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^sSSfc & Federal Reserve Release H.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received No. 18 Week Ending April 30, 2011 Board of Governors of the Federal Reserve System, Washington, DC 20551 H.2 Board Actions April 24,2011 to April 30,2011 Bank Holding Companies M&T Bank Corporation, Buffalo, New York — to acquire Wilmington Trust Corporation, Wilmington, Delaware, and its subsidiary bank, Wilmington Trust Company, and subsidiary savings association, Wilmington Trust FSB, Baltimore, Maryland; and for M&Ts subsidiary bank, Manufacturers and Traders Trust Company, Buffalo, New York, to acquire certain assets and assume certain liabilities of Wilmington Trust Company and Wilmington Trust FSB and to establish branches at the existing locations. - Approved, April 26, 2011 Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan — determination that the structure of a proposed ownership interest would not result in the ability to exercise a controlling influence over Morgan Stanley, New York, New York. - Concurred, April 22,2011 (A/C) Enforcement Community Bankers Trust Corporation, Glen Allen, Virginia, and Essex Bank, Tappahannock — written agreement with the Federal Reserve Bank of Richmond and the State Corporation Commission Bureau of Financial Institutions. - Announced, April 26, 2011 First Southern Bancorp, Statesboro, Georgia — written agreement with the Federal Reserve Bank of Atlanta. - Announced, April 26, 2011 The Leaders Group, Inc., Oak Brook, Illinois — written agreement with the Federal Reserve Bank of Chicago. - Announced, April 28,2011 (A/C) = Addition or Correction Board - Page 1 of 1 H.2 Actions under delegated authority BS&R Banking Supervision and Regulation C&CA Consumer and Community Affairs FOMC Federal Open Market Committee April 24,2011 to April 30,2011 RBOPS Reserve Bank Operations and Payment Systems IF International Finance OSD Office of Staff Director Bank Branches. Domestic Richmond First Virginia Community Bank, Fairfax, Virginia — to establish a branch at 11260 Roger Bacon Drive, Suite 101, Reston. - Approved, April 27, 2011 St. Louis Southern Bancorp Bank, Arkadelphia, Arkansas — to establish a branch at 970 Byhalia Road, Hernando, Mississippi. - Approved, April 29,2011 St. Louis Summit Bank, Arkadelphia, Arkansas — to establish a branch in Lonsdale. - Approved, April 27, 2011 Bank Holding Companies Atlanta IBERIABANK Corporation, Lafayette, Louisiana — waiver of application to merge with Omni Bancshares, Inc., Metairie, in connection with the merger of their respective subsidiary banks, IBERIABANK, Lafayette, and Omni Bank, Metairie. - Granted, April 26, 2011 (A/C) = Addition or Correction Delegated - 1 of 3 H.2 Actions under delegated authority April 24,2011 to April 30,2011 Bank Holding Companies Philadelphia Norwood Financial Corp., Honesdale, Pennsylvania — waiver of application to acquire North Penn Bancorp, Inc., Scranton, in connection with the merger of North Penn's subsidiary savings bank, North Penn Bank, with and into Norwood's subsidiary bank, Wayne Bank, Honesdale. - Granted, April 29, 2011 Bank Mergers Atlanta IBERIABANK, Lafayette, Louisiana — to merge with Omni Bank, Metairie. - Approved, April 26, 2011 Change in Bank Control Kansas City Baileyville Bancshares, Inc., Seneca, Kansas — change in bank control of Baileyville and its subsidiary bank, Baileyville State Bank, Seneca. - Permitted, April 28, 2011 Atlanta Brand Group Holdings, Inc., Lawrenceville, Georgia — change in bank control of Brand Group and its subsidiary bank, The Brand Banking Company, Lawrenceville (two notices). - Permitted, April 29, 2011 St. Louis First United, Inc., Central City, Kentucky — to retain control of First United and its subsidiary bank, First National Bank of Muhlenberg County, Central City. - Withdrawn, April 28, 2011 (A/C) = Addition or Correction Delegated - 2 of 3 H.2 Actions under delegated authority