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No. 33 Week ending August 17, 2024

Board Actions
Enforcement
Heritage Bancshares Group Inc. Employee Stock Ownership Plan and Trust and Heritage Bancshares
Group, Inc., both of Spicer, Minnesota—written agreement with the Federal Reserve Bank of Minneapolis.
Announced: August 15, 2024
SNB Bancshares, Inc. and Bank of Eufaula, both of Eufaula, Oklahoma—written agreement with the
Federal Reserve Bank of Kansas City and the Oklahoma Banking Department.
Announced: August 15, 2024

Reserve Bank Operations
Federal Reserve Bank of St. Louis—appointment of Francois Henriquez as First Vice President and Chief
Operating Officer.*
Approved: August 2, 2024
*Addition

FEDERAL RESERVE RELEASE H.2

Actions Under Delegated Authority
Bank Branches, Domestic
Atlanta
Southern Bank of Tennessee, Mount Juliet, Tennessee—to establish a branch at 5109 Peter Taylor Park
Drive, Brentwood, Tennessee.
Approved: August 16, 2024

Boston
Brookline Bank, Brookline, Massachusetts—to establish a branch at 435 Winthrop Avenue,
Lawrence, Massachusetts.
Approved: August 14, 2024

Kansas City
First State Bank Nebraska, Lincoln, Nebraska—to establish a branch at 6457 Frances Street,
Omaha, Nebraska.
Approved: August 14, 2024

New York
Solvay Bank, Syracuse, New York—to establish a branch at 4256 James Street, Syracuse, New York.
Approved: August 15, 2024

Bank Holding Companies
Atlanta
The United Bank Corporation Employee Stock Ownership Plan Trust, Barnesville, Georgia—to become a
bank holding company by acquiring voting shares of United Bank Corporation, Barnesville, Georgia, and
thereby indirectly acquiring shares of United Bank, Zebulon, Georgia.
Approved: August 14, 2024

Bank Mergers
Kansas City
Alva State Bank & Trust Company, Alva, Oklahoma—to merge with First National Bank in Okeene, Okeene,
Oklahoma, and thereby establish a branch in Okeene, Oklahoma.
Approved: August 15, 2024

St. Louis
Exchange Bank of Northeast Missouri, Kahoka, Missouri—to merge with Kahoka State Bank,
Kahoka, Missouri.
Approved: August 16, 2024

Banks, State Member
Chicago
Ally Bank, Sandy, Utah—to make a public welfare investment.
Approved: August 13, 2024

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

www.federalreserve.gov

FEDERAL RESERVE RELEASE H.2

Richmond
United Bank, Fairfax, Virginia—to make certain public welfare investments (three requests).
Approved: August 12, 2024

Change in Bank Control
Kansas City
CSB Bancshares, Inc., Ellsworth, Kansas—Troy Soukup, Ellsworth, Kansas, to retain his position as trustee
of CSB Bancshares, Inc. Amended Employee Stock Ownership Plan and thereby indirectly retain control of
CSB Bancshares, Inc., and Citizens State Bank and Trust Co., all of Ellsworth, Kansas.
Permitted: August 16, 2024

Philadelphia
Freedom Financial Holdings, Inc., Fairfax, Virginia—Kenneth R. Lehman, Fort Lauderdale, Florida, to retain
voting shares of Freedom Financial Holdings, Inc., and thereby indirectly retain voting shares of
The Freedom Bank of Virginia, Fairfax, Virginia.
Permitted: August 12, 2024

Extensions of Time
Director, S&R
Citigroup Inc., New York, New York—extension of time to conform or divest a merchant banking
investment.
Granted: August 12, 2024

Savings and Loan Holding Companies
Cleveland
Monroe Federal Bancorp, Inc., Tipp City, Ohio—to become a savings and loan holding company by
acquiring Monroe Federal Savings and Loan Association (MFSLA), Tipp City, Ohio, in connection with the
conversion of MFSLA from mutual to stock form.
Approved: August 15, 2024

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

www.federalreserve.gov

District: 1
Federal Reserve Bank of Boston
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 1
Federal Reserve Bank of Boston
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

447100

CORNERSTONE BK, SPENCER,
MASSACHUSETTS

07/06/2024

03/04/2024

S

Int Small Bank

1008674

READING CO-OP BK, READING,
MASSACHUSETTS

02/11/2024

07/31/2023

S

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 2
Federal Reserve Bank of New York
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

FIRST
GREENWICH
FINANCIAL, INC.

