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FEDERAL HESERVE BANK OF NEW YORK CIRCULARS FOR THE YEAR 1970 OH CERTAIN OPERATIONS AND ACTIVITIES INCLUDING THOSE AS FISCAL AGENT OF THE UNITED STATES l S '/ i Circulars Nos. 6464 - AT 6666 (No Operating Circulars Included) VOLUME 44 Index starts on next page (A cumulative index of circulars issued during the year 1914-1945 (Nos. 1-3044) is contained in Volume 22; indexes of circulars issued during the years 19^6-69 (»os. 6269-6463)are contained in volumes 22 -4 3 , respectively.) Circulars Division INDEX OF CIRCULARS 01 THE FEDERAL RESERVE BANK OF NEW YORK For the Year 1970 Circulars Nos. 6464 - AT 6666 Volume 4141 C irc u la r No. ADVANCES AND DISCOUNTS Interpretation of Regulation A--Eligibility for Discount of Mortgage Company Notes, January 20, 1970 .............................................. Amendments to Regulation A Eliminating Negotiability Requirements for Discounts and Advances, April 9, 1970 .............................................. Reprint of Regulation A as amended April 1 6 , 1970 . Amendments to Regulation A, effective November 23, 1970, December 1, 1 9 7 0 ........................... Changes in Reserve Requirements on Eurodollar Borrowings Under Regulations M and D--Reductions in Discount Rates, December 1, 1970 ............ Changes in Member Bank Borrowing Procedures, December 17, 1970 ............................... 646 9 6520 at6558a 6648 6646 at6657 ANNUAL STATEMENT Of this Bank for the year 1970 (Fifty-fifth), January 12, 1 9 7 0 ................................. 6466 APPOINTMENTS Federal Advisory Council, member of for 1971-John M. Meyer, Jr., November 20, 1970 .......... Directors, December 28, 1970 ....................... 664l 6663 BALANCE OF PAYMENTS (see VOLUNTARY FOREIGN CREDIT RESTRAINT PROGRAM) BANK HOLDING COMPANY ACT Change in Board of Governors* Procedures on Bank Mergers and Holding Company Applications, April 22, 1970 .................................... BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM Interpretation of Regulation A--Eligibility for Discount of Mortgage Company Notes, January 20, 1970 .............................................. Transmittal letter for new size Regulations K and L, February 9 9 1970 ................................. Securities of Member State Banks--Copies of Amended Regulation F and Related Forms, February 11, 1970. Regulation H, As Amended Effective March 18, 1969 , February 20, 1970 ............................... Amendment to Regulation K, effective March 3, 1970, March 11, 1970 ................................. .. Regulation N, As Amended Effective February 13, 1962, April 9, 1970 ................................... 6528 6469 at6484 at6485 at6493 6505 at6519 Index of Federal Reserve Bank Circulars Nos. 6464 - AT 6666 2 Circular No. BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (Continued) Amendments to Regulation A Eliminating Negotiability Requirement For Discounts and Advances, April 9, Interpretation of Regulation L--Interlocking Relationship Betveen Member Bank and Credit Card 6532 Subsidiary of Another Bank, April 30, 1970 ........ Interpretation of Regulation L--Interlocking Relationship Between Member Bank and Bank Holding Company, May 22, 1970 ............................. 6547 Rules Regarding Delegation of Authority--Amendment Effective May l4, 1970 and Reprint as Amended Effective April 2, 1970, June 1, 1970 ............ 6552 Regulation A as Amended Effective April 16, 1970 . . . at6558a Payment of Interest on Time and Savings Deposits-Revision of Operating Circular No. 15, June 29 , 1970 ................................................ 6565 Rules of Practice for Formal Hearings, as Revised Effective August 1, 1967 * June 30, 1970 .......... at6566 Amendment to Rules Regarding Delegation of Authority, effective August 25# 1970, September 2, 1970 . . . . 6600 Amendment to Rules Regarding Delegation of Authority, effective September 16, 1970, September 24, 1970 . . 