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FEDERAL RESERVE BANK OF NEW YORK ("Circular No. 768 [.February 23, 1927 Credit and Discount Department NOTICE OF LOAN SECURED BY ADJUSTED COMPENSATION CERTIFICATE To all Incorporated Banks in the Second Federal Reserve District: In connection with the rediscount of notes secured by adjusted service certificates, the procedure with regard to which was described in our Circular No. 757, the United States Veterans Bureau has prepared a form No. 6617 for the use of banks in notifying the Bureau of loans made to veterans of the World War against their adjusted service certificates under the provisions of Section 502 of the World War Adjusted Compensation Act. We are enclosing a few copies of this form and are prepared to furnish additional copies upon request. The United States Veterans Bureau requests lending banks to use this form in notifying the Bureau of each loan made hereafter, forwarding it in duplicate to them. Very truly yours, B E N J . STRONG, Governor. NOTICE OF LOAN SECURED BY ADJUSTED COMPENSATION CERTIFICATE T H E DIRECTOR, U. S. VETERANS BUREAU, Washington, D. C. DEAR Date Sm: You are informed that a loan of $ No , was made ., 192 , secured by Adjusted Service Certificate , 192 , to - , the veteran named on the face of the Certificate, whose A-number appearing immediately after his name is - — (Signature) (Forward in duplicate. The carbon copy will be returned as your receipt.) (Type name and address of Bank or Trust Co. above) U. S. VETERANS BUREAU—Form 2 6617 14183 MTHNMNT nUKBM CFT1C1 FEDERAL RESERVE BANK OF NEW YORK March 1, 1927 To accompany time schedules dated March 1. 1927 To all Member and Nonmemher Clearing Banks in the Second Federal Reserve Distriet: Due to a numher of changes in the lists of banking institutions in New York, Brooklyn and New Jersey referred to in our New York and Buffalo time schedules showing when the proceeds of items will become available, we have deemed it advisable to issue new schedules at this time bringing the lists up to date. No changes however are made in the rules and regulations covering the collection of checks as set forth in our circular No. 728 of July 1, 1926, nor in the time periods themselves indicated in the schedules. The new time schedules, copies of which are enclosed, are effective as of March 1, 1927 and supersede our schedules dated June 1, 1925. Very truly yours, BEXJ. STRONG, Governor. Federal Reserve Bank of New York S E C O N D F E D E R A L R E S E R V E BUFFALO BRANCH TIME SCHEDULE Showing When the Proceeds of Items Will Become Available Effective March 1, 1927 •> \ D I S T R I C T FEDERAL RESERVE BANK OF NEW YORK Buffalo Branch - Schedule Showing When the Proceeds of Items Will Become Available (Superseding Schedule Issued June 1, 1925) DISTRICTS IMMEDIATE CEEDIT Buffalo banks—When received by 10 a. m. (9 a. m. Saturdays) Checks and warrants on Treasurer of the United States, Washington, D. C. Federal Eeserve Transfer Drafts Federal Keserve Exchange Drafts Checks on Federal Reserve Bank of New York, and Buffalo Branch Officers' checks of other Federal Reserve Banks ONE DAY AFTER RECEIPT New York Clearing House banks (Reference to List A, pages 4 and 5) Other New York City and Brooklyn banks (Reference to List B, pages 6 and 7) Northern New Jersey Clearing House banks (Reference to List C, page 8) No. Banks in 4 Cleveland District 4 Pittsburgh Branch of 7 Chicago District 7 Detroit Branch of TWO DAYS AFTER RECEIPT Balance of Manhattan, New York City District Boston District Philadelphia Branch of Cincinnati District Richmond Branch of Baltimore Branch of Birmingham Branch of Nashville District St. Lonis Branch of Memphis Branch of Louisville Branch of Little Rock District Minneapolis In District St. Paul District Kansas City, Mo. In District Kansas City, Kans. Branch of Omaha THREE DAYS AFTER RECEIPT Atlanta District Branch of New Orleans Branch of Jacksonville Branch of Denver Branch of Oklahoma City District Dallas Branch of Houston FOUR DAYS AFTER RECEIPT Helena El Paso Seattle Salt Lake City Spokane Portland, Ore. San Francisco Los Angeles BOSTON NEW YORK PHILADELPHIA CLEVELAND RICHMOND ATLANTA NO. i 2 CHICAGO ST. LOUIS 3 4 5 MINNEAPOLIS KANSAS CITY. MO . 