United States. General Accounting Office and United States. Government Accountability Office. "Federal Reserve System : Current and Future Challenges Require Systemwide Attention, Statement of Charles A. Bowsher, Comptroller General Before the Committee on Banking, Housing and Urban Affairs, U.S. Senate" in GAO Reports & Testimonies (July 26, 1996). https://fraser.stlouisfed.org/title/6136/item/622191, accessed on January 2, 2025.