The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
Federal Reserve Release
H.2
Actions of the Board, Its Staff,
and the Federal Reserve Banks;
Applications and Reports Received
No. 16
Week Ending April 17, 2010
*
Board of Governors of the Federal Reserve System, Washington, DC 20551
H.2
Board Actions
April 11,2010 to April 17,2010
Testimony and Statements
Economic Outlook — statement by Chairman Bernanke before the Joint Economic
Committee of the U.S. Congress on economic and financial developments.
- Published, April 14, 2010
Financial Holding Companies
Banco do Brasil, S.A., Brasilia, Brazil — election to be treated as a financial holding
company.
- Effective, April 13,2010
Forms
Forms — final Board review to extend without revision the Written Security Program
for State Member Banks (FR 4004), Uniform Application for Municipal Securities
Principal or Municipal Securities Representative Associated with a Bank Municipal
Securities Dealer (FR MSD-4), Uniform Termination Notice for Municipal Securities
Principal or Municipal Securities Representative Associated with a Bank Municipal
Securities Dealer (FR MSD-5), Notice by Financial Institutions of Government
Securities Broker or Government Securities Dealer Activities (FR G-FIN), and
Notice by Financial Institutions of Termination of Activities as a Government
Securities Broker or Government Securities Dealer (FR G-FINW).
- Approved, April 12,2010
Forms — initial Board review to extend without revision the reporting and disclosure
requirements associated with the Policy on Payments System Risk (PSR policy)
(FR 4102) and the Transfer Agent Registration and Amendment Form (FR TA-1).
- Proposed, April 16, 2010
Personnel
Division of Monetary Affairs — appointment of William B. English as director and
Brian F. Madigan as senior adviser, effective July 23, 2010.
- Announced, April 12,2010
(A/C) = Addition or Correction
Board - Page 1 of
2
H.2
Board Actions
April 11, 2010 to April 17, 2010
Regulations and Policies
Financial Institutions Examinations — interagency report to Congress on federal
banking agencies' efforts to coordinate examinations and supervision of financial
institutions, as required by the Riegle Community Development and Regulatory
Improvement Act.
- Approved, April 13, 2010
Enforcement
Access Bancshares, Inc., Champlin, Minnesota — written agreement with the Federal
Reserve Bank of Minneapolis.
- Announced, April 13, 2010
KCB Bank, Kearney, Missouri — written agreement dated July 2, 2008, terminated
April 6, 2010.
- Announced, April 14, 2010
(A/O) = Addition or Correction
Board-Page 2 of
2
H.2
Actions under delegated authority
BS&R Banking Supervision and Regulation
C&CA Consumer and Comminity Affairs
FOMC Federal Open Market Committee
April 11,2010 to April 17,2010
RBOPS Reserve Bank Operations and Payment Systems
IF International Finance
OSDM Office of Staff Director for Management
Bank Holding Companies
Kansas City
Aslin Group, Inc., Mission Hills, Kansas ~ to become a bank holding company and
to acquire 1st Financial Bank, Overland Park, Kansas; for Aslin Opportunity Fund
BK, LP, Cape Haze, Florida, to become a bank holding company and to acquire
shares of Aslin Group, Inc., Mission Hills, Kansas, and thereby indirectly acquire 1st
Financial Bank; and for Aslin Capital I, LLC, Cape Haze, Florida, to become a bank
holding company and to acquire Aslin Opportunity Fund BK, LP and thereby
indirectly acquire 1st Financial Bank.
- Approved, April 14, 2010
Chicago
Diamond Bancorp, Inc., Chicago, Illinois — to become a bank holding company and
to acquire DG Bancorp, Inc., Downers Grove, and Downers Grove National Bank,
and to continue to control Diamond Bank FSB, Schaumburg, and thereby operate a
savings association.
- Withdrawn, April 12, 2010
San Francisco
Golden Pacific Bancorp, Inc., Sacramento, California — to become a bank holding
company and to acquire Gold Country Financial Services, Inc., Marysville, and Gold
Country Bank, National Association.
