f i c a t i o n of i t s intent to acquire, d i r e c t l y or i n d i r e c t l y , a l l of the shares of a de novo commercial finance company, Citicorp AB, Stockholm, Sweden. Dallas Mercantile Texas Corporation, Dallas, Texas: prior n o t i f i c a t i o n of i t s intent t o make an additional capital investment within the next three years, into their foreign subsidiary, Mercantile Texas Overseas Finance, N.V., Curacao, Netherlands A n t i l l e s . San Francisco First P a c i f i c Investments Limited, Monrovia, Liberia and First P a c i f i c Financial Limited, B.C.C., for approval to retain their investment in First P a c i f i c Financial Limited, Hong Kong B.C.C. * * * * * To Form a Bank Holding Company Pursuant to Section 3(a)(1) of the Bank Holding Company Act of 1956 Atlanta First Hartford Bancshares, I n c . , Hartford, Alabama, for approval to acquire at l e a s t 80 percent of the voting shares of The First National Bank of Hartford, Hartford, Alabama. 2J Atlanta Mountcorp Bancshares, I n c . , Jamestown, Tennessee, for approval to acquire at l e a s t 80 percent of the voting shares of Fentress County Bank, Jamestown, Tennessee. 2] Atlanta Quality Financial Services Corporation, Alexandria, Tennessee, for approval to acquire 100 percent of the voting shares of DeKalb County Bank and Trust Company, Alexandria, Tennessee. 2J 77 Application subject to Community Reinvestment Act. The Community Affairs Officer of the applicable Reserve Bank may be contacted as to the length of the comment period. H.2, 1982 No. 34 20 APPLICATIONS RECEIVED - Continued Chicago Central Lakes Bancorporation, I n c . , Necedah, Wisconsin, for approval to acquire at l e a s t 80 percent of the voting shares of The Necedah Bank, Necedah, Wisconsin. 2/ Chicago Martinsville Bancshares, Inc., M a r t i n s v i l l e , I l l i n o i s , for approval to acquire 100 percent of the voting shares ( l e s s d i r e c t o r s ' q u a l i f y i n g shares) of the successor by merger to Martinsville State Bank, M a r t i n s v i l l e , I l l i n o i s . 2J Chicago S. B. W. Bancorp., I n c . , Waupun, Wisconsin, for approval to acquire 100 percent of the voting shares ( l e s s directors' q u a l i f y i n g shares) of the successor by merger to The State Bank of Waupun, Waupun, Wisconsin. 2J St. Louis Dale Bancorp, I n c . , Dale, Indiana, for aproval to acquire 100 percent of the voting shares ( l e s s directors' qualifying shares) of successor by merger to The Dale State Bank, Dale, Indiana into Lincolnland Service Bank, Dale, Indiana. ZJ St. Louis MB SUB, INC., St. Louis, Missouri, for approval to acquire 100 percent of the voting shares of First Missouri Banks, I n c . , Manchester, Missouri. 2/ Minneapolis First State Financial Services, I n c . , Bridgewater, South Dakota, for approval t o acquire 80 percent of voting shares of First State Bank, Bridgewater, South Dakota. 2/ Minneapolis The Resource Companies, I n c . , Minneapolis, Minnesota, for approval to acquire 100 percent of the voting shares of Resource Trust Company, Minnetonka, Minnesota. 2J Kansas City Hedlund Bancshares LTD., Montezuma, Kansas, for approval to acquire at l e a s t 80 percent of the voting shares of The Montezuma State Bank, Montezuma, Kansas, y Kansas City Liberty Bancorp of Owasso, I n c . , Owasso, Oklahoma, for approval to acquire at l e a s t 80 percent of the voting shares of Liberty Bank of Owasso, Owasso, Oklahoma. Zj Kansas City Victory Bancshares, I n c . , Nowata, Oklahoma, for approval to acquire 89.5 percent of the voting shares of Victory National Bank of Nowata, Nowata, Oklahoma. 2J 77 Application subject to Community Reinvestment Act. The Community A f f a i r s Officer of the applicable Reserve Bank may be contacted as to the length of the comment period. I H.2, 1982 No. 34 -21 - APPLICATIONS RECEIVED - Continued Dallas F i r s t Winters Holding Company, Winters, Texas, for approval t o acquire at l e a s t 80 percent of the voting shares of Winters S t a t e Bank, Winters, Texas, y Dallas Lamesa National Corporation, Lamesa, Texas, for approval to acquire at l e a s t 80 percent of the voting shares of The Lamesa National Bank, Lamesa, Texas. 