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FED ER A L R ESERVE BANK
O F NEW YORK

Cii fJo $00
February 1, 1977

T o A l l B a n k s in t h e S e c o n d
F e d e ra l R e s e r v e D is tr ic t:

As a result of severe winter weather conditions in the
Upstate New York area, our Utica Office is unable to make courier
deliveries to certain payor banks located in the northernmost
counties served by that office.

Accordingly, for those banks,

there will be delays in the presentment of -cash items, in the
return of dishonored items, and in the forwarding of advices
of nonpayment.




P aul A. V olcker,

President.