April 24,2011 to April 30,2011 Membership Chicago Northwest Bank, Spencer, Iowa ~ to become a member of the Federal Reserve System on conversion from a federal savings association to a state-chartered bank. - Approved, April 27, 2011 (A/C) = Addition or Correction Delegated - 3 of 3 District: 1 Federal Reserve Bank of Boston Filings received during the week ending April 30, 2011 Filer LOWELL FIVE BANCORP MHC Filing Type * 3A1 * 3A3 Filing Proposal End of Comment Period Lowell Five Bancorp, MHC and Lowell Five Bancorp, Inc., both of Lowell, Massachusetts, to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring The Lowell Five Cents Savings Bank, Lowell, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3) of the Bank Holding Company Act of 1956, as amended. Newspaper: Not available Federal Register: Not available MECHANICS BANCORP, MHC * 3A1 * 3A3 Mechanics Bancorp, MHC and Mechanics Bancorp, Inc., both of Taunton, Massachusetts, to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring Mechanics Co-operative Bank, Taunton, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3) of the Bank Holding Company Act of 1956, as amended. Newspaper: Not available Federal Register: 05/16/2011 NEWBURYPORT FIVE CENTS BANCORP MHC * 3A1 Newbuiyport Five Cents Bancorp, MHC and Newburyport Five Cents Bancorp, Inc., both of Newburyport, Massachusetts, to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring Newbuiyport Five Cents Savings Bank, Massachusetts, pursuant to sections 3(a)(1) and 3(a)(3) of the Bank Holding Company Act of 1956, as amended. Newspaper: Not available Federal Register: 05/16/2011 * Subject to the provisions of the Community Reinvestment Act District: 1 Federal Reserve Bank of Boston Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE Subject to the provisions of the Community Reinvestment Act Digitized for* FRASER Location Public Date CRA Rating Exam Method District: 2 Federal Reserve Bank of New York Filings received during the week ending April 30, 2011 Filer Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 2 Federal Reserve Bank of New York A v a i l a b i l i t y of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA Institution / Location ID Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 3 Federal Reserve Bank of Philadelphia Filings received during the week ending April 30, 2011 Filing Type NONE * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period District: 3 Federal Reserve Bank of Philadelphia Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA Institution / Location ID Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 4 Federal Reserve Bank of Cleveland Filings received during the week ending April 30, 2011 Filer Insight Bancshares, Inc. NEXTIER INCORPORATED Filing Type 3A1 CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Notice by Insight Bancshares, Inc., Columbus, OH of its intent to form a bank holding company by acquiring 100% of the voting shares of Insight Bank, Columbus, OH. Newspaper: Not applicable Federal Register: Not applicable Notice of Change in Bank Control by Mark A. Snyder, Kittanning, Pennsylvania, to acquire up to 13.74% of the voting shares of NexTier,Inc., Butler, Pennsylvania Newspaper: 05/13/2011 Federal Register: Not available District: 4 Federal Reserve Bank of Cleveland Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for*FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 5 Federal Reserve Bank of Richmond Filings received during the week ending April 30, 2011 Filer FIRST COMMUNITY BANK, NATIONAL ASSOCIATION PIEDMONT COMMUNITY BANK HOLDINGS, INC. RBC BANK (USA) Filing Type Member : 3A3 * Branch * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period First Community Bank, Bluefield, Virginia, to become a state member bank upon the conversion of First Community Bank, N A. Newspaper: Federal Register: Not applicable Not applicable Piedmont Community Bank Holdings, Inc., Raleigh, North Carolina, to