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FEDERAL RESERVE statistical release
E
LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS
0.21(423)
Table 1
For Immediate Release
UNUSED COMMITMENTS
March, 1980
IN BILUONS OF DOLLARS
To commercial and industrial firms
Month-end
Total unused
commitments 1
Formalized agreements
Total
Term 2
Revolving 3
Other 4
Confirmed Hues 5
To nonbank
financial
institutions
1978—August
September
October
November
December
183.8
184.7
185.2
189.7
193.7
146.1
146.4
147.1
151.2
154.2
9.7
9.3
9.4
9.9
10.6
42.9
43.6
43.4
45.2
46.2
6.7
6.5
6.5
6.9
7.3
86.9
87.0
87.8
89.1
90.0
37.6
38.3
38.0
38.6
39.5
1979—January
February
March
April
May
June
July
August
September
October
November
December
198.9
200.1
203.8
203.6
207.2
209.7
211.0
215.7
218.7
224.0
232.3
235.7
158.2
158.7
162.0
162.6
165.5
167.5
169.1
174.2
175.9
181.0
188.1
190.5
10.9
10.8
11.2
11.1
11.5
11.6
11.4
12.0
12.5
12.8
13.2
13.1
47.9
48.2
49.3
49.6
49.7
49.1
50.0
52.2
52.9
56.3
60. 2
61.1
7.6
7.5
7.8
7.1
7.6
6.9
7.7
8.4
8.6
8.6
8.6
8.6
91.7
92.2
93.7
94.8
96.7
99.9
100.1
101.5
102.0
103.3
106.0
107.7
40.8
41.4
41.7
41.0
41.6
42.1
41.9
41.5
42.8
43.1
44.3
45.2
1980—January
241.1
195.6
12.8
62.6
9.3
110.9
45.5
1 Unused commitments are the amounts still avaHable for lending under official promises to
lend that are expressly conveyed to the bank's customers orally or in writing, usually in the form of
a formally executed agreement signed by one of the bank's officers.
^Commitments for term loans are those for loans with an original maturity of more than 1 year.
^Revolving credits are commitment agreements whereby the borrower may draw and repay
loans at will with no repayment penalty and under which the commitment rebounds by an equal
amount after a takedown has been repaid.
40ther commitments are expressions of willingness to lend, other than for term loans and re-
volving credits, that are made known to the customer and are characterized by detailed formal
agreements specifying the terms and conditions under which a loan is to be made.
^Confirmed lines of credit represent general expressions of willingness to lend, other than for
term bans or revolving credits, that are made known to the customer but are not characterized by
deWed formal agreements specifying the terms and conditions under which a loan is to be made.
NOTE.—Included in this series are 134 weekly reporting banks; these banks account for
approximately 85 per cent of commercial and industrial loans, and 95 per cent of nonbank financial
loans. Individual items may not add to totals due to rounding.
0.11 ( 4 2 3 )
1W.2
OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS
M HLUONS OF DOLLARS
To commertlal and industrial firms
Month-end
Total b a n s
made under
commitments 1
Formalized agreements
Total
Term 2
1978—August
September
October
November
December
109.4
111.5
113.3
114.9
116.7
1979—January
February
March
April
May
June
July
August
September
October
November
December
115.1
116.6
119.1
121.5
122.0
125.8
126.1
129.1
132.6
134.4
134.1
139.2
97.5
99.3 ,
101.9
103.8
104.4
107.3
108.0
110.2
114.4
115.6 . .
115.2
119.6
37.5
37.7
38.4
38.9
39.1
39.5
40.2
40.6
41.3
41.9
42.4
43.3
1980—January
138.5
119.9
43.7
91.9
93.8
95.0
96.7
98.3
35.1
35.5
35.9
36.1
36.7
1 Loans made under commitments are outstanding loans to commercial and industrial firms
and nonbank financial institutions, less repayments of principal, made under commitments currently or previously in force.
2Term loans are loans with an original maturity of more than 1 year.
3Loans made under revolving credits are loans under agreements whereby the borrower may
draw down and repay loans at will with no repayment penalty and under which the commitment
rebounds by an equal amount after a takedown has been repaid.
4Loans made under other commitments are loans made under expressions of willingness to
lend, other than for term loans and revolving credits, that are made known to the customer and are
Other 4
Revolving 3
;
To nonbank
financial
institutions
8.4
8.3
8.7
9.0
9.2
25.7
26.8
27.0
27.4
27.2
17.5
17.6
18.4
18.2
18.4
25.2
25. 9
26.6
27.2
27.4
28.1
28.2
28.7
30.0
30.5
31.1
33.9
8.9
8.8
9.0
9.3
9.4
9.8
9.7
10.4
10.6
10.5
10.4
10.9
25.9
26.9
27.9
28.5
28.4
29.9
29.8
30.6
32.5
32.7
31.4
31.6
17.6
17.3
17.2
17.7
17.6
18.6
18.1
19.0
18.2
18.8
18.9
19.5,
34.8
10.8
30.7
18.6
22.6
23.1
23.4
24.2
25.1
.
Confirmed lines
5
1
characterized by detailed formal agreements specifying the terms and conditions under which a low
is to be made.
5toans made under confirmed lines of credit are loans made under general expressions of
willingness to lend, other than for term loans or revolving credits, that are made known to the customer but are not characterized by detailed formal agreements specifying the terms and conditions
under which a loan is to be made.
NOTE.-Included in this series am 134 weekly reporting banks; these banks account for
approximately 85 per cent of all commercial and industrial loans, and 95 per cent of a#Mribank
financial loans. Individual items may not add to totals due to rounding.
