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BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM G.18 - June 2) 195U " CONSULAR E-JSTALH5NT CREDIT AT COijLERCIAL BANKS APRIL 19$h Consumer instalment credit held by commercial banks continued to decline, but at a slower rate than in recent months. The amount outstanding on April 30 was 8,1*17 million dollars, 35 million less than a month .ago but 131 million above a year ago. The monthly decrease reflected declines for all types of credit except personal loans. The latter increased for the third successive month. • The volume of credit extended during April declined • slightly from a month ago as a result of decreases in extensions of direct automobile paper and personal loans. Consumer Instalment Credit at Commercial. Banks (Estimates. In millions of dollars) Type of credit Automobile paper Purchased Direct Other consumer goods paper Repair and modernization loans Personal loans Amounts outstanding Change from: Apr. Month Year 30, 195k • aeo 1,980 1,79U 1,862 1,2# 1,529 Total ' -1U - 5 -25 - 1 +10 • • z35 + 78 - 27 Volume extended Change from; 195L Month Year . ago ago + 5 -12 - 9h + 92 + 82 183 198 189 79 221 + 3 -30 + k' - 88 - 59 -10lt - 12 + 5 +131 870 r!2- z258 + 73 + 6l + 70 51 165 63 -11 - 3 - k - 5 - 33 - 6 + 23 + 19 - 2 " 61 62 57 - 1 -•3 - 2 = - 17 - 15 - 13 + ill - 10 127 Federal Reserve District: - Boston . New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis • ' Minneapolis ; Kansas City Dallas San Francisco + 6 U5o - 8 1,296 60S . + 2 . #1 572 - 2 1 - k; 1,105 - 2 L06 ' - 3 + 2 . 308 355 hl2 1,502 '+ 2 - 7 -23 + 2k 0 -52 -116 - ko 32 k2 k3 127 + k - 2 + 1 - k + •2. - 7 - ho - 20 - k - 8 - 29 - 68