United States. General Accounting Office and United States. Government Accountability Office. "Fair Lending : Data Limitations and the Fragmented U.S. Financial Regulatory Structure Challenge Federal Oversight and Enforcement Efforts, Report to Congressional Requesters" in GAO Reports & Testimonies (July 15, 2009). https://fraser.stlouisfed.org/title/6136/item/622224, accessed on May 20, 2025.