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FEDERAL RESERVE BANK
OF NEW YORK

NEW -CURRENCY EDUCATIONAL MATERIALS
’’K now Your New M oney” Flyer; “Your Money M atters” Brochure

To the Chief Executive Officers o f All Depository
Institutions in the Second Federal Reserve District:
The Treasury Department, in conjunction with the Secret Service and the Federal Reserve
System, has prepared a flyer entitled “Know Your New Money,” to remind cash handlers of the safeguards
against counterfeits contained in the new $100 notes and to assist them in identifying genuine notes.
These reminders are especially important during this busy Holiday Season.
For your convenience, we have enclosed one of these 4" x 9-1/4" flyers, which is suitable for
duplication in either black and white or in color for your institution to copy and distribute to cash handlers
and other staff.
Also available are quantities of the 4-color brochure “Your Money Matters,” with illustrations
depicting the new currency that are informative for both staff and customers. Information for ordering this
brochure is below. Please allow approximately four to six weeks for delivery. When ordering, please
include all of the following information on your order:
Name of Institution
Contact Name
Complete Shipping Address
Phone Number
Fax Number
Number of Copies Requested - available in packets of 100
Direct your order for the brochure to:
“YOUR MONEY MATTERS” BROCHURE
Federal Reserve Bank of Kansas City
P.O. Box 419442
Kansas City, MO 64141-6442
Fax number: (816) 881-6850
If you have questions about the flyer or the color brochure, please contact Jeffrey Pruiksma (201 531-3528) of our Currency Services Staff.




PUBLIC INFORMATION DEPARTMENT

Know Your New Money
(Beginning with the $ 1 0 0 note in March, 1996, the US is issuing currency with
enhanced security features. O f course, the old bills are still good. The newly designed
currency has all the new features listed below.)

Look fo r these features to guard against counterfeits:

Color-shifting ink. Tilt the front o f the bill back and
forth to see the color on the numeral on the lower right
corner change from a distinct green to black and back again.
Watermark. Hold the bill up to a light source to see
the watermark in the blank space to the right o f the por­
trait. Because the watermark is in the paper, not printed
on it, the watermark looks the same from the reverse side.
Security thread. Verify the presence o f a thin strip
running from top to bottom to the left o f the portrait
on newly designed bills. It is a strip o f plastic actually
embedded in, not printed on, the paper. It is visible only
when you hold the bill up to a light source, and you can
see “USA” plus numerals on the thread from both sides
o f the note. The thread glows under ultraviolet light.
Concentric fine lines. Look at the very fine lines
behind the portrait. Then turn the note over to be certain
that the lines on both sides are clear - not splotchy, wavy
or composed o f multi-colored dots.
Microprinting. Examine under a magnifier the portrait
and the security thread to see the very small words “USA”
plus a numeral or “The United States o f America.”

Comparison. Check the note against currency you
know to be authentic and look for differences in the fea­
tures above as well as in the texture o f the paper, which
should have a familiar feel.
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I f all these features are not present in a Series 1996 or later
note, the bill is counterfeit and you should do the following:
KEEP the bill from the passer.
D ELAY the passer by some excuse if possible.
TELEPHONE the police or the U.S. Secret Service.
OBSERVE the passer's description and that of any companion or
vehicle used.
WRITE your initials and the date on the bill, and surrender the
bill only to the police or the U.S. Secret Service.

YOU are the first line of defense against counterfeiters!