- Approved, April 15, 2010
Chicago
Independent Alliance Banks, Inc., Fort Wayne, Indiana — to acquire shares of
Independent Bankers Life Reinsurance Company of Indiana Ltd., Brownsburg, and
thereby engage in insurance agency and underwriting activities.
- Approved, April 12, 2010
(A/C) = Addition or Correction
Delegated - 1 of
3
H.2
Actions under delegated authority
April 11,2010 to April 17,2010
Bank Holding Companies
Boston
Provident Bancorp, Amesbury, Massachusetts — to engage, through a new subsidiary,
in investment advisory activities.
- Approved, April 16, 2010
Dallas
TexStar Bancshares, Inc., Universal City, Texas — to become a bank holding
company and to acquire TexStar National Bank, Universal City.
- Approved, April 14, 2010
Dallas
TTC Holdings, Inc., San Antonio, Texas — to engage in financial and investment
advisory activities through the acquisition of Austin, Calvert & Flavin, Inc., San
Antonio.
- Approved, April 16, 2010
Bank Mergers
St. Louis
Centennial Bank, Conway, Arkansas — to purchase the assets and assume the deposit
liabilities of Riverside National Bank of Florida, Fort Pierce, Florida; AmericanFirst
Bank, Clermont; and First Federal Bank of North Florida, Palatka, and to retain the
acquired facilities as branches (four applications).
- Withdrawn, April 16, 2010
St. Louis
Farmers Bank & Capital Trust Company, Frankfort, Kentucky — to merge with
Lawrenceburg Bank & Trust Company, Lawrenceburg, and to retain the acquired
facilities as branches.
- Approved, April 14,2010
(A/C) = Addition or Correction
Delegated - 2
of
3
H.2
Actions under delegated authority
April 11,2010 to April 17,2010
Change in Bank Control
Atlanta
Bonifay Holding Company, Inc., Bonifay, Florida — change in bank control of
Bonifay and its subsidiary bank, Bank of Bonifay, Bonifay.
- Withdrawn, April 14, 2010
Extensions of Time
San Francisco
The Industrial Bank of Taiwan Co., Ltd, Taipei, Taiwan, and IBT Holdings Corp.,
City of Industry, California — extension of time to divest certain investments.
- Withdrawn, April 15, 2010
Chicago
The Northern Trust Company, Chicago, Illinois - extension to May 1, 2011, to
establish a branch in Beijing, China.
- Granted, April 12, 2010
Financial Holding Companies
Chicago
Northwest Financial Corp., Arnolds Park, Iowa ~ election to become a financial
holding company.
- Effective, April 14,2010
International Operations
Minneapolis
TCF National Bank, Sioux Falls, South Dakota — to increase its investment, through
TCF Bank International, Inc., Wayzata, Minnesota, an Edge corporation, in TCF
Commercial Finance Canada, Inc., Oakville, Canada.
- Returned, April 16,2010
(A/C) = Addition or Correction
Delegated - 3
of
3
District: 1
Federal Reserve Bank of Boston
Filings received during the week ending April 17, 2010
Filer
Filing Type
NONE
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
District: 1
Federal Reserve Bank of Boston
Availability of CRA Public E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
228000
FRANKLIN SVG BK, FARMINGTON, MAINE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
Public Date
10/13/2009
04/05/2010
CRA
Rating
Exam Method
S
IntSmBank
District: 2
Federal Reserve Bank of New York
Filings received during the week ending April 17, 2010
Filer
Filing Type
AMERICAN COMMUNITY
BANCORP INC.
*3A1
BANK OF NEW YORK MELLON
CORPORATION, THE
* 18C
FORTIS BANK NEDERLAND NV
FBSEA
GOLDMAN SACHS GROUP,
INC., THE
*3A3
Filing Proposal
American Community Bancorp Inc., to become a
bank holding company by acquiring 100 percent
of American Community Bank, both of Glen
Cove, New York.
05/03/2010
Not applicable
Fortis Bank (Nederland) N.V., Amsterdam,
Netherlands, to establish a representative office in
New York, New York, pursuant to Section 10(a)
of the International Banking Act of 1978, as
amended, and Section 211.24(a)(1) of Regulation
K.