6608 Arthur Burns letter dated October 26, 1970 on use of interbank deposits as compensating balances for loans to individuals connected with the depositing bank, October 26, 1 9 7 0 ............................. at6625 Regulations Relating to Branches of Federal Reserve Banks as Amended Effective January 1, 1947# November 9# 1970 ............. .................. .. . at6633 Reprints of Regulation I, as amended February 1, 1963 , Regulation J, as amended effective October 1, 1969 # Regulation 0, as amended effective March 15# 1963, November 24, 1970 ................................. at6642 Changes in Reserve Requirements on Eurodollar Borrowings Under Regulations M and D--Reductions in Discount Rates, Supplement to Regulation D, as amended effective January 1, 1971# Amendment to Regulation M, effective January 7, 1971# December 1, 1970 ............................................................................................................ 6646 Reprints of Rules Regarding Availability of Information as amended effective July 4, 1967 # Regulation S as adopted effective April 3# 1963# December 14, 1970 . at6653 BUFFALO BRANCH Change in Buffalo Branch’s Mailing Address, May 20, 1970 ................................................ 6545 CHECKS (INCLUDING NONCASH ITEMS) Greater Kansas City Clearing House Association, January 29 , 1970 .................................... 6480 Stolen or Defective Postal Money Orders, March 10, 1970 ................................................ at6503 Index of Federal Reserve Bank Circulars Nos. 6k6k - AT6666 3 Circular No. CHECKS (INCLUDING NOMCASH ITEMS) (Continued) Restriction on Payment of Treasury Checks Issued to phillippine Residents--Amendment to Treasury Department Circular No. 21, June 15, 1970 .......... 6556 Par Clearance of Checks Drawn on All Banks in Mississippi, effective July 1, 1^70, June 2k-, 1^70. . 6562 July 3, I970--a Bank Holiday in Hew Jersey, June 25, 1970 .......................................................................................................... at6^63 Insolvency of Eatontown National Bank, August 10, 1970 ................................................ ato567 Reasons for Charge Back of Unpaid Checks Dravn on Eatontown National Bank, Eatontown, N.J., August l4, 1970 ................................................ ato588 Holidays to be Observed by This Bank Effective January 1, 1971> December 16, 1970 ................. 0656 Par Clearance of Ciaecks Drawn on All Banks In Tennessee, effective January 1, 1971# December 16, 1970 ................................................ 6657 COLLECTIONS Handling of Food Stamp Coupons by Commercial Banks, May 29, 1970 ........................................ Reporting Losses of Food Stamps in Transit, September 24, 1970 ................................. New $5 Food Coupons, December k , 1970 ................. 66 50 CURRENCY Currency and Coin--Revision of Operating Circular No. 3 dated November 18, 1970 ............................. 6640 DEPOSITS Payment of Interest on Time and Savings Deposits-Revision of Operating Circular No. 15> June 29, 1970. 6565 DEPOSIT OF PUBLIC MONEYS Amendment to Treasury Department Circular No. 92, April 2, 1970 ........................................ 6516 DIRECTORS Resignation of Arthur K. Watson as Class B Director, May X, 1970 .......................................... Election of July 17, 1970 --Nominated and election to choose successor for the unexpired portion of term ending December 31, 1970, selected by Group 1 ............. August 25, 1970--W.D. Eberle nominated by Banks in Group 1 .............................................. September 10, 197 O--elected for the Unexpired Portion of Term Ending December 31, 1 9 7 ° ................... Election of October 7, 1970--Nominated and election to choose successors to the two directors selected by Group 1, whose terms expire December 31> 1970 6551 6607 6534 6576 6594 6602 6613 Index of Federal Reserve Bank Circulars Nos. 6464 - AT 6666 DIRECTORS 4 Circular No. ( Continued) Election of (Continued) November 16, 1970--Nominated and election to choose successors to the two directors selected by Group 1, whose terms expire December 31, 1970 .......... December 2, 1970--William S. Renchard, elected W.D. Eberle, reelected for three-year term beginning January 1, 1 9 7 1 ................................... Apointment of Directors, December 28, 1970 .......... 