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F E D E R A L R E s t a t i s t i c a l S E R V E r e l e a s e G.18 • CONSUMER''INSTALMENT CREDIT AT COMMERCIAL BANKS " -AUGUST 1969 Consumer i n s t a l m e n t c r e d i t o u t s t a n d i n g a t c o m m e r c i a l b a n k s amounted t o 3 3 9 , 5 3 2 m i l l i o n a t t h e end of A u g u s t , $284 m i l l i o n more t h a n a month e a r l i e r . A l l m a j o r t y p e s o f - i n d e b t e d n e s s w e r e l a r g e r t h a n a t t h e end of J u l y b u t o t h e r consumer goods c r e d i t and p e r s o n a l l o a n s a c c o u n t e d f o r t h e m a j o r p a r t of t h e t o t a l e x p a n s i o n . Loans made d u r i n g A u g u s t w e r e $161 m i l l i o n b e l o w t h e J u l y v o l u m e , $135 m i l l i o n xz - o f which was a t t r i b u t a b l e t o t h e s e a s o n a l c o n t r a c t i o n i n a u t o m o b i l e l o a n s ' p r i o r t o new model i n t r o d u c t i o n s . A l l t y p e s of c r e d i t e x c e p t o t h e r c o n s u m e r - g o o d s l o a n s w e r e i n s m a l l e r volume t h a n i n A u g u s t 1 9 6 8 . Consumer I n s t a l m e n t C r e d i t a t Commercial Banks ( E s t i m a t e s , i n m i l l i o n s of d o l l a r s ) Amounts o u t s t a n d i n g I Change f r o m : j Month Year | - 1969 ago ago Aug . 3 1 , Type of cr edit A u t o m o b i l e paper, t o t a l Purchased Direct - - 1 20,372 + 57 +1 , 4 9 5 12,859 + 45 + 12 + + 906 589 546 +1 , 1 5 0 112 +1,103 133 - 913 j I 7,513 i ! 6,818 2,787 ! 9,555 +109 7 +111 | 39,532 +284 +3 , 8 6 0 | 1,760 1 5,041 2,455 + 5 + 52 + 25 + + + 37 47 • 7 + + + + 29 17 'Other consumer goods Home repair - and modernization loans -Personal loans TOTAL Volume e x t e n d e d Change f r o m : Year Month 1969 ago ago Aug. 1,454 -135 -158 908 - 81 - 54 -134. - 24 - 31 + 25 +117 - 19 - 23 3,162 -161 - 144 - 17 7 - 4 - 4 + 8 - 24 + + 14 + 13 - 27 662 20 83 Federal Reserve Dis trict: Boston New Y o r k . Philadelphia j ' 3,053 i | 3,513-1 + 3 , 8 5 5 |+ Chicago . St. Louis Minneapolis " j | 5,765 1,900 Kansas City Dal las San Francisco - | Cleveland Richmond Atlanta IV L e s s t h a n 0 . 5 m i l l i o n . j 1 j 1 1,318 2,234 2,518 6,120 1+ | + | 6 14 32 | | + 13 |+ 1 j 125 441 420 227 181 306 245 413 341 297 302 + + + 551 453 159 164 148 + 258 175 + 250 625 216 476 105 1 - 7 2 28 - 42 1/ - 5 - 17 2 - 20 - 15 - 10 - 23 + 11 - 12 - 28 . •
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