acquire up to 66% of the voting securities of Crescent Financial Corporation, Cary, North Carolina, and thereby indirectly acquire control of Crescent State Bank, Caiy, North Carolina. Newspaper: Not available Federal Register: 05/27/2011 RBC Bank (USA), Raleigh, North Carolina, to establish a branch at 3401 Raleigh Road, Wilson, North Carolina Newspaper Federal Register: Not available Not applicable District: 5 Federal Reserve Bank of Richmond A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA Institution / Location ID Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 6 Federal Reserve Bank of Atlanta Filings received during the week ending April 30, 2011 Filer Filing Type * 3A5 BANKSHARES, INC., THE HOMETOWN COMMUNITY BANCSHARES, INC. CIC SEQUATCHIE VALLEY BANCSHARES, INC. * 3A3 TECHE HOLDING COMPANY * 3A1 * * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period The BANKshares, Inc., Winter Park, Florida, to merge with The Commercial Bancorp, Inc., and its subsidiary, East Coast Community Bank, both of Ormond Beach, Florida. Newspaper: 05/25/2011 Federal Register: 05/27/2011 Prior change in control notice filed by Ranjeet Singh Sidhu, Kuala Lumpur, Malaysia, to acquire approximately 85.54 percent of the outstanding shares of Hometown Community Bancshares, and its subsidiary, Hometown Community Bank, both of Braselton, Georgia. Newspaper: 05/28/2011 Federal Register: Not available Sequatchie Valley Bancshares, Inc., Dunlap, Tennessee to acquire 100 percent of the outstanding shares of The Citizens Bank of Spencer, Spencer, Tennessee. Newspaper: 05/30/2011 Federal Register: Not available Teche Holding Company, MRP, L.L.C., Patrick Little, L.L.C., and Ross Little, Jr., L.L.C., all of New Iberia, Louisiana, to become bank holding companies by acquiring 100 percent of the outstanding shares of Teche Federal Bank, New Iberia, Louisiana. Newspaper 05/25/2011 Federal Register: 05/27/2011 District: 6 Federal Reserve Bank of Atlanta A v a i l a b i l i t y of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location 279338 Exam Date FIRST S BK, BOCA RATON, FLORIDA CRA Examinations scheduled for 09/20/2010 Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date * 03/04/2011 CRA Rating Exam Method S Int Sm Bank District: 7 Federal Reserve Bank of Chicago Filings received during the week ending April 30,2011 Filer AMERICAN STATE BANK Filing Type CITIZENS BANK MARSHALL & ILSLEY CORPORATION End of Comment Period American State Bank, Osceola, Iowa, to purchase certain assets and assume the deposits of the Winterset branch office of Exchange State Bank, Adair, Iowa. American State Bank will thereby establish a branch office at 113 S. John Wayne Drive, Winterset, Iowa. Newspaper: Not available Federal Register: Not applicable * 18C * Branch Bank Midwest, Spirit Lake, Iowa, to merge with Farmers State Bank of Sherbum, Sherbum, Minnesota. As a result of the merger, Bank Midwest will establish a branch office at 33 North Main Street, Sherbum, Minnesota. Newspaper: 04/29/2011 Federal Register: Not applicable * 18C Citizens Bank, Flint, Michigan, to merge with Citizens Bank Wealth Management, National Association, Flint, Michigan. Newspaper 05/24/2011 Federal Register: Not applicable Marshall & Ilsley Corporation, Milwaukee, Wisconsin, to acquire an additional 4 percent equity interest in Taplin, Canida & Habacht, LLC, Miami, Florida, and thereby continue to engage in financial and investment advisory services and securities brokerage services. Newspaper Not applicable Federal Register: Not available * 18C * Branch BANK MIDWEST Filing Proposal 4c8 * Subject to the provisions of the Community Reinvestment Act District: 7 Federal Reserve Bank of Chicago Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA ID Institution / Location 836544 Exam Date Public Date COLUMBUS JUNCTION ST BK, COLUMBUS JUNCTION, IOWA 12/13/2010 180443 IOWA PRAIRIE BK, BRUNSVILLE, IOWA 2533119 NORTHSIDE CMNTY BK, GURNEE, ILLINOIS CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location CRA Rating Exam Method 04/04/2011 S Small Bank 12/06/2010 04/21/2011 S Small Bank 11/08/2010 04/25/2011 S Large Bank District: 8 Federal Reserve Bank of St. Louis Filings received during the week ending April 30, 2011 Filer Filing Type Filing Proposal End of Comment Period CANTON BANCSHARES, INC. * 3 A3 Canton Bancshares, Inc., Hannibal, Missouri, to acquire 100 percent of Canton State Bank, Canton, Missouri. Newspaper: Federal Register: Not available 05/20/2011 FIRST SECURITY BANCORP * 3A3 First Security Bancorp, Searcy, Arkansas, to increase its ownership in CrossFirst Holdings, LLC, Leawood, Kansas, from 3.96 percent to 9.9 percent. Newspaper: Federal Register: 05/24/2011 Not available FIRST UNITED, INC. CIC Notice by The Lawton Partners Trust, with Robert A. Lawton as trustee, Central City, Kentucky, to retain control of First United, Inc., Central City, Kentucky. Newspaper: 05/18/2011 Federal Register: Not available Fordyce Bank and Trust Company, Fordyce, Arkansas, to become a member of the Federal Reserve System. Newspaper: Not applicable Federal Register: Not applicable FORDYCE BANK & TRUST CO/ Member * Subject to the provisions of the Community Reinvestment Act District: 8 Federal Reserve Bank of St. Louis A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD CRA Institution / Location ID Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method District: 9 Federal Reserve Bank of Minneapolis Filings received during the week ending April 30, 2011 Filer 215 HOLDING CO. NORTHERN FINANCIAL CORPORATION SAINT JOSEPH BANCSHARES ACQUISITIONS, INC. Filing Type CIC CIC : 3A3 * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period Change in Control Notice by Brian P. Short, St. Paul, Minnesota; Carolyn P. Short, Flourtown, Pennsylvania; and Marianne D. Short, St. Paul, Minnesota; individually and as trustees of fourteen Short family trusts, to retain 25 percent or more of the voting shares and thereby control of 215 Holding Company, Minneapolis, Minnesota. Kevin J. Short, Mahtomedi, Minnesota; Elizabeth J. Short, University Heights, Ohio; Colleen V. Short, Edina, Minnesota; and the trustees (Marion D. Short, Edina, Minnesota; Brian P. Short; Carolyn P. Short; and Marianne D. Short) on behalf of one or more of seventeen Short family trusts to join the Short Family Group, which controls 25 percent or more of the voting shares of 215 Holding Company, and thereby indirectly retain control of First Farmers & Merchants National Bank, Luverne, Minnesota; First Farmers & Merchants National Bank, Fairmont, Minnesota; First Farmers & Merchants State Bank, Brownsdale, Minnesota; First Farmers & Merchants State Bank of Grand Meadow, Grand Meadow, Minnesota; First Farmers & Merchants National Bank, Le Sueur, Minnesota; and White Rock Bank, Cannon Falls, Minnesota. Newspaper: Not available Federal Register: 05/17/2011 Change in Control Notice by James Anton Senty, Onalaska, Wisconsin, to gain control of Northern Financial Corporation, Independence, Wisconsin, and thereby indirectly gain control of Independence State Bank, Independence, Wisconsin. Newspaper Not available Federal Register: 05/12/2011 Saint Joseph Bancshares Acquisitions, Inc., Saint Joseph, Minnesota, to acquire 100 percent of Financial Bancshares Company, Becker, Minnesota, and thereby indirectly acquire Sherburne State Bank, Becker, Minnesota. Newspaper: Not available Federal Register: 05/27/2011 District: 9 Federal Reserve Bank of Minneapolis A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location 648055 VALLEY BK OF HELENA, HELENA, MONTANA CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Exam Date Public Date 01/03/2011 04/22/2011 CRA Rating Exam Method O IntSmBank District: 10 Federal Reserve Bank of Kansas City Filings received during the week ending April 30,2011 Filer BANCFIRST CORPORATION FBHC HOLDING COMPANY PALCO BANKSHARES, INC. RCB BANK Filing