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FEDERAL RESERVE BANK
OF MEW YORK

July 15, 1987

To A ll Banking Institutions in the
Second Federal Reserve District:

The Com ptroller o f the C urrency has advised us th at a certificate o f
authority to com m ence business has been issued to Ke y B ank U S A N ational
A ssociation , Albany, New Y ork. This newly organized bank was established
and opened fo r business today. By virtue o f its being a national bank, it has
becom e a m em ber o f the Federal Reserve System. The capital o f the bank
is $ 1 ,0 0 0 ,0 0 0 , and its surplus is $ 2 ,0 0 0 ,0 0 0 .
Officers o f the bank are:
D eborah L . B evier

President and Chief Executive Officer

R aymond C . Stevens

Vice President and Cashier

C a ro le E . G riffin

Vice President

The routing number o f the bank is

1 11Q

encoded 0213-1119, check digit 2.

E . G erald C orrigan ,

President.