"
m
'ofCOW
FEDERAL RESERVE statistical release
LOAN COMMITMENTS AT SELECTED LARGE COMMERCIAL BANKS
6.21(423)
Tabte 1
UNUSED COMMITMENTS
For Immediate Release
m BILLIONS OF DOLLARS
March, 1980
To commercial and industrial firms
Month-end
{
Formalized agreements
Total
Term %
Revolving3
Other 4
Confirmed lines
5
To nonbank
(band*
institutions
1978—October
November
December
185.2
189.7
193.7
147.1
151.2
154.2
9.4
9.9
10.6
43.4
45.2
46.2
6.5
6.9
7.3
87.8
89.1
90.0
35.9
1979—January
February
March
April
May
June
198.9
200.1
203.8
203.6
207.2
209.7
211.0
215.7
218.7
224.0
232.3
235.6
158.2
158.7
162.0
162.6
165.5
167.5
169.1
174.2
175.9
181.0
188.1
190.4
10. 9
10.8
11.2
11.1
11.5
11.6
11.4
12.0
12.5
12.8
13.2
13.1
47.9
48.2
49.3
49.6
49.7
49.1
50.0
52.2
52.9
56.3
60. 2
61.1
7.6
7.5
7.8
7.1
7.6
6.9
7.7
8.4
8.6
8.6
8.6
8.6
91.7
92.2
93.7
94.8
96.7
99.9
100.1
101.5
102.0
103.3
106.0
107.7
40.8
41.4
41.7
41.0
41.6
42,1
41.9
41.5
42.8
43.1
44.3
45.2
240.7
248.4
195.3
203.2
12.8
13.5
62.6
66.1
9.3
9.8
110.6
113.8
45.4
45.2
July
August
September
October
November
December
f
Total unused
commitments 1
1980—January
February
1 Unused commitments are the amounts still available for lending under official promises to
lend that are expressly conveyed to the bank's customers orally or in writing, usually in the form of
a formally executed agreement signed by one of the bank's officers.
^Commitments for term loans are those for loans with an original maturity of more than 1 year.
^Revolving credits are commitment agreements whereby the borrower may draw and repay
loans at will with no repayment penalty and under which the commitment rebounds by an equal
amount after a takedown has been repaid.
4()ther commitments are expressions of willingness to lend, other than for term loans and re-
38.6
volving credits, that are made known to the customer and are characterized by detailed formal
agreements specifying the terms and conditions under which a loan is to be made.
^Confirmed lines of credit represent general expressions of willingness to lend, other than for
term loans or revolving credits, that are made known to the customer but are not characterized by
detailed formal agreements specifying the terms and conditions"under which a loan is to be made.
NOTE.-lncluded in this series are 134 weekly reporting banks; these banks account for
approximately 85 per cent of commercial and industrial loans, and 96 per cent of nonbank financial
loans. Individual items may not add to totals due to rounding.
<3.21 ( 4 2 3 )
T*to2
OUTSTANDING LOANS MADE UNDER COMMITMENTS AT SELECTED LARGE BANKS
m BILLIONS OF DOLLARS
To commercial and industrial firms
Month-end
Total loans
made under
commitments 1
To nonbank
FbmtaBzed agreements
Total
Term 2
Revolving 3
Other 4
.
Confirmed Knee
5
1978—October
November
December
113.3
114.9
116.7
95.0
96.7
98.3
35. 9
36.1
36.7
23.4
24.2
25.1
8.7
9.0
9.2
27.0
27.4
27.2
1979—January
February
March
April
May
June
July
August
September
October
November
December
115.1
116.6
119.1
121.5
122.0
125.8
126.1
129.1
132.6
134.4
134.1
139.2
97.5
99.3
101.9
103.8
104.4
107.3
108.0
110.2
114.4
115.6
115.2
119.7
37.5
37.7
38.4
38.9
39.1
39.5
40.2
40.6
8.9
8.8
9.0
9.3
9.4
9.8
9.7
10.4
10.6
10.5
10.4
10.9
25.9
26.9
27.9
28.5
17.6
28.4
17.6
18.6
18.1
41.9
42.4
43.3
25.2
25.9
26.6
27.2
27.4
28.1
28.2
28.7
30.0
30.5
31.1
33.9
1980—January
February
138.5
140.4
119.9
121.0
43.7
43.8
34.8
35.0
10.8
11.1
30.7
31.0
41.3
1 Loans made under commitments are outstanding loans to commercial and industrial firms
and nonbank financial institutions, less repayments of principal, made under commitments currently or previously in force.
2jerm loans are loans with an original maturity of more than 1 year.
3 Loans made under revolving credits are loans under agreements whereby the borrower may
draw down and repay loans at will with no repayment penalty and under which the commitment
rebounds by an equal amount after a takedown has been repaid.
4Loans made under other commitments are loans made under expressions of willingness to
lend, other than for term loans and revolving credits, that are made known to the customer and are
29.9
29.8 .
30.6
32.5
32.7
31.4
31.6
18.4
18.2
18.4
17.3
17.2
17.7
19.0
18.2
18.8
18.9
19.5
18.6
19.5
characterized by detailed formal agreements specifying the terms and conditions under which a loan
is to be made.
SLoans made under confirmed lines of credit are loans made under general expressions of
willingness to lend, other than for term loans or revolving credits, that are made known to the customer but are not characterized by detailed formal agreements specifying the terms and conditions
under which a loan is to be made.
NOTE.—Included in this series are 134 weekly reporting banks; these banks account for
approximately 85 per cent of all commercial and industrial loans, and 95 per cent otaft nonbank
financial loans. Individual items may not add to totals due to rounding.
@FedFRASER