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Authorized for public release by the FOMC Secretariat on 1/12/2024 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM DIVISION OF MONETARY AFFAIRS FOMC SECRETARIAT Date: January 22, 2017 To: Federal Open Market Committee From: James A. Clouse and Matthew M. Luecke Subject: Memo referenced in January Tealbook A footnote Attached is a memo titled “Implications of U.S. Yield Curve Flattening or Inversion for U.S. Banks,” which was referenced in footnote 9 (page 49) of the January Tealbook A. Page 1 of 1