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FEDERAL RESERVE statistical release
• • :*>•(. Rfst.

G.7(407)

Fof immediate release

LOANS AND SECURITIES AT ALL COMMERCIAL BANKS

1

J01B 1 6 ,

Monthly werage figures, billions of dollars

1982
DEC.

1983
JAN.

5>

1983
FEB.

5>

1983
MAR. 5y

1983
APR.

5y

1983
MAY 5 /

1982
DEC,

5/

6y

1983
JAN.

5/
6/

Seasonally adjusted
1. Total loans and securities^
2. U.S. Treasury securities
3. Other securities
4. Total loans and leases 2
5. Commercial and industrial loans
6. Real estate loans
7. Loans t o individuals
8. Security loans
9 Loans t o nonbank financial institutions
10. Agricultural loans
11. Lease financing receivables
12. All other loans

1983
FEB.

5/

1983
MAR.

5/

1983

1983
APR.

5/

1983
MAY 5 /

Not seasonally ad#w*#d

1412.1

1428.2

1436.5

1450.2

1460.6

1474.4

1422.5

1430.5

1432.2

1445.0

1460.0

1468.1

130.9
239.1
1042.0
392.4
303.2
191.8
24.7
31.1
36. 1
13. 1
49.7

139.8
243.3
1045.1
395.2
305.3
192.6
22.7
31.7
36.4
13.3
47.8

144.5
243.2
1048.8
394.9
307.6
192.9
22.2
31.6
36.7
13.3
49.6

151.0
242.8
1056.3
396.2
309.5
194.8
22.6
32.0
37.1
13.1
51.0

157.8
243.4
1059.5
392.9
311.4
196.0
22.9
31.6
37.2
13.1
54.3

166.1
245.0
1063.3
393.0
313.6
197.9
23.4
31.1
36.9
13. 1
54.4

131.5
240.6
1050.4
394.7
304.1
193. 1
25.5
32.1
36.1
13. 1
51.7

139.3
243.5
1047.7
394.2
305.9
193.2
22.9
31.9
36. 1
13.3
50.3

145. 1
242.6
1044.4
393.4
307.3
192.3
21.5
31.7
36. 1
13.3
48.8

153.2
242.3
1049.5
395. 1
308.6
193.0

160.6

31.6
36.3
13. I
49.8

22.0

243.3
1056.0
395.2
310.4
194.7
22.9
31.3
36.6
13. 1
51.9

165.3
245.2
1057.6
393. 1
312.4
196.7
22.5
30.7
36.7
13. 1
52.4

1415.0

1431.2

1439.4

1453.1

1463.6

1477.2

1425.4

1433.5

1435.1

1448.0

1462.9

1470.9

1045.0
2.9
394.6
2.3
8.5
383.8
373.5
10.3
13.5

1048.0
3.0
397.5
2.3

1051.7
3.0
397.2
2.3

1059.3
3.0
398.6
2.4
8.9
387.3
375.0
12.3
14.9

1062.4
3.0
395.3
2.4
8.9
384.0
372. 1
11.9
15.2

1066. 1

1053.3
2.9
396.9
2.3
9.5
385.2
372.8
12.4
14.5

1050.7
3.0
396.5
2.3
9.2
384.9
372.7

1047.4
3.0
395.8
2.3
8.4
385. 1
372.8
12.3
14. 1

1052.5
3.0
397.4
2.4
8.5
386.6
374.4

1059.0
3.0
397.5
2.4

1060.4

14.6

MEMORANDA
1. Total loans and securities plus loans sold2,3
2. Total loans plus loans s o l d i .3
3. Total loans sold t o affiliates3
4. Commercial and industrial loans plus loans s o k P
5. Commercial and industrial loans sold
6 . Acceptances held
7. Other commercial and industrial loans
8. To U.S. addressees 4
9. To non U.S. addressees 4
10. Loans t o foreign banks

