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ife-
Federal Reserve Release
H.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 33
Week Ending August 14, 2010
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
August 8,2010 to August 14, 2010
Bank Holding Companies
Morgan Stanley & Co., New York, New York — to place certain shares of Morgan
Stanley into a custodial account pending action by the Board on the application of
China Investment Corporation, Beijing, Peoples Republic of China, a sovereign
wealth fund, to acquire voting shares of Morgan Stanley.
- Approved, August 10, 2010
Forms
Forms — initial Board review to extend without revision the Compensation and
Salary Surveys (FR 29a, b).
- Proposed, August 10, 2010
Regulations and Policies
Regulation E (Electronic Fund Transfers) — interim final rule with request for
comment to implement legislation modifying the effective date of certain disclosure
requirements applicable to gift cards under the Credit Card Accountability
Responsibility and Disclosure Act.
- Approved, August 10,2010
Risk-Based Capital Guidelines — interagency advance notice of proposed
rulemaking requesting comment on alternatives to the use of credit ratings in the
guidelines in order to comply with the Dodd-Frank Wall Street Reform and
Consumer Protection Act.
- Approved, August 9, 2010
Enforcement
Brand Group Holdings, Inc., Lawrenceville, Georgia, and The Brand Banking
Company — written agreement with the Federal Reserve Bank of Atlanta and the
Banking Commissioner of the State of Georgia.
- Announced, August 12, 2010
(A/C) = Addition or Correction
Board - Page
1
of
2
H.2
Board Actions
August 8,2010 to August 14,2010
Enforcement
Paramount Bank, Farmington Hills, Michigan — issuance of a prompt corrective
action directive with the consent of the bank.
- Announced, August 12, 2010
Sonoma Valley Bancorp, Sonoma, California — written agreement with the Federal
Reserve Bank of San Francisco.
- Announced, August 9, 2010
(A/C) = Addition or Correction
Board - Page 2
of
2
H.2
Actions under delegated authority
BS&R Banking Supervision and Regulation
C&CA Consumer and Comminity Affairs
FOMC Federal Open Market Committee
August 8,2010 to August 14,2010
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
OSDM Office of Staff Director for Management
Bank Branches. Domestic
Cleveland
Fifth Third Bank, Cincinnati, Ohio — to establish branches at 13361 49th Street
North, Clearwater, Florida; 9245 Atlantic Boulevard, Jacksonville; 2394 South
Orange Avenue, Orlando; 4710 Park Street North, St. Petersburg; 2555 Piedmont
Plaza, D-101, Atlanta, Georgia; 745 Chastain Road, Kennesaw; 702 North Green
Bay Road, Waukegan, Illinois; 115 East Sibley Street, Hammond, Indiana;
38505 26 Mile Road, Lenox, Michigan; 31125 Beck Road, Novi;
1012 Loughborough Avenue, St. Louis, Missouri; 2736 Ashley Road, Charlotte,
North Carolina; the intersection of Miles Avenue and East 131st Street, Cleveland,
Ohio; and 825 West Market Street, Troy (14 applications).
- Approved, August 12, 2010
Atlanta
First Farmers and Merchants Bank, Columbia, Tennessee — to establish a branch at
4871 Port Royal Road, Spring Hill.
- Approved, August 13,2010
Bank Holding Companies
Dallas
A.N.B. Holding Company, Ltd., Terrell, Texas — to acquire additional shares of The
ANB Corporation, Terrell, and indirectly acquire The American National Bank of
Texas; Lakeside Bancshares, Inc., Rockwall; and Lakeside National Bank.
- Approved, August 13,2010
(A/C) = Addition or Correction
Delegated -
1
of
4
H.2
Actions under delegated authority
August 8,2010 to August 14,2010
Bank Holding Companies
St. Louis
Allcorp, Inc., Little Rock, Arkansas — to become a bank holding company and to
acquire Community State Bancshares, Inc., Bradley, and thereby acquire Community
State Bank.
- Approved, August 10, 2010
San Francisco
AltaPacific Bancorp, Santa Rosa, California — to become a bank holding company
and to acquire AltaPacific Bank, Santa Rosa.
- Approved, August 12, 2010
Kansas City
Bank of Choice Holding Company, Greeley, Colorado — to engage in lending
activities.
- Approved, August 9,2010
Chicago
NC Bancorp, Inc., Chicago, Illinois — to continue to engage de novo in making,
acquiring, brokering, or servicing loans or other extensions of credit.