10 6 12 DALLAS SAN FRANCISCO 11 CLOSING TIME FOR DEFERRED ITEMS Items drawn on banks in Second District 2 :30 p. m. Items $500 and over 3:30 p. m., except Saturdays on which day no items will be received after 12 noon. Items drawn on banks in other Federal Reserve Districts 12:30 p. m. except Saturdays when the closing hour is 12 noon. Banks in 1 3 4 5 5 6 6 ••New Jersey •New York - 8 8 a 8 9 9 - 10 10 10 0 8 6 10 10 11 11 Banks in Connecticut Delaware District of Columbia •Illinois Indiana Iowa Maine •Maryland •Massachusetts •Michigan New Hampshire •Ohio •Pennsylvania Rhode Island Vermont •Virginia Banks in Branch of Branch of Branch of Branch of Branch of Branch of District Branch of 9 11 12 12 12 12 12 12 Mississippi •Missouri North Carolina South Carolina •Tennessee West Virginia Wisconsin •Alabama •Arkansas •Florida •Georgia •Kansas •Kentucky •Minnesota EIGHT DAYS AFTER RECEIPT J C Banks in Arizona •California •Colorado Idaho •Louisiana •Montana •Nebraska Nevada New Mexico North Dakota •Oklahoma •Oregon South Dakota •Texas •Utah •Washington Wyoming 'Except banks in cities referred to in the first column. ••Except banks in Northern New Jersey Clearing House Association referred to on page 8. NO. 7 8 9 i TIME SCHEDULE INFORMATION AND INSTRUCTIONS In order to expedite the forwarding of checks and the obtaining of prompt credit therefor, member banks are requested in the preparation of their letters to sort their checks in accordance with the foregoing time schedule, with a separate letter and total for each separate time group. All letters received, so classified, will be credited in full for the total shown, and errors in listing or footing will be adjusted by a separate debit or credit. Checks received unsorted will be made available for the longest period required to collect any item inclosed. , Two-day items received by us in time to be forwarded Saturday will be available Tuesday. Four-day items received by us in time to be forwarded Thursday will be available Tuesday, and those received by us in time to be forwarded Friday and Saturday will be available Wednesday. Credit and availability are in all instances subject to our actual receipt of payment. In this connection attention is invited to the fact that the periods of the time schedule are based generally upon the average mail time required for items to reach the paying bank, plus the time required for the paying bank to remit to the Federal Reserve Bank, and they do not necessariiy indicate the actual time required for collection. It must be borne in mind, therefore, that advice of availability cannot and must not be considered advice of actual payment. Indorsement of Checks All checks forwarded to this bank must be indorsed without restriction to the order of the Federal Reserve Bank of New York or to the order of any bank, banker or trust company with all prior indorsements guaranteed and show the American Bankers' Association transit number of the indorsing bank in prominent type on both sides of the indorsement stamp. All items should be described on cash letters by inserting the name of bank and town upon which they are drawn, or by inserting the A. B. A. transit number of the bank. General Conditions Under Which Items Are Accepted Every bank sending checks or other cash items to us, or to another Federal Reserve Bank, for our account, will be understood to have agreed to the terms and conditions of our Check Collection Circular and of the Regulation of the Federal Reserve Board governing check clearing and collection. LIST