1/

8.8

386.4
374. 1
12.3
13.7

8.2

386.7
374.5

12.2

14.3

2.8

395. 1

2.2
8.2

384.8
371.8
13.0
15. 1

12.2
14.3

12.2

2.8

395.3

2.2

8.2

7.7

386.9
375.1

385.4
373.4

14.6

14.5

11.8

12.0

INCLUDES DOMESTICALLY CHARTERED BANKS; U . S . BRANCHES AND AGENCIES OF FOREIGN BANKS, NEW IOBK INVESTMENT COMPANIES MAJORITY
OWNED BY FOREIGN B A N K S , AND EDGE ACT CORPORATIONS OWNED BY DOMESTICALLY CHARTERED AND FOREIGN BANKS.
2/
EXCLUDES LOANS TO COMMERCIAL BANKS IN THE U . S .
3/
LOANS SOLD ARE THOSE SOLD OUTRIGHT TO A B A N K ' S OWN FOREIGN BRANCHES, 8 0 N C 0 N S 0 L I D A T E D NONBANK A F F I L I A T E S OF THE BANK, THE
BANK HOLDING COMPANY ( I F NOT A BANK) AND NON-CONSOLIDATED NON-BANK S U B S I D I A R I E S OF THE HOLDING COMPANY.
4/
U . S . I N C L U D E S THE 5 0 S T A T E S AND THE D I S T R I C T OF COLUMBIA.
5/
BEGINNING I N DECEMBER, 1 9 8 1 , S H I F T S OF FOREIGN LOANS AND S E C U R I T I E S FROM U . S . BANKING O F F I C E S TO I N T E R N A T I O N A L BANKING
F A C I L I T I E S REDUCED THE LEVELS OF SEVERAL I T E M S .
THE SEASONALLY ADJUSTED LEVELS INCLUDING THE AMOUNTS S H I F T E D FROM
DOMESTIC O F F I C E S TO I B F S ARB SHORN ON THE BACK PAGE.
6/
DUE TO LOAN R E C L A S S I F I C A T I O N S , SEVERAL CATEGORIES HAVE BREAKS I N S E R I E S : B E G I N N I N G JANUARY 1 2 , 1 9 8 3 REAL ESTATE LOANS I N C R E A S E D
$ 0 . 4 B I L L I O N AND LOANS TO I N D I V I D U A L S DECREASED $ 0 . 2 B I L L I O N .
AS OF JANUARY 2 6 , 1 9 8 3 OTHER S E C U R I T I E S I N C R E A S E D $ 0 . 2 B I L L I O N
AND TOTAL LOANS AND COMMERCIAL AND I N D U S T R I A L LOANS DECREASED $ 0 . 2 B I L L I O N . AS OF FEBRUARY 2 , 1 9 8 3 REAL ESTATE LOANS I N C R E A S E D
AND COMMERCIAL AND I N D U S T R I A L LOANS DECREASED $ 0 . 5 B I L L I O N .
NOTE:
DATA ARE PRORATED AVERAGES OF WEDNESDAY E S T I M A T E S FOR DOMESTICALLY CHARTERED BANKS, BASED ON WEEKLY SAMPLE REPORTS AND
QUARTERLY U N I V E R S E R E P O R T S .
FOR FOREIGN RELATED I N S T I T U T I O N S , DATA ARE AVERAGES OF MONTH-END E S T I M A T E S BASED ON WEEKLY
REPORTS FROM LARGE A G E N C I E S AND BRANCHES AND QUARTERLY BEPOtyTS FROM ALL A G E N C I E S , BRANCHES, INVESTMENT C O M P A N I E S , AND EDGE

ACT CORPORATIONS ENGAGED I N BANKING.



G.7 (407)A

JUNB

LOANS AND SECURITIES AT DOMESTICALLY CHARTERED COMMERCIAL BANKS'iii

16,

1963

Averages of Wednesday figures, billions of dollars '

1982
DEC.

5/

1983
JAM.

5>
6,

1983
FEB.

5,

1983
HAH.

5>

1983
APR.

5,

1983
HAT 5 /

1982
DEC. 5 /

1983
JAM.

Seasonally adjusted
1. Total loans and securities 2
2. U.S. Treasury securities
3. Other securities
4. Total loans and leases 2
5. Commercial and industrial loans
6. Real estate loans
7. Loans t o individuals
8. Security loans
9. Loans t o nonbank financial institutions
10. Agricultural loans
11. Lease financing receivables
12. All other loans