- Withdrawn, August 11, 2010
Bank Mergers
Richmond
Union First Market Bank, Richmond, Virginia — to merge with The Rappahannock
National Bank, Washington, and thereby establish a branch.
- Approved, August 11, 2010
(A/C) = Addition or Correction
Delegated - 2
of
4
H.2
Actions under delegated authority
August 8,2010 to August 14,2010
Bank Mergers
Richmond
Union First Market Bank, Richmond, Virginia — to merge with Northern Neck State
Bank, Warsaw, and thereby establish a branch.
- Approved, August 11, 2010
Change in Bank Control
Dallas
Bastrop Bancshares, Inc., Bastrop, Texas — change in bank control of Bastrop
Bancshares and its subsidiary bank, The First National Bank of Bastrop, Bastrop.
- Withdrawn, August 12, 2010
Minneapolis
Border Bancshares, Inc., Greenbush, Minnesota — change in bank control of Border
Bancshares and its subsidiary bank, Border State Bank, Greenbush.
- Permitted, August 13,2010
Dallas
Opportunity Bancshares, Inc., Bettendorf, Iowa ~ change in bank control of
Opportunity Bancshares and its subsidiary bank, Opportunity Bank, NA, Richardson,
Texas (two notices).
- Permitted, August 11,2010
Extensions of Time
St. Louis
Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri — extension
to November 25, 2010, to increase its ownership of Cabool Bancshares, Inc., Cabool,
and thereby increase its indirect control of Cabool State Bank.
- Granted, August 10,2010
(A/C) = Addition or Correction
Delegated - 3
of
4
H.2
Actions under delegated authority
August 8, 2010 to August 14, 2010
Extensions of Time
Kansas City
Community Bank Partners, Inc., Denver, Colorado — extension to October 14, 2010,
to become a bank holding company and to acquire The Palisades National Bank,
Palisade.
- Granted, August 13, 2010
(A/C) = Addition or Correction
Delegated - 4
of
4
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending August 14, 2010
Filer
Filing Type
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
District: 1
Federal Reserve Bank of Boston
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
ID
Exam Date
Institution / Location
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 2
Federal Reserve Bank of New York
Filings received during the week ending August 14, 2010
Filer
ADIRONDACK TRUST
COMPANY EMPLOYEE STOCK
OWNERSHIP TRUST, THE
BANK OF CHINA LIMITED
BANK OF NEW YORK MELLON,
Filing Type
' 3A3
FBSEA
Investment
THE
EMIGRANT BANCORP, INC.
4c8
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
The Adirondack Trust Company Employee
Stock Ownership Trust, Saratoga Springs, New
York, to acquire fifty additional shares of 473
Broadway Holding Corporation and to acquire
one thousand five hundred additional shares of
The Adirondack Trust Company,(the
"Bank")both of Saratoga Springs, New York and
after the fact approval for one hundred and
eight shares for the Bank.
Newspaper:
Not available
Federal Register:
Not available
Bank of China Limited, Beijing, China, to
Newspaper:
Not available
establish a federal branch in Chicago, Illinois,
pursuant to Section 211.24(a)(1) of Regulation
K.
Federal Register:
Not applicable
Bank of New York Mellon, New York, New York,
Newspaper:
Not applicable
on behalf of its subsidiary, Mellon Overseas
Investment Corporation, Greenville, Delaware,
pursuant to Section 211.9(f) of Regulation K, to
establish BNY Mellon Banco S.A., Rio de
Janeiro, Brazil.
Federal Register:
Not applicable
New York Private Bank & Trust Corporation and
Newspaper:
Not applicable
Emigrant Bancorp, Inc., both ofNew York, New
York, to convert New York Private Bank &
Trust, FSB, Wilmington, Delaware, its federal
savings bank subsidiary, to New York Private
Trust Company, a trust company, pursuant to
Section 4(c)(8) of the BHC Act and Section
225.24 of Regulation Y, and thereby engage in
trust company functions.
Federal Register:
08/18/2010
District: 2
Federal Reserve Bank of New York
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
Public Date
CRA
Rating
Exam Method
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending August 14, 2010
Filer
PATRIOT FINANCIAL
Filing Type
CIC
PARTNERS LP
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
Patriot Financial Partners, GP, L.P., Patriot
Newspaper:
Not available
Financial Partners, L.P., Patriot Financial
Partners Parallel, L.P., Patriot Financial Partners,
GP, LLC, Patriot Financial Managers, L.P., and
Messrs. Ira M. Lubert, W. Kirk Wycoff and
James J. Lynch, all of Philadelphia,
Pennsylvania, to purchase up to 19.2 percent of
Palmetto Bancshares, Inc., Greenville, SC.