Type 4c8 CIC 3A1 Member * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period BancFirst Corporation, Oklahoma City, Oklahoma, to acquire FBC Financial Corporation, parent of 1st Bank Oklahoma, both in Claremore, Oklahoma, and thereby engage in the operation of a savings association. Newspaper: 05/20/2011 Federal Register: 05/10/2011 Notification by the O. Jay Tomson Revocable Trust, Ollie Jay Tomson, Mason City, Iowa, trustee, to retain control of FBHC Holding Company, parent of Flatirons Bank, both in Boulder, Colorado. Newspaper: Not available Federal Register: Not available Palco Bankshares, Inc., Palco, Kansas, to become a bank holding company through the acquisition of 100 percent of the voting shares of Midwest Community Bank, Plainville, Kansas. Newspaper: Not available Federal Register: Not available RCB Bank, Claremore, Oklahoma, to become a member of the Federal Reserve System. Newspaper Federal Register: Not applicable Not applicable District: 10 Federal Reserve Bank of Kansas City A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date Public Date CRA Rating Exam Method 41955 BANK OF NEWMAN GROVE, NEWMAN GROVE, NEBRASKA 01/31/2011 04/22/2011 S Small Bank 12656 EMERALD BK, BURDEN, KANSAS 01/24/2011 04/25/2011 S Small Bank CRA Examinations scheduled for Quarter of Institution NONE Subject to the provisions of the Community Reinvestment Act Digitized for *FRASER Location District: 11 Federal Reserve Bank of Dallas Filings received during the week ending April 30, 2011 Filer Filing Type Filing Proposal End of Comment Period CHALYBEATE SPRINGS CORPORATION CIC Jonathan Ross Kasling of Hughes Springs, Texas, Newspaper: Individually; Mayo Givens Kasling III of Hughes F e d e r a l Agister. Springs, Texas, Individually; Jonathan Ross Kasling of Hughes Springs, Texas; Mayo Givens Kasling III of Hughes Springs, Texas; Mayo Givens Kasling, Jr. of Hughes Springs, Texas and Mayo Givens Kasling, Jr. as Trustee for the Mayo G. Kasling III 1996 Trust and as Trustee for the Jonathan Ross Kasling 1996 Trust; Rebecca Lynn Kasling of Hughes Springs, Texas; Mayo Givens Kasling, Sr. of Hughes Springs, Texas; Catherine Denise Kasling DeWitt of Hughes Springs, Texas; Misty Morgan Lake of Hughes Springs, Texas; Randall Marc Morgan of Hughes Springs, Texas; Sarah Virginia Kasling Shelton of Hughes Springs, Texas and Sarah Virginia Kasling as Trustee for the Ricky Dub Shelton Jr. 1996 Trust and as Trustee for the Shelby Shelton 1996 Trust and as Trustee for the Trenton Shelton 1996 Trust; Roy Kemp Kasling of Austin, Texas and Roy Kemp Kasling as Trustee for the Alexandra Kasling 1996 Trust and as Trustee for the Natalie Kasling 1996 Trust; all as members of the Kasling Family Group, intend to apply to the Federal Reserve Board for permission to retain control of 25 percent or more of the shares of Chalybeate Springs Corporation, Hughes Springs, Texas and thereby indirectly retain control of The First National Bank of Hughes Springs, Hughes Springs, Texas. Not available 05/11/2011 PLATINUM BANCSHARES OF TEXAS, INC. * 3A1 Platinum Bancshares of Texas, Inc., Lubbock, Newspaper: Texas, to become a bank holding company by Federal Register: acquiring 100 percent of Platinum Bank, Lubbock, Texas. Not available 05/27/2011 * Subject to the provisions of the Community Reinvestment Act District: 11 Federal Reserve Bank of Dallas Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. RSSD ID CRA Institution / Location Exam Date NONE CRA Examinations scheduled for Quarter of Institution NONE Subject to the provisions of the Community Reinvestment Act Digitized for *FRASER Location Public Date CRA Rating Exam Method District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending April 30,2011 Filer Filing Type ALTAPACIFIC BANK * Branch BANK OF TAIWAN FBSEA COMMUNITY FINANCIAL GROUP, INC. CIC COMMUNITY FINANCIAL GROUP, INC. CIC INTERMOUNTAIN COMMUNITY BANCORP CIC INTERMOUNTAIN COMMUNITY BANCORP CIC * Subject