United States. General Accounting Office and United States. Government Accountability Office. "Financial Regulation : A Framework for Crafting and Assessing Proposals to Modernize the Outdated U.S. Financial Regulatory System, Report to Congressional Addressees" in GAO Reports & Testimonies (January 8, 2009). https://fraser.stlouisfed.org/title/6136/item/622220, accessed on March 26, 2025.