Federal Register:
07/20/2010
District: 3
Federal Reserve Bank of Philadelphia
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
CRA
Institution / Location
ID
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for*FRASER
Location
Public Date
CRA
Rating
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending August 14, 2010
Filer
GENBEACH CO., INC.
WVS FINANCIAL CORP.
Filing Type
C1C
CIC
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
Interagency Notices of Change in Control filed
Newspaper:
09/01/2010
by Charles Beach, III, Beatyville, KY of his
intent to acquire up to 50.03% of the voting
shares of Genbeach Company, Inc., Beattyville,
KY and by the Beach Immediate Family
consisting of Charles Beach, III, Beattyville, KY;
Charles Beach, IV, London, England; and Taylor
Beach Moloney, Nashville, TN who intend to
acquire 100% of the voting shares of Genbeach
Company, Inc. Genbeach Company, Inc.
controls Peoples Exchange Bank of Beattyville,
Inc., Beattyville, KY.
Federal Register:
09/02/2010
Interagency Notice of Change in Control by
WVS Financial Corp. Employee Stock
Ownerhsip Plan ("ESOP") and Jonathan D.
Hoover, sole trustee, Pittsburgh, PA to retain
12.2% and eventually acquire up to 24.9% of the
outstanding common voting shares of WVS
Financial Corp., Pittsburgh, PA.
Newspaper:
N o t available
Federal Register:
N o t available
District: 4
Federal Reserve Bank of Cleveland
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
Public Date
CRA
Rating
Exam Method
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending August 14, 2010
Filer
BANK OF CLARKE COUNTY
Filing Type
* Branch
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
Bank of Clarke County, Berryville, Virginia, to
Newspaper:
08/27/2010
establish a branch 21 Main Street, Round Hill,
Virginia.
Federal Register
Not applicable
District: 5
Federal Reserve Bank of Richmond
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Institution / Location
ID
Exam Date
Public Date
CRA
Rating
Exam Method
491822
BANK OF GASSAWAY, GASSAWAY, WEST VIRGINIA
04/05/2010
07/07/2010
S
Small Bank
969424
HIGHLANDS UNION BK, ABINGDON, VIRGINIA
03/15/2010
07/06/2010
S
Int Sm Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending August 14, 2010
Filer
FED HOLDING COMPANY, INC.
Filing Type
CIC
Filing Proposal
End of Comment Period
Prior change in control notice filed by Shelby
Newspaper:
Not available
Cicero Peeples, Jr., Dalton, Georgia, to acquire
an additional 27.70 percent of the outstanding
shares of FED Holding Company, Inc., and its
subsidiary, First Bank of Dalton, both of Dalton,
Georgia. Total pro forma ownership will equal
32.22 percent.
Federal Register
08/18/2010
FIRST CITIZENS-CRENSHAW
BANCSHARES, INC.
CIC
First Citizens-Crenshaw Bancshares, Luverne,
Alabama, prior change in control filed by John
Milton Wise, Sr., Lilellen Hicks Wise, Mack
Arthur Wise, John Milton Wise, Jr., Stephanie
Wise Jones, Michael Eugene Jones, Candace
Aline Jones Sansing, Klein McCaegor Jones,
and Sadie Ellen Jones, all of Luverne, Alabama,
to collectively acquire an additional 9.34 percent
of the outstanding shares of First
Citizens-Crenshaw Bancshares, Inc., and its
subsidiary, First Citizens Bank, both of Luverne,
Alabama. Total pro forma ownership will equal
25.34 percent
Newspaper:
Federal Register:
Not available
08/25/2010
IBERLABANK
* Branch
IBERIABANK, Lafayette, Louisiana, to
establish the following branches: 15 West 1-65
Service Road North, Mobile, Alabama, to be
known as the Spring Hill Branch; and 22530 US
Highway 98, Suite 100, Fairhope, Alabama, to be
known as the Fairhope Branch.
Newspaper:
F e d e r a l Agister
08/19/2010
Not applicable
NAPLES BANCORP, INC.
