United States. General Accounting Office and United States. Government Accountability Office "Statement of Elmer B. Staats Before the Committee on Banking, Housing and Urban Affairs, United States Senate." Federal Supervision of State and National Banks by the Comptroller of the Currency, the Federal Reserve System, and the Federal Deposit Insurance Corporation, February 5, 1976, https://fraser.stlouisfed.org/title/6136/item/589782, accessed on May 19, 2025.