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FED ER A L R ESERVE BANK O F NEW YORK Cii fJo $00 February 1, 1977 T o A l l B a n k s in t h e S e c o n d F e d e ra l R e s e r v e D is tr ic t: As a result of severe winter weather conditions in the Upstate New York area, our Utica Office is unable to make courier deliveries to certain payor banks located in the northernmost counties served by that office. Accordingly, for those banks, there will be delays in the presentment of -cash items, in the return of dishonored items, and in the forwarding of advices of nonpayment. P aul A. V olcker, President.