CIC
After-the-fact change in control notice filed by
Newspaper:
Not available
Kenneth Richard Murray, Naples, Florida to
retain 39.67 percent of the outstanding shares of
Naples Bancorp, Inc., and its subsidiary bank,
Bank of Naples, both of Naples, Florida.
Federal Register:
08/18/2010
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
District: 6
Federal Reserve Bank of Atlanta
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.5.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Institution / Location
ID
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
Public Date
CRA
Rating
Exam Method
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending August 14,2010
Filer
C-B-G, INC.
FIRST COMMUNITY
BANCSHARES CORP.
Filing Type
*3A3
CIC
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
C-B-G, Inc., West Liberty, Iowa, to acquire an
additional $5 million (only $200,000 from C-B-G,
Inc. and the remaining from executive officers,
directors, and shareholders which are
considered to be acting in concert) of common
stock, or up to 50.01 percent, in Washington
Bancorp, Washington, Iowa, and thereby
increase it's indirect interest in Washington
Bancorp's subsidiary, Federation Bank,
Washington, Iowa.
Notice by Betty J. Bradshaw 2000 Irrevocable
Trust dated 10/30/00-Charles M. Shea, Trustee,
to acquire shares of First Community
Bancshares Corp., Anamosa, Iowa, and thereby
indirectly acquire shares of First Community
Bank, Milton, Wisconsin.
End of Comment Period
F e d e r a ] Reg j ster;
Not available
q8/1 6/2010
Newspaper:
N o t available
Federal Register:
08/23/2010
Newspaper:
District: 7
Federal Reserve Bank of Chicago
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
ID
Institution / Location
Exam Date
Public Date
503547
FAIRMOUNT ST BK, FAIRMOUNT, INDIANA
03/08/2010
686271
FIRST CHICAGO B&T, CHICAGO, ILLINOIS
956134
LA SALLE ST BK, LA SALLE, ILLINOIS
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
CRA
Rating
Exam Method
07/19/2010
S
Small Bank
04/12/2010
08/02/2010
S
Small Bank
02/08/2010
07/19/2010
S
Small Bank
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending August 14, 2010
Filer
PEOPLES COMMERCE
CORPORATION
Filing Type
CIC
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
Notice by George J. Shackelford, Coila,
Mississippi, to increase control of Peoples
Commerce Corporation, North Carrollton,
Mississippi.
End of Comment Period
Newspaper:
08/20/2010
Federal Register:
08/27/2010
District: 8
Federal Reserve Bank of St. Louis
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
CRA
Rating
Exam Method
07/21/2010
S
Small Bank
04/05/2010
07/21/2010
S
Int Sm Bank
FARMERS BK & CAPITAL TC, FRANKFORT, KENTUCKY
03/22/2010
07/07/2010
s
Int Sm Bank
48374
FIRST FINANCIAL BK, EL DORADO, ARKANSAS
11/30/2009
06/21/2010
s
Int Sm Bank
426141
FIRST ST BK, SAINT PETER, ILLINOIS
03/08/2010
07/01/2010
s
Small Bank
453446
HEBER SPRINGS ST BK, HEBER SPRINGS, ARKANSAS
02/22/2010
06/15/2010
s
Small Bank
2967349
LIBERTY BANK OF ARKANSAS, JONESBORO, ARKANSAS
09/21/2009
07/29/2010
s
Large Bank
Exam Date
Public Date
BANK OF LA, LOUISIANA, MISSOURI
04/05/2010
719656
CALLAWAY BK, FULTON, MISSOURI
728742
ID
Institution / Location
663450
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending August 14, 2010
Filer
KIRK WOOD
Filing Type
* 3 A3
BANCORPORATION OF
NEVADA, INC.
MOUNTAIN WEST FINANCIAL
CORP.
CIC
TREASURE BANCORP, INC.
CIC
Subject to the provisions of the Community Reinvestment Act
Digitized for*FRASER
Filing Proposal
End of Comment Period
Kirkwood Bancorporation Co., Bismarck, North
Newspaper:
Not available
Dakota and Kirkwood Bancorporation of
Nevada, Inc., Las Vegas, Nevada, to acquire
94.89% of Eagle Valley Bank, National
Association, Saint Croix Falls, Wisconsin.