2 / Dallas Landmark Financial Group, I n c . , Fort Worth, Texas, for approval to acquire at l e a s t 80 percent of the voting shares of Mercantile Bank of Fort Worth, Fort Worth, Texas. 2/ Dallas Permian Bancshares, I n c . , Odessa, Texas, for approval t o acquire 100 percent of the voting shares of Permian Bank & Trust, Odessa, Texas. 2 / San Francisco F i r s t P a c i f i c Investments Limited, Monrovia, Liberia; First P a c i f i c Holdings Limited, Hong Kong, B.C.C.; FPC Holdings, N.V., Netherlands A n t i l l e s ; F i r s t P a c i f i c , B.V., Amsterdam, Netherlands; and F i r s t P a c i f i c Corporation, Wilmington, Delaware, for approval t o aquire 100 percent of the voting shares of the Hibernia Bancshares Corporation, San Francisco, C a l i f o r n i a , and i n d i r e c t l y acquire Hibernia Bank, San Francisco, California. 2/ San Francisco Redmond Bancorp, Redmond, Washington, for approval t o acquire 100 percent of the voting shares of Bank of Redmond, Redmond, Washington. 2 / San Francisco Valencia Bancorp, Santa Ana, California, for approval to acquire 100 percent of the voting shares of Valencia Bank, Santa Ana, California. 2 / To Expand a Bank Holding Company Pursuant t o Section 3 ( a ) ( 3 ) of t h e Bank Holding Company Act of 1956 Chicago Hampton Park Corporation, Romeoville, I l l i n o i s , for approval t o acquire at l e a s t 80 percent of the voting shares of The Palwaukee Bank, Prospect Heights, I l l i n o i s . 2 / ~TJ Application subject t o Community Reinvestment Act. The Community A f f a i r s O f f i c e r of the applicable Reserve Bank may be contacted as t o the length of the comment period. H.2, 1982 No. 34 - 2 2 - APPLICATIONS RECEIVED - Continued Chicago Hawkeye Rancorporatlon, Des Moines, Iowa, for approval to acquire 100 percent of the voting shares of Hawkeye Bank and Trust, Mount Pleasant, Iowa. 2/ Chicago Oak Park Bancorp, I n c . , Oak Park, I l l i n o i s , for approval to acquire 100% of the voting shares of The Dunham Bank, St. Charles, I l l i n o i s . 27 St. Louis Manufacturers Bancorp, I n c . , St. Louis, Missouri, for approval to acquire First Missouri Banks, Inc., Manchester, Missouri and i n d i r e c t l y acquire F i r s t Missouri Bank and Trust Company of Creve Coeur, Creve Coeur; First Missouri Bank of E l l i s v i l l e , E l l i s v i l l e ; F i r s t Missouri Bank of Franklin County, Gerald; F i r s t Missouri Bank of Gasconade County., Hermann; First Missouri Bank of Jefferson County., Arnold; First Missouri Bank of Montgomery County., Montgomery City; First Missouri Bank of Charles County, Wentzville; F i r s t Missouri Bank of St. Francois, Flat River; First Missouri Bank of Warren County, Warrenton; First Missouri Bank of Washington, Washington, a proposed new bank; First Misouri Bank of West County, Chesterfield (P.O. Ballwin); and F i r s t Missouri Bank, N.A., Valley Park, a proposed new bank, a l l located in Missouri. 2/ St. Louis Meredosia Bancorporation, I n c . , Springfield, I l l i n o i s , for approval to acquire at l e a s t 82.3 percent of the voting shares of Farmers & Merchants State Bank, Virden, I l l i n o i s . 2/ Kansas City Bates County Bancshares, I n c . , Rich H i l l , Missouri, for approval t o acquire at l e a s t 80 percent of the voting shares of Security Bank of Auxvasse, Auxvasse, Missouri. 2/ Kansas City CharterCorp, Kansas City, Missouri, for approval to acquire at l e a s t 80 percent of the voting shares of Bank of Independence, Independence, Missouri. 2/ Kansas City United Missouri Bancshares, I n c . , Kansas City, Missouri, for approval to acquire 33 percent of the voting shares of P l a t t e County Bancshares, I n c . , P l a t t e City, Missouri and i n d i r e c t l y acquire at l e a s t 83 percent of the voting shares of P l a t t e County Bank of Camden Point, Camden Point, Missouri. 2/ Dal l a s First City Bancorporation of Texas, I n c . , Houston, Texas, for approval to acquire 100 percent of the voting shares of Chisholm National Bank, Piano, Texas. 2/ Dallas F i r s t City Bancorporation of Texas, I n c . , Houston, Texas, f o r approval to acquire 100 percent of the voting shares of Citizens Bank, Richardson, Texas. 