A MEMBERS OF NEW YORK CLEARING HOUSE ASSOCIATION AND NON-MEMBERS CLEARING THROUGH THEM No. 67 103 59 74 30 12 124 78 72 45 Name Adams-Southern Express Co. Money orders (clear through 67) Adams Express Company, Money orders (clear through 67) The American Exchange Irving Trust Company American Express Company, Money orders (clear through 23) The Bank of America Bank of the Manhattan Company Bank of Montreal, New York Agents (clear through 8) Bank of New York and Trust Company The Bank of Washington Heights (clear through 74) Bankers Trust Company The Bowery & East River National Bank Canadian Bank of Commerce, New York (clear through 67) Canadian Northern Express Company Money orders (clear through 67) Canadian Express Company, Money orders (N. Y.) (clear through 23) The Chase National Bank The Chatham Phenix Nat'l Bank and Trust Co. of the City of New York The Chemical National Bank of New York Colonial Bank Commonwealth Bank The Continental Bank of New York The Corn Exchange Bank Dominion Express, Money orders (clear through 8) 123 121 120 108 76 65 81 17 107 33 The Equitable Trust Company of New York The Farmers' Loan and Trust Company Federal Reserve Bank of New York Fidelity Trust Company The Fifth Avenue Bank of New York The First National Bank of the City of New York The Garfield National Bank of the City of New York Grace National Bank (clear through 45) Great Northern Express Company, Money orders (clear through 74) The Greenwich Bank Guaranty Trust Company of New York The Hanover National Bank of the City of New York LIST A—(Continued) No. Name International Mercantile Marine Money orders (clear through 65) 110 Lawyers Trust Company Mechanics Trust Company, Bayonne, N. J. (clear through 33) 23 8 54 114 National Bank of Commerce in New York The National City Bank of New York The National Park Bank of New York Newfoundland Express Money orders (clear through 8) The New York Trust Company Northern Pacific Express Money orders (clear through 74) Pacific Express Company, Money orders (clear through 74) Post Office Money orders 85 96 The Seaboard National Bank of the City of New York Southern Express Company Money orders (clear through 74) The State Bank South Western Express Co. Money orders (clear through 74) South Eastern Express Co. Money orders (clear through 74) 106 Title Guarantee & Trust Company 104 United States Mortgage and Trust Company Wells Fargo & Company, Express Money orders (clear through 23) Western Express Company, Money orders (clear through 65) LIST B OTHER NEW YORK CITY BANKS Name Amalgamated Bank American Trust Company American Union Bank Banco di Sicilia Trust Company Bank of Europe & Trust Company Bank of United States Bank of Yorktown Bronx Borough Bank Bronx County Trust Company Bronx National Bank Capitol National Bank & Trust Company Central Mercantile Bank & Trust Company Central National Bank Century Bank Chelsea Exchange Bank—Harlem, Madison Ave., Claremont Parkway and Brooklyn Branch Clarke Brothers Columbus Bank Commercial Exchange Bank Community State Bank Cosmopolitan Bank County Trust Company Empire Trust Company Federation Bank & Trust Company Pordham National Bank Franklin National Bank Fulton Trust Company Hamilton National Bank Harlem Bank of Commerce Harriman National Bank International Acceptance Securities & Trust Company International Union Bank Interstate Trust Company Joseph Liccione Lebanon National Bank Liberty National Bank Longacre Bank Manufacturers Trust Company Melrose National Bank Merchants Bank of New York City Murray Hill Trust Company Mutual Bank National Bank of Yorkville New Netherland Bank LIST B—(Continued) Name Pennsylvania Exchange Bank Port Morris Bank Prisco State Bank Public National Bank Seventh National Bank Standard Bank Terminal Trust Company Times Square Trust Company Trade Bank Trust Company of North America United National Bank Woodside National Bank World