Federal Register:
09/03/2010
Richard G. Anderson, Helena, Montana,
Newspaper:
08/20/2010
individually, and as part of a group acting in
concert with Dick and Margaret Anderson, FLP;
Dick Anderson Construction, Inc.; Dick
Anderson Construction Profit Sharing Plan &
Trust; MA Construction, Inc., (fka MAC
Equipment Rental); Margaret F. Anderson;
Norma J. Anderson, all of Helena, Montana, and
David L. Anderson of Los Altos Hills,
California, to acquire and retain 10 percent or
more of the shares of Mountain West Financial
Corp., Helena, Montana, and thereby indirectly
acquire and retain control of Mountain West
Bank, National Association, Helena, Montana.
Federal Register:
08/25/2010
Sandra and Jule Jacobson, Plentywood,
Montana, to acquire 10 percent or more of the
shares of Treasure Bancorp, Inc., Plentywood,
Montana, and thereby indirectly gain control of
Montana State Bank, Plentywood, Montana;
Edward and Lois Angvick, Medicine Lake,
Montana, as a group acting in concert, to
acquire 10 percent or more of the shares of
Treasure Bancorp, Inc., Plentywood, Montana,
and thereby indirectly gain control of Montana
State Bank, Plentywood, Montana; and Walter
Norbo, Plentywood, Montana; the Julia J.
Norbo Exemption Trust, Plentywood, Montana;
and Patsy Morstad, trustee of the Julia J. Norbo
Exemption Trust, Plentywood, Montana, as a
group acting in concert, to acquire 10 percent or
more of the shares of Treasure Bancorp, Inc.,
Plentywood, Montana, and thereby indirectly
gain control of Montana State Bank,
Plentywood, Montana.
Newspaper:
Not available
Federal Register:
08/25/2010
District: 9
Federal Reserve Bank of Minneapolis
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
467957
FULTON ST BK, FULTON, SOUTH DAKOTA
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
Exam Date
Public Date
04/26/2010
08/05/2010
CRA
Rating
Exam Method
S
Small Bank
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending August 14, 2010
Filer
CITIZENS STATE BANK
Filing Type
* 18C
* Branch
FIRST BANK OF UTICA
GREAT PLAINS BANCSHARES,
INC.
* Branch
CIC
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
Citizens National Bank, Arlington, Kansas, to
merge with and into Citizens State Bank,
Wisner, Nebraska.
Newspaper:
09/04/2010
Federal Register:
Not applicable
First Bank of Utica, Utica, Nebraska, to establish
a branch at 801 1st Street, Friend, Nebraska.
Newspaper:
08/13/2010
Federal Register:
Not applicable
Newspaper:
Not available
Federal Register:
09/01/2010
Notification submitted by Bart R. Kirchoff,
Hollis, Oklahoma, individually and as a member
of the Kirchoff family group; and Kim A.
Kirchoff, Wimberly, Oklahoma, as a member of
the Kirchoff family group, to retain control of
Great Plains Bancshares, Inc., Hollis, Oklahoma,
parent of Great Plains National Bank, Elk City,
Oklahoma.
District: 10
Federal Reserve Bank of Kansas City
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Method
07/29/2010
O
Small Bank
08/02/2010
S
Small Bank
Public Date
ADRIAN BK, ADRIAN, MISSOURI
04/26/2010
SWEDISH-AMERICAN ST BK, COURTLAND, KANSAS
05/17/2010
Institution / Location
94858
973252
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
CRA
Rating
Exam Date
ID
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending August 14, 2010
Filer
Filing Type
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Filing Proposal
End of Comment Period
District: 11
Federal Reserve Bank of Dallas
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for *FRASER
Location
Public Date
CRA
Rating
Exam Method
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending August 14, 2010
Filer
ANCHOR BANCORP, INC.
RBB BANCORP
Filing Type
3A1
3A1
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Anchor Bancorp, Inc., Lacey, Washington, to
become a bank holding company by acquiring
100 percent of Anchor Mutual Savings Bank,
Aberdeen, Washington, upon conversion from
a mutual savings bank to a stock savings bank.
Newspaper:
Not available
Federal Register:
04/15/2010
RBB Bancorp, Los Angeles, California, to
become a bank holding company by acquiring
100 percent of Royal Business Bank, Los
Angeles, California.
Newspaper:
Not available
Federal Register:
09/10/2010
District: 12
Federal Reserve Bank of San Francisco
Availability of CRA P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
CRA
Institution / Location
ID
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
Subject to the provisions of the Community Reinvestment Act
Digitized for*FRASER
Location
Public Date
CRA
Rating
Exam Method
@FedFRASER