Change in Bank
Control

The D'Angelo Family Trust, with George Newspaper:
D’Angelo and Dahlia D’Angelo as
Federal Register:
Trustees, all of Old Greenwich,
Connecticut, to acquire 25 percent or
more of the voting shares of First
Greenwich Financial, Inc., Cos Cob,
Connecticut, and thereby indirectly
acquire voting shares of First Bank of
Greenwich, Cos Cob, Connecticut.

08/11/2024
Not available

PORTICOES
CAPITAL LLC
AND
PORTICOES
INVESTORS,
LLC

*3A1

Porticoes Capital LLC and Porticoes
Newspaper:
Investors, LLC, both of New York, New Federal Register:
York, to acquire Porticoes National Bank
(in formation), New York, New York.

Not available
Not available

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 2
Federal Reserve Bank of New York
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

645317

ADIRONDACK TC, SARATOGA
SPRINGS, NEW YORK

09/28/2023

12/05/2022

S

Int Small Bank

722816

SOLVAY BK, SOLVAY, NEW YORK 02/04/2024

06/26/2023

S

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 3
Federal Reserve Bank of Philadelphia
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

3603961

VICTORY BK, LIMERICK,
PENNSYLVANIA

06/14/2024

07/10/2023

S

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 4
Federal Reserve Bank of Cleveland
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

853112

HEARTLAND BK, WHITEHALL,
OHIO

12/17/2023

04/11/2022

O

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

UNITED
* Branch (Domestic) United Community Bank, Greenville,
COMMUNITY BANK
South Carolina, to establish a new
branch at 1561 Main Street, Sarasota,
Florida.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

Newspaper:
Federal Register:

Not available
Not applicable

District: 5
Federal Reserve Bank of Richmond
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

886624

CLEAR MNT BK, BRUCETON
MILLS, WEST VIRGINIA

11/19/2023

06/05/2023

S

Int Small Bank

3567269

SELECT BK, FOREST, VIRGINIA

06/01/2024

04/17/2023

S

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 6
Federal Reserve Bank of Atlanta
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

353238

CENTRAL ST BK, CALERA,
ALABAMA

03/07/2024

09/25/2023

S

Int Small Bank

956938

PRIORITYONE BK, MAGEE,
MISSISSIPPI

04/27/2024

10/30/2023

S

Int Small Bank

479839

TENNESSEE ST BK, PIGEON
FORGE, TENNESSEE

10/29/2023

06/12/2023

S

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

ANDERSON
BANCORP, INC.

Change in Bank
Control

Notice by Richard D. Anderson of
Newspaper:
Dahinda, IL, individually, and as a
Federal Register:
trustee of the Mary Jan Anderson Trust,
Galesburg, IL; Andrew V. Anderson,
Monument, CO; Megan L. Compton,
Oneida, IL; and Wesley J. Anderson,
Oneida, IL to form the Anderson Family
Control Group, a group acting in
concert, for approval to control more
than 25 percent of voting shares of
Anderson Bancorp and thereby
indirectly control Anderson State Bank,
both of Oneida, Illinois.

Not available
08/28/2024

WHITNEY
Change in Bank
CORPORATION OF Control
IOWA

Jason C. Nicholas Bank Trust, Jason C. Newspaper:
Nicholas, trustee, both of Atlantic, Iowa Federal Register:
to acquire voting shares of Whitney
Corporation of Iowa and thereby
indirectly acquire voting shares of First
Whitney Bank and Trust, both of
Atlantic, Iowa.

Not available
08/13/2024

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 7
Federal Reserve Bank of Chicago
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

711548

CHELSEA ST BK, CHELSEA,
MICHIGAN

06/10/2024

02/26/2024

S

Int Small Bank

502746

COMMUNITY ST BK, AVILLA,
INDIANA

06/15/2024

03/04/2024

S

Int Small Bank

643340

EASTERN MI BK, CROSWELL,
MICHIGAN

01/20/2024

07/17/2023

S

Int Small Bank

3804535

GUARANTY BK, SPRINGFIELD,
MISSOURI

03/31/2024

05/01/2023

S

Int Small Bank

982348

IOWA ST BK, HULL, IOWA

07/21/2024

04/01/2024

S

Int Small Bank

448040

OXFORD BK, OXFORD, MICHIGAN02/16/2024

05/15/2023

S

Int Small Bank

08/14/2023

S

Int Small Bank

01/22/2024

S

CRA Examinations scheduled for Quarter of
695349
TRI-COUNTY BK, BROWN CITY,
MICHIGAN

04/06/2024

433943
NONE

05/05/2024

Institution

WASHINGTON ST BK,
WASHINGTON, IOWA

Location

* Subject to the provisions of the Community Reinvestment Act

Quarter

Int Small Bank

District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

End of Comment Period

Central Bancshares
Inc.