1365.0

1373.5

1381.0

127.5
237.4
991.4
354.2
299.7
191.6
24.2
29.6
36. 1
13. 1
42.8

136.3
241.5
995.7
358.1
301.9
192.4
22.2
30.3
36.4
13.3
41. 1

140.8
241.3
998.9
358.3
304. 1
192.7
21.9
30.2
36.7
13.3
41.7

146.7
241.0
1006.4
359.7
306.0
194.6

1359.3

1376.5

994.3
2.9
356.5
2.3
4.6
349.6
344.8
4.8
7.4

1356.4

161.1

127.9
238.9
998.2
356.0
300.6
193.0
25. 1
30.6
36.1
13.1
43.8

1983
1983
5 / F E B . 5/1 MAR. 5 /
6/1
Not seasonally adjusted
1389.0

1983
APR.

1374.1

1377.3

135.6
241.8
996.7
356.3
302.5
193.0
22.4
30.4
36.1
13.3
42.7

141.5
240.8
994.9
356.5
303.8
192.2

149.0
240.5
999.5
357.9
305. 1
192.9

30.3
36. 1
13.3
41.6

30.2
36.3
13. 1
42.4

358.4
307.0
194.5
22.4
29.8
36.6
13. 1
44.2

5/

1983
HAY 5 /

1403.4

1413.1

155.9
241.6

160.4
243. 4
1009.3
357.7
308.9
196.5

30.6
37. 1
13. 1
43. 1

153.0
241.6
1009.0
356.6
307.9
195.9
22.4
30. 1
37.2
13.1
45.8

243.2
1013.3
357.0
310.2
197.7
23.0
29.6
36.9
13. 1
45.9

1383.9

1397.0

1406.5

1*20.3

1368.0

1377.0

1380.2

1391.9

1406.4

1415.9

998.7
3.0
360.4
2.3
4.9
353.2
346.4

1001.8

1011.9
3.0
358.9
2.4
5. 1
351.5
344.5
7.0

1016. 1
2.8

1001.2
2.9
358.3
2.3
5.4
350.6
343.7

997.9
3.0
358.8
2.3
4.5
352.0
345.3
6.7
7.8

1009.0
3.0
360.7
2.4
4.4
353.9
347.2
6.7

1012. 1
2.8

7.6

999.6
3.0
358.6
2.3
5.3
351.0
344.4
6.7
7.8

1002.4
3.0
360.3
2.4
4.6
353.3
346.5

7.4

1009.4
3.0
362.0
2.4
5.0
354.7
347.5
7.1
8.3

22.2

21.2

21.6

1006.0

22. 1

29.2
36.7
13. 1
45. 1

MEMORANDA
1. Total loans and securities plus loans sold 2 * 3
2. Total loans plus loans s o l d 2 . 3
3. Total loans sold t o affiliates 3
4. Commercial and industrial loans plus loans sold 3
5. Commercial and industrial loans sold
6. Acceptances held
7. Other commercial and industrial loans
8. To U.S. addressees 4
9. To non-U.S. addressees 4
10. Loans t o foreign banks