Newspaper:
04/21/2010
Federal Register:
Not applicable
Goldman Sachs Group, Inc., New York, New
York, to acquire 24.9 percent of SKBHC
Holdings LLC, Corona del Mar, California, which
is applying to become a bank holding company,
and thereby indirectly acquire Starbuck
Bancshares, Inc. and The First National Bank of
Starbuck, both of Starbuck, Minnesota.
Newspaper:
04/29/2010
Federal Register:
04/28/2010
MACQUARIE BANK LIMITED
FBSEA
Macquarie Bank Ltd., Sydney, Australia, to
establish one additional representative office in
Chicago, Illinois, pursuant to Section
211.24(a)(2)(i)(B)(3) of Regulation K.
05/07/2010
Federal Register:
Notice by GAP V Bankvest, LLC, Greenfield
Acquisition Company V, LLC, Greenfield
Acquisition Partners V, LP, GAP V Management,
LLC, Greenfield Partners, LLC, all of South
Norwalk, Connecticut, and Eugene A. Gorab,
Fairfield, Connecticut, to gain direct control of
Alcar LLC, New York, New York, and indirect
control of Darien Rowayton Bank, Darien,
Connecticut
* Subject to the provisions of the Community Reinvestment Act
Not available
Newspaper:
Change in
Control
* 3A3
Newspaper:
Register:
Federal
The Bank of New York Mellon, New York, New
York, to assume certain deposit liabilities of
Arcus Bank, Salt Lake City, Utah, pursuant to
Section 18(c) of the Federal Deposit Insurance
Act
GREENFIELD ACQUISITION
COMPANY LLC
MORGAN STANLEY
End of Comment Period
Morgan Stanley, New York, New York, to acquire
100 percent of Morgan Stanley Private Bank,
N.A. ("MS Private Bank"), Jersey City, New
Jersey, pursuant to Section 3(a)(3) of the Bank
Holding Company Act and Section 225.15 of
Regulation Y, that will be created from converting
Morgan Stanley Trust, Jersey City, New Jersey,
into a national bank. MS Private Bank will
assume certain deposit liabilities of Morgan
Stanley Bank, N.A., Salt Lake City, Utah and will
be relocated to Purchase, New York.
Newspaper:
Not available
Federal Register: Not available
Newspaper:
Federal Register:
Newspaper:
Federal Register:
Not available
Not applicable
04/25/2010
04/26/2010
District: 2
Federal Reserve Bank of New York
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
645317
ADIRONDACK TC, SARATOGA SPRINGS, NEW YORK
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
Public Date
05/18/2009
11/19/2009
CRA
Rating
Exam Method
O
IntSmBank
District: 3
Federal Reserve Bank of Philadelphia
Filings received during the week ending April 17, 2010
Filing Type
BRYNMAWR BANK
CORPORATION
* 4c8
* 18C
* 3A3
SUSQUEHANNA BANK
TOWER BANCORP INC.
* Branch
* 3A5
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Bryn Mawr Bank Corporation, Bryn Mawr, PA,
to acquire First Keystone Financial, Inc., Media,
PA, pursuant to Section 4(c)(8) of the Bank
Holding Company Act.
Newspaper:
04/26/2010
Federal Register:
03/25/2010
Susquehanna Bank, Lititz, PA proposes to
establish a branch office located at 5002 Lincoln
Drive West, Evesham Township, Burlington Co,
New Jersey, pursuant to Section 9 of the FRA.
Newspaper:
04/26/2010
Federal Register:
Not applicable
Tower Bancorp, Inc., Harrisburg, PA, to acquire
First Chester County Corporation, West
Chester, PA.
Newspaper:
Not available
Federal Register:
04/09/2010
District: 3
Federal Reserve Bank of Philadelphia
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 4
Federal Reserve Bank of Cleveland
Filings received during the week ending April 17,2010
Filer
FIFTH THIRD BANK
Filing Type
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Application by Fifth Third Bank, Cincinnati, OH
to establish a temporary branch at Highland
Meadows Golf Club, 7455 Erie St., Sylvania, OH
which will operate June 28, 2010, through July 4,
2010.