2/ 2/ Application subject to Community Reinvestment Act. The Community A f f a i r s Officer of the applicable Reserve Bank may be contacted as to the length of the comment period. I H.2, 1982 No. 34 - 23 APPLICATIONS RECEIVED - Continued Dallas Harlingen National Bancshares, I n c . , Harlingen, Texas f o r approval t o acquire 100 percent of t h e voting shares of South Harlingen National Bank, Harlingen, Texas, a proposed new bank. 2/ * * * * * To Retain Bank Shares Acquired in a Fiduciary Capacity Pursuant t o Section 3 of t h e Bank Holding Company Act of 1956 New York Midlantic Banks I n c . , and Midlantic National Bank, both located in Edison, New J e r s e y , f o r approval to r e t a i n 39.1375 percent of t h e voting shares of The F i r s t National Bank of Blairstown, Blairstown, New J e r s e y . 2/ * * * * * To Expand a Bank Holding Company Pursuant to Section 4 ( c ) ( 8 ) of t h e Bank Holding Company Act of 1956 New York C i t i c o r p , New York, New York, f o r approval to a c q u i r e , through i t s wholly-owned s u b s i d i a r y , C i t i c o r p Person-to-Person, I n c . , t h e voting shares of a f e d e r a l l y c h a r t e r e d stock savings and loan a s s o c i a t i o n , pursuant t o a supervisory conversion, of F i d e l i t y Federal Savings & Loan Association of San Francisco and t o acquire i n d i r e c t l y i t s wholly-owned s e r v i c e c o r p o r a t i o n , F i d e l i t y Subsidiary Corporation. New York C i t i c o r p , New York, New York, r e q u e s t s permission t o engage in t h e following a c t i v i t i e s ( t h e making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, for consumer and o t h e r purposes; t h e extension of loans t o d e a l e r s f o r the f i n a n c i n g of inventory ( f l o o r planning) and working c a p i t a l purposes; t h e purchasing and s e r v i c i n g f o r i t s own account of s a l e s f i n a n c e c o n t r a c t s ; t h e s a l e of c r e d i t r e l a t e d l i f e and accident and health or decreasing or level (in t h e case of s i n g l e payment loans) term l i f e insurance by licensed agents or b r o k e r s , as required; t h e issuing of t h r i f t c e r t i f i c a t e s and t h r i f t passbook c e r t i f i c a t e s ; the s a l e of consumer o r i e n t e d f i n a n c i a l management courses; t h e s e r v i c i n g , f o r any person, of loans and other extensions of c r e d i t ; t h e making, a c q u i r i n g , and s e r v i c i n g , f o r i t s own account and t h e account of others of |7 Application s u b j e c t t o Community Reinvestment Act. The Community A f f a i r s O f f i c e r of t h e a p p l i c a b l e Reserve Bank may be contacted as t o t h e length of t h e comment p e r i o d . H.2, 1982 No. 34 - 24 APPLICATIONS RECEIVED - Continued extensions of c r e d i t t o I n d i v i d u a l s secured by l i e n s on resident i a l or n o n - r e s i d e n t i a l real e s t a t e ; and the s a l e of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y r e l a t e d to e x t e n s i o n s of mortgage l o a n s ; t h e s e r v i c e area of the s ubs idiary would be comprised of the e n t i r e S t a t e of Colorado; c r e d i t r e l a t e d l i f e , accident and health insurance may be w r i t t e n by Family Guardian L i f e Insurance Company, an a f f i l i a t e of C i t i c o r p Person-to-Person Boulder I n d u s t r i a l Bank) at 1600 38th S t r e e t , Boulder, Colorado, serving t h e e n t i r e S t a t e of Colorado, through i t s s u b s i d i a r y , C i t i c o r p Person-to-Person Boulder I n d u s t r i a l Bank (8/17/82) New York C i t i c o r p , New York, New York, r e q u e s t s permission to e s t a b l i s h a de novo o f f i c e of i t s s u b s i d i a r y , C i t i c o r p Homeowners, Inc. ("CHI"), and t o expand t h e a c t i v i t i e s and s e r v i c e area of an e x i s t i n g o f f i c e of i t s s u b s i d i a r y , C i t i c o r p Person-to-Person Financial Center, Inc. ("CPFC") a t the same l o c a t i o n ; t h e new a c t i v i t i e s in which t h e o f f i c e of CPFC proposes t o engage de novo a r e ( t h e making, acquiring