to the provisions of the Community Reinvestment Act Filing Proposal End of Comment Period AltaPacific Bank, Santa Rosa, California, to establish a branch office at 9373 Haven Avenue, Rancho Cucamonga, California. Newspaper: 05/09/2011 Federal Register: Not applicable Bank of Taiwan, Taipei, Taiwan, to upgrade its New York Agency to a branch office pursuant to section 211.24(a)(2)(ii)(a) of Regulation K and seciton 7(d) of FBSEA. Newspaper: Not available Federal Register: Not applicable Interagency Notice of Change in Control by Wheatland Bank Employee Stock Ownership Plan, Spokane, Washington, and its trustees, Susan Marie Horton, Cheney, Washington; Dennis Dale Bly, Davenport, Washington; and Jayne Therese Deife, Marlin, Washington, for approval to retain 23.71 percent of the outstanding voting shares of Community Financial Group, Inc. and thereby indirectly Wheatland Bank, both of Spokane, Washington. Newspaper: Not available Federal Register: 04/28/2011 Newspaper. Not available Federal Register: 04/28/2011 Interagency Notice of Change in Control by Susan Marie Horton, Cheney, Washington; Raymond Lee Pittman, Jr., Mesa, Arizona; Rosa Maria Pittman, Spokane, Washington; Ted Davis Rhodes, Spokane Valley, Washington; and Wheatland Bank Employee Stock Ownership Plan, Spokane, Washington, together a group acting in concert for approval to retain 22.13 percent of the outstanding shares of Community Financial Group, Inc. and thereby indirectly control Wheatland Bank, both of Spokane, Washington. Interagency Noticce of Change in Control by Castle Creek Capital IV, Castle Creek Advisors IV, LLC, Castle Creek Capital Partners IV, LP, John Eggemeyer, William Ruh, Mark Merlo, and Joseph Misesell Thomas, all of Rancho Santa Fe, California, to acquire up to 24.9 percent of Intermountain Community Bancorp, and thereby indirectly Panhandle State Bank, both of Sandpoint, Idaho. Newspaper: Not available Federal Register: Not available Interagency Noticce of Change in Control by Stadium Capital Partners, L.P., Stadium Capital Qualified Partners, L.P., Stadium Capital Management LLC, and John Welbom, all of Bend, Oregon, to acquire up to 24.9 percent of Intermountain Community Bancorp, and thereby indirectly Panhandle State Bank, both of Sandpoint, Idaho. Newspaper: Not available Federal Register: Not available District: 12 Federal Reserve Bank of San Francisco Filings received during the week ending April 30, 2011 Filer MITSUBISHI UFJ FINANCIAL GROUP, INC. Filing Type * 3A3 Digitized for *FRASER Subject to the provisions of the Community Reinvestment Act Filing Proposal Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan, to acquire up to 24.9 percent of Morgan Stanley, New York, New York, and indirectly its subsidiaries, Morgan Stanley Capital Management LLC, New York, New York, Morgan Stanley Domestic Holdings, Inc., New York, New York, Morgan Stanley Bank, National Association, Salt Lake City, Utah, and Morgan Stanley Private Bank, National Association, Purchase, New York, pursuant to section 3(a)(3) of the Bank Holding Company Act. End of Comment Period Newspaper Federal Register: Not available 04/25/2011 District: 12 Federal Reserve Bank of San Francisco Availability of CRA P u b l i c E v a l u a t i o n s The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995. The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities. A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank. Federal bank regulators use the following performance levels to rate an institution's performance under CRA: 0 = Outstanding S = Satisfactory NI = Needs to improve SN = Substantial noncompliance The following state member banks have been examined and their CRA public evaluations are now available. CRA RSSD Exam Date Institution / Location ID NONE CRA Examinations scheduled for Quarter of Institution NONE * Subject to the provisions of the Community Reinvestment Act Location Public Date CRA Rating Exam Method
@FedFRASER