* 3A1

Central Bancshares, Inc., Little Rock,
Arkansas, to become a bank holding
company by acquiring Central Bank,
Little Rock, Arkansas.

Newspaper:
Federal Register:

RENASANT
CORPORATION

* 3A5

Renasant Corporation, Tupelo,
Newspaper:
Mississippi, to acquire through merger Federal Register:
100 percent of the voting shares of The
First Bancshares, Inc., and thereby
indirectly acquire The First Bank, both of
Hattiesburg, Mississippi

Not available
Not available

TOWNSEND
FINANCIAL
CORPORATION

Change in Bank
Control

Notice by Suzanne L. Shaw,
Newspaper:
Greensburg, Pennsylvania, to join the Federal Register:
previously approved Croftcheck Family
Control Group and to acquire voting
shares of Townsend Financial
Corporation, and thereby indirectly
acquire voting shares of Farmers Bank,
both of Parsons, Tennessee

Not available
Not available

* Subject to the provisions of the Community Reinvestment Act

Not applicable
Not applicable

District: 8
Federal Reserve Bank of St. Louis
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

879644

BANK OF ADVANCE, ADVANCE,
MISSOURI

11/03/2023

07/24/2023

S

Int Small Bank

856748

CITIZENS BK, BATESVILLE,
ARKANSAS

03/30/2024

05/15/2023

S

Int Small Bank

137447

FNB CMNTY BK, VANDALIA,
ILLINOIS

11/03/2023

07/24/2023

S

Int Small Bank

3804535

GUARANTY BK, SPRINGFIELD,
MISSOURI

03/31/2024

05/01/2023

S

Int Small Bank

185859

LINDELL B&TC, SAINT LOUIS,
MISSOURI

12/18/2023

09/05/2023

S

Int Small Bank

MONTICELLO BKG CO,
MONTICELLO, KENTUCKY
CRA Examinations scheduled for Quarter of
3374412
OAKSTAR BK, SPRINGFIELD,
MISSOURI

01/27/2024

09/05/2023

S

Int Small Bank

12/19/2022

06/13/2022

S

Int Small Bank

3120646
NONE

PATRIOT BK, MILLINGTON,
TENNESSEE

07/23/2022

02/07/2022

S

Int Small Bank

49241

RELYANCE BK, WHITE HALL,
ARKANSAS

09/23/2023

06/05/2023

S

Int Small Bank

266945

Institution

Location

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

NONE

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 9
Federal Reserve Bank of Minneapolis
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

613156

FIRST MT BK, MISSOULA,
MONTANA

06/23/2024

09/11/2023

S

Int Small Bank

823656

FIRST ST BK SOUTHWEST,
PIPESTONE, MINNESOTA

03/18/2024

08/14/2023

O

Int Small Bank

685676

OPPORTUNITY BK OF MT,
HELENA, MONTANA

04/29/2024

10/24/2022

O

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending August 17, 2024

Filer

Filing Type

BANNER COUNTY * 3A3
BAN
CORPORATION
EMPLOYEE STOCK
OWNERSHIP PLAN
AND TRUST

Filing Proposal

End of Comment Period

Banner County Ban Corporation
Newspaper:
Employee Stock Ownership Plan and Federal Register:
Trust to acquire up to 46.81 percent of
the voting shares of Banner County Ban
Corporation, and thereby indirectly
acquire additional shares of Banner
Capital Bank, all of Harrisburg,
Nebraska.

* Subject to the provisions of the Community Reinvestment Act

Not available
09/12/2024

District: 10
Federal Reserve Bank of Kansas City
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

311050

AMERICAN HERITAGE BK,
SAPULPA, OKLAHOMA

04/07/2024

08/14/2023

S

Int Small Bank

862057

BANK OF CMRC, CHANUTE,
KANSAS

07/04/2024

04/15/2024

S

Int Small Bank

482053

CITIZENS ST BK, WISNER,
NEBRASKA

04/29/2024

02/12/2024

S

Int Small Bank

1836701

ENTERPRISE BK, OMAHA,
NEBRASKA

10/23/2023

08/07/2023

S

Int Small Bank

3412417

JONAH BK, CASPER, WYOMING

06/03/2024

03/18/2024

S

Int Small Bank

02/26/2024

11/27/2023

S

Int Small Bank

07/21/2024

04/29/2024

S

Int Small Bank

669555

MIDWEST BK, PIERCE,
NEBRASKA
CRA Examinations scheduled for Quarter of
955959
SECURITY ST BK, BASIN,
WYOMING
Institution

Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

MOODY
BANCSHARES,
INC.

