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HOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM G.18 November 2., 1956 COwSUi'-IER INSTALMENT CREDIT AT GOiEIERCIAL BANKS' . SEPTEMBER 1956 Consumer i n s t a l m e n t c r e d i t o u t s t a n d i n g a t commercial banks a t the end of September i s e s t i m a t e d a t $11,5L8 m i l l i o n , the Facile as f o r t h e end of August. ' Automobile c r e d i t d e c l i n e d (p26 m i l l i o n i n September, but t h i s d e c l i n e was o f f s e t by i n c r e a s e s i n o t h e r . t y p e s of c r e d i t . T o t a l b a l a n c e s o u t s t a n d i n g were 12 p e r c e n t above the l e v e l of a y e a r e a r l i e r . The volume of c r e d i t extended dropped 13 p e r c e n t from August to September, and- d e c l i n e d 12 p e r c e n t below a y e a r ago. Consumer I n s t a l m e n t C r e d i t at Commercial Banks ( E s t i m a t e s . I n m i l l i o n s of d o l l a r s ) Amounts o u t s t a n d i n g T JLvj nypC oUf i OVJL T PCVLL f l i *hV • Automobile paper Purchased Direct Other consumer goods paper Repair and modernization loans Personal loans 3,591 2,199 2,271 1,103 2,08U - 7 -19 + 5 +19 + 2 11,518. 0 618 2,013 8L5 - 1 - 3 + 6 791 769 823 + 6 > 1 Chicago S t . Louis Minneapolis 1,681 519 #2 • 7 - 3 + 1 Kansas C i t y Dallas San Francisco 511 621 . 1,962 - 3 - k - 6 Total . ' Change from: Ye £r S e p t . 29> Month ago ago 1956 512 16U 281 96 167 > + •> • + Volume extended Sbpt, 1956 287 1.79 21*0 99 265 • 1 ,220 1,070 Change from: Month' Year ago •ago - 52 liO 23 8 39 78 - 62 - 6. - 8 + 2 -162 -152 - 11 - 38 —10 - - 3 - 58 - 7 F e d e r a l Reserve D i s t r i c t : Boston . New York Philadelphia Cleveland Richmond Atlanta - 1 • + + + + 4- + + 83 177 118 ' . 97 53 67 26U 31 27 2b 66 213 59 175 69 - 15 75 76 - v ;- 7 85 j . - 5 - 5 -11 -12 - 16 - It - 7 t 1 - 6 - 8 - 10 - 17 - 22 -lb - 8 -21 165 hi 37 hi 63 172