Exchange Bank OTHER NEW YORK CITY BANKS Located in Borough of Brooklyn Atlantic State Bank Bank of Coney Island Bank of Sheepshead Bay Bank of Glendale Brooklyn Trust Company Bushwick National Bank Citizens Bank of Brooklyn Dewey State Bank Erasmus State Bank First National Bank of Brooklyn Globe Exchange Bank Granite National Bank Kensington Bank Kings County Trust Company Lafayette National Bank Mechanics Bank of Brooklyn Midwood Trust Company Montauk Bank Municipal Bank Nassau National Bank National Bank of Ridgewood Nostrand Bank Peoples National Bank Rugby National Bank Security State Bank Anthony Sessa & Son L. M. P. Scotto & Bro. Traders National Bank LIST C MEMBERS OF NORTHERN NEW JERSEY CLEARING HOUSE ASSOCIATION AND NON-MEMBERS CLEARING THROUGH THEM Name No. 11 14 6 12 16 22 7 3 13 9 8 18 15 17 10 Bayonne Trust Company, Bayonne 11A *The Bayonne National Bank, Bayonne The Claremont Bank of Jersey City Commercial Trust Company of New Jersey, Jersey City 6A Grove Street Branch, Jersey City 6B Five Corners Branch, Jersey City 6C *Bergen Avenue Trust Company, Jersey City Federal Eeserve Bank of New York The First National Bank of Hoboken 5B *Hoboken Trust Company, Hoboken 5C *The First National Bank of Secaucus The First National Bank of Jersey City 2A *Hudson City Savings Bank, Jersey City 2B *Bergen National Bank, Jersey City 2C *The Franklin National Bank, Jersey City 2D •Jackson Trust Company, Jersey City 2E *Labor National Bank, Jersey City Greenville Banking & Trust Company, Jersey City Hudson Trust Company, Hoboken 16A Hudson Trust Company, Union City 16B *North Bergen Trust Company, North Bergen Jefferson Trust Company, Hoboken Lincoln Trust Company of New Jersey, Jersey City Mercantile Trust Company, Jersey City The Merchants National Bank, Jersey City The New Jersey Title Guarantee & Trust Company, Jersey City 9A Bergen Branch, Jersey City 9B West New York Branch, West New York 9C *West Bergen Trust Company, Jersey City 9D *Bank of Lafayette, Jersey City The Second Bank & Trust Company of Hoboken 8 A * Columbia Trust Company of New Jersey Hoboken Steneck Trust Company, Hoboken 18A *City Trust Company, Hoboken Trust Company of New Jersey, Jersey City 15A Bergen & Lafayette Branch, Jersey City 15B Hoboken Branch, Hoboken 15C Peoples Safe Deposit Branch, Jersey City 15D Union City Branch, Union City 15E *West New York Trust Company, West New YorkUnion Trust & Hudson County National Bank, Jersey City 17A Jackson Avenue Branch, Jersey City 17B Bayonne Branch, Bayonne 17C 'Highland Trust Company of New Jersey 17D *Pavonia Bank, Jersey City Weehawken Trust and Title Company, Union City * Non-member Clearing Banks. 8 ^ ' Federal Reserve Bank of New York S E C O N D F E D E R A L R E S E R V E TIME SCHEDULE Showing When the Proceeds of Items Will Become Available Effective March 1,1927 D I S T R I C T FEDERAL RESERVE BANK OF NEW YORK Schedule Showing When the Proceeds of Items Will Become Available (Superseding Schedule Issued June 1, 1925) IMMEDIATE CREDIT When received by 9 a. m. New York Clearing House banks (Keference to List A, pages 4 and 5) Other New York City and Brooklyn banks (Reference to List B, pages 6 and 7) Northern New Jersey Clearing House banks (Reference to List C, page 8) Checks and warrants on Treasurer of the United States, Washington, D. C. When received by 3 p. m. (Saturdays 1 p. ra.) Checks on Federal Reserve Bank of New York and Buffalo Branch Officers' checks of other Federal Reserve Banks Federal Reserve Exchange Drafts Federal Reserve Transfer Drafts ONE DAY AFTER RECEIPT New York City—Checks and items on institutions not mentioned above, which we may elect to No. handle, when received by 9 a. m. Boston 1 District Philadelphia ;\ 5 Richmond District 5 Branch of Baltimore 4 Branch of Pittsburgh 2 Branch of Buffalo TWO DAYS AFTER RECEIPT DISTRICTS NO. NO. BOSTON NEW YORK PHILADELPHIA 1 2 CLEVELAND 3 4 