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FEDERAL RESERVE BANK OF NEW YORK September 16, 1974 To A ll Banking Institutions in the Second Federal R eserve D istrict: T h e Com ptroller o f the Currency has advised us that a certificate o f authority to commence business has been issued to C h a s e M a n h a t t a n B a n k o f t h e S o u t h e r n T i e r , N .A ., Bingham ton, N. Y . T h is newly organized bank opened fo r business today and, by virtue o f its being a national bank, has become a member o f the Federal Reserve System . T h e capital o f the bank is $800,000 and its surplus $800,000. Officers of the bank are: T h om as A. H a y n e Chairman o f the Board D o n a l d J. L in d s a y President The A .B .A . transit number and check routing symbol of the bank is "T T T 2 ’ encoded 0213-0952. A lfred H ayes , President.