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7 < 3 3 '3 FEDERAL RESERVE BANK OF NEW YORK October 24, 1972 To A ll Banking Institutions in the Second Federal Reserve D istrict: The Comptroller of the Currency has advised us that a certificate of authority to commence business has been issued to B r i d g e w a t e r N a t i o n a l B a n k , Bridgewater, N . J. This newly organized bank opened for business today and, by virtue of its being a national bank, has become a member of the Federal Reserve System. The capital of the bank is $600,000 and its surplus $600,000. Officers of the bank are: H ow ard H arry C a r te r , Jr. C. D ille r A lb e r t F . F e n d r ic h Chairman President Vice President and Cashier The A.B. A. transit number and check routing symbol of the bank is encoded 0212-0155. 212 A lfred H ay es, President.