RICHMOND ATLANTA 6 5 7 8 ST. LOUIS 9 MINNEAPOLIS KANSAS CITY.MO. 1C CHICAGO DALLAS SAN FRANCISCO CLOSING TIME FOR DEFERRED ITEMS Payable in Second District 2 :30 p. m. Saturdays 1 p. m. Items $500 and over 3:30 p. m. Saturdays 1 p. m. I ' l o t l -V V I. Cleveland Cincinnati Chicago Detroit Atlanta Birmingham Jacksonville Nashville Minneapolis St. Paul St. Louis Louisville THREE DAYS AFTER RECEIPT District Branch of District Branch of District Branch of Branch of Branch of District In District District Branch of New Orleans Memphis Little Rock Kansas City, Mo. Kansas City, Kans. Omaha Oklahoma City Dallas FOUR DAYS AFTER RECEIPT Branch of Branch of Branch of District In District Branch of Branch of District Helena El Paso Houston Denver Spokane Salt Lake City Portland, Ore. Seattle Branch Branch Branch Branch Branch Branch Branch Branch of of of of of of of of No. 4 4 7 7 6 6 6 6 9 9 8 Payable in other Federal Reserve Districts 12:30 p. m. Saturdays 12:30 p. m. Items $500 and over 3:30 p. m. Saturdays 1 p. m. Banks in Connecticut Delaware District of Columbia Maine •Maryland •Massachusetts New Hampshire **New Jersey 'New York •Pennsylvania Rhode Island Vermont "Virginia g ^ No. 6 8 8 10 10 10 JO 11 No. 9 11 11 10 12 12 12 12 •Alabama •Arkansas •Florida •Georgia •Illinois Indiana Iowa •Kansas •Kentucky •Michigan Banks in •Minnesota Mississippi •Missouri North Carolina •Ohio South Carolina •Tennessee West Virginia Wisconsin FIVE DAYS AFTER RECEIPT San Francisco Los Angeles District Branch of No. 12 12 EIGHT DAYS AFTER RECEIPT Arizona •California •Colorado Idaho •Louisiana •Montana •Nebraska Nevada New Mexico * Except banks in cities referred to in the first column. •• Except banks in Northern New Jersey Clearing House Association referred to on page Banks in North Dakota •Oklahoma •Oregon South Dakota •Texas •Utah •Washington Wyoming 11 12 TIME SCHEDULE INFORMATION AND INSTRUCTIONS In order to expedite the forwarding of checks and the obtaining of prompt credit therefor, member banks are requested in the preparation of their letters to sort their checks into the following classes and list each class on a separate sheet or total. (a) Items drawn on members of the New York Clearing House (List A, page 4). (b) Items drawn on other New York City banks (List B, page 6) and on Brooklyn banks and bankers (page 7). (c) Items drawn on members of the Northern New Jersey Clearing House Association (List C, page 8). (d) Checks and warrants on Treasurer of the United States, Washington, D. C. (e) Items drawn on one-day points. (f) Items drawn on two-day points, subdivided into 1. A letter containing items drawn upon banks situated in the State of New York. (a) Cities and towns—A to L. (b) Cities and towns—M to Z. 2. A letter containing items drawn upon banks situated in the portion of New Jersey that is in this district, and Fairfield County, Conn., and 3. A letter covering all other items on the two-day points outside of this district. (g) Items drawn on three-day points, (h) Items drawn on four-day points, (i) Items drawn on five-day points, (j) Items drawn on eight-day points. All letters received, classified as above, will be credited in full for the total shown, and errors in listing or footing will be adjusted by a separate debit or credit. Checks received unsorted will be made available for the longest period required to collect any item inclosed. Two-day items received by us in time to be forwarded Saturday will be available Tuesday. Four-day items received by us in time to be forwarded Thursday will be available Tuesday, and those received by us in time to be forwarded Friday and Saturday will be available Wednesday. Credit and availability are in all instances subject to our actual receipt of payment. In this connection attention is invited to the fact that the periods of the time schedule are based generally upon the average mail time required