6636 644 9 6663 DIRECTORY Directory of New Jersey, Cumulative Supplement No. 11, dated February 10, 1970 ............................. at6588b Historical Directory of the banks of the State of New York, Cumulative Supplement No. 10, dated February 28, 1970 ................................... at6622 FEDERAL RESERVE BANK Telephone Directory of this Bank dated February, 1970 . at6486a Delay in the mail service due to Postal Strike in New York City, March 18 , 1970 ....................... at6509 Resumption of mail service, March 30, 1970 .......... at6512 Change in Buffalo Branch’s Mailing Address, May 20, 1970 ................................................ 6545 GOVERNMENT CHECKS Restriction on Payment of Treasury Checks Issued to Phillippine Residents--Amendment to Treasury Department Circular No. 21, dated April 22, 1970, June 15, 1970 ........................................ 6556 MARGIN REGULATIONS Changes in List of 0TC Margin Stocks, January 27, 1970 ............................................ .. . at6475 Interpretations of Regulations G and T, February 27, 1970 ................................................ 6 500 Applicability of Regulations G, T, and U to AT&T Issue of Debentures, April 10, 1 9 7 0 ................. 6521 Applicability of Regulations G, T, and U to AT&T Issue of Debentures, April 15, 1970 ....................... 6523 Amendment to Regulaton T, Certain Credit By Insurance Companies, effective May 15 , 1970, April 17> 1970 . . 6525 Amendments to Regulations T and U--Arbitrage Credit, effective May 1, 1970, May 4, 1970 ................. 6535 Interpretation of Regulations U and G, May 5, 1970 . . 6536 Margin Requirements Lowered, effective May 6, 1970 . . 6 537 List of 0TC Margin Stocks As of July 20, 1970, July 17, 1970 .............................................................................................................................................. a t 6 5 7 6 Changes in list of 0TC Margin Stocks, September 21, 1970 . . . . . ...................................... at6605 Changes in list of 0TC Margin Stocks, November 16, 1970 ................................................ at6636 a Index of Federal Reserve Bank Circulars Nos. 6464 - AT 6666 5 MEMBER BANKS Securities of Member State Banks--Copies of Amended Regulation F and Related Forms, February 11, 1970 . . New Member Bank Bankers Trust Company of Rochester, Rochester, New York, June 1, 1970 ........................... Jefferson National Bank, Passaic, New Jersey, October l 6 , 1970 .................................. Mid-Jersey National Bank, Woodbridge, New Jersey, November 20, 1970 .................. . ............ The First National Bank, Piscataway, Piscataway, New Jersey, November 24, 1970 ...................... Listing of officers for Bankers Trust Company of Rochester, Rochester, New York inaccurate, June 5* 1970 ...................................... .. Insolvency of Eatontown National Bank, August 10, 1970. Reasons for Charge Back of Unpaid Checks Drawn on Eatontown National Bank, Eatontown, N.J., August 14, 1970 ................................................ Letter to Chief Executive Officers of each member bank from Arthur F. Burns, dated October 26 , 1970 . . 19 69 Operating Ratios--income and dividends of second district member banks, December 1, 1970 ............. RESERVES Proposed Amendment to Regulation D--Transfers from Time Deposits to Cover Checks, April 3, 1970 . . . . Changes in Reserve Requirements on Eurodollar Borrowings Under Regulations M and D--Reductions in Discount Rates, December 1, 1970 ................. REGULATIONS D AND Q Amendments to Regulations D and Q--Federal Funds Transactions, January 8 , 1970 . ........... .......... Regulations D and Q--Extension to February 26 of Time to Adjust to October 29 Determination on Obligations of Subsidiaries of Member Banks, January l4, 1970........ .............. * ............ Revised Maximum Interest Rates on Time and Savings Deposits Under Regulation Q--proposed Amendment of Regulation D, January 20, 1970 ................... Amendment to Regulation Q--Clarification of Exemption for Foreign Time Deposits, January 21, 1970 ............................................................................................................................................... Correction of Board of Governors* Statement in Circular No. 6470--Notice of Proposed Amendment of Regulation D, January 22, 1970 ................... Computation of Interest at New Rate on Passbook Savings Under Regulation Q, January 23* 1970 . * . • Interpretation of Regulation Q, January 29 , 1970 . . . Interpretation of Regulations D and Q, February 4, 1970 ................................................ Interpretation of Regulation Q--Use of Brokered Funds, February 17, 1970 ........................... Circular No. at6485 ato552 at66l9 at664l at6642a at6554 at6*>87 at 6588 at6625 at6647 6517 6646 6565 6468 6470 6473 6474 6475 6479 6483 6489 Index of Federal Reserve Bank Circulars Nos. 6464 - AT 6666 Circular 6 REGULATIONS I) AND Q (Continued) Action Dei 2rred on Application of Regulations D and Q to Commercial Paper of Bank Affiliates and Subsidiaries, February 24, 1970 ................... Interpretation of Regulation D, February 24, 1970 . . Reprint of Regulation Q effective February 1 2 , 1970 and supplement effective January 2 1 , 1970, February 27, 1970 ................................. proposed Amendments of Regulations D and Q, March 2 , 1970 ............................................................................................................... Amended Supplement of Regulation Q--Maximum Rates Increased on Certain Multiple-Maturity Time Deposits, March 3, 1970 ........................... Modification of Proposal to Amend Regulations D and Q, March 13, 1970 ................. ................ Interpretation of Regulations D and Q--Prepayment of Interest on Deposits, March 31, 1970 • ........ Proposed Amendment to Regulation D--Transfers from Time Deposits to Cover Checks, April 3, 1970 . . . Reprint of Regulation D and its supplement amended effective February 12, 1970, April 6 , 1970 . . . . Determination of Interest Rates and Computation of Interest on Time Deposits, May 8 , 1970 .......... proposed Amendment to Regulation D--Counting of Silver Coin as Reserves, June 3* 1970 ............ Amended Supplement to Regulation Q--Maximum Rates Suspended on Certain Single-Maturity Time Deposits, June 23, 1970 ...................................... Interpretation of Regulation Q--Advertising Retail Price of Premiums Offered for Deposits, June 25, 1970 .............................................. Amendments to Regulations D and Q--Exemptions for Certain Subordinated Obligations, June 29 , 1970 . . Counting of Silver Coin as Reserves--Extension to August 10 of Time to Submit Comments on Proposed Amendment to Regulation D, July 15# 1970 ........ Interpretation of Regulation Q, July 20, 1970 . . . . Counting of Silver Coin as Reserves--Extenion to September 10 of Time to Submit Comments on Proposed Amendment to Regulaton D, August 10, 1970 . . . . . Changes in Reserve Requirements-- Five Percent Reserve Requirement Established for Bank-Related Commercial Paper--Reserve Requirment for Time Deposits Over $5 Million Reduced From 6 to 5 Percent, August 17> 1970 .......... .............. Regulation Q--Deposits of Rent-Security Money, August 31> 1970 .................................... Amendment to Regulation D--Transfers From Trust Department Savings Deposits to Cover Checks, October T , 1970 .................................... Proposed Amendments to Regulation Q--Computation of Interest on Time Deposits, October 19, 1970 . . . . No. 6495 6494 at6500 6501 6502 6506 6513 6517 a t6 5 1 7 a t6 5 4 0 655^ 6559 a t 6562 6566 6 $ jk 65 73 6587 6593 at6597 66l4 6620 Index of Federal Reserve Bank Circulars Nos. 6464 - AT6666 7 Circular No. REGULATIONS D AND Q (Continued) Changes in Reserve Requirements on Euro dollar Borrow ings Under Regulations M and D--Reductions in Discount Rates, December 1, 1970 ............................... Counting of Currency and Coin as Reserves--Interpreta tion of Regulation 0, effective January 7, 1971, December 11, 1970 ........................................ Regulation Q--Amendments and Interpretation of Payment and Computation of Interest, December 28, 1970 . ... 6664 REGULATION V--LOAN GUARANTEES FOR DEFENSE PRODUCTION Revised Supplement to Regulation V, effective June 4, 1970--Reprint of Regulation V, July 1, 1970 ........................................ 6567 6646 6552 SECURITIES Securities of Member State Banks--Copies of Amended Regulation F and Related Forms, February 11, 1970 . . . at6485 Federal Reserve Bank Checklist Procedures for Government Securities Reported as Missing or Stolen, October 23, 1970 .................................................. 6624 TENNESSEE VALLEY AUTHORITY Invitation for Bids on $90,000,000 of 119-Day TVA Power Notes dated January 29 , 1970 , due May 28, 1970, January 19, 1970 ...................................... at5468 Results of Bidding for TVA Power Notes, January 27, 1970 ............................... .. ............... at6475a Invitation for Bids on $50,000,000 of 119-Day TVA Power Notes dated February ?6 , 1970, due June 26, 1970, February 16, 1970 ..................... . . . . . at6486 Results of Bidding for TVA Power Notes, February 24, 1970 .................................................. at6495 Invitation for Bids on $90,000,000 of 126-Day TVA Power Notes dated March 26, 1970 , due July 30, 1970, March 16, 1970 ............................. .. at6507 Results of Bidding for TVA Power Notes, March 24, 1970 . at6510 Invitation for Bids on $100,000,000 of 119-Day TVA Power Notes dated April 30, 1970, due August 27, 1970, April 20, 1970 ..................................ato525 Results of Bidding for TVA Power Notes, April 28, 1970 . at6529 Invitation for Fids on $90,000,000 of 119 -Day ^VA Power Notes dated May 28, 1970, due September 24, 1970, May 18, 1970 .......................................... at6542 Results of Bidding for TVA Power Notes, May 26 , 1970 . . ato548 Invitation for Bids on $50,000,000 of 126-Day TVA Power Notes dated June 25, 1970, due October 29, 1970, June 15, 1970 ............................... .. at6556 Results of Bidding for TVA Power Notes, June 23, 1970 . . ato55 8 Invitation for Bids on $100,000,000 of 120-Day TVA Power Notes dated July 30 , 1970, due November 27 , 1970, July 20, 1970 ................................. at6577 Results of Bidding for TVA Power Notes, July 28, 1970 . . ato580 Index of Federal Reserve Bank Circulars Nos. 6464 - AT6666 8 Circular No. TENNESSEE VALLEY AUTHORITY (Continued) Invitation for Bids on $1000,000,000 of 126-Day TVA Po*er Notes dated August 27, 1970* cme December 31, 1970* August 17, 1970 .......................................... AT 6588A Results of Bidding for TVA Power Notes, August 25, 1970 . . AT 6595 Invitation for Bids on $120,000,000 of 126-Day TVA Power Notes dated September 24, 1970, due January 28, 1971# September 14, 1970 ........................... . . . . . AT6602 Results for Bidding for TVA Power Notes, September 22, 1970 AT6606 Invitation for Bids on $70,000,000 of 119-Day TVA Power Notes dated October 29* 1970, due February 25, 1971, October 19, 1970 ........................................ AT6620 Results for Bidding for TVA Power Notes, October 27 , 1970 . AT 6626 Invitation for Bids on $130,000,000 of 113-Day TVA Power Notes dated November 27, 1970, due March 2 5 , 1971, November 16, 1970 ............................... .. • • • AT 0636 Results for Bidding for TVA Power Notes, November 24, 1970 AT6642B Invitation for Bids on $150,000,000 of 119-Day TVA Power Notes dated December 31, 1970, due April 29, 1971, December 21, 1970 ........ ............................... AT 660O Results for Bidding for TVA Power Notes, December 29 , 1970 AT'ooou TREASURY BILL OFFERINGS Weekly--issue date of bills (Not date of circular) January 15, 1970 ................. .. ................ .. . . January 22, 1970 . . . . . ............................... January 29 , 1970 .......................................... February 5, 1970 ............................... .. . . . . February 13> 1970 ........................................ February 19, 1970 . . . . . ............................. February 26 , 1970 ............................. .. . . . . ............................................ March 5, 1970 Treasury Raises Minimum Bill Denomination to $10,000 . . . March 12, 1970 ............................................ March 19, 1970 ............................................ March 26 , 1970 . . . . .................................... April 2, 1970 ............................................ April 9, 1970 ............................................ April 16, 1970 .............................................. April 23, 1970 .............................................. April 30, 1970 ............................................ May 7, 1970 ................................................ May l4, 1970 ................................................ May 21, 1970 ................................................ May 28, 1970 ................................................ June 4, 1970 ................................................ June 11, 1970 .............................................. June 18, 1970 ........... .................................. June 2 5 , 1970 .............................................. July 2, 1970 .............................................. July 9, 1970 .............................................. July 16, 1970 .......................................... .. • July 23, 1970 .............................................. July 30, 1970 .............................................. August 6 , 1970 ................. ............ ............... 6464 6467 6471 6476 6482 6485 6486;&8 6497 6499 6503 6504 6508 6511 6 $ lk 6519 6522 6527 6530 6538 6541 6544 6549 6553 6555 6557 6560 6568 6570 6573 6579 658 I Index of Federal Reserve Bank Circulars Nos. 6464 - 6666 9 TREASURY BILL OFFERINGS (Continued) August 13# 1970 .......... ................................. August 20, 1 9 7 0 ............................................ August 27# 1970 ............................................ September 3# 1970 ................... ....................... September 10, 1970 ....................... ................ September 17, 1970 ............................... .. September 24, 1970 ......................... .............. October 1, 1970 ............................................ October 8 , 1970 ...................................... .. October 15# 1970 .......................................... October 22# 1970 .......................................... October 29 , 1970 . ........................................ November 5 , 1 9 7 0 .......................................... November 12, 1970 .......................................... November 19 , 1970 .......................................... November 27 , 1 9 7 0 .......................................... December 3, 1970 ........................................ .. December 10, 1970 ........................................... December 17 , 1970 ........................................ December 24, 1970 .......................................... December 31# 1970 ................. ......................... January 7, 1971 ...............* ........................... TREASURY BILL OFFERINGS Other than weekly (issue date of bills--not date of circular) February 2, 1970 (271 -day and 365 -day) ................. March 2, 1970 (273 -day and 365 -da} ) ................... March 3# 1970# additional amount (50-day, Tax Anticipation Series) .................................. Treasury Raises Minimum Bill Denomination to $10,000,. . March 26 , 1970# additional amount (l80-day, Tax Anticipation Series) ............... . ............... March 31# 1970 (265 -day and 365 .d a y ) ................... April 30, 1970 (276 -day and 3 6 5 - d a y ) ................... June 1, 1970 (272 -day and 365 - d a y ) ..................... June 30, 1970 (274-day and 365 -day)..................... June 8 , 1970, additional amount (257 -day, Tax Anticipation S e r i e s ) .................................. July 23, 1970# additional amount (273-day, Tax Anticipation Series) .................................. July 31# 1970 (273-day and 365 -day)..................... August 31# 1970 (2$3-day and 365 - d a y ) ................. September 30# 1970 (273-day and 365 -day) . . . . . . . . Sales of $2.5 Billion June Tax Anticipation Bills . . . October 21, 1970, additional amount (244-day Tax Anticipation Series) . . . ................. ........ November 2, 1970 (271-day and 365 -day) ................. November 30 , 1970 (274-day and 365 -day) ............... December 2, 1970 (Strip of Weekly Bills) ............... December 31# 1970 (273-day and 365 -day) ............... Circular Ho. 6585 6$38 6590 6595 65 )7; 63 6601 6603 6606 6610 66ll;66L 6617 6621 6626 66305603; 6635 6637 6642 6645 6651 66535665* 6658;666C 66§ 5;6666 6472;6477 6488;6496 6491 ;6498 6499 6507;65 IO 6509;6512 6524;o529 6546;6550 6558;o56l 6 56 ^ 6 56 9 6571;6577 6 575;6580 6592*6596 6604;6609 6615 66l6;66l9 6o22;6628 6030 ;6643 6639 ;6644 6655;6662 Index of Federal Reserve Bank Circulars Nos. 6£64 - AT 6666 10 TREASURY ISSUES (Hot Bills) Notes 0 l/4 o f F-1971 (exchange offering) 8 8 # of A-1977 (exchange offering) 7 3 A £ of A -19 73 (exchange offering) Circular No. 6473J648l» 6484;6492 6476;6481 6484;6492 ^>531;6533 o 5 4 o .;6 5 4 d 7 3/4^ of G-1971 (cash offering) 6531 ;6533 6540;6j48 6531;6533 7 3/4^ 02 C-197 ^ (exchange offering) 6539;6548 6562;6583 7 3/4^ of B-1977 (exchange offering) 6586;6591 6^32;S583 3$ of A-1977 (exchange offering) i> 8 6 ;6 5 9 1 7 l/2£ of C-1972 (cash offering) Cnange of Closing Hour For Receiving Subscriptions to Treasury Note Offerings 7 l/4# of D-1974 (exchange offering) 7 l/ 2 # of C-197& (exchange offering) 6 3/^# £>-1972 (exchange offering Bidding and Other Procedures for Treasury's Curent Note Auction 6582;6583 6586;6591 66l8 6623 ;6625 6623;6625 6629;6633 6631 TRUTH INLLENDING Interpretations of Regulation Z, February 18, 1970 . • • 6490 Amendment and Supplement III, to Regulation Z, April 2, 1970 . ^51^ Interpretation of Regulation Z, April 7, 1970 ............... 6518 Proposed Amendment to Regulation Z-- Late Payment, Delinquency default, and Reinstatement Charges, April 21, 1970 ........ >526 Regulation Z--Amendment to Supplement III--Exemption of Certain Credit Transactions in Oklahoma, May 18, 1970 . • . 6542 Regulation Z--Amendment to Supplement II-Exemption of Certain Credit Transactions in Massachussets, July 13, 1970. ->57«Reculation Z--Amendment to Supplement III-Exemption of Certain Credit Transactions in Connection, July 31, 1970 . . 6534 Amendment to Regulation Z--0pen End Credit Accounts, October 28, 1970 ............................................ 6627 Regulation Z--Interpretation and Propsed Amendments, November 9 , 1970 ............... ............................ ->634 Truth in Lending Act--Amendments Relating to Credit Cards, November 23, 1970 • • • * • • ♦ • • • • • • • • • • • • • .AT6<j41A Regulation Z--Proposed Amendments Relating to Credit Card?, December 1, 1970 ............................................ 66^7 Proposed Amendment to Regulation Z--Agricultural Credit Transactions, December 22, 1970 ........ .................. 6 o6 l UNITED STATES SAVINGS BONDS Revised Treasury Department Circulars on Offering of Series E and H Savings Bonds--Sale of U.S. Satings Notes (Freeaom Shares) to Terminate June 30, 1970, February 24, 1970 ... 649 j Index of Federal Reserve Bank Circulars Nos. 6464 - AT6666 11 Circular No. UHITED STATES SAVINGb BONDS (Continued) Treasury Announces l/2 Percent Bonus on Savings Bonds, Effective June 1, 1^70, September 1, 1 9 7 0 .......... . Revised Treasury Department Circulars on Offerings of Series E ana H Savings .bonds, December 21, 1970 . . . . ^599 VOLUNTARY FOREIGN CREDIT RESTRAINT PROGRAM Changes in Guidelines for Banks Under the President's Balance of Payments Program, Effective May 13, 1970, May 19, 1970 .......................................... Change in Guidelines for Bonks Under the President's Balance of Payments Program, Effective September 1, 1970.................................................... 6543 >659 6659