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BQA.RD OF GOVERNORS OF. THE .FEDEHAL-RESERVE SYSTEM Decembers, R&S r i c - R e t a i l -Instalment Credit , • a t F u r n i t u r e . Household A p p U a n c e . a n d J e w e l r y S t o r e s October 19h3 - 19b3 15 ^ • Instalment accounts outstanding at f u r n i t u r e a n d j e w e l r y stores a t t h e *nd o f O c t o b e r r e m a i n e d a t t h e S e p t e m b e r l e v e l s , w h i l e t h o s e . a t h o u s e h o l d a o p l i a n c e s t o r e s c o n t i n u e d t o d e c l i n e a t a b o u t t h e same r a t e a s i n S e p t e m b e r . At f u r n i t u r e s t o r e s accounts r e U v a b l , w e r e ^ U per'.cent below t h o s e o n t h e . corresponding d a t e l a s t y e a r , -as ' c o ^ a r , e d with d e c l i n e s o f 29 per c e n t a t ' j e W e l r y s t o r e s - and 7 6 .per c e n t a t h o u s e h o l d ' a p p l i a n c e s t o r e s , - .| c o l l e c t i o n s o n i n s t a l m e n t a c c o u n t s ' d u r i n g O c t o b e r "increased s u b , s t a n t i a l l y a t j e w e l r y s t o r e s , R e s u l t i n g i , a c o l l e c t i o n r a t i , , o f 3 7 . • A* ^ t h f u r n i t u r e and h o u s e h o l d a p p l i a n c e s t o r e s , c o l l e c t i o n s d u r i n g O c t o b e r w e r e 2 2 pe r cent o f i n s t a l m e n t accounts outstanding a t . t h e beginning one. p o i n t h i g h e r t h a n i n S e p t e m b e r . f o r t h e c o r r e s p o n d i n g p e r i o d of 1 9 ^ 2 , 9 f the month, These r a t i o s c o n t i n u e d w e l l a b o v e t h o s e " • Instalment Accounts Outstanding a n d . C o l l e c t i o n Ratios A c c o u n t s o u t s t a n d i n g a t end o f -month • "-/December $ 1 , 1 9 3 9 c ^00 Household Jewelry Furniture appliance s t o r'es -stores , stores y.onth 1 : 19^2 Household appliance stores Jewelry stores 111 110 109 110 120 117 113 110 10^ 103 100: 96 91. 85 77 71 .61+ . 59 : 5U 50 11 11 11 -12 . 11 -: 96 98 123. ' 12. . 12 • 11 . '-18 18 18 23 " January * February March; A p r i l _- x ' -•-ay - .: •JuneJuly A u r u s t* Sent ember - October, . • Novernbe r December - F u r n i t u re • stores y 19U" September October l-'o vembe r December ' "Collection ratios • 102 -101 100 97 91 . 85. - 8.0 • 76.73-: - .70 12 •121 .13 13 .15 • 13 . 13 19 18 19 19. 20 22 11' 15 15 15 I 30 31 U5-- ' ' 16 16 • 18 31 30 30 31 33 33 12 .102 , .98-' 93 : 87, . 81 73: -13 . 13 • 13 - IK •68 "IL 63. 63 . 79- 16 .18 17 : 18 6U : M6 - 1 1 ' 22 5 January February; IJarch'- April". 'May. ; June • . July- . • Aupust -September. ' October • "6)4' 60 • .57 57 55 . 53 51 . £ • :UQ 1436 32 29 26 23 19 17 15 13 '• 65 58 •• • 5 3 . 51• ^9. L8. ' - • 45 r U5 . 17 17 19 . 20 22 21" 22 22 21 22 18. 20- 21. 21 21 r 21 22 > 3U 3K 33 37 «. r - R e v i s e d . 1/ - m s t e l n e n t c o l l e c t i o n s as p e r c e n t a f a c c o u n t s o u t s t a n d i n g a t b e g i n n i n g o f month-.
@FedFRASER