End of Comment Period
Newspaper:
Federal Register:
04/21/2010
Not applicable
District: 4
Federal Reserve Bank of Cleveland
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
887827
HAMLER ST BK, HAMLER, OHIO
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Exam Date
Public Date
01/25/2010
04/13/2010
CRA
Rating
Exam Method
S
Small Bank
District: 5
Federal Reserve Bank of Richmond
Filings received during the week ending April 17, 2010
Filer
CAPGEN CAPITAL GROUP III LP
Filing Type
* 3A3
FIRST CAROLINA
BANCSHARES CORPORATION
CIC
PEOPLES BAN CORPORATION,
INC.
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
CapGen Capital Group III LLC, and CapGen
Capital Group III LP, both of New York, New
York, to increase their investment in Seacoast
Banking Corporation of Florida, Stuart, Florida,
and its subsidiary, Seacoast National Bank,
Stuart, Florida, from 10.2% to more than 50%.
Newspaper:
05/10/2010
Federal Register:
05/10/2010
David Muldrow Beasley, Society Hill, South
Carolina, to individually retain 27.05% of the
voting shares of First Carolina Bancshares
Corporation, Darlington, South Carolina.
Additionally, David Muldrow Beasley, Henry
Wesley Beasley, Richard Lewis Beasley, and
Richard Lee Beasley, as a group acting in
concert, to retain 71.04% of the voting shares of
First Carolina Bancshares Corporation,
Darlington, South Carolina.
Newspaper:
Not available
Federal Register:
04/19/2010
Robert E. Dye, Jr., Lane W. Dye, Alexander C.
Dye, Amy S. Dye, Brenda W. Dye, Devon A.
Young, Cassi A. Young, and Taylor W. Young,
all of Easley, South Carolina; with Gary G.
Wells, Helen T. Wells, and the Joe A. Young
Trust, of Greenville, South Carolina, and other
family members as a group acting in concert to
retain 14.78% control of Peoples
Bancorporation, Inc., Easley, South Carolina.
Newspaper:
Not available
Federal Register:
Not available
District: 5
Federal Reserve Bank of Richmond
Availability o f C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
CRA
ID
Institution / Location
Exam Date
Public Date
781028
ESSEX BK, TAPPAHANNOCK, VIRGINIA
11/02/2009
920975
FIRST SENTINEL BK, HIGHLANDS, VIRGINIA
11/30/2009
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
CRA
Rating
Exam Method
03/22/2010
S
Int Sm Bank
03/24/2010
S
Small Bank
District: 6
Federal Reserve Bank of Atlanta
Filings received during the week ending April 17, 2010
Filer
Filing Type
Filing Proposal
End of Comment Period
BANK MENDES GANS N.V.
FBSEA
Bank Mendes Gans N.V., Amsterdam,
Netherlands, to establish a representative office
in Marietta, Georgia.
Newspaper:
Federal Register:
Not available
Not applicable
OVATION HOLDINGS, INC.
* 3A1
Ovation Holdings, Inc., Naples, Florida, to
become a bank holding company by acquiring
100 percent of the outstanding shares of
National Bank of Southwest Florida, Port
Charlotte, Florida.
Newspaper:
Federal Register:
05/09/2010
05/10/2010
* Subject to the provisions of the Community Reinvestment Act
District: 6
Federal Reserve Bank of Atlanta
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 7
Federal Reserve Bank of Chicago
Filings received during the week ending April 17,2010
Filer
DENTEL BAN CORPORATION
HOMETOWN COMMUNITY
BANCORP, INC.
Filing Type
* 3A3
* 3A5
* 18C
* Branch
SOUTHPORT FINANCIAL
CORPORATION
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Dentel Bancorporation, Victor, Iowa, to acquire
100 percent of Panora State Bank, Panora, Iowa.
