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FEDERAL RESERVE BANK OF NEW YORK ("Circular No. 448, March 28, 1922~| [_ Superseding Circular No. 437 J Check Department Collection of Checks Drawn on The Citizens National Bank of Hammond, N. Y. To all Member Banks and Nonmember Clearing Banks in the Second Federal Reserve District: We have been advised that The Citizens National Bank of Hammond, N. Y., which was closed on February 8, 1922, by order of its board of directors, will reopen for business on March 29, 1922. We will, therefore, accept checks drawn on that bank for collection as cash items on and after March 29, 1922. Very truly yours, BENJ. STRONG, Governor