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AT Circ. No. 5270 FED ER AL RESERVE BANK O F NEW YORK December 17, 1962 To All Banking Institutions in the Second Federal Reserve District: The Com ptroller of the Currency has advised us that a certificate of authority to commence business has been issued to F r a n k lin L akes N a tio n a l B a n k , Franklin Lakes, New Jersey. This newly organized bank has officially opened fo r business today and, by virtue of its being a national bank, has become a member o f the F ederal R eserve System . The capital of the bank is $180,000, and its surplus $120,000. Officers of the bank are: J. N evins M cB ride President C a r l H . K ie lm a n n Executive Vice President and Cashier F ra n c is B . B rogan Vice President T h eod ore V . K r u c k e l , J r. Assistant Vice President The A .B .A . transit number and check routing symbol of the . bank is 55-740 ■. A lfred H ayes, President.