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FED ER A L R ESER VE BANK O F NEW YORK May 6, 1974 To All Banking Institutions in the Second Federal Reserve District: The Comptroller of the Currency has advised us that a certificate o f authority to commence business has been issued to P e o p l e s N a t i o n a l B a n k o f R o c k l a n d C o u n t y , Ramapo, N. Y . This newly or ganized bank opened for business May 5, 1974, and, by virtue of its being a national bank, has become a member of the Federal Reserve System. The capital of the bank is $600,000 and its surplus $600,000. Officers of the bank are: F r e d S. D r e s d a l e Chairman o f the Board J o h n F. W r i n n President N o r m a n L in d e n b a u m Vice President and Cashier The A .B .A . transit number and check routing symbol of the bank is encoded 0213-0949. m I O A lfred H a y e s , President.