Newspaper:
Not available
Federal Register:
05/14/2010
Hometown Community Bancorp, Inc. Employee
Stock Ownership Plan and Trust and Hometown
Community Bancorp, Inc., both located in
Morton, Illinois, to merge with TSB Financial,
Inc., Tremont, Illinois, and thereby indirectly
acquire Tremont Savings Bank, Tremont,
Illinois, and the related application by Morton
Community Bank, Morton, Illinois, to merge
with Tremont Savings Bank, Tremont, Illinois,
and thereby to establish two branches.
Newspaper:
Not available
Federal Register:
05/14/2010
Notice by Gaetano M. Cecchini, Canton, Ohio,
as trustee of the Gaetano Mattioli Cecchini
Living Trust, Canton, Ohio, to acquire 50
percent or more of the voting shares of
Southport Financial Corporation, Kenosha,
Wisconsin, and thereby indirectly acquire
Southport Bank, Kenosha, Wisconsin.
Newspaper:
04/08/2010
Federal Register:
03/30/2010
District: 7
Federal Reserve Bank of Chicago
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Institution / Location
ID
Exam Date
Public Date
CRA
Rating
Exam Method
571443
FARMERS ST BK, BROOKSTON, INDIANA
11/02/2009
03/26/2010
S
Small Bank
74140
ISABELLA BK, MOUNT PLEASANT, MICHIGAN
09/21/2009
02/11/2010
S
Large Bank
365745
PINNACLE BK, MARSHALLTOWN, IOWA
11/16/2009
03/18/2010
S
Small Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
District: 8
Federal Reserve Bank of St. Louis
Filings received during the week ending April 17, 2010
Filing Type
SOUTHERN BANCORP BANK
TOWN & COUNTRY BANK
* Branch
* Branch
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Southern Bancorp Bank, Arkadelphia,
Arkansas, to establish a branch facility to be
located at 2552 Highway 51 South, Hernando,
Mississippi.
Newspaper:
05/10/2010
Federal Register:
Not applicable
Town & Country Bank, Salem, Missouri, to
establish a branch facility to be located at 1645
State Road Z, Pevely, Missouri.
Newspaper:
04/29/2010
Federal Register:
Not applicable
District: 8
Federal Reserve Bank of St. Louis
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 9
Federal Reserve Bank of Minneapolis
Filings received during the week ending April 17,2010
Filer
LAKE CENTRAL FINANCIAL,
INC.
Filing Type
4c8
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Lake Central Financial, Inc., Annandale,
Minnesota to engage, de novo, in extending
credit and servicing loans.
End of Comment Period
Newspaper:
Not applicable
Federal Register:
05/04/2010
District: 9
Federal Reserve Bank of Minneapolis
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Institution / Location
ID
Exam Date
Public Date
CRA
Rating
Exam Method
287650
FARMERS ST BK, FAITH, SOUTH DAKOTA
12/07/2009
04/02/2010
S
Small Bank
652351
FIRST SECURITY BK MISSOULA, MISSOULA, MONTANA
08/17/2009
12/11/2009
O
Int Sm Bank
837653
HEARTLAND ST BK, EDGELEY, NORTH DAKOTA
11/30/2009
03/16/2010
S
Small Bank
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
District: 10
Federal Reserve Bank of Kansas City
Filings received during the week ending April 17,2010
Filer
CITIZENS STATE BANK
Filing Type
* Branch
FIDELITY BANC
CORPORATION, DODGE CITY,
KANSAS
CIC
KANSAS PACIFIC
INVESTMENTS, LLC
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
End of Comment Period
Citizens State Bank, Wisner, Nebraska, to
establish a branch at 109 East Sherman, West
Point, Nebraska.
Newspaper:
04/26/2010
Federal Register:
Not applicable
Notification by Benjamin F. Zimmerman, Dodge
City, Kansas, individually; and Benjamin F.
Zimmerman, Candace M. Zimmerman, Dodge
City, Kansas, and L. Suzanne Zimmerman,
Beaverton, Oregon, as members of a family
group acting in concert, to retain control of
Fidelity Banc Corporation, parent of The
Fidelity State Bank & Trust Company, both of
Dodge City, Kansas.