1/
2/
3/

6.8

3.0
360.6
2.3
4.3
353.9
347.4

6.6

8.6

359.2

2.2

4.5
352.5
344.7
7.8
8.7

6.8
8.0

6.8
8.2

8.2

359.9

2.2

4. 1
353.7
346.8
6.9
8.3

DOMESTICALLY CHARTERED BANKS ARE THOSE WITH NATIONAL OS STATE CHARTERS WHETHER FOREIGN OWNED OR DOMESTICALLY OWNED.
EXCLUDES LOANS TO COMMERCIAL BANKS IN THE U . S .
LOANS SOLD ARE THOSE SOLD OUTRIGHT TO A B A N K ' S OWN FOREIGN BRANCHES, BOM-CONSOLIDATED NONBANK A F F I L I A T E S OF THE BANK,
THE B A N K ' S HOLDING COMPANY ( I F NOT A BANK) AND NOM-COMSOLIDATBO NONBANK S U B S I D I A R I E S OF THE HOLDING COMPANY.
4/
U . S . INCLUDES THE 5 0 S T A T E S AND THE D I S T R I C T OF COLOMBIA.
5/
BEGINNING I N DECEMBER, 1 9 8 1 , S H I F T S OF FOREIGN LOANS AMD S E C U R I T I E S FROM U . S . BANKING O F F I C E S TO INTERNATIONAL BANKING
F A C I L I T I E S REDUCED THE LEVELS OF SEVERAL I T E M S .
THE SEASONALLY ADJUSTED LEVELS INCLUDING THE AMOUNTS S H I F T E D FROM
DOMESTIC O F F I C E S TO I B F S ARB SHOWN ON THE BACK P A G E .
6/
DUE TO LOAN R E C L A S S I F I C A T I O N S , SEVERAL CATEGORIES HAVE BREAKS I N S E R I E S : BEGINNING JANUARY 1 2 , 1 9 8 3 REAL ESTATE LOANS
INCREASED $ 0 . 4 B I L L I O N AND LOANS TO I N D I V I D U A L S DECREASED S O . 2 B I L L I O N .
AS OF JANUARY 2 6 , 1 9 8 3 OTHER S E C U R I T I E S INCREASED
$ 0 . 2 B I L L I O N AND TOTAL LOANS AND COMMERCIAL AND I N D U S T R I A L LOANS DECREASED S O . 2 B I L L I O N .
BEGINNING FEBRUARY 2 , 1 9 8 3 REAL
ESTATE LOANS I N C R E A S E D AND COMMERCIAL AND I N D U S T R I A L LOANS DECREASED S O . 5 B I L L I O N .
NOTE:
DATA ABE PRORATED AVERAGES OF WEDNESDAY E S T I M A T E S FOB DOMESTICALLY CHARTERED BANKS, BASED ON WEEKLY SAMPLE REPORTS
AND QUARTERLY U N I V E R S E R E P O R T S .




G.7 (407IB

JUNE 1 6 *

LOANS AND SECURITIES AT FOREIGN-RELATED INSTITUTIONS1

1983

Averages of month-end figures, billions of dollars
1982
DEC.

1983
5 / JAN.

5/

1983
FEB. 5 /

1983
MAR.

5/

1983
APR. 5 /

1983
MAY 5 /

1982
DEC.

5/

1983
JAN. 5 /

2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.

U.S. Treasury securities
Other securities
Total loans and leases 2
Commercial and industrial loans
Real estate loans
Loans to individuals
Security loans
Loans to nonbank financial institutions
Agricultural loans
Lease financing receivables
All other lo ans 3

5/

1983
MAR.

5/

1983
APR.

5/

1983
MAY 5 /

Not seasonally adjusted

Seasonally adjusted
1. Total loans and securities 2

1983
FEB.

55.7

54.7

55.5

56. 1

57.1

56.9

57.5

56.5

54.9

56.0

56.5

55.0

3.4
1.7
50.6
38.2
3.5
0.2
0.5
1.5

3.5
1.8
49.4
37. 1
3.5
0.2
0.5
1.4

3.7
1.9
49.9
36.6
3.5
0.2
0.3
1.4

4.3
1.8
49.9
36.5
3.5
0.2
0.4
1.4

4.8
1.8
50.5
36.3
3.5
0.2
0.5
1.5

5.0
1.8
50.0
36.0
3.5
0.2
0.4
1.5

3.6
1.7
52.2
38.7
3.5
0.2
0.5
1.5

3.6
1.8
51. 1
37.9
3.5
0.2
0.5
1.4

3.6
1.8
49.5
36.9
3.5
0.2
0.3
1.4

4.2
1.8
50.0
37.2
3.5
0.2
0.4
1.4

4.7
1.8
50.0
36.8
3.5
0.2
0.5
1.5

4.9
1.8
48.3
35.4
3.5
0.2
0.4
1.5

6.9

6.7

7.9

7.9

8.5

8.5

7.9

—

MM — — —

7.7

— — —

^ ' • i" m

7.2

7.7

7.4

•

7.4

MEMORANDA

2. Total loans plus loans sold
3. Total loans sold t o affiliates
4. Commercial and industrial loans plusloanssold
5. Commercial and industrial loans sold
6. Acceptances held
»7. Other commercial and industrial loans
8. To U.S. addressees 4
9. To non-U.S. addressees 4
10. Loans to foreign banks
11. Loans to commercial banks in the U.S.
1/
2/
3/
4/
5/

