United States. General Accounting Office and United States. Government Accountability Office. "Bank Fees : Federal Banking Regulators Could Better Ensure That Consumers Have Required Disclosure Documents Prior to Opening Checking or Savings Accounts, Report to the Chairwoman, Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, House of Representatives" in GAO Reports & Testimonies (March 3, 2008). https://fraser.stlouisfed.org/title/6136/item/622211, accessed on July 20, 2025.