and s e r v i c i n g , f o r i t s own account and f o r the account of o t h e r s , of extensions of c r e d i t t o i n d i v i d u a l s secured by l i e n s on r e s i d e n t i a l or n o n - r e s i d e n t i a l real e s t a t e ; and t h e s a l e of mortgage l i f e and mortgage d i s a b i l i t y i n s u r a n c e d i r e c t l y r e l a t e d t o extensions of mortgage loans; t h e proposed s e r v i c e area s h a l l be t h e e n t i r e S t a t e s of Missouri and Kansas f o r t h e aforementioned proposed a c t i v i t i e s and f o r the following a c t i v i t i e s which have been previously approved f o r CPFC: t h e making or acquiring of loans and other extensions of c r e d i t , secured or unsecured, f o r consumer and other purposes; t h e extension of loans t o d e a l e r s f o r the f i n a n c i n g of inventory ( f l o o r planning) and working c a p i t a l purposes; t h e purchasing and s e r v i c i n g f o r i t s own account of s a l e s f i n a n c e c o n t r a c t s ; the s a l e of c r e d i t r e l a t e d l i f e and accident and health or decreasing or level (in t h e case of s i n g l e payment loans) term l i f e insurance by l i c e n s e d agents or b r o k e r s , as r e q u i r e d ; t h e s a l e of consumer o r i e n t e d f i n a n c i a l management courses; and the s e r v i c i n g , f o r any person, of loans and other extensions of c r e d i t . The a c t i v i t i e s in which t h e de novo o f f i c e of CHI will engage a r e : t h e making or a c q u i r i n g of loans and other extensions of c r e d i t , secured or unsecured, f o r consumer and o t h e r purposes; t h e s a l e of c r e d i t r e l a t e d l i f e and accident and h e a l t h or decreasing or level ( i n t h e case of s i n g l e payment loans) term l i f e insurance by licensed agents or brokers as r e q u i r e d ; t h e s a l e of consumer o r i e n t e d f i n a n c i a l management courses; t h e s e r v i c i n g , f o r any person, of loans and other extensions of c r e d i t ; t h e making, acquiring and s e r v i c i n g , f o r i t s own account and f o r t h e account of o t h e r s , of extension of c r e d i t t o i n d i v i d u a l s secured by l i e n s on r e s i d e n t i a l or n o n r e s i d e n t i a l real e s t a t e ; and t h e s a l e of mortgage l i f e and mortgage d i s a b i l i t y insurance d i r e c t l y r e l a t e d t o extensions of mortgage loans: t h e proposed s e r v i c e area of CHI s h a l l be comprised of t h e e n t i r e S t a t e s of i H.2, 1982 No. 34 -25APPLICATIONS RECEIVED - Continued Missouri and Kansas for all the aforementioned a c t i v i t i e s ; credit related l i f e , accident and health insurance may be written by Family Guardian Life Insurance Company, an a f f i l i a t e of CPFC and CHI) at 310 E. 12th Street, Kansas City, Missouri, through i t s subsidiaries, Citicorp Person-to-Person Financial Center, Inc. and Citicorp Homeowners, Inc. (8/18/82) New York Skandinaviska Enskilda Banken, Stockholm, Sweden, for approval to engage de novo in certain a c t i v i t i e s through Skandinaviska Enskilda Banken Corporation, New York, New York Philadelphia Philadelphia National Corporation, Philadelphia, Pennsylvania, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (in commercial finance and factoring a c t i v i t i e s including the s o l i c i t a t i o n and making of loans to businesses and corporations secured by accounts receivable, inventory, machinery and equipment and/or other commercial finance collateral and the factoring of accounts receivable) at Minneapolis City Center, 33 South Sixth Street, Minneapolis, Minnesota, serving Minnea p o l i s , Minnesota and surrounding areas, through i t s subsidiary, Congress Financial Corporation (8/18/82) Richmond Southern Bancorporatlon, I n c . , Greenville, South Carolina, for approval to acquire assets of Continental Credit Corporation, Greenville, Texas, and thereby engage in making direct loans t o individuals. Atlanta Florida Coast Banks, I n c . , Pompano Beach, Florida, for approval to acquire 50 percent of the voting shares of Midlantic/Florida Coast Holdings, I n c . , Edison, New Jersey, and thereby engage indirectly in trust a c t i v i t i e s through Florida Coast Midl a n t i c Trust Company, N.A., Lighthouse Point, Florida, a proposed de novo trust company. Atlanta Southeast Banking Corporation, Miami, Florida, n o t i f i c a t i o n of intent to engage in a c t i v i t i e s (to act as an investment or financial advisor to investors by providing p o r t f o l i o investment advice related to certain real property i n t e r e s t s , located in the Southeastern United States, with properties in Florida receiving the principal focus; the primary investor focus will i n i t i a l l y be financial i n s t i t u t i o n s , including pension funds and Insurance companies, and wealthy individuals located throughout Western Europe (primarily Germany, Holland, and the United Kingdom); over time, investors in Latin American, the Far East, the Middle East, and institutional investors in the United States are also expected to be served) at 100 South Biscayne Boulevard, Miami, Florida, through Its wholly-owned subsidiary, Southeast Investors Management Corporation (8/18/82) H.2, 1982 No. 34 — 26 — APPLICATIONS RECEIVED - Continued Chicago Northern Trust Corporation, Chicago, I l l i n o i s , n o t i f i c a t i o n of intent t o engage in de novo a c t i v i t i e s (performing appraisals of real e s t a t e ) at 1900 Spring Road, Suite 102, Oak Brook, I l l i n o i s , the geographic area to be served will be the e n t i r e 50 s t a t e s of the United S t a t e s , through i t s subsidiary, Nortrust Farm Management, Inc. (8/13/82) S t . Louis Manufacturers Bancorp, I n c . , St. Louis, Missouri, for approval to acquire First Missouri Insurance Group, I n c . , Manchester, Missouri. Minneapolis F i r s t Bank System, I n c . , Minneapolis, Minnesota, n o t i f i c a t i o n of intent t o engage in de novo a c t i v i t i e s (to engage in the a c t i v i t i e s that may Be performed by a trust company, including a c t i v i t i e s of a f i d u c i a r y , agency or custodian nature) at 10451 Palmera Drive, Sun City, Arizona, serving the metropolitan area of Phoenix, Arizona, through i t s subsidiary First Trust Company of Arizona (8/13/82) Minneapolis Bank Shares Incorporated, Minneapolis, Minnesota, n o t i f i c a t i o n of intent t o engage i n de novo a c t i v i t i e s (in leasing personal or real property or acting as agent, broker or advisor in leasing such property in accordance with the Board's Regulation Y) at 777 Marquette Avenue, Minneapolis, Minnesota, serving the United States (8/16/82) Kansas City F i r s t National of Nebraska, I n c . , Omaha, Nebraska, n o t i f i c a t i o n of intent t o engage in de novo a c t i v i t i e s (in leasing personal property and acting as Broker or agent for banks in leasing personal property; the leases entered into will primarily involve participation in the l e s s o r ' s i n t e r e s t by a f f i l i a t e d and n o n - a f f i l i a t e d banks) at One First National Center, Omaha, Nebraska serving the general nridwestern United States, but primarily Nebraska and Iowa, through i t s subsidiary, Banclease, Inc. (8/20/82) San Francisco BankAmerica Corporation, San Francisco, California, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (making or acquiring, f o r i t s own account loans and other extensions of credit such as would be made or acquired by the finance company; servicing loans and other extensions of c r e d i t ; and o f f e r i n g c r e d i t related l i f e insurance, c r e d i t - r e l a t e d accident and health insurance and c r e d i t - r e l a t e d property insurance; such a c t i v i t i e s w i l l include, but not be limited t o , making consumer installment loans, purchasing installment s a l e s finance contracts, making loans and other extensions of credit to small businesses, making loans secured by real and personal property, and offering c r e d i t - r e l a t e d l i f e , c r e d i t - r e l a t e d accident and health and H.2, 1982 No. 34 27 APPLICATIONS RECEIVED - Continued c r e d i t - r e l a t e d property insurance directly related to extensions of c r e d i t made or acquired by