Newspaper:
Not available
Federal Register:
05/04/2010
Newspaper:
Not available
Federal Register:
05/05/2010
Notice submitted by Stacey Seibel, Hays,
Kansas, as trustee of the Alan E. States 2010
Irrevocable Trust and the Carolyn Lea States
2010 Irrevocable Trust, to acquire control of
Kansas Pacific Investments, LLC, and thereby
indirectly acquire control of First National Bank,
both in Hays, Kansas.
District: 10
Federal Reserve Bank of Kansas City
A v a i l a b i l i t y of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
CRA
RSSD
Exam Date
Institution / Location
ID
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending April 17,2010
FiIer
COMERICA BANK
Filing Type
* Branch
Filing Proposal
Comerica Bank, Dallas, Texas, to establish three
branches at the following locations: 1433 5th
Street, Santa Monica, CA 90401; 824 Fair Oaks
Avenue, S. Pasadena, CA 91030; and 625 S.
Melrose Drive, Vista, CA 92081.
End of Comment Period
Newspaper
Federal Register;
Not available
Not applicable
GREEN BANCORP, INC.
CIC
Notice by Friedman Fleischer & Lowe Capital
Partners III, LP; Friedman Fleischer & Lowe
Parallel Fund III, LP; FFL Individual Partners III,
LP; FFL Executive Partners III, LP; Friedman
Fleischer & Lowe GP III, LP; Friedman Fleischer
& Lowe GP III, LLC, all of San Francisco, CA;
and Tully M. Friedman, San Francisco, CA;
Spencer C. Fleischer, San Francisco, CA; David
L. Lowe, Danville, CA; and Christopher A.
Masto, San Francisco, CA; as the managing
members, to apply to the Federal Reserve Board
for permission to acquire more than 10 percent
of the shares of Green Bancorp, Inc, and
indirectly control its subsidiary,Green Bank,
N.A, both of Houston, Texas.
Newspaper:
Federal Register:
Not available
05/03/2010
GREEN BANCORP, INC.
CIC
Notice by Harvest Partners, LP; Harvest
Partners V, LP; Harvest Strategic Associates V,
LP; Harvest Associates V, LP; Harvest
Associates V, LLC; 1ST Associates, LLC;
Harvest Advisors V, LLC; 1ST Advisors, LLC,
all of New York, NY ; and Ira Kleinman, New
York, NY; Thomas Arenz, Greenwich, CT;
Stephen Eisenstein, Larchmont, NY; and
Andrew M. Schoenthal, New York, NY; as
managing members, to apply to the Federal
Reserve Board for permission to acquire more
than 10 percent of the shares of Green Bancorp,
Inc., and indirectly control its subsidiary, Green
Bank, N. A, both of Houston, Texas.
Newspaper:
Federal Register:
Not available
05/03/2010
GREEN BANCORP, INC.
CIC
Notice by PBRA, LLC, New York, NY; Pine
Newspaper:
Not available
Brook Road Associates, L. P. New York, NY;
Pine Brook Capital Partners, L. P., New York,
NY; Pine Brook Capital Partners (Cayman), L. P.;
George Town, Cayman Islands; Pine Brook
Capital Partners (SSP), L. P., New York, NY; and
Howard Newman, Bedford, NY; Eric W.
Leathers, New York, NY; and William L. Spiegel,
New York, NY; as the managing members, to
apply to the Federal Reserve Board for
permission to acquire more than 10 percent of
the shares of Green Bancorp, Inc, and indirectly
control its subsidiary,Green Bank, N. A, both of
Houston, Texas.
Federal Register:
05/03/2010
* Subject to the provisions of the Community Reinvestment Act
District: 11
Federal Reserve Bank of Dallas
Filings received during the week ending April 17,2010
Filer
OPPORTUNITY BANCSHARES,
INC.