for items to reach the paying bank, plus the time required for the paying bank to remit to the Federal Reserve BanlT, and they do not necessarily indicate the actual time required for collection. It must be borne in mind, therefore, that advice of availability cannot and must not be considered advice of actual payment. Indorsement of Checks All checks forwarded to this bank must be indorsed without restriction to the order of the Federal Reserve Bank of New York or to the order of any bank, banker or trust company with all prior indorsements guaranteed and show the American Bankers' Association transit number of the indorsing bank in prominent type on both sides of the indorsement stamp. All items should be described on cash letters by inserting the name of bank and town upon which they are drawn, or by inserting the A. B. A. transit number of the bank. General Conditions Under Which Items Are Accepted Every bank sending checks or other cash items to us, or to another Federal Reserve Bank, for our account, will be understood to have agreed to the terms and conditions of our Check Collection Circular and of the Regulation of the Federal Reserve Board governing check clearing and collection. LIST A MEMBERS OF NEW YORK CLEARING HOUSE ASSOCIATION AND NON-MEMBERS CLEARING THROUGH THEM No. Name Adams-Southern Express Co. Money orders (clear through 67) Adams Express Company, Money orders (clear through 67) The American Exchange Irving Trust Company American Express Company, Money orders (clear through 23) 6 2 103 59 The Bank of America Bank of the Manhattan Company Bank of Montreal, New York Agents (clear through 8) Bank of New York and Trust Company The Bank of Washington Heights (clear through 74) Bankers Trust Company The Bowery & East River National Bank 74 30 12 124 78 72 45 Canadian Bank of Commerce, New York (clear through 67) Canadian Northern Express Company Money orders (clear through 67) Canadian Express Company, Money orders (N. Y.) (clear through 23) The Chase National Bank The Chatham Phenix Nat'l Bank and Trust Co. of the City of New York The Chemical National Bank of New York Colonial Bank Commonwealth Bank The Continental Bank of New York The Corn Exchange Bank Dominion Express, Money orders (clear through 8) 123 The Equitable Trust Company of New York 121 120 108 76 65 The Farmers' Loan and Trust Company Federal Eeserve Bank of New York Fidelity Trust Company The Fifth Avenue Bank of New York The First National Bank of the City of New York 81 17 107 33 The Garfield National Bank of the City of New York Grace National Bank (clear through 45) Great Northern Express Company, Money orders (clear through 74) The Greenwich Bank Guaranty Trust Company of New York The Hanover National Bank of the City of New York LIST A—(Continued) No. Name ... International Mercantile Marine Money orders (clear through 65) 110 Lawyers Trust Company ... Mechanics Trust Company, Bayonne, N. J. (clear through 33) 23 8 54 114 ... 85 96 National Bank of Commerce in New York The National City Bank of New York The National Park Bank of New York Newfoundland Express Money orders (clear through 8) The New York Trust Company Northern Pacific Express Money orders (clear through 74) Pacific Express Company, Money orders (clear through 74) Post Office Money orders The Seaboard National Bank of the City of New York Southern Express Company Money orders (clear through 74) The State Bank South Western Express Co. Money orders (clear through 74) South Eastern Express Co. Money orders (clear through 74) 106 Title Guarantee & Trust Company 104 United States Mortgage and Trust Company Wells Fargo & Company, Express Money orders (clear through 23) Western Express Company, Money orders (clear through 65) • 1 LIST B OTHER N E W YORK CITY BANKS Name Amalgamated Bank American Trust Company American Union Bank Banco di Sicilia Trust Company Bank of Europe & Trust Company