FinanceAmerica of Columbia Heights Inc.) at 19 N. 4th S t r e e t , Moorehead, Minnesota, serving the e n t i r e States of Minnesota and North Dakota, through i t s indirect subsidiary, FinanceAmerica of Columbia Heights Inc. (a Minnesota corporation [whose name will be changed t o FinanceAmerica of Hoorhead I n c . ] ) (8/18/82) San Francisco BankAmerica Corporation, San Francisco, California, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (making or acquiring, for i t s own account loans and other extensions of credit such as would be made or acquired by a finance company; servicing loans and other extensions of credit such as would be made or acquired by a finance company; servicing loans and other extensions of c r e d i t ; and o f f e r i n g c r e d i t - r e l a t e d l i f e insurance and c r e d i t - r e l a t e d accident and health insurance. Credit-related property insurance will not be offered in the State of Indiana; such a c t i v i t i e s will include, but not be limited t o , making consumer installment loans, purchasing s a l e s finance contracts, making loans and other extensions of credit to small businesses, making loans and other extensions of credit secured by real and personal property, and o f f e r i n g c r e d i t - r e l a t e d l i f e and c r e d i t related accident and health insurance d i r e c t l y related to extensions of c r e d i t made or acquired by FinanceAmerica Corporation) in Indianapolis, Indiana, serving the e n t i r e s t a t e of Indiana, through i t s indirect subsidiary, FinanceAmerica Corporation (an Indiana corporation) (8/19/82) San Francisco S e a f i r s t Corporation, S e a t t l e , Washington, n o t i f i c a t i o n of intent t o engage in de novo a c t i v i t i e s (to act as agent for o f f e r i n g the sale of Unemployment insurance d i r e c t l y related to extensions of credit by S e a f i r s t Corporation or i t s s u b s i d i a r i e s ) at Second and Marion S t r e e t s , Exchange Building, S e a t t l e , Washington, serving residents of Washington, through i t s subsidiary, S e a f i r s t Insurance Corporation (8/13/82) San Francisco Security P a c i f i c Corporation, n o t i f i c a t i o n of intent to engage in de novo a c t i v i t i e s (to engage in financing and industrial loan corporation a c t i v i t i e s including making, acquiring and servicing loan and other extensions of c r e d i t ; s e l l i n g and issuing i n v e s t ment c e r t i f i c a t e s ; and acting as agent for the sale of c r e d i t related l i f e , c r e d i t - r e l a t e d accident and health and c r e d i t - r e l a t e d property insurance, a l l as authorized by California law) at 11480 South S t r e e t , Cerritos; 21535 North Hawthorne Boulevard, Torrance; and 600 North Mountain Avenue, Upland, a l l in California, through i t s subsidiary, Security P a c i f i c Finance Money Center Inc. (8/20/82) H. 2, 1982 No. 34 -28APPLICATIONS RECEIVED - Continued San Francisco Security P a c i f i c Corporation, Los Angeles, California, n o t i f i c a t i o n of intent to relocate de novo a c t i v i t i e s (making or acquiring, for i t s own account or for the account of others, loans and extensions of c r e d i t , including making consumer installment personal loans, purchasing consumer installment sales finance c o n t r a c t s , making loans t o small businesses and other extensions of credit such as would be made by a factoring company of a consumer finance company; and acting as broker or agent for the s a l e of c r e d i t l i f e and credit accident and health insurance) from 5012 Wellington Avenue, Ventnor City, New Jersey to Professional Plaza, 2021 New Road, Linwood, New Jersey, serving the State of New Jersey, through i t s subsidiary Security P a c i f i c Finance Corp. (8/19/82) * * * * * REPORTS RECEIVED Ownership Statement Filed Pursuant to Section 13(d) of the S e c u r i t i e s Exchange Act The Bank of Vienna Vienna, Virginia (Amendment to 7/31/81 report) Solicitation/Recommendation Statement Pursuant t o Section 14(d)(4) of the S e c u r i t i e s Exchange Act The Bank of Vienna Vienna, Virginia * * * * * PETITIONS FOR RULEMAKING None.