Filing Type
CIC
* Subject to the provisions of the Community Reinvestment Act
Filing Proposal
Notice by Moelis Capital Partners Opportunity
Fund I, LP, New York, New York; Moelis Capital
Partners Opportunity Fund I-A, LP, New York,
New York; Moelis Capital Partners Opportunity
Fund, I, LLC, New York, New York; Moelis
Capital Partners LLC, New York, New York;
Moelis & Company Holdings LLC, New York,
New York; Moelis & Company Manager LLC,
New York, New York; and Ken Moelis, New
York, New York; to apply to the Federal Reserve
Board for permission to acquire more than 10
percent of the shares of Opportunity
Bancshares, Inc., Bettendorf, Iowa, and
indirectly control its subsidiary, Opportunity
Bank, NA, Richardson, Texas.
End of Comment Period
Newspaper
Federal Register:
04/14/2010
04/20/2010
District: 11
Federal Reserve Bank of Dallas
Availability of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
District: 12
Federal Reserve Bank of San Francisco
Filings received during the week ending April 17,2010
Filer
ANCHOR BANCORP, INC.
Filing Type
* 3A1
Filing Proposal
Anchor Bancorp, Inc., Lacey, Washington, to
become a bank holding company by acquiring
100 percent of Anchor Mutual Savings Bank,
Aberdeen, Washington, upon conversion from
a mutual savings bank to a stock savings bank.
End of Comment Period
Federal Register:
Newspaper:
Not available
Not available
CARPENTER FUND MANAGER
GP, LLC
* 3A3
Carpenter Fund Manager GP, LLC, Carpenter
Fund Management, LLC, Carpenter Community
Bancfund, L.P., Carpenter Community
Bancfund-A, LP, Carpenter Community
Bancfund-CA, L.P., SCJ, Inc., and CCFW, Inc.,
all of Irvine, California, to acquire up to 87
percent of the outstanding voting shares of
Mission Community Bancorp and thereby
indirectly acquire a greater controlling interest
in Mission Community Bank, both of San Luis
Obispo, California; and 2) Mission Community
Bancorp and Mission Community Bank, both of
San Luis Obispo, California, to appoint Stephen
P. Yost as a director of both Bancorp and Bank.
Newspaper:
Federal Register:
Not available
01/29/2010
MISSION VALLEY BANCORP
CIC
The Bagge Family Trust (Claire & John Bagge,
Trustees), of Sunland, California, to acquire 10
percent or more of the voting shares of Mission
Valley Bancorp, and thereby indirectly acquire
Mission Valley Bank, both of Sunland,
California.
Newspaper
Federal Register:
04/26/2010
Not available
NORTH ASIA INVESTMENT
CORPORATION
* 3A1
North Asia Investment Corporation, Seoul,
Korea, to become a bank holding company by
acquiring 100 percent of Pacific City Financial
Corporation, and indirectly its subsidiary,
Pacific City Bank, both of Los Angeles,
California.
Newspaper:
Federal Register:
04/15/2010
Not available
ONE MAIN STREET, LLC
* 3A1
One Main Street, LLC, and One Main Street
Management, LLC, both of New York, New
York, to become bank holding companies by
acquiring 100 percent of Liberty Bank, Inc., Salt
Lake City, Utah.
Newspaper:
Not available
Federal Register:
04/08/2010
Newspaper:
Register
Not available
04/27/2010
SKBHC HOLDINGS, LLC
* 3A1
* Subject to the provisions of the Community Reinvestment Act
SKBHC Holdings, LLC, Corona del Mar,
California, to become a bank holding company
by acquiring 100 percent of Starbuck
Bancshares, Inc. and thereby indirectly the First
National Bank of Starbuck, both of Starbuck,
Minnesota.
Federal
District: 12
Federal Reserve Bank of San Francisco
Availability of C R A P u b l i c E v a l u a t i o n s
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in
which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and
is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated
periodically. That record is taken into account in considering an institution's application for deposit facilities.
A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.
Federal bank regulators use the following performance levels to rate an institution's performance under CRA:
0 = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance
The following state member banks have been examined and their CRA public evaluations are now available.
RSSD
ID
CRA
Institution / Location
Exam Date
NONE
CRA Examinations scheduled for
Quarter of
Institution
NONE
* Subject to the provisions of the Community Reinvestment Act
Location
Public Date
CRA
Rating
Exam Method
@FedFRASER