—»•' ' - —

—————

1. Total loans and securities plus loans sold
—

•
—

4-0
34.2
28.7
5.5
6.2

—

—

3.9
33.2
27.7
5.5
6.3

3.9
32.7
27. 1
5.7
6.7

3.9
32.6
27.4
5.2
6.6

—

3.9
32.5
27.6
4.9
6.6

—

™

—

—

—

"
—

—

-

3.7
32.3
27. 1
5.2
6.4

—————

4. 1
34.6
29.0
5.6
6.5
28.4

4.0
33.9
28.4
5.5
6.5
26.5

3.9
33.0
27.5
5.5
6.2
24.6

3.9
33.3 ,
27.9
5.4
6.3
23.8

3.8
33.0
27.9
5. 1
6.5
22.9

3.6
31.8
26.6
5.1
6.2
21.3

INCLUDES U . S . BRANCHES AND AGENCIES CP FOREIGN BANKS, MEM YORK INVESTMENT COMPANIES MAJORITY OWNED BY FOREIGN BANKS, AND
EDGE ACT COBPORATIONS OWNED B I DOMESTICALLY CHARTERED AND FOREIGN BANKS.
MONTH-END DATA ABB BASED ON WEEKLY REPORTS FROM
LARGE AGENCIES AND BRANCHES AND QUARTERLY REPORTS FROM ALL FOREIGN RELATED I N S T I T U T I O N S .
EXCLUDES LOANS TO COMMERCIAL BANKS IN THE U . S .
SMALL AMOUNTS OF AGRICULTURAL LOANS, AND LEASE FINANCING RECEIVABLES (NOT SHOWN SEPARATELY) ARB INCLUDED IN " A L L
OTHER L C A N S . *
U . S . INCLUDES THE 5 0 STATES AND THE D I S T R I C T OF COLUMBIA.
BEGINNING I N DECEMBER, 1 9 8 1 , S H I F T S OF FOREIGN LOANS AND S E C U R I T I E S FROM U . S . BANKING O F F I C E S TO INTERNATIONAL BANKING
F A C I L I T I E S REDUCED THE LEVELS OF SEVERAL I T E M S .
THE SEASONALLY ADJUSTED LEVELS INCLUDING THE AMOUNTS S H I F T E D FROM DOMESTIC
O F F I C E S TO 1 B F S ARE SHOWN ON THE BACK PAGE.

NOTE:

DATA

NOT




AVAILABLE

SEPARATELY

WHERE

DASHES

ARB

SHOWN.

LOANS A N D INVESTMENTS ADJUSTED TO INCLUDE ASSETS SHIFTED TO
INTERNATIONAL BANKING FACILITIES (IBFS)*
(seasonally adjusted monthly averages, billions of d o l l a r s )

ALL
1.
3.
4.
5.
12.

IBF Shifts
COMMERCIAL BANKS:
Total loans and securities
Other securities
Totals loans and leases
Commercial and industrial loans
All other loans

Memoranda 1.
Item 1 above plus loans sold
2.
Item 4 above plus loans sold
4.
Item 5 above plus loans sold
7. Other C&I loans
9.
C&I loans to non-U.S. addressees
10. Loans to foreign banks
DOMESTICALLY CHARTERED BANKS:
1. Total loans and securities
3. Other securities
4.
Total loans and leases
5.
Commercial and industrial loans
12. All other loans
Memoranda 1. Item 1 above plus loans sold
2.
Item 4 above plus loans sold
4.
Item 5 above plus loans sold
7. Other C&I loans
9.
C&I loans to non-U.S. addressees
10. Loans to foreign banks
FOREIGN-RELATED INSTITUTIONS
1. Total loans and securities
3. Other securities
4.
Toal loans and leases
5.
Commercial and industrial loans
12. All other loans