Bank of United States Bank of Yorktown Bronx Borough Bank Bronx County Trust Company Bronx National Bank Capitol National Bank & Trust Company Central Mercantile Bank & Trust Company Central National Bank Century Bank Chelsea Exchange Bank—Harlem, Madison Ave., Claremont Parkway and Brooklyn Branch Clarke Brothers Columbus Bank Commercial Exchange Bank Community State Bank Cosmopolitan Bank County Trust Company Empire Trust Company Federation Bank & Trust Company Fordham National Bank Franklin National Bank Fulton Trust Company Hamilton National Bank Harlem Bank of Commerce Harriman National Bank International Acceptance Securities & Trust Company International Union Bank Interstate Trust Company Joseph Liccione Lebanon National Bank Liberty National Bank Longacre Bank Manufacturers Trust Company Melrose National Bank Merchants Bank of New York City Murray Hill Trust Company Mutual Bank National Bank of Yorkville New Netherland Bank ^ LIST B—(Continued) Name Pennsylvania Exchange Bank Port Morris Bank Prisco State Bank Public National Bank Seventh National Bank Standard Bank Terminal Trust Company Times Square Trust Company Trade Bank Trust Company of North America United National Bank Woodside National Bank World Exchange Bank OTHER NEW YORK CITY BANKS Located in Borough of Brooklyn Atlantic State Bank Bank of Coney Island Bank of Sheepshead Bay Bank of Glendale Brooklyn Trust Company Bushwick National Bank Citizens Bank of Brooklyn Dewey State Bank Erasmus State Bank First National Bank of Brooklyn Globe Exchange Bank Granite National Bank Kensington Bank Kings County Trust Company Lafayette National Bank Mechanics Bank of Brooklyn Midwood Trust Company Montauk Bank Municipal Bank Nassau National Bank National Bank of Ridgewood Nostrand Bank Peoples National Bank Rugby National Bank Security State Bank Anthony Sessa & Son L. M. P. Scotto & Bro. Traders National Bank LIST C MEMBERS OF NORTHERN NEW JERSEY CLEARING HOUSE ASSOCIATION AND NON-MEMBERS CLEARING THROUGH THEM Name No. 11 14 6 12 16 22 7 3 13 9 8 18 15 17 10 Bayonne Trust Company, Bayonne 11A *The Bayonne National Bank, Bayonne The Claremont Bank of Jersey City Commercial Trust Company of New Jersey, Jersey City 6A Grove Street Branch, Jersey City 6B Five Corners Branch, Jersey City 6C *Bergen Avenue Trust Company, Jersey City Federal Reserve Bank of New York The First National Bank of Hoboken 5B *Hoboken Trust Company, Hoboken 5C *The First National Bank of Secaucus The First National Bank of Jersey City 2A *Hudson City Savings Bank, Jersey City 2B *Bergen National Bank, Jersey City 2C *The Franklin National Bank, Jersey City 2D *Jackson Trust Company, Jersey City 2E *Labor National Bank, Jersey City Greenville Banking & Trust Company, Jersey City Hudson Trust Company, Hoboken 16A Hudson Trust Company, Union City 16B *North Bergen Trust Company, North Bergen Jefferson Trust Company, Hoboken Lincoln Trust Company of New Jersey, Jersey City Mercantile Trust Company, Jersey City The Merchants National Bank, Jersey City The New Jersey Title Guarantee & Trust Company, Jersey City 9A Bergen Branch, Jersey City 9B West New York Branch, West New York 9C *West Bergen Trust Company, Jersey City 9D *Bank of Lafayette, Jersey City The Second Bank & Trust Company of Hoboken 8A *Columbia Trust Company of New Jersey, Hoboken Steneck Trust Company, Hoboken 18A #City Trust Company, Hoboken Trust Company of New Jersey, Jersey City 15A Bergen & Lafayette Branch, Jersey City 15B Hoboken Branch, Hoboken 15C Peoples Safe Deposit Branch, Jersey City 15D Union City Branch, Union City 15E *West New York Trust Company, West New York Union Trust & Hudson County National Bank, Jersey City 17A Jackson Avenue Branch, Jersey City 17B Bayonne Branch, Bayonne 17C * Highland Trust Company of New Jersey 17D *Pavonia Bank, Jersey City Weehawken Trust and Title Company, Union City * Non-member Clearing; Banks.