Change in Bank
Control

Russell Shearn Moody, League City,
Newspaper:
Texas; Frances Moody-Dahlberg,
Federal Register:
Dallas, Texas; Moody Children’s 2018
Gift Trust, Galveston, Texas, Ross
Rankin Moody, Austin, Texas, as
trustee; Russell Shearn Moody Three R
Voting Trust, Galveston, Texas, Russell
Shearn Moody, League City, Texas, as
trustee; Ross Rankin Moody Three R
Voting Trust, Galveston, Texas, Ross
Rankin Moody, Austin, Texas, as
trustee; Frances Moody-Dahlberg Three
R Voting Trust, Galveston, Texas,
Frances Moody-Dahlberg, Dallas,
Texas, as trustee; and Robert L. Moody,
Jr. Three R Voting Trust, Galveston,
Texas, Irwin M. Herz, Jr., Galveston,
Texas, as trustee; to join the Moody
Control Group, a group acting in
concert, to retain voting shares of
Moody Bancshares, Inc., Galveston,
Texas, and Moody Bank Holding
Company, Reno, Nevada, and thereby
indirectly retain voting shares of Moody
National Bank, Galveston, Texas.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

08/29/2024
09/04/2024

District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

PERRYTON
BANCSHARES,
INC.

Change in Bank
Control

The Tim Tregellas Trust – Perryton
Newspaper:
Bancshares Trust S, and Tim Tregellas, Federal Register:
Aledo, Texas, as trustee; The William
Mac Tregellas Trust – Perryton
Bancshares Trust S, and William Mac
Tregellas, Perryton, Texas, as trustee
intend to apply to the Federal Reserve
Board for permission to acquire shares
and thereby control of Perryton
Bancshares, Inc., Perryton, Texas which
controls The Perryton National Bank,
Perryton, Texas and join the Tregellas
Family Group. In addition, Chad
Tregellas, Aledo, Texas, Tiffany
Tregellas, Fort Worth, Texas, and
William Seth Tregellas, Perryton, Texas,
intend to apply to the Federal Reserve
Board for permission to retain shares of
Perryton Bancshares, Inc., Perryton,
Texas which controls The Perryton
National Bank, Perryton, Texas and join
the Tregellas Family Group a group
acting in concert.

Not available
08/27/2024

Producer Acquisition Corp., Beaumont, Newspaper:
Texas, to become a bank holding
Federal Register:
company by acquiring Powell State
Bank, Powell, Texas

Not available
Not available

Producer Acquisition * 3A1
Corp.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

District: 11
Federal Reserve Bank of Dallas
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

3630323
645465

CRA Public Date

CRA Rating

Exam Method

THIRD COAST BK SSB, HUMBLE, 08/14/2022
TEXAS

04/25/2022

S

Int Small Bank

VISTA BK, DALLAS, TEXAS

04/01/2024

O

Int Small Bank

CRA Examinations scheduled for
Institution

Exam Date

07/29/2024

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter

District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending August 17, 2024

Filer

Filing Type

Filing Proposal

PACIFIC PREMIER
BANK

* Branch (Domestic) Pacific Premier Bank, Irvine, California, Newspaper:
proposes to establish a new branch
Federal Register:
office at 5055 N. 32nd Street, Suite 100,
Phoenix, Arizona.

* Subject to the provisions of the Community Reinvestment Act

End of Comment Period

Not available
Not applicable

District: 12
Federal Reserve Bank of San Francisco
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the
communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in
1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR
228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be
evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.

RSSD ID

Institution/Location

Exam Date

CRA Public Date

CRA Rating

Exam Method

3487947

UNIBANK, LYNNWOOD,
WASHINGTON

07/05/2024

07/31/2023

S

Int Small Bank

CRA Examinations scheduled for
Institution

Quarter of
Location

NONE

* Subject to the provisions of the Community Reinvestment Act

Quarter