1981
1 Dec

1982
Jan

Feb

Mar

Apr

1
11338 .7 1349 .5 1363 .6 1374 .0 1385 .0
1 231 .8 232 .1 232 .7 233 .7 234 .6
1 995 .9 1003 .3 1015 .8 1025 .9 1033 .8
1 368 .8 373 .1 379 .6 384 .3
387 .7
1 57 .3
57 .3
60 .9
63 .7
62 .1
1
1
11341 .4 1352 .3 1366 .4 1376 .8 1387 .9
1 998 .6 1006 .2 1018 .6 1028 .7 1036 .6
1 371 .0 376 .2 381 .8 386 .5 390 .0
1 359 .8 365 .2 370 .7 374 .7 377 .5
1 25 .0
25 .7
26 .6
27 .1
27 .4
1 22 .2
22 .3
24 .8
23 .4
24 .2
1
1
1
11255 .7 1267 .1 1277 .5 1287 .7 1298 .8
1 229 .8 229 .9 230,.4 231 .5 232 .5
925 .8 935 .0 945 .0 952 .9
1 917 .1
1 317 .3 323 .4 328 .6 332 .7 336 .3
35 .7
36,.5
1 35 .4
38 .4
39 .7
l
1
1
11258 .4 1270 .0 1280,.2 1290 ,5 1301 .6
1 919 .9 928 .6 937,.8 947 .8 955 .7
1 319 .5 325 .7 330..8 334 .9 338 .5
1 313 .4 319 .8 324,.6 328 ,2 331 .1
7 .7
8,.2
1
6 .5
9 .0
8 ,8
8 .7
9..0
9,.1
9 .1
1
9 .2
1
1
I
82,.4
86..2
1 83 .0
86 .2
86 ,3
2,.2
2,,2
2 .1
1
2 .0
2 .2
77 .5
80..0
1 78 .7
81 .0
80 .9
50,.5
51,,0
1 51 .4
51,.5
51-.6
21,.6
24,,4
1 21 .8
24 .0
23,.7
1
1

May

June

July

Aug

Sept

1395,,6 1402 .0 1409 .6 1417 .3 1422 .6
235,.6 236 .5 236 .5 237 .7 238 .3
1043,,8 1049 .8 1056 .5 1061 .9 1066 .1
394,,0 398 .7 402 .0 403 .3 407 .8
64.9
66 .7
65,,4
64 .0
64,.1

1398,,4 1405..0 1412 .4 1420 .2 1425 .4
1046.,6 1052..7 1059 .4 1064 .7 1069 .0
396. 2 401..0 404 .3 405 .6 410,.0
383. 9 389..6 393 .3 394,.3 398,.4
28,.6
28 .6
28,.5
28. 6
29.,4
23 .2
23,.3
21,.8
23,,0
23. 6

1308. 4 1316,,1 1323 .0 1329..8 1337., 8
234,,4 234 .3 235..5 236.,1
233. 4
961. 7 968,.8 974 .7 978..8 985.,7
342. 6 347,,1 350 .2 351..1 355,,1
40. 3
40,,6
40 .1
42,.7
41..7

1311. 2 1319,.1 1325 .8 1332,,6
964. 5
971,,8 977 .6 981,,7
344. 9 349..4 352 .4 353,,4
342. 7 346,.2 346,.6
337. 3
9,.6
9,; 3
9. 6 ' 10,,2
9 .5
9,,3
9. 1
9,,4

'

87. 2
2.2
82. 1
51. 4
25. 1

85. 9
2. 2
81. 0
51. 6
23. 5

86,.6
2..2
81..8
51..9
23..9

87,,6
2. 2
83,.0
52, 2
25,,0

1340,,7
988,.5
357,,4
350,,3
9,,5
8,,8

84.,8
2. 2
80.,5
52.,6
22, 2

Memoranda
1
—
—
— — —
— —
—
———
———————
——-—
—
1.
Item 1 above plus loans sold
————
—
2.
—
————
—
Item 4 above plus loans sold
———
———
•—
-----—
—
—
-—
———
————
4.
Item 5 above plus loans sold
7. Other C&I loans
45,,5
46. 1
48. 1
1 46,.4
46.,5
46,.4
46. 6
46. 9
47,.2
47.,7
9.
C&I loans to non-U.S. addresses
19. 1
18,,0
18.,4
18,.4
19,.0
19. 2
1 18,.5
18,.2
19. 0
19. 2
10. Loans to foreign banks
13,,7
14. 0
13. 0
1 13,,0
15. 8
13. 7
13,,8
15,,1
14,.3
14. 5
*
For each item on the G . 7 release that is affected by shifts of assets to IBFs, this table provides seasonally
adjusted estimates including amounts shifted from U.S, banking offices to IBFs.
These adjusted levels are
appropriate for measuring growth rates in loans and securities abstracting from the breaks in series resulting
from the shifts of assets to IBFs.
The break adjusted series shown above was derived by adding the IBF shifts
before seasonal adjustment and then averaging seasonally adjusted data in the usual m a n n e r — i . e . , averaging
weekly data for domestically chartered banks and averaging last-Wednesday-of-month data for foreign-related
institutions.