Federal Reserve Bank of Chicago. "FFIEC Recommendations, Regulation Z (Truth in Lending), Restitution to Consumers : Depository Institutions Deregulation and Monetary Control Act of 1980, Circular No. 2830" in Federal Reserve Bank of Chicago Bulletins and Circular Letters (July 2, 1980). https://fraser.stlouisfed.org/title/7180/item/669445, accessed on April 16, 2026.