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At 5 1 8 8 F E D E R A L R E S E R V E BA N K O F N EW Y O R K May 9, 1962. To All Member Banks of the Second Federal Reserve District: It is with deep regret that I inform you of the death on May 8 of F r a n c is A . S m ith , a director of our Buffalo Branch since January 1, 1961. Mr. Smith was President of The Marine Trust Company of Western New York, Buffalo, N. Y. A lfred H a ye s, President.